!"# $%& '() The effecting factors on the request for banking service An applied Study on sample of advantageous in Nineveh Governorate

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1 !"# $%& '() The effecting factors on the request for banking service An applied Study on sample of advantageous in Nineveh Governorate,-. /( *+* )"40 () "#! 2) *+,-. /0""1 ' "#$%& '( :); $%4* % 1.<=->-0!?@ABCD> 05/ EFGH;,& ' :#!1= / -A ), <4I.J!15 )/ -K )!/ 1, M40" L6 "H;,& '"/!%FM %E 0LN 10O6-*J +:1:( LP;Q&> O O $% 9)! 2 <4I$%E 0LN5( :R ABSTRACT The banking services are consider to be the main front for the bank's customers and am important means in attracting the new customers and to hold the e- customers. It is the passing gate for dealing with different activities of the bank. the aim of this research his to clarify the effecting factors on the request of the bank service for specimen of advantageous in Nineveh Governerate through of application from which designated for this purpose. It is noted that one of most important among these factors is the increase of the advantage rate which decreases the demand for these services and the decrease of the discount rates which increases the need for it.furthermore, the bank in N.G are highly trusted because of grantees which are imposed on the customers,besides, the economical and security circumstances which the country witnesses have great influence on the increase of requesting for these services.

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