Feature Comparison Introduction The purpose of this artifact is to describe the differences in functionality between the Yodlee PersonalFinance 12x instance and the latest Yodlee PersonalFinance 3.0 instance deployed for ICICI Bank. Module Feature My Money 12x My Money 3.0 Responsiveness & look and feel The application was non-responsive The View Demo feature available on all pages displays information about My Money features The application is responsive. resizes automatically based on browser dimensions. The User Experience on the application has been significantly enhanced to make the application more intuitive and simple to use The View Demo feature has been removed and Feature Tour has been introduced on most widgets. This feature guides the user in using the widget Demo Search bar on header Screen shot showing View Demo feature on My Money 12x The search bar helps users search for transactions The global Search bar has been removed. Instead user can search for transactions on the Transactions widget
Screen shot showing the Search bar on My Money 12x The Edit Preferences feature lets users choose the default home page The Edit Preferences feature has been removed Edit Preferences Transaction categories Screen shot showing the Edit Preferences page on My Money 12x Only master level categories were available Utilities No dedicated utilities feature High-level categories have been introduced across the application to simplify tracking of spending and transactions A new tab called Utilities has been introduced. The Utilities module consists of widgets such as File Importer and Tax Planner
Screen shot showing the Utilities tab on My Money 3.0 The Dashboard page can be personalized by dragging and dropping widgets of user s choice on the dashboard page The Dashboard page cannot the personalized. Widgets are common for all users. Widgets cannot be moved around (no drag and drop functionality) The My Widgets tray and Widget Center tab has been removed Dashboard Help Widget User Experience Help content Screen shot showing the My Widgets tray on My Money 12x Help content was available on all pages. User could click on help icon on each widget or on the tab bar (global help) to view the help content Help content has been removed. Instead of help, anew feature called Feature Tour has been introduced on most widgets. This feature guides the user in using the widget
Screen shot showing the Help widget on My Money 12x Screen shot showing Feature Tour on My Money 3.0 Add an Account Look and feel Old look and feel The look and feel has improved. A Tips section has been introduced to help the user add accounts
Screen shot showing the new Add an Account wizard on My Money 3.0 On click of each account on the Accounts Summary module, embedded widgets such as Details, Transactions etc. would be displayed Embedded widgets have been removed. Clicking on an account on the Accounts Summary widget takes the user to the Transactions widget with the corresponding account s transactions Accounts Summary Embedded widgets
Screen shot showing the embedded widgets on My Money 12x Transactions Look and feel Old look and feel Not available The look and feel has been improved. The user experience is more intuitive Users can upload attachments against individual transactions for reference Transactions Spending Analysis Upload feature Spending Analysis Screen shot showing the attachments feature on My Money 3.0 Only spending break-up by category was shown The Spending Analysis widget has been significantly enhanced. Spending trend for each month for the last six months is shown along with the average spending. On click of a particular month, the breakup of expenses by high-level categories are shown. High-level categories are newly introduced to make spend analysis simpler. On click of a high-level category, the detailed spending break-up is shown. User can switch to Income Analysis on the same widget
Screen shot showing the Spending Analysis widget on My Money 12x Screen shot showing the spending trend on My Money 3.0 Investment Holdings Investments View Old look and feel The Investments Holding widget has an improved, more simplified user experience. A new summary table showing various balances has been introduced
Screen shot showing the Investments Holding widget on My Money 3.0 Net Worth Net Worth Old look and feel Old look and feel The Net Worth widget has an improved, more simplified user experience. The Budget widget has an improved, more simplified user experience. A new Income and Spending summary table has been introduced which summarizes actual income and spending against target budget set by the user A new Notifications section has been added which notifies the user about actual spending approaching budget limit set by the user Budget Budget
Screen shot showing the Busget widget on My Money 3.0 Bills Manage Bills The Bill Reminder widget shows upcoming and past-due bills The Rewards widget reward points accrued The Bill Reminder widget is no longer available. Instead, bills are shown on Accounts Summary widget The Rewards widget is no longer available. Instead, rewards are shown on Accounts Summary widget Screen shot showing the Rewards widget on My Money 12x Screen shot showing a rewards account on My Money 3.0 Rewards Manage Reward Points