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1 of 5 11/1/2013 7:57 PM Submission of paper 7 messages n_shahnaz@um.edu.my <n_shahnaz@um.edu.my> To: journal_tibe@yahoo.co.uk Cc: Bcc: salehtabiani@yahoo.com Thu, Jul 28, 2011 at 12:22 AM Dear Sir/Madam, I attach herewith a co-authored paper entitled "The Impact of Financial Literacy on Individual Saving: An Exploratory Study in the Malaysian Context" for your consideration. FYI, the other email address I'm supposed to send this submission to seems to be incorrect. Please let me know what I should do next, OR, if this email (to journal_tibe@yahoo.co.uk) is sufficient. Hope to receive feedback as soon as possible. Thanking you in advance. Best wishes -- Nurul Shahnaz Ahmad Mahdzan, PhD Department of Finance & Banking Faculty of Business & Accountancy University of Malaya Tel: 03-79673958 Fax: 03-79673810 The influence of financial literacy on individual saving.docx 92K Fri, Jul 29, 2011 at 2:33 AM We have received your paper and the primal review of it indicates that it is of publishable quality and we are happy to announce that we schedule it for March 2013, though the waiting list is very long, till 2016, due to a high interest in the Journal. prof. habil. dr. Dainora Grundey

2 of 5 11/1/2013 7:57 PM From: "n_shahnaz@um.edu.my" <n_shahnaz@um.edu.my> To: journal_tibe@yahoo.co.uk Cc: Sent: Wednesday, 27 July 2011, 19:22 Subject: Submission of paper n_shahnaz@um.edu.my <n_shahnaz@um.edu.my> Mon, Aug 1, 2011 at 11:03 AM Dear Prof Grundey, Many thanks for your prompt reply and notification that my paper will be published in your journal. Will I be receiving more feedback on my paper? I do have a couple of other papers I thought of sending to your journal. Is the waiting list really up to 2016? Thank you and best regards Dr Nurul Shahnaz Ahmad Mahdzan Univ of Malaya Mon, Aug 1, 2011 at 8:35 PM Dear Dr Nurul Shahnaz Ahmad Mahdzan, It is lovely to have your message again. You will receive some more feedback from other reveiwers, when the publishing date will be approaching. Unfortunately, the interest in publishing with us is so high with authors from all over the world, we regret but we have a very long waiting list, even though we increased the number of issues and the number of supplements, and even the number of articles in each issue. Therefore, we would go with your original paper you submitted to us, and other papers of yours - maybe it is too long for you wait. prof. habil.dr. Dainora Grundey

3 of 5 11/1/2013 7:57 PM From: "n_shahnaz@um.edu.my" <n_shahnaz@um.edu.my> Sent: Monday, 1 August 2011, 6:03 To: journal_tibe@yahoo.co.uk, inguute@yahoo.com Tue, Dec 11, 2012 at 10:49 PM Dear editorial board of TIBE, Firstly, my heartfelt condolences on the passing of late Prof Grundey. May her soul rest in peace. Secondly, I would just like to enquire about the paper I submitted to your journal which received an acceptance from late Prof Grundey (please refer to email below). From the email I was informed that the article is due for the March 2013 issue. I was wondering if there are any corrections/amendments I need to make prior to publication? Please let me know if there is. Many thanks for your attention on this matter. Dr Nurul Shahnaz Ahmad Mahdzan. ---------- Forwarded message ---------- From: Date: Fri, Jul 29, 2011 at 2:33 AM Finance and Banking Department Faculty of Business and Accountancy University Malaya 50603 Kuala Lumpur Tel: +603-7967 3958 Fax: +603-7967 3980 To: Wed, Dec 12, 2012 at 4:25 PM The process of publishing our journal didn't stop, and we found your article in the our journal future plans. So everything is ok and there are now corrections according to your article.

4 of 5 11/1/2013 7:57 PM From: To: journal_tibe@yahoo.co.uk; inguute@yahoo.com Sent: Tuesday, 11 December 2012, 16:49 Subject: Fwd: Submission of paper Dear editorial board of TIBE, Firstly, my heartfelt condolences on the passing of late Prof Grundey. May her soul rest in peace. Secondly, I would just like to enquire about the paper I submitted to your journal which received an acceptance from late Prof Grundey (please refer to email below). From the email I was informed that the article is due for the March 2013 issue. I was wondering if there are any corrections/amendments I need to make prior to publication? Please let me know if there is. Many thanks for your attention on this matter. Dr Nurul Shahnaz Ahmad Mahdzan. ---------- Forwarded message ---------- From: Date: Fri, Jul 29, 2011 at 2:33 AM We have received your paper and the primal review of it indicates that it is of publishable quality and we are happy to announce that we schedule it for March 2013, though the waiting list is very long, till 2016, due to a high interest in the Journal. prof. habil. dr. Dainora Grundey

5 of 5 11/1/2013 7:57 PM website: http://www.transformations.khf.vu.lt/ " PENAFIAN: E-mel ini dan apa-apa fail yang dikepilkan bersamanya ("Mesej") adalah ditujukan hanya untuk kegunaan penerima(-penerima) yang termaklum di atas dan mungkin mengandungi maklumat sulit. Anda dengan ini dimaklumkan bahawa mengambil apa jua tindakan bersandarkan kepada, membuat penilaian, mengulang hantar, menghebah, mengedar, mencetak, atau menyalin Mesej ini atau sebahagian daripadanya oleh sesiapa selain daripada penerima(-penerima) yang termaklum di atas adalah dilarang. Jika anda telah menerima Mesej ini kerana kesilapan, anda mesti menghapuskan Mesej ini dengan segera dan memaklumkan kepada penghantar Mesej ini menerusi balasan e-mel. Pendapat-pendapat, rumusan-rumusan, dan sebarang maklumat lain di dalam Mesej ini yang tidak berkait dengan urusan rasmi Universiti Malaya adalah difahami sebagai bukan dikeluar atau diperakui oleh mana-mana pihak yang disebut. DISCLAIMER: This e-mail and any files transmitted with it ("Message") is intended only for the use of the recipient(s) named above and may contain confidential information. You are hereby notified that the taking of any action in reliance upon, or any review, retransmission, dissemination, distribution, printing or copying of this Message or any part thereof by anyone other than the intended recipient(s) is strictly prohibited. If you have received this Message in error, you should delete this Message immediately and advise the sender by return e-mail. Opinions, conclusions and other information in this Message that do not relate to the official business of University of Malaya shall be understood as neither given nor endorsed by any of the forementioned. " Wed, Dec 12, 2012 at 6:23 PM Thank you very much for your reply. I will wait for your further instructions on my article. DrShahnaz Mahdzan