CORPORATE PROFILE. Chairman s Message. Mission. Corporate Culture. Vision

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CORPORATE PROFILE Advanced Card Systems Ltd. (ACS, wholly owned subsidiary of Advanced Card Systems Holdings Ltd., SEHK: 820), founded in 995, is Asia Pacific's top supplier and one of the world's top 3 suppliers of PC-linked smart card readers, as well as the winner of the Product Quality Leadership Award for Smart Card Readers from Frost & Sullivan. One of the companies on the Forbes Asia s 200 Best Under a Billion list, a prestigious list of 200 top-performing companies with sales between US$5 million and US$ billion, selected from 2,930 publicly listed enterprises in Asia Pacific, ACS develops a wide range of high quality smart card reading/writing devices, smart cards and related products and distributes them to over 00 countries worldwide. A leader in the smart card industry, ACS has the technology, expertise and global resources to facilitate an easier adoption of smart card applications in different industries across the globe. Chairman s Message Advanced Card Systems Holdings Limited (ACS), a listed company on the Hong Kong Stock Exchange (HKEX), is one of a select group of global companies at the forefront of the smart card revolution. It is a revolution which has seen continued rapid growth in the acceptance and use of various smart card related technologies. Such technologies are now being applied in fields as diverse as telecom, banking, national identity card, automatic revenue collection and e-commerce, with more and more users taking advantage of the fast, efficient, and secure options provided by smart cards. With the technology, expertise and global network, ACS has the ability to bring the next generation of smart card versatility to users around the world. When ACS was established in 995, it was among the pioneers of the industry. Throughout the years, ACS has been devoting its efforts to enhancing and expanding its technologies, developing its staff and building its customer base. Through its hard work and relentless pursuit of excellence, ACS accumulated numerous global accolades and recognitions, including being the recipient of the Best Practices Award: Product Quality Leadership Award for Smart Card Readers from Frost & Sullivan and being included in Forbes Asia's 200 Best Under a Billion list, a prestigious list of 200 well-managed companies with sales between US$5 million and US$ billion, selected from 2,930 publicly-listed enterprises in Asia Pacific. Now, ACS supplies its products and services to over 00 countries in the world and is Asia Pacific's top supplier and one of the world's top 3 suppliers of PC-linked smart card readers. Mr. Denny Wong Chairman & Chief Executive Officer Advanced Card Systems Ltd. ACS is moving forward with the reputation as a major international player, known for its cutting-edge design and engineering expertise, reliability, and cost-effectiveness. ACS is determined to stay at the forefront when it comes to providing the best possible equipment and solutions to support the expanding smart card revolution. Headquartered in Hong Kong, a metropolis well exposed to both Eastern and Western cultures, ACS has the long-term vision To combine scientific spirit and Confucius thoughts to build a sustainable electronic and IT business that is green in order to achieve the dual purposes of business growth and environmental protection. ACS is constantly enhancing and expanding its technologies, developing and supplying better and more products and services, and building a base of satisfied customers in the world. Mission Vision To become a leading provider of card and reader technologies in the world market. Combine scientific spirit and Confucius thoughts to build a sustainable electronic and IT business that is green in order to achieve the dual purposes of business growth and environmental protection. Corporate Culture Keep Promise We deliver our commitments to our business partners and to one another in our company simply because we practice in our company how we should behave in our daily life. Be Reasonable When we deal with our business partners, something may happen beyond what either party anticipates. No contract will be good enough to deal with all unexpected situations. We want to work with business partners with mutual trusts and enter into simple business contracts with them. In the event that a contract turns out to be in our favour but not fair to our partner, we would not take advantage of our partner. Emphasize on Quality Based on the annual customer satisfaction surveys, feedbacks from customers regarding ACS products and services have been excellent. We received the 2009 Best Practices Award "Product Quality Leadership Award for Smart Card Readers" from Frost & Sullivan. However, we are not satisfied. We realize that in order to gain the same level of trust from our customers on quality as our western counterparts, our products must be superior. Generally speaking, Asia has no advantage over Europe and USA in the image of quality it portrays. Respect and Develop Employees We are in a business reliant on knowledge workers. Their voice must be listened to. Employees with insufficient relevant experience should be trained, guided and provided a lot of opportunities to learn, rather than be instructed.

SMART CARDS & SMART CARD OPERATING SYSTEMS Global smart card shipments are expected to reach about 8.8 billion units by 205. ACS develops and provides smart cards with its smart card operating system (ACOS) as intellectual property. Often noted for their secure and elegant architecture, ACOS cards uncover the powerful potential of smart cards, enabling a single card to support multiple applications, from physical/network access control to payment applications. The security level requirement of these applications is, in turn, met by ACOS cards via multilevel secured access hierarchy. One of these cards, the ACOS5 Cryptographic Smart Card, is especially designed for RSA public-key cryptographic operations that are essential in smart card PKI, digital signature, etc. ACOS3 ACOS3X ACOS3 Combi /Contactless ACOS6 ACOS6-SAM ACOS7 Combi /Contactless ACOS0 ACOS0 Combi /Contactless ACOS5-64 Cryptomate Form Factor Card - Contact Only Card - Contactless Only Card - Contact and Contactless Token - Contact Card and USB Full Speed Communication Speed Contact interface 9,600-223,200 bps Contactless interface 06,000-848,000 bps Memory EEPROM Size 32KB/72KB 256KB 8KB 64KB 32KB 8KB 32KB 8KB 64KB 64KB Protocol Contact interface T = 0 Contactless interface T = CL Certifications / Compliance Contact Interface ISO 786 - /2/3 ISO 786-4 ISO 786-8/9 Contactless Interface ISO 4443 Common Criteria EAL5+ Chip Level Chip Level Chip Level Chip Level Chip Level PBOC 2.0 e-deposit/e-purse Ministry of Construction (China) NSH- (Brazil) File Systems Transparent/Binary File Linear Fixed Record Linear Variable Record Cyclic File Cryptographic Capabilities DES/3DES 3K3DES AES - 28 bits AES - 92 bits AES - 256 bits RSA - 52 to 4096 bits (in 256-bit step) SHA-, SHA-256 Mutual Authentication Secure Messaging Random Number Generator (FIPS 40-2) EEPROM Endurance 00,000 Read/Write Cycles 500,000 Read/Write Cycles Data Retention 0 Years Subject to change without prior notice

PC-LINKED SMART CARD READERS ACS develops and provides high quality and reliable PC-linked smart card readers, which are based on various industry standards such as PC/SC (Personal Computer/Smart Card) and EMV (Europay, MasterCard and Visa). ACS PC-linked readers are ideal for providing individual authentication for security applications such as e-government services, e-commerce, banking services, healthcare management, digital signature, internet lottery and mobile telecommunication applications. PC-linked readers are poised for greater popularity because these relatively low-cost readers enable simple operation, extensive range of compatibility and ease of implementation. NEW NEW ACR38U-I ACR38U-N ACR38U-H ACR38T-D ACR38F-A ACR38K-E ACR39U-I ACR39T-A ACR33U-A Physical Characteristics Dimensions (mm) Weight (g) Host Interface USB (Full Speed) Contact Smart Card Interface ISO 786 (Class A, B and C) MCU Cards, T=0 and T= Memory Cards Card Form Card Slot Built-In Peripherals LED Buzzer SAM Slot Certifications/Compliance PC/SC CCID WHQL EMV Level (Contact) FIPS 20 LASCOM (Japan) CE, FCC VCCI KC RoHS REACH MTBF (hours) Supported OS Platforms Windows Mac OS X Linux Android 72.2 x 69.0 x 4.5 65.0 344 Optional 500,000 58.0 x 20.0 x 3.7 7.5 x 80.0 x 80.0 2.0 74.0 344 344 2 500,000 500,000 67.6 x 23.0 x 8.0 2.0 344 SIM-Sized 500,000 25.0 x 0.5 x 25.5 40.0 344 500,000 449.7 x 53.5 x 56.7 550.0 344 500,000 72.2 x 69.0 x 4.5 65.0 600 500,000 49.5 x 2.5 x 9.0 8.2 600 SIM-Sized 500,000 03.5 x 85.0 x 59.9 30.0 Class A only 344 2 3 3 500,000 Subject to change without prior notice

CONTACTLESS READERS NFC payments would total to 22B USD by 206. ACS offers a series of contactless smart card readers/writers to address the growing popularity of and demand for contactless applications. Hinged upon the 3.56 MHz RFID technology, these readers are developed to support various contactless protocols such as ISO 4443 and B, Mifare, FeliCa and NFC, to facilitate their use in a wide range of applications. NEW NEW NEW ACR22U ACR22T ACR22S ACR22L/ ACR222L ACR25U/ ACR252U ACR222U-J4 ACR28U-C/ ACR28S-C ACR28U npa ACR283L ACR23 Physical Characteristics Dimensions (mm) Weight (g) Processor Processor Embedded Platform Operation Modes PC-Linked Standalone Power USB Powered Battery Powered External Power Adapter Host Interface USB (Full Speed) Serial (RS232) Contactless Smart Card Interface ISO 4443 and B ISO/IEC 8092 (NFC) MiFare FeliCa Reading Distance (mm) FeliCa Mobile Devices Extended APDU Support Secure Mifare Key Storage Card Emulation Peer-to-Peer (P2P) Contact Smart Card Interface ISO 786 (Class A, B and C) MCU Cards, T=0 and T= Memory Third-party Application Data Storage Upgradeability USB Firmware Upgrade Built-In Peripherals LCD Resolution Graphical LCD for Multiple Languages Keypad LED Buzzer SAM Slot Tamper Switch Real Time Clock Certifications/Compliance PC/SC CCID WHQL EMV Levels and 2 (Contactless) NFC Forum Certification Mark FIPS20 Germany npa LASCOM (Japan) PBOC qpboc CE, FCC VCCI MIC (Japan) KC RoHS Supported OS Platforms Windows Mac OS X Linux Android 98.0 x 65.0 x 2.8 75.0 x 30.0 x 2.7 20.5 x 72.0 x 20.4 70.0 5.0 48.0 8 bit 8 bit 8 bit DB9 58.0 x 95.00 x 95.0 (w/ Base Stand) 645.0 (ACR22L w/ Base Stand) 45.0 (ACR222L w/ Base Stand) (ACR222L) DB9 (ACR22L) 06, 22, 424 06, 22, 424 06, 22, 424 06, 22, 424 50 30 50 50 Upon Request Upon Request Upon Request Upon Request Upon Request Upon Request Upon Request Upon Request (bi-colour) (bi-colour) 2 4 8 bit ACR222L ACR22L ACR222L 28 x 32 6 alphanumeric characters x 2 lines 3 ACR222L ACR222L ACR222L ACR222L ACR222L ACR222L 98.0 x 65.0 x 2.8 85.0 x 54.0 x 0.0 73.0 40.0 40.0 (ACR28U) 50.0 (ACR28S) 8 bit (ACR25) 32 bit (ACR252) x Rechargeable Li-ion Battery 20.5 x 72.0 x 20.4 20.5 x 72.0 x 20.4 58.0 x 95.00 x 95.0 (w/ Base Stand) 05.0 420.0 (w/ Base stand) 6 alphanumeric characters x 2 lines 77.4 x 00.0 x 94.5 (w/ Base Stand) 506.0 (w/ Base Stand) 8 bit 8 bit 8 bit 32 bit 32 bit (ACR28U-C) DB9 (ACR28S-C) 06, 22, 424 22 06, 22, 424, 848 06, 22, 424, 848 06, 22, 424, 848 06, 22, 424, 848 50 0 50 50 50 50 ACR252U (bi-colour) ACR252U 400 KB 52 KB 6 alphanumeric characters x 8 lines 2-Key 2 2 2 4 4 420 ACR28U-C ACR28U-C ACR28U-C ACR28U-C Upon Request (ACR28U-C) Upon Request (ACR28U-C) ACR28U-C ACR28U-C 28 x 32 FreeRT (Optional) RJ45 28 x 64 4 3 Subject to change without prior notice

MOBILE SMART CARD READERS Small and medium businesses are increasingly accepting payments through mobile card readers, and this number is set to rise considerably. ACS offers a line of mobile card readers to work in conjunction with most tablets and smartphones in the market. Not only do these mobile card readers entail less installation costs, they also enable users to perform card transactions at any location, without being bogged down by PCs or other bulky equipment. With a mobile card reader, virtually anywhere is a point of sale. NEW NEW NEW NEW ACR3-A ACR32-A ACR35-A ACR38U-ND Physical Characteristics Dimensions (mm) Weight (g) Power USB Powered Battery Powered Host Interface 3.5 mm Audio Jack USB (Full Speed) Magnetic Card Interface ISO 780 ISO 78 Hi-Coercivity Magnetic Card Lo-Coercivity Magnetic Card JIS JIS2 Contact Smart Card Interface ISO 786 (Class A, B and C) MCU Cards, T=0 and T= Memory Cards Card Form Contactless Smart Card Interface ISO 4443 and B ISO/IEC 8092 (NFC) Mifare Felica Reading Distance (mm) Built-In Peripherals LED Encryption Algorithm AES - 28 Key Management DUKPT Certifications/Compliance PC/SC CCID WHQL EMV Level (Contact) FIPS 20 CE, FCC VCCI RoHS REACH Supported OS Platforms Windows Mac OS X Linux Android ios 39.7 x 46.0 x 8.0 60.0 x 45.0 x 6.0 60.0 x 42.0 x 3.0 58.0 x 20.0 x 3.7 20.0 25.0 30.5 0.0 x Replaceable CR2032 x Rechargeable Li-ion Battery x Rechargeable Li-ion Battery 600 Micro-B 344 06, 22, 424 30 Subject to change without prior notice

SMART CARD / FINGERPRINT READERS Biometric authentication is expected to secure ever-increasing mobile payment transactions. The ACS line of smart card / fingerprint readers combines the smart card reader and fingerprint sensor technologies into one secure platform. By cooperating with leading biometric sensor and algorithm suppliers, ACS provides a high level of security and convenience for applications within the government, corporate, financial and healthcare sectors. AET62 AET65 Physical Characteristics Dimensions (mm) Weight (g) Host Interface USB (Full Speed) Contact Smart Card Interface ISO 786 (Class A, B and C) MCU Cards, T=0 and T= Memory Cards Card Form Contactless Smart Card Interface ISO 4443 and B ISO/IEC 8092 (NFC) Mifare FeliCa Reading Distance (mm) Fingerprint Scanner Interface Fingerprint Capture Active Sensor Size (mm) Image Resolution (dpi) Template Extraction and Matching (via default UPEK algorithm) Match Mode 3rd-Party Fingerprint Algorithm Support Built-In Peripherals LED SAM Slot Certifications/Compliance PC/SC CCID WHQL BioAPI. Windows Biometric Framework CE, FCC RoHS Supported OS Platforms Windows Linux 2.5 x 53.9 x 28.4 85. x 70. x 35.5 70.0 94.0 250 06, 22, 424 30 Strip/Swipe Strip/Swipe 9.6 x 0.2 9.6 x 0.2 508 508 Onboard Onboard : : (bi-colour) 2 Upon Request Upon Request Upon Request Subject to change without prior notice

SMART CARD READERS with PIN-PAD Pinpad readers present an advantage because they are among the devices that enable multi-layered security in applications. ACS develops and provides secure PIN-pad smart card readers, with each having a built-in keypad, an LCD and a host of other features. This type of reader is ideal for applications where a simple PC-linked smart card reader does not meet the user s security requirements, such as PIN entry and the confirmation of transaction details. NEW ACR83U-A ACR89U-A ACR89U-A2 Physical Characteristics Dimensions (mm) Weight (g) Processor Processor Embedded Platform Operation Modes PC-Linked Standalone Power USB Powered Battery Powered External Power Adapter Host Interface USB (Full Speed) Contact Smart Card Interface ISO 786 (Class A, B and C) MCU Cards, T=0 and T= Memory Cards Card Form Card Slot Contactless Smart Card Interface ISO 4443 and B ISO/IEC 8092 (NFC) Mifare Felica Reading Distance (mm) Memory Third-party Application Data Storage Upgradeability On-Board Firmware Upgradeable Built-In Peripherals LCD Graphical LCD for Multiple Languages Keypad LED Buzzer Tamper Switch Real Time Clock SAM Slot Detachable Thermal Printer Certifications/Compliance PC/SC PC/SC 2.0 Part 0 - Secure PIN Entry CCID WHQL EMV Level (contact) CE, FCC RoHS Supported OS Platforms Windows Mac OS X Linux Android 8.0 x 46.0 x 2.0 8.0 x 77.0 x 30.5 8.0 x 77.0 x 30.5 65.0 235.0 235.0 8 Bit 32 Bit 32 Bit FreeRT via detachable USB cable Optional FreeRT via detachable USB cable x Rechargeable Li-ion Battery x Rechargeable Li-ion Battery Optional 250 250 250 2 2 52 KB 52 KB 384 KB 384 KB 96 x 6 28 x 64 28 x 64 6 alphanumeric characters x 2 lines 2 alphanumeric characters x 8 lines 2 alphanumeric characters x 8 lines 4-Key 20-Key 20-Key 4 4 3 3 Optional (PTR89) 06, 22, 424 30 Optional (PTR89) Subject to change without prior notice

PC-LINKED READERS WITH MASS STORAGE ACS has realized the importance of integrating flash memory into smart card readers, hence the development of PC-linked readers with mass storage. Designed for SIM-sized smart cards (Plug-in cards) access and data or application storage, it is ideal for GSM solutions such PC-linked readers with mass storage extend capabilities of applications because of their flash drive feature. Partitioning options enhance security and flexibility in terms of software and application storage, and enable mobility. as GSM management software and VoIP applications, electronic payment systems, home banking, and transportation. ACR0I ACR00I Physical Characteristics Dimensions (mm) Weight (g) Host Interface USB (Full Speed) Contact Smart Card Interface ISO 786 (Class A, B and C) MCU Cards, T=0 and T= Memory Cards Card Form Mass Storage Built-In Flash Memory (GB) Expandable Memory Partitionable Memory Additional Features Contactless Interface Certifications/Compliance PC/SC CCID HID WHQL CE, FCC VCCI RoHS MTBF (hours) Supported OS Platforms Windows Mac OS X Linux Android 72.0 x 26.0 x.7 76.0 x 26.0 x 2.0 5.0 20.0 344 344 SIM-Sized SIM-Sized 2 2GB Micro SD Card Embedded Mifare K chip and antenna Embedded Mifare K chip and antenna Upon Request Upon Request 500,000 500,000 Subject to change without prior notice

DYNAMIC PASSWORD GENERATORS Shipments of hardware-based secure password solutions will amount to around.8 billion units by the end of 206. ACS develops and provides highly secure and reliable dynamic password generators that comply with industry standards such as EMV (Europay, MasterCard and Visa) Level, MasterCard CAP (Chip Authentication Program), MasterCard PLA (Pin-less/Perso-less Authentication) and VISA DPA (Dynamic Passcode Authentication). The device can be used in a variety of payment and banking applications, and its offline mode inhibits hackers from accessing information in the card. It is a portable device that needs no software installation, making it easily transportable for both home and office use. APG820 APG8202 APG8205 Physical Characteristics Dimensions (mm) Weight (g) 95.0 x 60.0 x.0 49.0 (Device) 40.0 (USB Cable) 95.0 x 60.0 x.0 49.0 85.0 x 58.0 x 5. 27.0 Operation Modes PC-Linked Stand-Alone Power USB Powered Battery Powered Host Interface USB (Full Speed) Contact Smart Card Interface ISO 786 MCU Cards, T=0 and T= Card Form Built-in Peripherals LCD Resolution Graphical LCD for Multiple Languages Keypad Buzzer Calculator and E-Purse Function Certifications/Compliance PC/SC PC/SC 2.0 Part 0 - Secure Pin Entry CCID WHQL EMV Level (Contact) MasterCard Chip Authentication Program (CAP) MasterCard PIN/Perso-less Authentication (PLA) VISA Dynamic Passcode Authentication (DPA) CE, FCC RoHS Supported OS Platforms Windows Mac OS X Linux Android Via detachable USB Cable 2 x Replaceable CR2032 2 x Replaceable CR2032 2 x Replaceable CR206 250 250 250 96 x 6 96 x 6 96 x 6 6 alphanumeric characters x 2 lines 6 alphanumeric characters x 2 lines 6 alphanumeric characters x 2 lines 20-Key 20-Key 20-Key Subject to change without prior notice