FNB Connect Tap into Summer Free Data Promotion

FNB Connect Tap into Summer Free Data Promotion Date of fifth publication: 15 January 2018 1. The Tap into Summer Free Data Promotion shall commence on 1 November 2017, and terminate on 31 January 2018. This shall be referred to as the. 2. The Tap into Summer Free Data Promotion has sub-promotions which run over shorter periods during the Promotion Period. The duration of these sub-promotions are detailed under the specified headings. 3.. 4. The purpose of the Promotion is to reward you with Free data for banking with FNB, and choosing FNB to be your Mobile Virtual Network Operator. 5. This Promotion is run by FNB Connect & Service Provider a business unit within First National Bank, a division of FirstRand Bank Limited with Reg. No. 1929/001225/06 ( FNB ). 6. In these rules, we refer to the above promoter(s) as the promoter(s), or us or we. We will refer to participants as you. 7. These terms and conditions must be read together with the FNB Connect General Terms and Conditions, Products Supplied by FNB Terms and Conditions, Double the Data Terms and Conditions, the Remote Banking Agreement, FNB Loans Pre-Agreement Statement and General Terms and Conditions, FNB Credit Card Terms and Conditions. 8. There are various components to the FNB Connect Tap into Summer Free Data Promotion, which are detailed under specific headings. 9. Reference to Electronic banking channels includes FNB Cellphone Banking, FNB Online Banking, FNB Banking Application, and FNB ATM s. 10. To receive Free data, you are required to meet the Participation criteria and Qualifying criteria related to the various products during the. 11. Reference to FNB Personal Bank account shall mean an FNB Easy, Gold, Premier, Private Clients, or Private Wealth transactional bank account. 12. Free data allocations will be made within 5 (five) days of becoming eligible to receive the Free data. 13. Free data allocations shall be valid for 30 days from date of allocation. Allocation of free data will not occur in the month following the termination of the Promotion, unless otherwise stated. 14. FNB will not be held liable should your free data expire prior to your use within 30 (thirty) days from allocation. 15. This Promotion is open to private individuals only, where the use of data is intended for personal use only. 16. Where a new FNB Connect SIM card is activated, the initial payment must be successful to receive your free data allocations. 17. Bundled Device SIM card promotion packages not specified under these terms and conditions will not qualify for participation in this Promotion. 18. Where your FNB Connect debit orders (if applicable) were unsuccessful, you will not qualify for participation in this Promotion. 19. When you migrate upwards on your FNB Connect SIM card, you will qualify to receive the relevant data allocation. Downward migrations will not be allowed during the, where you have received a once off free data allocation. 20. The Free data allocations may not be used for international roaming. 21. Where you hold more than one FNB Connect SIM card, Free data allocations will be made to your primary FNB Connect SIM card. 22. A limitation on allocation of Free data may be imposed where the sustainability of the Promotion is compromised. 1

FNB Connect Tap into Summer Free Data Promotion Index 1. FNB Connect Activation Promotion 3 2. FNB Connect Scheduled and Auto Top Ups 4 3. FNB Prepaid Electricity and DSTV Promotion 5 4. FNB Connect Spend Promotion 6 5. FNB Connect Prepaid SIM with Device Promotion 7 6. FNB Connect Data 1GB Give Away 8 7. FNB Connect Migration from Prepaid Promotion 9 8. FNB Connect Double your Banking Data Rewards Promotion 10 9. Banking Incentives Promotion 11 10. FNB Savings and Cash Investments Data Promotion 14 11. Legal 15 2

FNB Connect Activation Promotion The FNB Connect Tap into Summer Free Data - FNB Connect Activation Promotion shall commence on the 1 st of November 2017, and shall terminate on the 31 st of January 2018. Hold a FNB personal bank account, 2. To qualify to receive once-off Free data during the, you shall be required to take up and activate one or more FNB Connect SIM card/s. 3. You shall be required to accept delivery and activate the FNB Connect SIM card within the Promotional Period. 4. Where delivery and activation takes place after the Promotional Period, you shall not qualify to receive Free data. 5. Upon activation of any of the above mentioned FNB Connect SIM card s, you will receive free data as set out below: Package Name Prepaid Upon spend of R150.00 within 30 days of activating the SIM during the *maximum of 5 prepaid SIM cards per person Top Up Voice Connect Top Up XS/ S/ M/ L/ XL/ XXL Ultimate Packages Top Up Ultimate/ Connect Ultimate/ Promo Ultimate Flexi Connect Flexi ConeXis Smartphones ConeXis X2/X1 ConeXis A2/A1 SIM + Device Bundle Deals Promo Connect Top Up XS/ S/ M/ L/ XL + Device Connect Data 1GB SIM + Device Once off Data Allocation 2GB 1GB 5GB 1GB 20GB 10GB 10GB 10GB 6. There is no limitation on the number of times you can earn Free data. This means that you will receive applicable Free data for every qualifying criteria met. 3

FNB Connect Auto Top Up and Scheduled Top Up Promotion The FNB Connect Tap into Summer Free Data - FNB Connect Auto Top Up and Scheduled Top Up Promotion shall commence on the 1 st of November 2017, and shall terminate on the 31 st of January 2018. Hold a FNB personal bank account, Hold a FNB Connect Prepaid, or Top Up SIM card, which has Auto Top and/or Scheduled Top Up functionality, 2. To qualify to receive once-off Free data during the, you shall be required to recharge your FNB Connect SIM card/s using the Auto Top Up and Scheduled Top Up facility on our electronic banking channels. How this Promotion works? 1. Should you meet the above Participation criteria and any of the Qualifying criteria during the, you will receive 1 (one) GB Free data. 2. A limitation of 1 (one) allocation for Auto Top Up, and 1 (one) allocation for Schedule Top Up per customer shall apply. 3. Where you have more then 1 (one) FNB Connect qualifying SIM card, the Free data allocations will be made to the FNB Connect SIM card where the first Auto Top Up and first Scheduled Top Ups were activated. 4

FNB Prepaid Electricity, DSTV Subscription Payment and BoxOffice Top Up Promotion The FNB Connect Tap into Summer Free Data - FNB Prepaid Electricity, DSTV Subscription Payment and BoxOffice Top Up Promotion shall commence on the 1 st of November 2017, and shall terminate on the 31 st of January 2018. Hold a FNB personal bank account, Receive a personalised invitation to participate in the FNB Prepaid Electricity, DSTV Subscription Payment and BoxOffice Top Up Promotion Hold a FNB Connect Prepaid, Postpaid or Top Up SIM card, or 2. To qualify to receive once-off Free data during the, you shall be required to purchase Prepaid electricity or pay DSTV subscriptions or Top Up BoxOffice Account using any of our electronic banking channels.. How this Promotion works? 1. Should you meet the above Participation criteria and any of the Qualifying criteria during the, you will receive a once off allocation of 2 (two) GB of Free data for the first purchase of electricity, a once off allocation of 2 (two) GB of Free data for the first payment of DSTV subscriptions and a once off allocation of 2 (two) GB of Free data for the first Top Up of your BoxOffice Account during the. 5

FNB Connect Spend Promotion The FNB Connect Tap into Summer Free Data FNB Connect Spend Promotion shall commence on the 1 st of November 2017, and shall terminate on the 31 st of January 2018. Hold a FNB personal bank account, Hold a FNB Connect Prepaid or Top Up SIM card, Receive a personalised invitation to participate in the FNB Connect Tap into Summer Spend Promotion, 2. To qualify to receive once-off Free data during the, you shall be required to spend on your FNB Connect SIM cards in any of the following ways: Monthly FNB Connect SIM subscriptions, Purchase of additional airtime, voice, sms or data for your FNB Connect SIM Auto Top Up s and Scheduled Top Up s. How this Promotion works? 1. Should you meet the above Participation criteria and any of the Qualifying criteria during the, you may receive Free data as set out below: Tiers Connect Spend Tiers Reward Amount Tiers 1 R60 300MB Tiers 2 R100 500MB Tiers 3 R150 1GB Tiers 4 R250 2GB Tiers 5 R500 5GB 2. As this sub-promotion is by invitation only, you may not qualify for participation even if you met the qualifying spend criteria. 3. There is no limitation on the number of times you can earn Free data. This means that you will receive applicable Free data for every qualifying criteria met. 4. This promotion is only for Connect Top Up and Connect Prepaid SIMs. 6

FNB Connect Prepaid SIM with Device Promotion The FNB Connect Tap into Summer Free Data FNB Connect Prepaid SIM with Device Promotion shall commence on the 20 th of November 2017, and shall terminate on the 31 st of January 2018. Hold a FNB personal bank account, Must be a new FNB Connect Prepaid customer, 2. To qualify to receive once-off Free data during the, you shall be required to take up and, accept delivery of the *qualifying products within the. Qualifying products include FNB Connect Prepaid SIM with specific smart devices. Please visit www.fnb.co.za to view the specific smart devices. How this Promotion works? 1. During the Promotional Period, when FNB customers enter into a 24 month contract for specific smart devices, FNB Connect will issue those customers with a FREE FNB Connect Prepaid SIM card. 2. Should you meet the above Participation criteria and all the qualifying criteria during the, you will receive 10 GB Free data on the FREE FNB Connect SIM card. 3. This Promotion is shall be limited to one FNB Connect Prepaid SIM card per customer. 7

FNB Connect 1GB Data Give Away The FNB Connect Tap into Summer Free Data FNB Connect 1GB Data Give Away Promotion shall commence on the 1 st of December 2017, and shall terminate on the 31 st of January 2018. Hold a qualifying FNB personal bank account, Hold an active FNB Connect Prepaid, 2. To qualify to receive the once-off Free 1GB FNB data during the Promotion Period, you shall be required to take up one or more FNB Connect SIM cards at any FNB Branches. 3. You can take up a maximum of 5 FNB Connect prepaid SIM s to qualify for participation in this promotion. How this Promotion works? 1. You must take up one or more prepaid SIM s during the, and will received free once off 1GB of FNB Data on their Prepaid SIM. 2. You will receive FREE 1GB of promotional data for the first 5 prepaid SIM s you take up. 8

FNB Connect Migration from Prepaid Promotion FNB Connect Migration from Prepaid Promotion shall commence on the 8 th of January 2018, and shall terminate on the 31 st of January 2018. Participation and Qualifying criteria 1. To participate in this promotion, you must: a. Hold a qualifying FNB personal bank account, b. Hold an activate Connect Prepaid SIM 2. To qualify for participation in the Promotion, you must upgrade (migrate) from a FNB Connect prepaid SIM card to a FNB Connect Top Up or FNB Postpaid Package within the promotional period. 3. Promotional SIM & Packages are excluded from this promotion. 4. Free once off data allocations will be limited to one allocation per SIM. How this Promotion works? 1. You must have a FNB Connect Prepaid SIM. You must migrate/upgrade your FNB Connect prepaid SIM to a FNB Connect Top Up or FNB Postpaid package. 2. The migration must be done during the promotional period. 3. The following data allocation will be allocated if you migrate/upgrade to the following packages: Qualify packages Connect Top Up XS Connect Top Up S Connect Top Up M Connect Top Up L Connect Top Up XL Connect Top Up XXL Connect Ultimate/ Connect Top Up Ultimate Connect Flexi Connect Top Up 500MB Connect Top Up 1GB Connect Top Up 2GB Connect Top Up 5GB FREE Data Allocations 15GB 15GB 20GB 20GB 50GB 50GB 50GB 15GB 10GB 10GB 20GB 50GB 9

FNB Double your Banking Data Rewards Promotion FNB Connect Double your Banking Data Promotion shall commence on the 15th of January 2018, and shall terminate on the 31st of January 2018. Participation and Qualifying criteria 1. To participate in this promotion, you must: a. Hold a qualifying FNB personal bank account, b. Hold an activate FNB Connect SIM c. Receive a personalized invitation to participate in this campaign 2. The customer must recharge their FNB SIM with a minimum of 5GB. 3. Free once off data allocations will be limited to one allocation per SIM. How this Promotion works? 1. You must have received free data through the Banking Incentives Promotion or FNB Savings and Cash Investments Data Promotion. 2. If you recharge your FNB Connect SIM with a minimum of 5GB of data by the 15 January 2018, the free data received will be doubled. 10

FNB Banking Incentives Promotion The FNB Connect Tap into Summer Free Data Banking Incentives Promotion shall commence on the 1 st of November 2017, and shall terminate on the 31 January 2018. Hold a FNB personal bank account, Hold a FNB Connect Prepaid, Postpaid or Top Up SIM card, 2. To qualify to receive once-off Free data during the, you shall be required to do any of the following: 2.1 Switch your Salary to a FNB personal bank account 2.1.1 You may open a new FNB personal bank account and switch your salary to receive Free data, or 2.1.2 You may switch your salary to an existing FNB personal bank account to receive Free data. 2.1.3 You will only qualify to receive an allocation of Free data, where you have not had your salary previously deposited into your FNB personal bank account within the previous 3 (three) months. 2.1.4 Allocations of Free data will be made only once you deposit the minimum amount required for your product type which is detailed in the table below: Bank Accounts Minimum deposit amount Free Data amount Easy (PAYU Option) Easy (Bundle Plan) Gold Premier Private Clients R5 500.00 R16 500.00 R32 500.00 2 GB 5GB 10GB 10GB 10GB 2.2 Upgrade your existing FNB personal bank account 2.2.1 Should you qualify for a FNB personal bank account upgrade, you shall qualify to receive Free data when your account has been upgraded. 2.2.2 Where you upgrade your FNB personal bank account Free data will be allocated to you as set out below: Bank Accounts Easy Gold Premier Private Clients Upgrade From Easy to From Gold to From Gold Premier Premier to Private Clients Free Data amount Private Wealth From Private Clients to Private Wealth 20GB 20GB 20GB 50GB 11

2.3 Overdrafts, Personal Loans and Credit card 2.3.1 When you take up a new Overdraft, Personal Loan or Credit Card, you shall qualify to receive Free data. 2.3.2 When you increase your limit on your Overdraft or Credit Card or Top-Up on your Personal Loan, you shall qualify to receive Free data. 2.3.3 Where you take up a new product, and increase your limit on the same product during the, you shall only qualify to receive one allocation of Free data. 2.3.4 Where you take up all qualifying new products under 2.3.1, you shall qualify to receive Free data for all qualifying products. 2.3.5 Where you take up all qualifying new products under 2.3.2, you shall qualify to receive Free data for all qualifying products. 2.3.6 Credit Card qualifying criteria includes all of the following activities: application, approval, loading of limits, card delivery, activation and validation of the qualifying criteria during the. Should any of these qualifying criteria be met after the Promotion has terminated, you will not receive Free data. 2.3.7 To receive Free data, your bank accounts must be in good standing. Good standing means that none of your FirstRand Bank Limited accounts and credit agreements should be overdrawn, or be in arrears, or be in default, or be subject to any legal process with FirstRand Bank Limited. Legal process means any legal proceedings in any court of law involving you and FirstRand Bank Limited, including but not limited to: business rescue, collections, liquidation, administration and sequestration proceedings. 2.3.8 You may receive a maximum data allocation of 90BG of data over the. 2.3.9 You shall be required to take up new products, or increase existing products limits as set out below to receive Free data. New Overdraft Minimum Limit New Overdraft Data Allocation New Personal Loan Minimum Amount New Personal Loan Data Allocation New Credit Card Minimum Limit New Credit Card Data Allocation Easy Gold Premier Private Clients 30GB 30GB 30GB R1 000.00 Private Wealth 10GB 30GB 30GB 30GB 30GB 30GB 30GB 12

Increase Over draft limit by Overdraft Limit Increase Data Allocation Minimum Personal Loan Top- Up Amount Personal Loan Top- Up Data Allocation Credit Card Limit Increase Credit Card Limit by Credit Card Limit Increase Data Allocation Easy Gold Premier Private Clients or higher or higher 15GB 15GB 15GB R1 000 or higher or higher Private Wealth 5GB 15GB 15GB 15GB or higher or higher 15GB 15GB 15GB 2.4 Conclude a financial transaction on your FNB Banking Application 2.4.1 You shall be required to conclude one financial transaction on your FNB Banking Application to receive 1 (one) GB of Free data. (Financial transactions are: Transfers, payments, Buy (airtime, electricity, vouchers and entertainment) Send Money. You will receive Free data only for the first financial transaction concluded during the. 2.4.2 You may earn 1(one) GB of Free data for the first financial transaction concluded for every month of the Promotion. 13

FNB Savings and Cash Investments Data Promotion The FNB Connect Tap into Summer Free Data - FNB Savings and Cash Investments Date Promotion shall commence on the 1 st December 2017, and shall terminate on the 31 st January 2018. Hold a FNB personal bank account, Open a new qualifying FNB Savings and Cash Investments account Hold a FNB Connect Prepaid, Postpaid or Top Up SIM card, 2. To qualify to receive once-off Free data during the, you shall be required to open a qualifying FNB Savings and Cash Investments account on any of FNB s electronic banking channels, and make a deposit into the qualifying product. 3. Qualifying FNB Savings and Cash Investments account and minimum deposit to qualify for FREE data include the following: Products Savings Account Money Maximiser Minimum Deposit. R 5 000 and more R 100 000 and more Fixed Deposit, Restart Fixed Deposit, Inflation Linked Fixed Deposit * All Fixed Deposit Accounts must be opened for a minimum investment period of 6 (six) months or more. R 10 000 and above How this Promotion works? 1. Should you meet the above Participation criteria and any of the Qualifying criteria during the, you will receive 10 GB once-off FREE data for both the Fixed Deposit and Money Maximiser accounts, or 5 GB once off FREE data for the Savings Account. 2. You will only qualify once for the first qualifying account opened on any of FNB s electronic banking channels 14

LEGAL IMPORTANT: You agree to indemnify the promoter(s) fully for any loss or damage the promoter(s) may suffer because you breached the promotion rules. Under this entire clause indemnify means you agree to reimburse the promoter(s) for the following: any loss or damage they suffer, any expenses and costs they paid or are responsible for. Legal costs means costs on an attorney and own client scale. You also agree to indemnify the promoter(s) for any loss or damage you suffered because you took part in this promotion. Subject to the provisions of the Consumer Protection Act, to the extent allowed by any other applicable law and also subject to clauses below, FNB will not be liable to you or to any other person for any loss or damage suffered (whether it is direct or indirect):- o If the network services are interrupted, suspended, or cancelled, for whatever reason; or o If the loss or damage was caused by any negligent act or failure to act, o We are not responsible for a service being interrupted and/or failing for any reason or for any o interruption in the network services. o You will be able to access services only when you are in the Republic of South Africa in an area covered by the network in the Republic of South Africa. You agree that your participation in the promotion, and your acceptance of the rules of the product, is at your own risk. You may not attempt to do anything to change the rules of the promotion in any way. We reserve the right to terminate this Promotion at any time without prior notification, and may publish such termination on our website www.fnb.co.za. We reserve the right, at any time, to change these Terms and Conditions and any rules relating to this promotions, products and services and to modify products and services at our discretion, with notice to you. Any changes to rules and/or Terms and Conditions are effective from the date that they are published on the abovementioned website. We reserve the right at any time to modify, suspend or discontinue the services, with notice, without liability to you or any third party. and will under no circumstance be liable to you for any error, delay, failure or non-availability of the service, and you indemnify FNB against any damage or loss you may sustain as a result of possession and/or use of the SIM card, network services, or any error, delay, failure or non-availability of the service. The promoter(s) have the right to end this promotion at any time or substitute or change the products and/or prices. If this happens you agree to waive (give up) any rights that you may have about this promotion and agree that you will have no rights (legal recourse) against the promoter(s). If required as a result of changes in legislation or if deemed necessary for any other reason, the Bank reserves the right to terminate this Promotion immediately and without notice. In the event of such termination, all participants agree to waive any rights that they may have in terms of this Promotion and acknowledge that they will have no recourse against the Bank, or their agents. The promoter(s) reserve the right to change the rules of the promotion. The promoter(s) can change the rules of the promotion throughout the duration of the promotion. For convenience only, the date on which these rules were last amended will be shown below the heading. It is your responsibility to check the rules for amendments. We will not be held liable for any misrepresentation caused due to a copy error, typing error and/or omission that may occur on any of our Promotion material. The clauses in these rules are severable. This means that if any clause in these rules is found to be unlawful, it will be removed and the remaining clauses will still apply. Where any dates or times need to be calculated in terms of this agreement, the international standard time: GMT plus two hours will be used. While the promoter(s) may allow you extra time to comply with your obligations or decide not to exercise some or all of our rights, or waive certain requirements, the promoter(s) can still insist on the strict application of any or all of its rights at a later stage. You must not assume that this means that the rules have been changed or that it no longer applies to you. You must send all legal notices to FNB Legal, 3rd Floor, No 1 First Place, Bank City, Johannesburg, 2001. This Promotion will be governed by the law of the Republic of South Africa, 15