D&B Direct. API Documentation for Assessment Product Service. Version 2.0 (API) / 3.0 (Service)

Transcription

1 D&B Direct API Documentation for Assessment Product Service Version 2.0 (API) / 3.0 (Service)

2 D&B Direct is a trademark or registered trademark of Dun and Bradstreet, Incorporated. Other trademarks used herein are the trademarks or registered trademarks of their respective owners. This document is a work of authorship that belongs to Dun and Bradstreet, Incorporated and is protected by United States and foreign copyright laws and international copyright treaties. The use of the software and this Documentation is governed by the Dun and Bradstreet Incorporated software license agreement Dun & Bradstreet, Incorporated. All rights reserved

3 Service History Contents These pages provide business overviews; explaining requirements and the business elements that will be delivered. For suggested uses of the API components, please refer to the Solutions menu option on the developer.dnb.com home page. Title / Overview Link Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) Predictive Payment Risk - D&B Commercial Credit Score (CCS) Predictive Bankruptcy & Payment Risk Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) D&B Rating & Trend Small Business Company & Owner Risk Profile D&B Supplier Evaluation Risk Rating D&B Total Loss Predictor D&B Viability Rating These pages provide the technical specifications that a developer will need to obtain information using D&B Direct. Service Operation / SOAP Resource / REST Authentication Process All All Assessment Product Service OrderProduct GET organizations/{duns}/products/{productid} RetrieveProduct GET assets/{assetid}/{productid} Service History Version Date Interface(s) Change(s) Dun & Bradstreet, Inc

4 About this Documentation About this Documentation The D&B Direct 2.0 API Reference materials are organized into product, feature, service and operation pages. Throughout the documentation, certain items are marked as eligible for custom products and/or for inclusion in the monitoring process. Key Concepts Business Elements vs. Data Fields The D&B Direct API has been designed to efficiently deliver information, and as a result, multiple business elements are often delivered in the same data field (with separate attributes signaling the specific contents of a data field). The documentation highlights the business elements (i.e. business-oriented labels) on product pages; and the data fields (i.e. technical, variable-like names used within the delivery packages) on operation pages -- with the business elements linked to the corresponding data field for each available implementation. Data Layers The D&B Direct API delivers information in data layers, some of which have multiple levels. For the purpose of this documentation, the term Product is used to represent a given level for a data layer. For example, "Detailed Company Profile" is the Data Layer, while "Detailed Company Profile - Enhanced" will be referred to as a Product. Custom Products D&B Direct offers a customization service that allows for up to eight pre-configured products to be delivered through the API web service. Throughout the documentation, business elements and data fields which are eligible for inclusion in a custom product are designated with a [C] marker. Service Versions It is important to note that D&B Direct 2.x implements version control at the service level, in addition to the API level. For example, the current version of the Assessment Product Service is Version 2.0 (API) / 3.0 (Service). D&B Direct services will be updated (major and minor version changes) without a API version change. Following the example given, it will be possible for the Assessment Product Service to change to Version 2.0 Dun & Bradstreet, Inc

5 Product Pages (API) / 3.1 (Service) or Version 2.0 (API) / 4.0 (Service) based on the significance of the changes made to the service. Product Pages These are non-technical pages that describe the information (i.e. business elements) returned by the dataoriented operations. In addition, the requirements and options for requesting data are mentioned. Feature Pages These are also non-technical pages, but explain the use of operations that provide a function (e.g. search) and often return the items (i.e. D-U-N-S Number) required to request data products. Service Pages These are technical pages that explain what operations a given API web service provides, the correct version and endpoints, WSDL location (for SOAP), and how to download samples and data dictionaries specific to the service. While services are not applicable for REST implementations, the documentation is organized around them for consistency. Operation Pages These are also technical pages, but describe (for each available implementation method) the individual functions provided by a service, listing the input field names and requirements, and the output with data fields (including data type, size, description and possible values). Release Histories Whenever an operation is enhanced (or a minor correction is made), a notation will be added to a section on the bottom of the affected SOAP/REST operation page. If the change is significant and results in a version change, the release history will maintain a link to the documentation for the previous version(s). Getting Started While the API Reference documentation provides extensive details on each operation and data layer, for more summarized explanations of common tasks/uses refer to the collection of How To Guides. Dun & Bradstreet, Inc

6 D&B Rating & Trend D&B Rating & Trend This D&B Direct product provides the composite capital and Credit Rating assigned by D&B, along with the former rating, plus indicators of guarantees from parent companies, the historical background of the businesses officers and financing. Requirements & Options When requesting this D&B Direct product, a valid D-U-N-S Number for a company, a country code of "US" and the appropriate product code will be required. If this information is not available, refer to obtaining a company D-U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch. Note: The product code for D&B Rating & Trend is RTNG_TRND. This product currently may not be included in the Monitoring process. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Description XML* JSON* D&B Rating Financial Condition Text Text describing the estimated financial strength and composite credit appraisal assigned to the subject at the time of last update. [C] Text that provides an indication of the strength of the business finances. [C] Former Rating The former rating of the subject business [C] Guarantee Rating Reason Text History Indicator Non-Postal Town Text that indicates that the parent company has pledged to honor its subsidiary. [C] A code indicating whether detrimental information exists for the company and whether complete details exist on management and company. [C] Text recording the name of a village, town or suburb where this is not a Primary Town/City. For example, 'Booker' in Booker, High Wycombe. [C] Overall Trend Text Text that indicates the direction and profits. [C] Rating - NLP/Subsidiary of/moved to Secured Filings Indicator Part of rating which may be included with capital and credit rating. [C] When TRUE it indicates that open secured filings such as secured charges/mortgages pledgings or equivalent exist in the D&B database. [C] Dun & Bradstreet, Inc

7 Additional Details * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. Additional Details The D&B Credit Rating helps assess a firm's size and composite credit appraisal based on information in a company's interim or fiscal balance sheet, and an overall evaluation of the firm's creditworthiness. The D&B rating is made up of two components: Rating Classification The "5A" to "HH" Rating Classifications reflect company size based on worth or equity as compted by D&B. Company size can be an effective indicator of credit capacity. These Ratings are assigned to businesses that have supplied D&B with a current financial statement. The "1R" and "2R" Rating categories reflect company size based on the total number of employees for the business. They are assigned to company files that do not contain a current financial statement. Composite Credit Appraisal The Composite Credit Appraisal is a number, 1 through 4, that makes up the second half of the company's rating and reflects D&B's overall assessment of that firm's creditworthiness. The Composite Credit Appraisal is based on D&B analysis of company payments, financial information, public records, business age and other important factors (when available). A "2" is the highest Composite Credit Appraisal a company not supplying D&B with current financial information can receive. This product is only available for organizations domiciled in the United States. If the trade up option was selected, and the headquarters is domiciled in another country, an error may be returned depending on the scope of the particular database being accessed by the product request. Dun & Bradstreet, Inc

8 D&B Ratings "5A" to "HH" Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. D&B Ratings "5A" to "HH" D&B Ratings "5A" to "HH" ratings reflect company size based on net worth or equity as computed by D&B. These ratings are assigned to businesses that have supplied D&B with current financial information. Rating Classification Net Worth (USD) Composite Credit Appraisal High Credit (Low Risk) Good Credit (Good Risk) Fair Credit (Fair Risk) 5A $50,000,000 and Over A 10,000,000 to 49,999, A 1,000,000 to 9,999, A 750,000 to 999, A 500,000 to 749, BA 300,000 to 499, BB 200,000 to 299, CB 125,000 to 199, CC 75,000 to 124, DC 50,000 to 74, DD 35,000 to 49, EE 20,000 to 34, FF 10,000 to 19, GG 5,000 to 9, HH Up to 4, Limited Credit (High Risk) D&B Ratings "1R" and "2R" The "1R" and "2R" ratings categories reflect company size based on the total number of employees for the business. They are assigned to business files that do not have a current financial statement. Rating Classification Number of Employees Composite Credit Appraisal High Good Fair Limited 1R 10 Employees and Over n/a R 1-9 Employees n/a Dun & Bradstreet, Inc

9 D&B Ratings "ER1" to "ERN" D&B Ratings "ER1" to "ERN" Certain lines of business, primarily banks, insurance companies, and government entities, do not lend themselves to classification under the D&B Rating System. Instead, D&B assigns these types of businesses an Employee Range symbol based on number of people employed. No other significance should be attached to this symbol. Employee Range Symbol Number of Employees ER1 1,000 or more employees ER ER ER ER ER ER7 5-9 ER8 1-4 ERN Not available Other Classifications The following table provides a explanation of other possible ratings: Rating Description INV DS - (blank) NQ Indicates that D&B is conducting an investigation to gather information for a new report. Indicates that the information available does not permit D&B to classify the company within our rating key. The blank symbol should not be interpreted as indicating that credit should be denied. It simply means that the information available to D&B does not permit us to classify the company within our rating key and that further inquiry should be made before reaching a decision. Some reasons for using a -(blank) symbol include: deficit net worth, bankruptcy proceedings, lack of or insufficient payment information, or incomplete history information. Not quoted. This is generally assigned when a business has been confirmed as no longer active at this location, or when D&B is unable to confirm active operations. It may also appear on some branch reports when the branch is located in the same city as the headquarters. Technical Specification For details on how to obtain this data layer, please refer to the Assessment.OrderProduct (SOAP) or Assessment.OrderProduct (REST) page. Dun & Bradstreet, Inc

10 Product History Product History D&B Rating & Trend 2013-October D&B Toolkit: Rating, Previous Rating and Indicators (USP29) 2006-October Dun & Bradstreet, Inc

11 Predictive Bankruptcy & Payment Risk - Enhanced Predictive Bankruptcy & Payment Risk - Enhanced Provides predictive risk insight regarding a suppliers possible future business standing including such things as Credit Score, Financial Stress Score (FSS), Supplier Evaluation Risk (SER) Rating and Debarment indicator. The Enhanced version of this product includes the Performance Rating and Supplier Stability Indicator (SSI). Requirements & Options When requesting this D&B Direct product, a valid D-U-N-S Number for a company, its country code, and the appropriate product code will be required. If this information is not available, refer to obtaining a company D- U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch. When ordering information for organizations located in Germany, you will be required to provide an order reason code. Note: The product code for Predictive Bankruptcy & Payment Risk - Enhanced is PBPR_ENH. This product may be included in the Monitoring process. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Description XML* JSON* Business Commentary Text Commercial Credit Class Score Commercial Credit Percentile Date Commercial Credit Raw Score Commercial Credit Score Commentary Text Text that records a brief statement of the subject company's assessment [C] A one digit number from 0 to 5 based on the information D&B's file. It indicates the risk of delinquent payments over the next 12 months. [C] [M] The Date on which the credit score was generated from the model [C] [M] A numeric value that predicts the likelihood that the organization will pay its bills in a severely delinquent manner (90+ days overdue) over the next 12 months [C] [M] Text that explains the primary reasons the business was assigned the Commercial Credit Score. [C] Dun & Bradstreet, Inc

12 Business Elements Description XML* JSON* Commercial Credit Score National Percentage Commercial Credit Score Override Reason Text Commercial Credit Score Risk Incidence Percentage Commercial Credit Score Risk Incidence Percentage Industry Median Debarments Total Filing Count Financial Stress Score Class Score Financial Stress Score Commentary Text Financial Stress Score National Percentile Financial Stress Score Override Reason Financial Stress Score Raw Score Financial Stress Score Risk Incidence Count Financial Stress Score Risk Incidence Percentage Low Range Score for Commercial Credit Risk Incidenc Raw Score Maximum Range Score for Commercial Credit Score Risk Incidence Raw Score A number that identifies where this organization's Commercial Credit score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the busi [C] [M] Text that indicates the reason no Commercial Credit Score was calculated or the reason the the score is equal to 0. [C] [M] A percentage specifying the likelihood that the organization will pay bills in a delinquient manner, seek legal relief from creditors, or cease operations without paying creditors in full. A low percentage indicates a high probability the the business wil [C] [M] The 50th percentile value for the commercial credit score for the subject's industry. A subject with a percentile score below this norm would be considered to be in the bottom 50% of all companies within this industry to face delinquency. [C] [M+] A count of the debarments present in the D&B file for this subject. [C] [M] A one digit number from 0 to 5 assigned to the business based on information in D&Bss file. The higher the class score the greater the likelihood that the organization will seek legal relief from creditors or cease operations without paying all of its cre [C] [M] Text that explains the primary reasons for the financial stress score. [C] [M+] A number that identifies where this organization's score falls relative to the scores of other businesses. As an example if the percentile here is 10 it means that this organization's score is the same as or better than 10% of the businesses in D&B's data [C] [M] Text recording the primary reasons for the financial stress override to provide a globally consistent view of the reason for the override. [C] [M] A numeric value that predicts the likelihood that the organization will seek legal relief from creditors or cease operations without paying all of its creditors in full in the next 12 months [C] [M] A count of the number of organizations that have the same Class Score and have experienced financial stress. [C] [M] A percentage specifying the likelihood that the organization will seek legal relief from creditors or cease operations without paying all of its creditors in full in the next 12 months. This percentage is determined based on which range this organization' [C] [M] Text that records the low end number in a range for the Commercial Credit Raw Score. For example if the range were than 240 would be the low range number. [C] [M] Text that records high Score for Incidence of Delinquent Payment. [C] [M] Dun & Bradstreet, Inc

13 Additional Details Description XML* JSON* Maximum Recommended Credit Limit Maximum Recommended Credit Limit Non-Postal Town Supplier Evaluation Risk Score Supplier Performance Overall Score Supplier Stability Index Class Score Supplier Stability Index Score Commentary Text A monetary figure suggesting the greatest amount of credit that should be extended to this organization. [M] A monetary figure suggesting the greatest amount of credit that should be extended to this organization. [M] Text recording the name of a village, town or suburb where this is not a Primary Town/City. For example, 'Booker' in Booker, High Wycombe. [C] [M+] A numeric value that predicts the likelihood that thesupplier will have financial stress. It is typically derived by running data on this organization through an algorithm that has been proven to be predictive based on statistical analysis [C] [M] A numeric value that predicts the customer satisfaction towards the performance of the organization. [C] [M] The Supplier Stability Index Class of the subject organization. The Supplier Stability Index predicts the likelihood an organization will experience significant financial or operational instability over the next 3 months. [C] [M] Text that explains the primary reasons for the Supplier Stability Index Score. [C] [M+] * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. Additional Details This product provides predictive scores including Supplier Stability Indicator (SSI), a proprietary D&B predictor of near term ( days) financial and operational stability; and the Supplier Evaluation Risk (SER) Rating, which predicts the likelihood that a company will obtain legal relief from creditors or cease operations without paying creditors in full over the next 12 months. Dun & Bradstreet, Inc

14 Related Topics Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. Related Topics Predictive Bankruptcy & Payment Risk - Standard, D&B Supplier Evaluation Risk Rating. Technical Specification For details on how to obtain this data layer, please refer to the Assessment.OrderProduct (SOAP) or Assessment.OrderProduct (REST) page. Dun & Bradstreet, Inc

15 Predictive Bankruptcy & Payment Risk - Standard Predictive Bankruptcy & Payment Risk - Standard Provides predictive risk insight regarding a suppliers possible future business standing including such things as Credit Score, Financial Stress Score (FSS), Supplier Evaluation Risk (SER) Rating and Debarment indicator. The Enhanced version of this product includes the Performance Rating and Supplier Stability Indicator (SSI). Requirements & Options When requesting this D&B Direct product, a valid D-U-N-S Number for a company, its country code, and the appropriate product code will be required. If this information is not available, refer to obtaining a company D- U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch. When ordering information for organizations located in Germany, you will be required to provide an order reason code. Note: The product code for Predictive Bankruptcy & Payment Risk - Standard is PBPR_STD. This product may be included in the Monitoring process. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Description XML* JSON* Business Commentary Text Commercial Credit Class Score Commercial Credit Percentile Date Commercial Credit Raw Score Commercial Credit Score Commentary Text Text that records a brief statement of the subject company's assessment [C] A one digit number from 0 to 5 based on the information D&B's file. It indicates the risk of delinquent payments over the next 12 months. [C] [M] The Date on which the credit score was generated from the model [C] [M] A numeric value that predicts the likelihood that the organization will pay its bills in a severely delinquent manner (90+ days overdue) over the next 12 months [C] [M] Text that explains the primary reasons the business was assigned the Commercial Credit Score. [C] Dun & Bradstreet, Inc

16 Business Elements Description XML* JSON* Commercial Credit Score National Percentage Commercial Credit Score Override Reason Text Commercial Credit Score Risk Incidence Percentage Commercial Credit Score Risk Incidence Percentage Industry Median Debarments Total Filing Count Financial Stress Score Class Score Financial Stress Score Commentary Text Financial Stress Score Date Financial Stress Score National Percentile Financial Stress Score Override Reason Financial Stress Score Raw Score Financial Stress Score Risk Incidence Count Financial Stress Score Risk Incidence Percentage Low Range Score for Commercial Credit Risk Incidenc Raw Score A number that identifies where this organization's Commercial Credit score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the busi [C] [M] Text that indicates the reason no Commercial Credit Score was calculated or the reason the the score is equal to 0. [C] [M] A percentage specifying the likelihood that the organization will pay bills in a delinquient manner, seek legal relief from creditors, or cease operations without paying creditors in full. A low percentage indicates a high probability the the business wil [C] [M] The 50th percentile value for the commercial credit score for the subject's industry. A subject with a percentile score below this norm would be considered to be in the bottom 50% of all companies within this industry to face delinquency. [C] [M+] A count of the debarments present in the D&B file for this subject. [C] [M] A one digit number from 0 to 5 assigned to the business based on information in D&Bss file. The higher the class score the greater the likelihood that the organization will seek legal relief from creditors or cease operations without paying all of its cre [C] [M] Text that explains the primary reasons for the financial stress score. [C] [M+] The date on which the primary reasons for the Financial Stress Score. [C] A number that identifies where this organization's score falls relative to the scores of other businesses. As an example if the percentile here is 10 it means that this organization's score is the same as or better than 10% of the businesses in D&B's data [C] [M] Text recording the primary reasons for the financial stress override to provide a globally consistent view of the reason for the override. [C] [M] A numeric value that predicts the likelihood that the organization will seek legal relief from creditors or cease operations without paying all of its creditors in full in the next 12 months [C] [M] A count of the number of organizations that have the same Class Score and have experienced financial stress. [C] [M] A percentage specifying the likelihood that the organization will seek legal relief from creditors or cease operations without paying all of its creditors in full in the next 12 months. This percentage is determined based on which range this organization' [C] [M] Text that records the low end number in a range for the Commercial Credit Raw Score. For example if the range were than 240 would be the low range number. [C] [M] Dun & Bradstreet, Inc

17 Additional Details Description XML* JSON* Maximum Range Score for Commercial Credit Score Risk Incidence Raw Score Maximum Recommended Credit Limit Maximum Recommended Credit Limit Non-Postal Town Supplier Evaluation Risk Score Text that records high Score for Incidence of Delinquent Payment. [C] [M] A monetary figure suggesting the greatest amount of credit that should be extended to this organization. [M] A monetary figure suggesting the greatest amount of credit that should be extended to this organization. [M] Text recording the name of a village, town or suburb where this is not a Primary Town/City. For example, 'Booker' in Booker, High Wycombe. [C] [M+] A numeric value that predicts the likelihood that thesupplier will have financial stress. It is typically derived by running data on this organization through an algorithm that has been proven to be predictive based on statistical analysis [C] [M] * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. Additional Details This product provides predictive scores including Supplier Stability Indicator (SSI), a proprietary D&B predictor of near term ( days) financial and operational stability; and the Supplier Evaluation Risk (SER) Rating, which predicts the likelihood that a company will obtain legal relief from creditors or cease operations without paying creditors in full over the next 12 months. Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). Dun & Bradstreet, Inc

18 Related Topics An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. Related Topics Predictive Bankruptcy & Payment Risk - Enhanced. Technical Specification For details on how to obtain this data layer, please refer to the Assessment.OrderProduct (SOAP) or Assessment.OrderProduct (REST) page. Dun & Bradstreet, Inc

19 Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) v 7.1 Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) v 7.1 The US Financial Stress Score predicts the likelihood that a business will go bankrupt or close with outstanding debts within the next twelve months. Contrasted with previous releases, Version 7.1 utilizes more financial statement and ratio variables, to better predict impending financial distress. Requirements & Options When requesting this D&B Direct product, a valid D-U-N-S Number for a company, a country code of "US" and the appropriate product code will be required. If this information is not available, refer to obtaining a company D-U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch. Note: The product code for Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) v 7.1 is PBR_FSS_ V7.1. This product may be included in the Monitoring process. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Description XML* JSON* Bankruptcy Indicator When TRUE it indicates subject is involved in a bankruptcy. [C] [M] Business Commentary Text Text that records a brief statement of the subject company's assessment [C] [M] CEO Text recording the name of the CEO Organization. [C] [M+] CEO Title Text recording the title of the primary executive. [C] [M+] Control Ownership Date D&B Files Represented Percentage D&B Rating The date when the current owners took over this business. [C] [M] A percentage specifying the files for a corresponding Financial Stress Class that are in the D&B data base. [C] [M] Text describing the estimated financial strength and composite credit appraisal assigned to the subject at the time of last update. [C] [M] Dun & Bradstreet, Inc

20 Business Elements Description XML* JSON* Do Not Confuse with Organization Fiancial Stress Score Average National Risk Incidence Percentage Fiinancial Stress Score Class Description Financial Statement Currency Financial Statement Duration Financial Statement To Date Financial Statement Unit of Size Financial Stress Score Average National Risk Incidence Count Financial Stress Score Class Score Financial Stress Score Commentary Text Financial Stress Score Date Financial Stress Score National Percentile Financial Stress Score Raw Score Financial Stress Score Relationship to National Average Percentage Financial Stress Score Risk Incidence Count Text recording a name which could be very similar to the name of the subject and is very likely to be mistakenly used as the name of the subject. [C] [M+] A percentage specifying the Average number of Failures that happened. [C] [M] Text that describes the Financial Stress Class Score by specifying in which risk group this organization belongs. [C] [M+] [C] [C] The date when the accounting period ended. If the accounting figures are projected (future), then this is the date when the accounting period will end. [C] [M] The count of the number of failures that happened within this industry relative to the total number of failures that happened for all businesses. [C] [M] A one digit number from 0 to 5 assigned to the business based on information in D&Bss file. The higher the class score the greater the likelihood that the organization will seek legal relief from creditors or cease operations without paying all of its cre [C] [M] Text that explains the primary reasons for the financial stress score. [C] [M+] The date on which the primary reasons for the Financial Stress Score. [C] [M] A number that identifies where this organization's score falls relative to the scores of other businesses. As an example if the percentile here is 10 it means that this organization's score is the same as or better than 10% of the businesses in D&B's data [C] [M] A numeric value that predicts the likelihood that the organization will seek legal relief from creditors or cease operations without paying all of its creditors in full in the next 12 months [C] [M] A percentage specifying a corresponding Financial Stress Class as it relates to the Industry Average. [C] [M] A count of the number of organizations that have the same Class Score and have experienced financial stress. [C] [M] Dun & Bradstreet, Inc

21 Business Elements Description XML* JSON* Financial Stress Score Risk Incidence Percentage Headquarter Employee Quantity A percentage specifying the likelihood that the organization will seek legal relief from creditors or cease operations without paying all of its creditors in full in the next 12 months. This percentage is determined based on which range this organization' [C] [M] A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations at the headquarter location. [C] [M] Line of Business Text that records the description of operations continued by a business. [C] [M+] Organization Out of Business Indicator Organization Start Year Out of business indicator Out of Business Indicator SIC Code When TRUE it indicates that this organization is no longer functional / trading. When FALSE it indicates that this organization is functioning / trading. [C] The year when operations undertaken by the organization commenced. [C] [M] Indicator signifying company is out of business [C] Text that records that the business has ceased trading permanently and will not resume operations at their last most recenlty listed address. [C] The code represents an activity in which the organization engages in. A business may have up to five activities in which it participates. [C] Special Event Date The date when the special event took place. [C] Total Employee Quantity Total Equity Amount Trade Data Unavailability Indicator A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations. [C] [M] The total value of share capital/stock originally invested by shareholders/stockholders plus any reserves which have arisen such as retained profits which are ploughed back into the firm. Also known as Net Worth. [C] [M] Indicates that there are no trade experiences in the D&B files for this business. [C] [M] * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. Dun & Bradstreet, Inc

22 Additional Details The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations. Additional Details D&B defines stress as: Obtaining legal relief from creditors; ceasing business operations without paying all creditors in full over the next twelve months; voluntarily withdrawing from business operation, leaving unpaid obligations; or going into receivership, reorganization, or making an arrangement for the benefit of creditors. This product is only available for organizations domiciled in the United States. If the trade up option was selected, and the headquarters is domiciled in another country, an error may be returned depending on the scope of the particular database being accessed by the product request. Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. Previous Calculations Existing D&B customers who have developed applications that rely on an earlier Financial Stress Score (FSS) calculation may request either the v 6.0 or v 5.0 variation of the FSS by passing the alternate product codes of PBR_FSS_V6.0 or PBR_FSS_V5.0 respectively. Technical Specification For details on how to obtain this data layer, please refer to the Assessment.OrderProduct (SOAP) or Assessment.OrderProduct (REST) page. Product History Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) v October D&B Toolkit: Financial Stress Score (USPFY) 2009-December Dun & Bradstreet, Inc

23 Product History D&B Toolkit: Financial Stress Score (USPFX) 2006-June Dun & Bradstreet, Inc

24 Predictive Payment Risk - D&B Commercial Credit Score (CCS) v 9.0 Predictive Payment Risk - D&B Commercial Credit Score (CCS) v 9.0 The US Commercial Credit Score predicts the likelihood that a business will go 90-days or more delinquent with a trade credit provider within the next twelve months. It is developed from many commercial credit variables (200+), from a variety of sources - primarily trade credit payment history, with firmographic and public record data as well. Requirements & Options When requesting this D&B Direct product, a valid D-U-N-S Number for a company, a country code of "US" and the appropriate product code will be required. If this information is not available, refer to obtaining a company D-U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch. Note: The product code for Predictive Payment Risk - D&B Commercial Credit Score (CCS) v 9 is PPR_CCS_ V9. This product may be included in the Monitoring process. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Description XML* JSON* Average High Credit Amount Bankruptcy Indicator Business Commentary Text The average of all high credit payment experiences. [C] [M+] When TRUE it indicates subject is involved in a bankruptcy. [C] [M] Text that records a brief statement of the subject company's assessment [C] [M] CEO Title Text recording the title of the primary executive. [C] [M+] Commercial Credit Class Score A one digit number from 0 to 5 based on the information D&B's file. It indicates the risk of delinquent payments over the next 12 months. [C] [M] Dun & Bradstreet, Inc

25 Business Elements Description XML* JSON* Commercial Credit Percentile Date Commercial Credit Raw Score Commercial Credit Score Class Description Commercial Credit Score National Percentage Control Ownership Date Do Not Confuse with Organization Do Not Confuse with Organization Financial Statement Currency Financial Statement Duration Financial Statement To Date Financial Statement Unit of Size Headquarter Employee Quantity The Date on which the credit score was generated from the model [C] [M] A numeric value that predicts the likelihood that the organization will pay its bills in a severely delinquent manner (90+ days overdue) over the next 12 months [C] [M] Text that describes the credit risk numeric score. It is a translation of the risk of delinquency over the next 12 months. [C] [M] A number that identifies where this organization's Commercial Credit score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the busi [C] [M] The date when the current owners took over this business. [C] [M] Text recording a name which could be very similar to the name of the subject and is very likely to be mistakenly used as the name of the subject. [C] [M+] Text recording a name which could be very similar to the name of the subject and is very likely to be mistakenly used as the name of the subject. [C] [M+] [C] [C] The date when the accounting period ended. If the accounting figures are projected (future), then this is the date when the accounting period will end. [C] [M] A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations at the headquarter location. [C] [M] Line of Business Text that records the description of operations continued by a business. [C] [M+] Line of Business Text that records the description of operations continued by a business. [C] [M+] Non-Postal Town Organization Out of Business Indicator Text recording the name of a village, town or suburb where this is not a Primary Town/City. For example, 'Booker' in Booker, High Wycombe. [C] [M+] When TRUE it indicates that this organization is no longer functional / trading. When FALSE it indicates that this organization is functioning / trading. [C] Dun & Bradstreet, Inc

26 Business Elements Description XML* JSON* Organization Start Year Out of business indicator Out of Business Indicator Parent Organization Bankruptcy Company Parent Organization Bankruptcy DUNS number Parent Organization Bankruptcy Indicator Special Event Date Total Employee Quantity Total Equity Amount Trade Data Unavailability Indicator The year when operations undertaken by the organization commenced. [C] [M] Indicator signifying company is out of business [C] [M+] Text that records that the business has ceased trading permanently and will not resume operations at their last most recenlty listed address. [C] [M+] Text recording the name of the parent company in bankruptcy proceedings. [C] [M+] A nine-digit number assigned by D&B to identify a business. This DUNS Number identifies the parent/headquarters in bankruptcy proceedings. [C] [M] Indicates if it is the Parent (P) or Headquarter (H) of the subject business who has entered into bankruptcy. [C] [M] The date when the special event took place. [C] A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations. [C] [M] The total value of share capital/stock originally invested by shareholders/stockholders plus any reserves which have arisen such as retained profits which are ploughed back into the firm. Also known as Net Worth. [C] Indicates that there are no trade experiences in the D&B files for this business. [C] [M] * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. Dun & Bradstreet, Inc

27 Additional Details The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations. Additional Details This product is also known as the D&B Delinquency Predictor. The Commercial Credit Score (CCS) predicts the likelihood of a business paying its bills in a severely delinquent manner (91 days or more past terms), obtaining legal relief from its creditors or ceasing operations without paying all creditors in full over the next 12 months. D&B defines severe delinquency as a business with at least 10% of its payments 91 days or more past due, based on the information in D&B s commercial database. The score ranges from 101 to 670, where 101 represent the highest probability and 670 represent the lowest possibility of delinquency. This product is only available for organizations domiciled in the United States. If the trade up option was selected, and the headquarters is domiciled in another country, an error may be returned depending on the scope of the particular database being accessed by the product request. Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. Previous Calculations Existing D&B customers who have developed applications that rely on an earlier Commercial Credit Score (CCS) calculation may request the v 7.0 or v 8.0 variations of the CCS by passing the alternate product code of PPR_CCS_V7 or PPR_CCS_V8. Technical Specification For details on how to obtain this data layer, please refer to the Assessment.OrderProduct (SOAP) or Assessment.OrderProduct (REST) page. Dun & Bradstreet, Inc

28 Product History Product History Predictive Payment Risk - D&B Commercial Credit Score (CCS) v October D&B Toolkit: US Commercial Credit Score (USPIJ) 2013-May D&B Toolkit: US Commercial Credit Score (USPIH) 2010-August D&B Toolkit: US Commercial Credit Score (USPIC) 2006-June Dun & Bradstreet, Inc

29 Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) An EMMA Score is a judgmental risk score developed for use in Emerging Markets, as an initial risk assessment tool, eventually to be replaced by an empirically derived score when sufficient data is present in that market. It utilizes all available commercial data on that company, and applies judgmental modeling methodologies and local market expertise to assign the proper weights. Requirements & Options When requesting this D&B Direct product, a valid D-U-N-S Number for a company, its country code, and the appropriate product code will be required. If this information is not available, refer to obtaining a company D- U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch. This product is only available for organizations domiciled in China, Mexico, Romania, Slovenia and Turkey. Note: The product code for Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) is PGPR_EMMA. This product may be included in the Monitoring process. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Description XML* JSON* Emerging Market Mediation Commentary Text Emerging Market Mediation Raw Score Emerging Market Score Date Emerging Market Score Model Version Number Text that explains the primary reasons the subject business was assigned the Emerging Market Mediation Score. [C] [M+] A numeric value that predicts late payment or business failure of an organization in an emerging market. [C] [M] The date on which the Emerging Market Score was derived. [C] [M] The numeric value specifying the version of the Emerging Market Mediation Score that was used for this organization. [C] [M] Dun & Bradstreet, Inc

30 Additional Details Description XML* JSON* EMMA Class Score Non-Postal Town A one digit number from 0 to 5 assigned to the business based on information in D&Bss file. The higher the class score the greater the likelihood that the organization will have late payments or business failure [C] [M] Text recording the name of a village, town or suburb where this is not a Primary Town/City. For example, 'Booker' in Booker, High Wycombe. [C] [M+] * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. Additional Details The Emerging Market Mediation Alert (EMMA) is a country-specific, statistically based score that predicts the likelihood of a business in an emerging market to be problematic in paying its debts within twelve months from observation, and eventually going out-of-business. Emerging markets do not have the pairings of trade behavior data and actual bankruptcy filings to pass D&B s criteria for a standard delinquency or failure score. The EMMA score acknowledges that there are pockets of an emerging market s database that are deserving of a risk score sooner, because such businesses are more popular as global suppliers and customers. Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. Dun & Bradstreet, Inc

31 Technical Specification Technical Specification For details on how to obtain this data layer, please refer to the Assessment.OrderProduct (SOAP) or Assessment.OrderProduct (REST) page. Product History Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) 2013-October D&B Toolkit: EMMA Score 2013-March Dun & Bradstreet, Inc

32 Small Business Company & Owner Risk Profile Small Business Company & Owner Risk Profile This product delivers the D&B data elements that are necessary to generate the FICO Small Business Scoring Service (SBSS) Origination Score, a consumer-commercial blended score. The D&B data elements included in this product are a mix of trade, firmographic, and public record, and the scoring packet is most often utilized within the Financial Services industry. Requirements & Options When requesting this D&B Direct product, a valid D-U-N-S Number for a company, a country code of "US" and the appropriate product code will be required. If this information is not available, refer to obtaining a company D-U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch. Note: The product code for Small Business Company & Owner Risk Profile is SBCRP. This product currently may not be included in the Monitoring process. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Description XML* JSON* Average High Credit Amount Bankruptcy Indicator Business Commentary Text Business Trading Disclaimer Text The average of all high credit payment experiences. [C] When TRUE it indicates subject is involved in a bankruptcy. [C] Text that records a brief statement of the subject company's assessment [C] Text that is intended to specify or delimit the scope of rights and obligations that may be exercised and enforced by parties in a legally-recognized relationship. Can repeat up to three times. [C] CEO Text recording the name of the CEO Organization. [C] CEO Title Text recording the title of the primary executive. [C] Dun & Bradstreet, Inc

33 Business Elements Description XML* JSON* Commercial Credit Class Score Commercial Credit Percentile Date Commercial Credit Raw Score Commercial Credit Score Class Description Commercial Credit Score National Percentage Commercial Credit Score Risk Incidence Percentage Commercial Credit Score Risk Incidence Percentage Industry Median Composite Paydex Prior 12 Months Control Ownership Date Count of Payments with Slow or Negative Experiences D&B Rating Do Not Confuse with Organization Financial Condition Text A one digit number from 0 to 5 based on the information D&B's file. It indicates the risk of delinquent payments over the next 12 months. [C] The Date on which the credit score was generated from the model [C] A numeric value that predicts the likelihood that the organization will pay its bills in a severely delinquent manner (90+ days overdue) over the next 12 months [C] Text that describes the credit risk numeric score. It is a translation of the risk of delinquency over the next 12 months. [C] A number that identifies where this organization's Commercial Credit score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the busi [C] A percentage specifying the likelihood that the organization will pay bills in a delinquient manner, seek legal relief from creditors, or cease operations without paying creditors in full. A low percentage indicates a high probability the the business wil [C] The 50th percentile value for the commercial credit score for the subject's industry. A subject with a percentile score below this norm would be considered to be in the bottom 50% of all companies within this industry to face delinquency. [C] A numeric average of the Paydex scores of the 12 months prior to the most recent 12 month period. There must be at least 6 numeric Paydex scores in the 12 month period for use in calculation of the composite Paydex. [C] The date when the current owners took over this business. [C] The total number of payment experiences with slow pay manner and or negative comments for the subject organization within the past 12 months. [C] Text describing the estimated financial strength and composite credit appraisal assigned to the subject at the time of last update. [C] Text recording a name which could be very similar to the name of the subject and is very likely to be mistakenly used as the name of the subject. [C] Text that provides an indication of the strength of the business finances. [C] Former Rating The former rating of the subject business [C] Dun & Bradstreet, Inc

34 Business Elements Description XML* JSON* Guarantee Rating Reason Text Headquarter Employee Quantity Text that indicates that the parent company has pledged to honor its subsidiary. [C] A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations at the headquarter location. [C] History Indicator A code indicating whether detrimental information exists for the company and whether complete details exist on management and company. [C] Judgments Indicator Liens Indicator When TRUE it indicates that there is judgment information recorded in the D&B database for this subject. [C] When TRUE it indicates that there is lien information recorded in the D&B database for this subject. [C] Line of Business Text that records the description of operations continued by a business. [C] Low Range Score for Commercial Credit Risk Incidenc Raw Score Maximum Range Score for Commercial Credit Score Risk Incidence Raw Score Negative Payment Business Trading Disclaimer Text Organization Out of Business Indicator Organization Start Year Out of business indicator Out of Business Indicator Overall Trend Text Text that records the low end number in a range for the Commercial Credit Raw Score. For example if the range were than 240 would be the low range number. [C] Text that records high Score for Incidence of Delinquent Payment. [C] Text that is intended to specify or delimit the scope of rights and obligations that may be exercised and enforced by parties in a legally-recognized relationship. [C] When TRUE it indicates that this organization is no longer functional / trading. When FALSE it indicates that this organization is functioning / trading. [C] The year when operations undertaken by the organization commenced. [C] Indicator signifying company is out of business [C] Text that records that the business has ceased trading permanently and will not resume operations at their last most recenlty listed address. [C] Text that indicates the direction and profits. [C] Dun & Bradstreet, Inc

35 Business Elements Description XML* JSON* Parent Organization Bankruptcy Chapter Conversion Parent Organization Bankruptcy Chapter Conversion Date Parent Organization Bankruptcy Company Parent Organization Bankruptcy DUNS number Parent Organization Bankruptcy Filing Chapter Number Parent Organization Bankruptcy Filing Date Parent Organization Bankruptcy Indicator Parent Organization Bankruptcy Type Text Paydex Industry Norms Median Quartile Score Paydex Score - Firm The new Chapter number to which the parent organization converted [C] The date when the bankruptcy was converted from one chapter type to another (format YYYYMMDD) of the subject's parent organization. [C] Text recording the name of the parent company in bankruptcy proceedings. [C] A nine-digit number assigned by D&B to identify a business. This DUNS Number identifies the parent/headquarters in bankruptcy proceedings. [C] A number that identifies the Chapter of Bankruptcy Law under which the legal proceeding was filed for declaring the subject's inability to pay its creditors. For example, in the US 'Chapter 7' means Liquidation, 'Chapter 13' means Adjustment Of Debts Of An Individual With Regular Income. Note: The word Chapter" is simply a reference to a chapter number in the US Bankruptcy Code." [C] The date when the bankruptcy was filed (format YYYYMMDD) against the subject's parent organization [C] Indicates if it is the Parent (P) or Headquarter (H) of the subject business who has entered into bankruptcy. [C] Text that describes the type of bankruptcy recorded against the subject's parent organization. Examples include Voluntary, Involuntary, etc. [C] A numerical score denoting how timely payments are statistically-speaking at the point at which 50% of the organizations included in this industry norm have an equal or higher payment index score while the other 50% of organizations have an equal or lo [C] The numeric value of the D&B PAYDEX assigned to an organization by a D&B algorithm assessing the organization's ability to meet future obligations based on the twelve most recent months of trade experiences obtained from its suppliers. [C] Dun & Bradstreet, Inc

36 Business Elements Description XML* JSON* Paydex Score Industry Payment Behaviour Comment Paydex Score Industry Payment Behaviour Days Quantity Payments with High Credit Experience Count Payments with High Credit Maximum Amount Payments With High Credit Past Due Total Amount Payments with High Credit Past Due Total Count Payments With High Credit Slow Experience Count Public Filing Disclaimer Text Satisfactory Payment Experience Count Secured Filings Indicator SIC Code Slow Trade Explanation Text that describes likelihood than an organization with this value of the paydex score will pay their suppliers e.g. before terms beyond terms within terms. [C] The number of days used in explaining the Paydex Score as to terms of meeting payment obligation. Example: 18 days beyond terms. [C] The total number of payment experiences recorded again the subject. [C] The greatest monetary figure owed to the supplier by the subject over the period of time specified by the Summary Period. [C] The total dollar amount of all the past due experiences. [C] The number of payment experiences for which there's indication of past due. [C] The total number of payment experiences with slow payment manner indicated. Payment manner indicated "ANTIC-SLOW" or "DISC-SLOW" or "PPT-SLOW" or "SLOW". [C] Text that records static statement regarding the Public Filing information D&B is providing in a product. This statement is intended to specify or delimit the scope of rights and obligations that may be exercised and enforced by parties in a legallyrecognized relationship. In contrast to other terms for legally operative language the term disclaimer usually implies situations that involve some level of uncertainty waiver or risk. [C] The number of payment experiences considered satisfactory. Satisfactory indicated by "SATISFACTORY" in Payment notes or indication of "ANTICIPATES", "ANTICIPATES- DISCOUNT", "ANTICIPATES-PROMPT", "DISCOUNT", "DISCOUNT-PROMPT", "PROMPT" as Payment Manner. [C] When TRUE it indicates that open secured filings such as secured charges/mortgages pledgings or equivalent exist in the D&B database. [C] The code represents an activity in which the organization engages in. A business may have up to five activities in which it participates. [C] Conditional comment generated when PAYDEX Score is used and PAYDEX Score id used and/or slow trade experiences are present. [C] Dun & Bradstreet, Inc

37 Business Elements Description XML* JSON* Slow Trade Payment Exists Indicator Special Event Date Special Event Detail Suits Indicator Total Employee Quantity Total Equity Amount Trade Data Unavailability Indicator Twelve Month Current Paydex Score Twelve Months Paydex Payment Behavior Days Quantity Twelve Months Paydex Payment Behavior Text Twelve Months Paydex Total Payment Experiences Used Count Unfavorable Payment Experience Count When TRUE it indicates the existence of payment experiences with slow payment manner. [C] The date when the special event took place. [C] Text that records information specific to the special event filing [C] When TRUE it indicates that there is suit information irrespective of its status (e.g. Open Closed) recorded in the D&B database for this subject. When FALSE it indicates that there is no suit information irrespective of its status (e.g. Open Closed) [C] A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations. [C] The total value of share capital/stock originally invested by shareholders/stockholders plus any reserves which have arisen such as retained profits which are ploughed back into the firm. Also known as Net Worth. [C] Indicates that there are no trade experiences in the D&B files for this business. [C] The numeric value of the D&B PAYDEX assigned to an organization by a D&B algorithm assessing the organization's ability to meet future obligations based on the twelve most recent months of trade experiences obtained from its suppliers. [C] A number specifying the number of days that a subject with this value of the Paydex Score would pays its suppliers. [C] Text that describes likelihood that an organization with this value of the paydex score will pay their suppliers e.g. before terms beyond terms within terms. [C] The number of payment experiences that contributed to this payment index score. As an example the score may have been derived from 18 payment experiences from various suppliers. [C] The total number of payment experiences with negative comment indicated in payment notes. Negative comments are: "PLACED FOR COLLECTION" or "CREDIT REFUSED" or "SUIT FILED" or "UNSATISFACTORY" or "BAD DEBT" or "NON SUFFICIENT FUNDS" or ""REPOSSESSION". [C] * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. Dun & Bradstreet, Inc

38 Additional Details The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations. Additional Details FICO stands for Fair, Isaac and Company, and is a calculation that provides risk evaluation data on small businesses to the financial services industry. D&B information flows into SBSS scores to provide the customer with a fast, accurate and economical credit decision on small business accounts. This product is only available for organizations domiciled in the United States. If the trade up option was selected, and the headquarters is domiciled in another country, an error may be returned depending on the scope of the particular database being accessed by the product request. Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. Technical Specification For details on how to obtain this data layer, please refer to the Assessment.OrderProduct (SOAP) or Assessment.OrderProduct (REST) page. Dun & Bradstreet, Inc

39 Product History Product History Small Business Company & Owner Risk Profile 2013-October D&B Toolkit: US FICO Pattern (GACustomProduct7) 2007-March Dun & Bradstreet, Inc

40 D&B Viability Rating D&B Viability Rating The D&B Viability Rating is a multi-dimensional rating that delivers a highly insightful and reliable assessment of a company s future viability. The predictive components predict the likelihood that a company will go out of business, become inactive, or file for bankruptcy over the next 12 months. The descriptive components provide an indication of the amount of predictive data available to make a reliable risk assessment, as well as insight into the age, type and size of business. Requirements & Options When requesting this D&B Direct product, a valid D-U-N-S Number for a company, a country code of "US" and the appropriate product code will be required. If this information is not available, refer to obtaining a company D-U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch. Note: The product code for D&B Viability Rating is VIAB_RAT. This product may be included in the Monitoring process. D&B Viability Rating Details The specific components of the D&B Viability Rating are: Viability Score: predictive rating of 1-9 where 1 is the lowest probability of going out of business or becoming inactive over the next 12 months compared to approximately 30M US businesses in D&B s database and 9 is highest probability of going out of business or becoming inactive. Portfolio Comparison: predictive rating of 1-9 where 1 is the lowest probability of going out of business or becoming inactive over the next 12 months compared to other businesses within the same model segment and 9 is the highest probability of going out of business or becoming inactive Dun & Bradstreet, Inc

41 Business Elements Data Depth Indicator: descriptive rating of A-G and H-M. A-G is assigned on a report card-like scale where A is assigned to businesses with the highest level of predictive data including compete firmographics, extensive commercial trading activity, and comprehensive financial attributes and G is assigned to business with the lowest level of predictive data including basic identify data only. H-M are special categories that override the A-G rating giving our customer s further insight when D&B has confirmation that a business has met one of six risk conditions. Company Profile: descriptive rating A-X and Y-Z where A is the largest, most established businesses with complete, comprehensive data reported in the D&B database and X is the smallest, youngest businesses with basic firmographic data only. Y is assigned to a branch location and Z is assigned to a business that is a subsidiary. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Description XML* JSON* Branch/Subsidiary Text (Only for Values Y & Z CompanyProfile Values Financial Data Availability Detailed Portfolio Comparison Class Score Portfolio Comparison Class Score Incidence Percentage Portfolio Comparison Class Score Risk Level Description Portfolio Comparison Score Bad Rate Portfolio Comparison Score Model Segment Description If Company profile is 'Y' value is 'Branch' [C] [M] [C] [M] A numeric value that denotes the probability that an organization will go out of business in the next 12 months in comparison to all organizations within the same geography. The score ranges in values from 0-9 where the range 1 to 9 reflects the probabi [C] [M] Percentage of all businesses in D&B's database with the same Portfolio Comparison Class Score [C] [M] Text that describes the Portfolio Comparsion Score that was assigned to this organization. [C] [M+] The percentage of organizations with the same Portfolio Comparison Class score that can become inoperable. [C] [M] Text that describes the Viability Rating classification of the organization determined by the amount and type of information available about that organization. [C] [M+] Dun & Bradstreet, Inc

42 Business Elements Description XML* JSON* Vaibility Score Years in Business Assessment Text Viability Class Score Incidence Percentage Viability Rating Viability Rating Data Depth Detail Assessment Text Viability Rating Financial Data Available Indicator Viability Rating Organization Size Assessment Text Viability Rating Organization Size Category Text Viability Rating Portfolio Comparison Score Segment Bad Rate Viability Rating Trade Data Available Assessment Text Viability Rating Trade Data Available Indicator Viability Score Bad Rate Viability Score Overall Bad Rate Viability Score Risk Level Description Viability Score Years in Business Category Text that describes the outcome of assessment on the age of the business [C] [M] Percentage of all businesses in D&B's database with the same Viability Class Score [C] [M] The rating which assesses the probability that an organization will go out of business within the next 12 months [C] [M] Text that describes the outcome of the assessment on the level of predictive data available or the Viability Rating risk category to which the organization belongs [C] [M] When turned on this indicates that D&B has financial information for this business. When turned off this indicates that D&B does not have sufficient financial information on this organization [C] [M] Text that describes the outcome of the assessment on the Organization Size of the organization [C] [M] Text denoting the broader classification of this organizations company size based on the comparison of other organizations with in D&Bs database [C] [M] The percentage of organizations within this Viability Rating Score that can become inoperable [C] [M] Text that describes the outcome of the assessment on the level of Trade data available. [C] [M] When turned on this indicates that D&B has trade information for this business. When turned off this indicates that D&B does not have sufficient trade information on this organization [C] [M] The percentage of organizations with the same class score that can become inoperable. For example for all organizations with a Viability class score of 1 it is expected that.2% of these organizations will become inoperable [C] [M] Average Inoperable rate for all scored US businesses [C] [M] A description of the score given to this business which predicts the likelihood that the organization will go out of business in the next 12 months [C] [M+] Text denoting the broader classification of this organizations assigned by D&B based on the age of this organization [C] [M] * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. Dun & Bradstreet, Inc

43 Additional Details While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations. Additional Details The Viability Score is a high-level risk indicator that assesses the probability that a company will no longer be in business within the next 12 months, compared to all US businesses within the D&B database. The Viability score is based on available financial data, trade payments, firmographics and other business activity. The ranking ranges from 1 to 9 where 9 reflects the highest probability of becoming no longer viable and 1 reflects the lowest probability. Performance Percent of Bad Risk Ranking Total Rate Level 9 2.3% 64.8% High Risk % 41.7% High Risk 7 8.0% 27.0% High to Moderate Risk % 12.6% Moderate Risk % 7.1% Low Risk % 5.1% Low Risk % 3.2% Low Risk % 1.7% Low Risk 1 8.6% 0.2% Low Risk Total 100% 19.9% NOTE: The Viability Score is best used when ranking all businesses within you portfolio based on the probability of becoming no longer viable. The Portfolio Comparison is a more detailed risk indicator that assesses the viability of a company, compared to similar businesses within the same model segment. Each company will be placed in 1 of the 4 model segments which are determined by the amount and type of data available: Available Financial Data, Established Trade Payments, Limited Trade Payments or Firmographics and Business Activity. Dun & Bradstreet, Inc

44 Model Segment: FN (Available Financial Data) The Portfolio Comparison ranking ranges from 1 to 9 where 9 reflects the highest probability of becoming no longer viable and 1 reflects the lowest probability. Model Segment: FN (Available Financial Data) Performance Percent of Bad Bankruptcy Risk Ranking Total Rate Rate Level 9 2.3% 7.1% 1.39% High Risk 8 4.2% 2.1% 0.63% High Risk 7 9.6% 1.1% 0.35% High to Moderate Risk 6 8.3% 0.7% 0.16% Moderate Risk % 0.5% 0.12% Moderate Risk % 0.3% 0.08% Low Risk % 0.2% 0.02% Low Risk % 0.2% 0.02% Low Risk % 0.1% 0.01% Low Risk Total 100.0% 0.5% 0.12% Model Segment: TK (Established Trade Payments) Performance Percent of Bad Bankruptcy Risk Ranking Total Rate Rate Level 9 3.2% 22.6% 0.71% High Risk % 10.5% 0.37% High Risk % 7.0% 0.22% High to Moderate Risk 6 9.2% 5.4% 0.12% Moderate Risk % 4.6% 0.10% Moderate Risk % 3.9% 0.10% Low Risk % 3.3% 0.07% Low Risk % 2.6% 0.06% Low Risk % 1.7% 0.02% Low Risk Total 100% 5.4% 0.15% Dun & Bradstreet, Inc

45 Model Segment: TN (Limited Trade Payments) Model Segment: TN (Limited Trade Payments) Performance Percent of Bankruptcy Bad Risk Ranking Total Rate Rate Level 9 1.1% 44.8% High Risk % 0% 17.2% High Risk 7 2.1% 0% 14.2% High to Moderate Risk % 0% 12.5% Moderate Risk % 0% 10.1% Moderate Risk % 0% 8.9% Low Risk % 0% 7.4% Low Risk % 0% 6.0% Low Risk 1 7.4% 0% 3.8% Low Risk Total 100% 0% 10.9% Model Segment: NT (Firmographics and Business Activity) Performance Percent of Bankruptcy Bad Risk Ranking Total Rate Rate Level 9 2.8% 57.6% High Risk % 0% 35.6% High Risk 7 9.5% 0% 23.2% High to Moderate Risk % 0% 17.7% Moderate Risk % 0% 12.6% Moderate Risk % 0% 9.9% Low Risk % 0% 7.3% Low Risk % 0% 5.2% Low Risk 1 7.8% 0% 3.4% Low Risk Total 100% 0% 36.9% The Data Depth Indicator presents the level of data available for a company. Data depth assists in the assessment of whether a company will no longer be viable and includes financial attributes, commercial trading activity and firmographics. The level of data is represented by a letter on a scale of A G where A reflects the greatest level of the greatest level of predictive data to make a highly reliable assessment of company viability, and G reflects a minimal level of data which can be considered descriptive. The more comprehensive the data, the more precise the overall D&B Viability Rating becomes. Dun & Bradstreet, Inc

46 Model Segment: NT (Firmographics and Business Activity) Rating Description A B C D E F G Rich Firmographics, Extensive Commercial Trading Activity, Comprehensive Financial Attributes Rich Firmographics, Extensive Commercial Trading Activity, Basic Financial Attributes Rich Firmographics, Extensive Commercial Trading Activity, No Financial Attributes Rich Firmographics, Partial Commercial Trading Activity, No Financial Attributes Rich Firmographics, Sparse Commercial Trading Activity, No Financial Attributes Basic Firmographics, Trace Commercial Trading Activity, No Financial Attributes Basic Firmographics, No Financial Attributes If a company has been placed in the Special Category, a letter ranging from H M will be assigned to identify the specific reason. Ranking Special Category Description H I J K L M Out of Business - Business is either Bankrupt (chapter 7) or an officer or owner of the business confirmed they no longer operate and are out of business. Unable to Confirm Designation - D&B is unable to confirm active operations at a specific location due to the business showing limited to no business activity and multiple signs of inactivity (e.g. disconnected phone, vacant address, no longer in a telephone directory etc.) Bankruptcy - Business has filed for Chapter 11 bankruptcy and the plan of reorganization is not yet confirmed. High Risk (Severe Risk) - Business displays characteristics of misrepresentation. Self Reported Duns Support Record - Business' request for a DUNs number requires an investigation or confirmation of information from D&B. Business Deterioration (Severe Risk) - Business displays characteristics of financials distress, including signs of current or imminent business failure or operating difficulty. Dun & Bradstreet, Inc

47 Technical Specification This product is only available for organizations domiciled in the United States. If the trade up option was selected, and the headquarters is domiciled in another country, an error may be returned depending on the scope of the particular database being accessed by the product request. Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. Technical Specification For details on how to obtain this data layer, please refer to the Assessment.OrderProduct (SOAP) or Assessment.OrderProduct (REST) page. Dun & Bradstreet, Inc

48 D&B Supplier Evaluation Risk Rating D&B Supplier Evaluation Risk Rating The D&B US Supplier Evaluation Risk Rating (SER Rating) predicts the likelihood that a supplier will cease business operations or become inactive over the next 12 month period based on the depth of predictive data attributes available on the business. Requirements & Options When requesting this D&B Direct product, a valid D-U-N-S Number for a company, a country code of "US" and the appropriate product code will be required. If this information is not available, refer to obtaining a company D-U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch. Note: The product code for D&B Supplier Evaluation Risk Rating is SER. This product may be included in the Monitoring process. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Description XML* JSON* Supplier Evaluation Risck Commentary Supplier Evaluation Risk Score Text that records comments about the Supplier Evaluation Risk Score of this organization [C] [M+] A numeric value that predicts the likelihood that thesupplier will have financial stress. It is typically derived by running data on this organization through an algorithm that has been proven to be predictive based on statistical analysis [C] * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these Dun & Bradstreet, Inc

49 Additional Details essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations. Additional Details The SER Rating ranges from 1 to 9, with 1 representing least likelihood of ceasing operations or becoming inactive and 9 representing highest likelihood of ceasing operations or becoming inactive. The following Projected Performance Tables are based on a representative sample. Actual performance may vary based on individual supplier portfolios. Projected Performance Table - Individual Score Range SER Rating % of Businesses in D&B Supplier Database (Approx) Projected Bad Rate % of Bads Identified (Approx) 1 13% 1.28% 3% 2 15% 2.14% 6% 3 12% 3.06% 7% 4 13% 3.74% 9% 5 18% 5.37% 17% 6 11% 8.02% 15% 7 3% 9.27% 6% 8 12% 12.96% 26% 9 3% 21.05% 11% Each SER Rating has a bad rate that can be compared with the average. For example, the table above shows that 21.05% of all companies scoring a 9 in 2012 are projected to go out of business, become inactive or file for bankruptcy. What this means is that businesses with a SER of 9 are approximately 4 times (21.05/5.63 = 3.73) more likely to become inactive or go out of business than the average. Similarly, businesses with a SER of 1 are 4 times (5.63/1.28 = 4.39) are less likely than the average. Dun & Bradstreet, Inc

50 Projected Performance Table - Cumulative Score Range Projected Performance Table - Cumulative Score Range SER Rating % of Businesses in D&B Supplier Database (Approx) Projected Bad Rate % of Bads Identified (Approx) % 5.63% 100% % 6.28% 97% % 7.15% 91% % 7.99% 85% % 9.17% 76% % 11.49% 59% % 13.59% 44% % 14.63% 38% 9 3% 21.05% 11% In order to set monitoring thresholds, it is useful to display the cumulative projected performance table, ranking businesses from highest risk to lowest risk. To use the cumulative projected performance table shown above, select the appropriate SER Rating cutoff that yields the desired OOB Rate, Capture Rate (% of OOBs or inactive identified), or volume for reviewing/monitoring suppliers. For example, a supply monitoring policy that requires monitoring of businesses with a SER Rating of 9 would include approximately 3% of your supply base and capture approximately 11% of all suppliers that will cease operations or become inactive over the next 12 months. For users who have the resources to monitor a greater percentage of suppliers in order to proactively avoid more supply chain disruptions, they may choose to monitor suppliers with SER Ratings 8 or 9. Based on the expected results shown in the Cumulative Projected Performance Table above, you would be monitoring approximately 15% of your supply base and capturing approximately 38% of all bad suppliers. Key Business Commentaries Commentary Text Code Age of financial statement reported Business does not own facilities Change in net worth Commercial Building Ownership Status Unavailable Actual employee figure not reported Evidence of open judgments Evidence of open liens Evidence of open liens, and judgments Evidence of open suits Evidence of open suits and judgments Dun & Bradstreet, Inc

51 Key Business Commentaries Commentary Text Code Evidence of open suits and liens Evidence of open suits, liens, and judgments Financial ratios Financial Statements not reported Higher risk industry based on inactive rate for this industry Higher risk region based on inactive rate for this region Historical information on the business or principals not Reported Limited financial information reported Limited number of payment experiences reported Limited time in business Limited time under present management control Net Worth Limited business activity signals reported in the past 12 months No telephone response Paydex Phone number not reported Proportion of past due balances to total amount owing Proportion of slow payment experiences to total number of payment experiences reported Recent high balance past due Actual sales figure not reported Special Event in the D&B Report Time since information update Variable Paydex over last 12 months No payment experiences reported Indication of open bankruptcy UCC filings reported This product is only available for organizations domiciled in the United States. If the trade up option was selected, and the headquarters is domiciled in another country, an error may be returned depending on the scope of the particular database being accessed by the product request. Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. Dun & Bradstreet, Inc

52 Related Topics Related Topics Predictive Bankruptcy & Payment Risk Technical Specification For details on how to obtain this data layer, please refer to the Assessment.OrderProduct (SOAP) or Assessment.OrderProduct (REST) page. Dun & Bradstreet, Inc

53 D&B Total Loss Predictor D&B Total Loss Predictor Total Loss Predictor identifies and quickly assesses companies that have a high risk of defaulting on their very first payment, which could be for a number of reasons, including an inability, unwillingness, or intent not to pay. Requirements & Options When requesting this D&B Direct product, a valid D-U-N-S Number for a company, a country code of "US" and the appropriate product code will be required. If this information is not available, refer to obtaining a company D-U-N-S Number for assistance. A trade up option exists to request data for the headquarters when the requested organization is a branch. Note: The product code for D&B Total Loss Predictor is TLP. This product may be included in the Monitoring process. Business Elements The following table is an alphabetical list of the unique items available in this data layer. In addition to these business elements, this product will return a set of standard elements for the company requested. This information is also available in a downloadable data dictionary (filterable by product code). Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. Description XML* JSON* Reason Code 2 [C] [M+] Reason Code 3 [C] [M+] Reason Code 4 [C] [M+] Reason Code 5 [C] [M+] Reason Code 6 [C] [M+] Total Loss Predictor Class Score Total Loss Predictor Raw Score A one digit number from 0 to 5 assigned to the business based on information in D&Bss file. The higher the class score the greater the likelihood that the organization will not pay other commercial business [C] [M] Records the most recent risk scores that are assigned to this organization on a given date/time that predicts the likelihood that the organization will not pay other commercial businesses, which affects financial institutions and other industries that ext [C] [M] Dun & Bradstreet, Inc

54 Additional Details Description XML* JSON* Total Loss Predictor Score Commentary Text Total Loss Predictor Score Override Reason Text Total Loss Predictor Score Risk Incidence Percentage Text that explains the primary reasons the subject business was assigned the Total Loss Predictor Score [C] [M+] Text that provides an explanation for why an instance of the Total Loss Predictor Score was overriden on the subject organization [C] [M+] A percentage that expresses the likelihood that the organization will not pay other commercial businesses [C] [M] * The links in this column provide the technical characteristics for the data field of the respective business element in the XML or JSON response. The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. While data for a particular company may not contain values for all of the business elements, there may be items that are considered by D&B to be essential to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, an error code will be returned, and your organization will not incur a usage credit for the request. The Product Availability Lookup feature may be utilized to determine if this D&B Direct product is available for a given D-U-N-S Number. The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations. Additional Details The D&B Total Loss Predictor score will predict a business s intent or willingness to not pay other commercial businesses (business to business dealings), which affects financial institutions and other industries that extend trade credit. The score calculation makes use of historical search patterns from a search database along with other high-risk identifiers and proprietary data to produce a score that can be used to discriminate between fraudulent and legitimate credit seeking payment behavior. The following table is a list of possible values for the Reason Code business elements mentioned in the preceding table. Dun & Bradstreet, Inc

55 Additional Details Commentary Text Code Address identified as a consumer address Address information on file differs from external sources Number of retail Inquiries Business information is not confirmed by available external sources Some firmographic data differs from available external data sources Dollar amount of suits, liens, or judgements Evidence of negative trade Higher risk industry based on delinquency rates for this industry Higher risk industry based on risk rates for this industry Higher risk region based on delinquency rate for this region Limited or no enquiries Limited time under present management control No Payment Experiences reported Limited number of payment experiences reported Physical address has incorrect or missing information Proportion of recent past due balances reported Proportion of past due balances to total amount owing Proportion of recent slow payment experiences reported Proportion of retail enquiries Proportion of slow payment balances reported Proportion of slow payment experiences to total number of payment experiences reported Recent slow payment reported Reported high credit amount Indications of Business Deterioration or high risk Unable to confirm active operations Operating Status - Out of Business 1881 Indication of open bankruptcy Self Requested Duns This product is only available for organizations domiciled in the United States. If the trade up option was selected, and the headquarters is domiciled in another country, an error may be returned depending on the scope of the particular database being accessed by the product request. Access to this information is provided on a metered basis; and will require data layer entitlement prior to use in the production environment. A built-in feature exists to prevent duplicate billing when multiple requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]). Dun & Bradstreet, Inc

56 Technical Specification An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges. Technical Specification For details on how to obtain this data layer, please refer to the Assessment.OrderProduct (SOAP) or Assessment.OrderProduct (REST) page. Dun & Bradstreet, Inc

57 Assessment Product Service Assessment Product Service Version 2.0 (API) / 3.0 (Service) Functions This D&B Direct service includes the following functionality. The respective SOAP and/or REST pages provide technical details including input parameters, responses and sample requests. Function Operation / SOAP Resource / REST Deliver a data layer. (see Product Details) OrderProduct() GET organizations/{duns}/products/{productid} Deliver copies of previously ordered products. RetrieveProduct() GET assets/{assetid}/{productid} The Order Product function provides data layers for a specific company, and requires a D-U-N-S Number, country code and one of the product codes listed in the preceding table. The Retrieve Product function can be used to fetch previously obtained copies of data layers from the Product Request Archive. The default archival period is 120 days, unless extended (up to 365 days) when the data layer is requested. Product Details The following D&B products may be obtained by using this service. Some data layers may be available in different levels (Standard, Enhanced and/or Premium) -- each offering additional data elements. All D&B Direct product codes are case sensitive. The Product pages provide an overview along with a list of the Business Elements. Title / Overview Link Product Code Monitoring Small Business Company & Owner Risk Profile SBCRP No Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) PBR_FSS_V7.1 Yes Predictive Payment Risk - D&B Commercial Credit Score (CCS) PPR_CCS_V9 Yes D&B Rating & Trend RTNG_TRND No Predictive Bankruptcy & Payment Risk - Standard PBPR_STD Yes Predictive Bankruptcy & Payment Risk - Enhanced PBPR_ENH Yes Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) PGPR_EMMA Yes D&B Supplier Evaluation Risk Rating SER Yes D&B Total Loss Predictor TLP Yes D&B Viability Rating VIAB_RAT Yes Dun & Bradstreet, Inc

58 Interfaces & Endpoints Interfaces & Endpoints D&B Direct implements version control at the web service level, in addition to the API level. This D&B Direct 2.0 {version} of the Assessment Product Service is 3.0. When contacting D&B customer support, please provide both the API and Service version numbers. The following table(s) identify version-specific access points for the available API interfaces. SOAP Endpoint WSDL * *There may be operations defined in the WSDL that are not available to D&B Direct customers at this time. REST OrderProduct RetrieveProduct GET GET Note: While "organizations" is part of the REST OrderProduct URL, there is no service by this name. D&B Direct product-related calls have a similar structure; however, the {version} component is based on the service to which a given product is associated. D&B Direct API calls must be made using Secured Socket Layers (SSL) as noted in the preceding table(s). Dun & Bradstreet, Inc

59 Assessment:OrderProduct (REST) Assessment:OrderProduct (REST) This operation -- part of the Assessment Product Service -- provides access to multiple products, controlled by unique product codes. Authentication & Endpoint D&B Direct web services require authentication, and the data environment (i.e. production, trial or sandbox) is determined by the credentials submitted with each API request. Refer to the service page for the correct version of the operation. Endpoint GET Request Parameters The following parameters are accepted by this operation; however, the requirements for a specific request may differ based the product being requested. Please refer to the downloadable data dictionary (filterable by product code) to determine which fields are applicable. When conducting testing in the production environment during a trial period, product requests will be limited to the local market of the customer. The default value for ArchiveProductOptOutIndicator is TRUE, indicating that the request will NOT be automatically archived. Dun & Bradstreet, Inc

60 Request Parameters ArchiveProductOptOutIndicator ExtendArchivePeriodIndicator PortfolioAssetContainerID CountryISOAlpha2Code {DUNS} boolean, Optional When true (set to 1), it indicates that the product being ordered is not to be stored. When false (set to 0), it indicates that the product being ordered is to be stored; however as this is the assumed condition there is no requirement to create this tag to represent this fact. boolean, Optional When true (set to 1), the duration to archive the data is to be extended. Note: There is an additional cost for extending the archival period of the data purchased. When false (set to 0), the duration to archive the data is not to be extended. long, Optional A number used to uniquely identify the location where this product is to be stored. string at least 2 chars. up to 2 chars., Optional The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO)identifying the country of the inquired subject. string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Required The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). CustomerBillingEndorsementText string at least 1 chars. up to 240 chars., Optional Text that is filled in by customer and commonly contains requesting individual or department name, or customer's own account/reference number and/or name for the case on which the product was provided.this text is a reference used during the billing process. Dun & Bradstreet, Inc

61 Request Parameters CustomerReferenceText CharacterSetPreferenceCode {productid} LanguagePreferenceCode OrderReasonCode ReturnOnlyInDateDataIndicator string up to 240 chars., Optional A freeform reference string provided by the customer to be linked to the product in order to support subsequent order reconciliation. integer up to 7 digits., Optional A D&B code value denoting the set of graphic symbols (e.g., alphabet letter, pictograph) in which the product is to be rendered, e.g., Unicode. string, Required An alphanumeric string that uniquely identifies the product being requested. integer up to 7 digits., Optional A D&B code value that defines the language in which the customer wants this product to be rendered. integer up to 7 digits., Optional Possible values: 6332 [Credit Decision]; 6333 [Assessment of credit solvency for intended business connection]; 6334 [Assessment of credit solvency for ongoing business connection]; 6335 [Debt Collection]; 6336 [Commercial Credit Insurance]; 6337 [Insurance Contract]; 6338 [Leasing Agreement]; 6339 [Rental Agreement] boolean, Optional When true (set to 1), the product is to be supplied if and only if the data requested is classified by the data source as being in-date, i.e., the data is answered from file (AFF). When false (set to 0), the product is to be supplied even if the data requested is not classified by the data source as being in-date, i.e., the data is answered from file (AFF). When set to NULL it implies that the product is to be supplied as long as the product is deemed marketable. Dun & Bradstreet, Inc

62 Test Parameters TradeUpIndicator ApplicationTransactionID SubmittingOfficeID TransactionTimestamp boolean, Optional When true (set to 1) this denotes that the customer has requested that D&B return the data for the Headquarters when the requested organization is a Branch. When false (set to 0) this denotes that the customer has not requested that D&B return the data for the Headquarters when the requested organization is a Branch; however as this is the assumed condition there is no requirement to create this tag to represent this fact. Note: There are D&B WorldWide Network operations where the Headquarters information will be returned automatically, regardless of the customer request. string up to 64 chars., Optional A number assigned by the calling application to uniquely identify this request. string up to 64 chars., Optional A number that identifies the system or the software application from where this request originated. / A number used to uniquely identfy the D&B business segment or delivery channel from where this request originated. DateTimestamp, Optional The date and time when this request was created. When the request is from an intermediary, such as a workflow manager or service bus, this is the date and time when the message was sent to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary. Test Parameters The following suggested parameters may be used for test environment requests to retrieve successful responses. Dun & Bradstreet, Inc

63 Product Small Business Company & Owner Risk Profile Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) Predictive Payment Risk - D&B Commercial Credit Score (CCS) Predictive Bankruptcy & Payment Risk Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) D&B Rating & Trend D&B Supplier Evaluation Risk Rating D&B Total Loss Predictor D&B Viability Rating Test D-U-N-S Number(s) (US); (US) (US); (US) (US); (US) (US); (US); (GB); (AU); (CH) (CN); (MX) (US); (US); (RO) (US); (US) (US); (US) (US); (US) The Product Availability Lookup may also be used to identify test D-U-N-S Numbers appropriate for any unique testing scenarios required for an implementation. The following is a list of the possible data fields returned by this operation in the JSON response. Please refer to the downloadable data dictionary (filterable by product code) to determine which fields are applicable. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. For all codified data delivered by D&B Direct, the response package will include the decoded text value as a data element with the code value attached as an attribute. Refer to the Reference Data Service for access to the D&B standard code tables. Note: The D&B Direct REST implementation uses the BadgerFish approach for JSON with some minor variations. OrderProductResponse Aggregate Attribute Dun & Bradstreet, Inc

64 OrderProductResponse { TransactionDetail OrderProductResponse { TransactionDetail { ApplicationTransactionID OrderProductResponse { TransactionDetail { ServiceTransactionID OrderProductResponse { TransactionDetail { TransactionTimestamp End: OrderProductResponse } TransactionDetail OrderProductResponse { TransactionResult Aggregate, Required Records information necessary to process a particular request. Examples of a request is the ordering of a product. string up to 64 chars., Optional A number assigned by the calling application to uniquely identify this request. string up to 64 chars., Required A number assigned by the D&B service to uniquely identify this transaction. DateTimestamp, Required The date and time when this request was submitted or the date and time when the requesting intermediary, such as a workflow manager or service bus, sent the message to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary. Aggregate, Required An aggregate that can repeat multiple times to record the different outcomes of the transaction. Dun & Bradstreet, Inc

65 OrderProductResponse { TransactionResult { SeverityText OrderProductResponse { TransactionResult { ResultID OrderProductResponse { TransactionResult { ResultText OrderProductResponse { TransactionResult { ResultMessage OrderProductResponse { TransactionResult { ResultMessage { ResultDescription End: OrderProductResponse } TransactionResult } ResultMessage End: OrderProductResponse } TransactionResult string up to 16 chars., Required Text that records the criticality of the outcome, e.g., Information, Warning, Error, Fatal. string up to 32 chars., Required An alphanumeric string that uniquely identifies the outcome of the transaction. string up to 512 chars., Optional Text that explains the outcome of the transaction. Aggregate, Optional (Infinite) An aggregate that can repeat multiple times to record textual data that expands on the ResultID and ResultText to provide additional information to the user regarding the status of the transaction. If the status implies that there is a problem this may also provide guidance to the user on how to address it. string up to 512 chars., Required Text that describes the additional information regarding the outcome of the transaction. Dun & Bradstreet, Inc

66 OrderProductResponse { OrderProductResponseDetail OrderProductResponse { OrderProductResponseDetail { InquiryDetail OrderProductResponse { OrderProductResponseDetail { InquiryDetail { DUNSNumber OrderProductResponse { OrderProductResponseDetail { InquiryDetail { CountryISOAlpha2Code End: OrderProductResponse } OrderProductResponseDetail } InquiryDetail OrderProductResponse { OrderProductResponseDetail { Product OrderProductResponse { OrderProductResponseDetail { Product { DNBProductID OrderProductResponse { OrderProductResponseDetail { Product { LanguageCode OrderProductResponse { OrderProductResponseDetail { Product { Organization SubjectHeader Aggregate, Required Aggregate, Required Element Element Possible values: Refer the Countries Applicability worksheet Aggregate, Required string up to 64 chars., Required integer up to 7 digits., Optional Aggregate, Required Records data about an organization, a legal or commercial entity established to provide products and/or services in the marketplace or to the community. Aggregate, Required Records high level information about the subject such as the primary language of the subject and the primary currency in which this subject trades. When the subject is an organizantion, this may also include details such as DUNS Number. Dun & Bradstreet, Inc

67 SubjectHeader { DUNSNumber End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } SubjectHeader Location Location { PrimaryAddress string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Aggregate, Optional Records the address details for a subject. An address is the designation of a place where a subject can be located or may be communicated with, e.g., primary address, registered address, mailing address. Aggregate, Optional (Infinite) [M] An entry loop to allow the recording of a single primary or physical address of the subject in multiple languages and/or writing scripts. For an organization this is the principal address at which the organization is located. For an individual, this is the home address. Dun & Bradstreet, Inc

68 Location { PrimaryAddress { StreetAddressLine Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Location { PrimaryAddress { StreetAddressLine { LineText Monitor Path: //Organization /Location /PrimaryAddress string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location } PrimaryAddress } StreetAddressLine Monitor Path: //Organization /Location /PrimaryAddress Dun & Bradstreet, Inc

69 Location { PrimaryAddress { PrimaryTown string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Location { PrimaryAddress { CountryISOAlpha2Code Monitor Path: //Organization /Location /PrimaryAddress string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Location { PrimaryAddress { PostalCode Monitor Path: //Organization /Location /PrimaryAddress string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Location { PrimaryAddress { TerritoryOfficial Monitor Path: //Organization /Location /PrimaryAddress string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /PrimaryAddress Dun & Bradstreet, Inc

70 Location { PrimaryAddress { TerritoryAbbreviated string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location } PrimaryAddress Location { MailingAddress Monitor Path: //Organization /Location /PrimaryAddress Aggregate, Optional (Infinite) [M] An entry loop which can repeat multiple times to allow the recording of address which is mainly utilized for the purpose of mail delivery. This usually includes a Post Office Box number or similar mailing details. Dun & Bradstreet, Inc

71 Location { MailingAddress { StreetAddressLine Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Location { MailingAddress { StreetAddressLine { LineText Monitor Path: //Organization /Location /MailingAddress string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location } MailingAddress } StreetAddressLine Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

72 Location { MailingAddress { PrimaryTown string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Location { MailingAddress { CountryISOAlpha2Code Monitor Path: //Organization /Location /MailingAddress string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Location { MailingAddress { MinorTown Monitor Path: //Organization /Location /MailingAddress string up to 64 chars., Optional [C] [M+] Text recording the name of a village, town or suburb where this is not a Primary Town/City. For example, 'Booker' in Booker, High Wycombe. Location { MailingAddress { CountyOfficial Monitor Path: //Organization /Location /MailingAddress string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

73 Location { MailingAddress { PostalCode string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Location { MailingAddress { TerritoryOfficial Location { MailingAddress { TerritoryAbbreviated Monitor Path: //Organization /Location /MailingAddress string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location } MailingAddress End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

74 Telecommunication Telecommunication { TelephoneNumber Aggregate, Optional [M] Records information about the different modes of Telecommunication addresses used by a subject for external contact purposes. The modes of communication include telephone, fax, , web address. Aggregate, Optional (Infinite) [M+] An entry loop which can allow multiple Telephone contact information used for voice communication with the subject. Telecommunication { TelephoneNumber { TelecommunicationNumber Monitor Path: //Organization /Telecommunication string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Monitor Path: //Organization /Telecommunication Dun & Bradstreet, Inc

75 Telecommunication { TelephoneNumber { InternationalDialingCode string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Telecommunication } TelephoneNumber Telecommunication { FacsimileNumber Monitor Path: //Organization /Telecommunication Aggregate, Optional (Infinite) [M+] An entry loop which can allow multiple Facsimile contact information used for data communication with the subject. Monitor Path: //Organization /Telecommunication Dun & Bradstreet, Inc

76 Telecommunication { FacsimileNumber { TelecommunicationNumber string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Telecommunication { FacsimileNumber { InternationalDialingCode Monitor Path: //Organization /Telecommunication string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Telecommunication } FacsimileNumber End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Telecommunication Monitor Path: //Organization /Telecommunication Dun & Bradstreet, Inc

77 Events Events { PublicFilingHeader Events { PublicFilingHeader { DisclaimerText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } PublicFilingHeader Aggregate, Optional Records the information about events that have either involved or affected the subject (usually an organization, but sometimes an individual who is an owner or principal of an organization). It covers legal events, significant events and financing events. Aggregate, Optional Records the information about Legal and Financing Events. string up to 720 chars., Optional [C] [M] The text that intended to specify or delimit the scope of rights and obligations that may be exercised and enforced by parties in a legally-recognized relationship. In contrast to other terms for legally operative language, the term disclaimer usually implies situations that involve some level of uncertainty, waiver, or risk. Dun & Bradstreet, Inc

78 Events { LegalEvents Events { LegalEvents { BankruptcyIndicator Events { LegalEvents { SuitsIndicator Events { LegalEvents { LiensIndicator Events { LegalEvents { JudgmentIndicator Aggregate, Optional Records legal actions targeting the subject, such as criminal proceedings, protested bills, county court judgments, receiverships, bankruptcies. boolean, Optional [C] [M] boolean, Optional [C] boolean, Optional [C] When true (set to 1), it indicates that there is lien information irrespective of its status (e.g., Open, Closed) recorded in the D&B database for this subject. When false (set to 0), it indicates that there is no lien information irrespective of its status (e.g., Open, Closed) recorded in the D&B database for this subject. boolean, Optional [C] When true (set to 1), it indicates that there is judgment information irrespective of its status (e.g., Open, Closed) recorded in the D&B database for this subject. When false (set to 0), it indicates that there is no judgment information irrespective of its status (e.g., Open, Closed) recorded in the D&B database for this subject. Dun & Bradstreet, Inc

79 Events { LegalEvents { DebarmentsInformation Events { LegalEvents { DebarmentsInformation { DebarmentsSummary Events { LegalEvents { DebarmentsInformation { DebarmentsSummary { TotalFilingCount END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } LegalEvents } DebarmentsInformation } DebarmentsSummary END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } LegalEvents } DebarmentsInformation End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } LegalEvents Events { FinancingEvents Events { FinancingEvents { SecuredFilingsIndicator End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } FinancingEvents Aggregate, Optional Aggregate, Required int, Optional [C] [M] The total number of all legal events of the type covered by this summary. Aggregate, Optional Records the information about the events which have occurred and directly affect the subject's finances. For example, the means by which moneys are obtained by the subject, financial securities which have been filed which affect the subject. boolean, Optional [C] [M] When true (set to 1), it indicates that open secured filings such as secured charges/mortgages pledgings or equivalent exist in the D&B database. Dun & Bradstreet, Inc

80 Events { SignificantEvents Events { SignificantEvents { SpecialEvent Aggregate, Optional Records information about key events which may affect the subject. It covers such things as: natural disasters (e.g., floods, hurricane), accidents (e.g., chemical spillage), major events at the business (e.g.,change of control,business interruption, awarded contract), societal events (e.g., war, civil disturbance). Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of information about a key event which may affect the subject. It covers such things as: natural disasters (e.g., floods, hurricane), accidents (e.g., chemical spillage), major events at the business (e.g.,change of control,business interruption, awarded contract), societal events (e.g., war, civil disturbance). Monitor Path: //Organization /Events /SignificantEvents /SpecialEvent@DNBCodeValu e Dun & Bradstreet, Inc

81 Events { SignificantEvents { SpecialEvent { EventDetailText Events { SignificantEvents { SpecialEvent { EventDate Events { SignificantEvents { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } SignificantEvents } SpecialEvent End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } SignificantEvents End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events string, Optional (Infinite) [C] A textual description of filing details associated with this legal event. date, Optional [C] The date when the event took place. Attribute Dun & Bradstreet, Inc

82 Financial Aggregate, Optional Records a standardized view the financial results of a subject usually extracted from a set of accounts. This includes the financial period to which those results apply, the terms of its audited status, whether is fiscal or estimated, whether it is a group/consolidated or individual statement etc. The identifying data for the financial statement (e.g. The financial period to which it refers) and the 70 D&B global standard financial items are recorded in the 'Statement' aggregate. Additionally the full granular view of the financial statement may be recorded in the 'Financial Statement Schedule' sub-aggregation. Dun & Bradstreet, Inc

83 Financial { FinancialStatement Financial { FinancialStatement { StatementHeaderDetails Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to record information characterizing an organization's financial health, such as its operation results (over a specified period of time), the ownership equity in the business, its money management (at a point in time), and derived ratios that give insight into its profitability, solvency, liquidity, and other characteristics. The financial figures may be provided as actual or estimated figures by the subject, an outside source, or modeled by D&B. It may cover a single organization or multiple related organizations. The figures may be qualified based on the auditor's remarks. Aggregate, Optional Records high level information which either identifies the presence of a financial statement for the subject or is derived from multiple financial statements. Dun & Bradstreet, Inc

84 Financial { FinancialStatement { StatementHeaderDetails { FinancialStatementToDate Financial { FinancialStatement { StatementHeaderDetails { CurrencyISOAlpha3Code Financial { FinancialStatement { StatementHeaderDetails { UnitOfSizeText Financial { FinancialStatement { StatementHeaderDetails { UnitOfSizeText@DNBCodeValue Financial { FinancialStatement { StatementHeaderDetails { UnitOfSizeText@DNBCodeTableNumber date, Optional [C] [M] The date when the accounting period ended. If the Reliability Code denotes the figures are projected (future), then this is the date when the accounting period will end. string up to 3 chars., Optional [C] The three-letter code, published by International Organization for Standardization (ISO), identifying the type of money that is primarily used by this subject string up to 256 chars., Optional Text which identifies the unit of size in which the financial summary figures are provided, e.g., in 1,000s; in 1,000,000s. The financial figures should be populated to the record with the 000's or 000,000's omitted, e.g., If Sales are with 000's omitted then the figure of (NOT ) should be populated. Aggregate Aggregate Dun & Bradstreet, Inc

85 Financial { FinancialStatement { StatementHeaderDetails { FinancialPeriodDuration END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Financial } FinancialStatement } StatementHeaderDetails Financial { FinancialStatement { BalanceSheet Financial { FinancialStatement { BalanceSheet { Liabilities Financial { FinancialStatement { BalanceSheet { Liabilities { TotalEquityAmount END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Financial } FinancialStatement } BalanceSheet } Liabilities END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Financial } FinancialStatement } BalanceSheet DurationType, Optional [C] Records the period of the Financial Summary when this cannot be expressed using 'Summary Date' and 'Number of Months' Aggregate, Optional Summarizes an organization or individual's assets, equity and liabilities at a specific point in time. Aggregate, Optional Records the legal debts or obligations of a company that arise during the course of business operations. Liabilities are settled over time through the transfer of economic benefits including money, goods or services. FinancialAmountType, Optional [C] [M] The total value of share capital/stock originally invested by shareholders/stockholders plus any reserves which have arisen, such as retained profits, which are ploughed back into the firm. Dun & Bradstreet, Inc

86 End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Financial Organization Organization { OrganizationPrimary Aggregate, Optional Records the different names of the organization by which it is known as well as names of other organizations that have a similar name to this organization. Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of a single name by which the organization is primarily known / identified in different languages and/or writing scripts. Organization { OrganizationPrimary { Organization End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Organization } OrganizationPrimary Monitor Path: //Organization /Organization /OrganizationPrimary@ RegisteredIndicator string up to 256 chars., Required [C] Text recording a name of this organization in the specified language and/or writing script. Dun & Bradstreet, Inc

87 Organization { TradeStyle Organization { TradeStyle { Organization Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of a name which an organization trades under for commercial purposes, although its registered, legal name, used for contracts and other formal situations, may be another. string up to 256 chars., Required [C] [M+] Text recording a name of this organization in the specified language and/or writing script. Monitor Path: //Organization /Organization /TradeStyle Dun & Bradstreet, Inc

88 Organization { TradeStyle { DisplaySequence int up to 3 digits., Optional [C] [M+] A numeric value used to identify the relative importance of this Organization compared to the other Organization s for this organization that are of the same type (e.g., Trading Style). The lower the importance level number, the more important (preferred) is an Organization. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Organization } TradeStyle Organization { DoNotConfuseOrganization Monitor Path: //Organization /Organization /TradeStyle Aggregate, Optional (Infinite) [M] An entry loop which can repeat multiple times to allow the recording of such names which could be very similar to the names of the subject and are very likely to be mistakenly used as the name of the subject. Note: This list is maintained so that using wrong names for a subject could be avoided. Dun & Bradstreet, Inc

89 Organization { DoNotConfuseOrganization { Organization string up to 256 chars., Required [C] [M+] Text recording a name of this organization in the specified language and/or writing script. Organization { DoNotConfuseOrganization { DisplaySequence Monitor Path: //Organization /Organization /DoNotConfuseOrganizationN ame int up to 3 digits., Optional [C] [M+] A numeric value used to identify the relative importance of this Organization compared to the other Organization s for this organization that are of the same type (e.g., Trading Style). The lower the importance level number, the more important (preferred) is an Organization. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Organization } DoNotConfuseOrganization End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Organization OrganizationDetail Monitor Path: //Organization /Organization /DoNotConfuseOrganizationN ame Aggregate, Optional Records fundamental information about a Subject which may vary over time. Dun & Bradstreet, Inc

90 OrganizationDetail { FamilyTreeMemberRole OrganizationDetail { FamilyTreeMemberRole { FamilyTreeMemberRoleText Aggregate, Optional (Infinite) An entry loop that can repeat multiple times to allow the recording of various parts that the Subject plays as a member of an ownership structured family tree. string up to 256 chars., Optional [C] [M+] Text describing the part that the Subject plays as a member of an ownership structured family tree, e.g., a branch, division, a parent, headquarters, subsidiary, global ultimate, domestic ultimate. OrganizationDetail { FamilyTreeMemberRole { OrganizationDetail { FamilyTreeMemberRole { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } OrganizationDetail } FamilyTreeMemberRole OrganizationDetail { ControlOwnershipDate OrganizationDetail { Monitor Path: //Organization /OrganizationDetail /FamilyTreeMemberRole Attribute Attribute date, Optional [C] [M] The date when the current owners took over this business. Attribute Dun & Bradstreet, Inc

91 OrganizationDetail { OperatingStatusText string up to 256 chars., Optional [C] [M+] Text describing this organization's functional state / trading status, e.g. active, out of business, dormant. OrganizationDetail { OrganizationDetail { StandaloneOrganizationIndicator OrganizationDetail { OrganizationStartYear Monitor Path: //Organization /OrganizationDetail /OperatingStatusText@DNBC odevalue Attribute boolean, Optional [C] [M] When true (set to 1) it indicates that this organization is not a member of a legal family tree. This means it cannot play the role of a subsidiary, parent, headquarters or branch; i.e., FamilyTreeMemberRoleText cannot be present. When false (set to 0) it indicates that this organization is a member of a legal family tree. In this condition the FamilyTreeMemberRoleText must be present. integer, Optional [C] [M] The year when operations undertaken by the organization commenced. Dun & Bradstreet, Inc

92 OrganizationDetail { OutofBusinessIndicator End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } OrganizationDetail IndustryCode IndustryCode { IndustryCode boolean, Optional [C] When true (set to 1) it indicates that this organization is no longer functional / trading. When false (set to 0) it indicates that this organization is functioning / trading. Aggregate, Optional [M] Records the business activities in which an organization is actively engaged using standardized coding schemes such as European NACE and U.S. Standard Industry Classifications (SIC). Examples of business activities are: commercial printing, legal services, drug store, sheet metalwork fabricator. Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several business activities in which an organization is actively engaged using standardized coding schemes such as European NACE and U.S. Standard Industry Classifications (SIC). Monitor Path: //Organization /IndustryCode Dun & Bradstreet, Inc

93 IndustryCode { IndustryCode { IndustryCode { IndustryCode IndustryCode { IndustryCode { IndustryCodeDescription IndustryCode { IndustryCode { Attribute string up to 16 chars., Required [C] An alphanumeric value identifying a business activity based on the scheme specified by the typetext. For instance, 1611 represents the highway and street construction industry in the U.S. SIC (Standard Industrial Classification) system. Clarification Note: These are generally external codes created by an external authoritative body, like the U.S. Office of Management and Budget (OMB), but D&B may have created extensions to more precisely define an activity, as in the case of the SIC 2+2 (the last 4 digits of an 8-digit SIC). IndustryCodeDescriptionType up to 256 chars., Optional (Infinite) [C] Text that describes the business activity based on the scheme specified by the attribute typetext. E.g., 'highway and street construction' is the description of industry code 1611 in the U.S. SIC (Standard Industrial Classification) system. Attribute Dun & Bradstreet, Inc

94 IndustryCode { IndustryCode { IndustryCode { IndustryCode { DisplaySequence End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } IndustryCode } IndustryCode End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } IndustryCode ActivitiesAndOperations ActivitiesAndOperations { LineOfBusinessDetails Attribute int up to 3 digits., Optional [C] A number which may be used to define the order in which this industry code should be presented relative to other industry codes of the same type where the lower the number the earlier the data is presented. Aggregate, Optional Records the description of operations continued by a business including market information such as the number of customers, agency details and import/export details. Aggregate, Optional (Infinite) [M] An entry loop which can repeat multiple times to allow the recording of several different descriptions of operations continued by a business in different languages. Dun & Bradstreet, Inc

95 ActivitiesAndOperations { LineOfBusinessDetails { LineOfBusinessDescription string up to 3000 chars., Optional [C] [M+] Records the textual description of operations continued by a business. ActivitiesAndOperations { LineOfBusinessDetails { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } ActivitiesAndOperations } LineOfBusinessDetails End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } ActivitiesAndOperations EmployeeFigures Monitor Path: //Organization /ActivitiesAndOperations /LineOfBusinessDetails Attribute Aggregate, Optional Records information about the number of people engaged by an organization to perform its business operations.several different Employee Figures for a subject could be recorded, e.g., consolidated, individual entity, headquarters only. A further breakdown of employee figures is recorded based on employment basis (e.g., full time, part time, contract) and/or employee category (e.g., clerical, management, marketing, sales, blue collar). Dun & Bradstreet, Inc

96 EmployeeFigures { HeadquartersLocationEmployeeDetails EmployeeFigures { HeadquartersLocationEmployeeDetails { TotalEmployeeQuantity End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } EmployeeFigures } HeadquartersLocationEmployeeDetails Aggregate, Optional Records current employee data of only the Headquarters location. The employees who are engaged in the operations of the organization and are located at the headquarters location (i.e. the organization has branch locations). Therefore, this employee figure excludes all persons located at branch locations and all persons employed by any subsidiaries. An Headquarters Only" figure therefore refers to a subset of the "Individual" employees and can never be applied to an which is classified by D&B as a "branch" location." long, Optional [C] [M] A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations. Dun & Bradstreet, Inc

97 EmployeeFigures { ConsolidatedEmployeeDetails EmployeeFigures { ConsolidatedEmployeeDetails { TotalEmployeeQuantity End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } EmployeeFigures } ConsolidatedEmployeeDetails End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } EmployeeFigures Aggregate, Optional Records current employee data which includes all employees who are engaged in the operations of the legal entity (including employees located at branch locations) as well as all employees who are engaged in the operations of every direct descendant in its family tree (based on controlling interest). I.e. Subsidiaries. Note: An organization which is classified by D&B as a branch" location cannot have an "Consolidated" employee figure." long, Optional [C] [M] A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations. Dun & Bradstreet, Inc

98 Linkage Linkage { ParentOrganization Linkage { ParentOrganization { DUNSNumber Aggregate, Optional Records the relationship between the subject and the next subject UP in the family tree. E.g. Its Parent, HQ, Joint Parent or shareholder. Also records names, addresses and registration numbers for the related subject. This data topic may also be used to record the details of the relationship between the subject and the business founder; however if a simple textual reference to the business founder is all that is required then the 'Started By' element in 'Subject Details' should be used Aggregate, Optional Records information about the organization which owns more than 50% of the subject and the organization at the very top of the legal family. string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] [M] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Dun & Bradstreet, Inc

99 Linkage { ParentOrganization { Events Linkage { ParentOrganization { Events { LegalEvents Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { FilingTypeText Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { Aggregate, Optional Records the information about that different events against the subject, e.g., legal event, financial event, significant event. Aggregate, Optional Records legal actions targeting the subject, such as criminal proceedings, protested bills, county court judgments, receiverships, bankruptcies. Aggregate, Optional Records the details and the summarized views about the legally declared inability of the subject to pay its creditors. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of details on the subject's legal declaration on it's inability to pay its creditors. string up to 256 chars., Optional [C] Text that describes the type of event which has been registered or recorded against the subject. Attribute Dun & Bradstreet, Inc

100 Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { FilingDate date, Optional [C] [M+] The date when the event took place. Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { FilingChapterNumber Monitor Path: //Organization /Linkage /ParentOrganization /Events /LegalEvents /BankruptcyInformation /Bankruptcy Attribute Attribute string, Optional [C] [M+] The number that identifies the Chapter of Bankruptcy Law under which the legal proceeding was filed for declaring the subject's inability to pay its creditors. For example, in the US 'Chapter 7' means Liquidation, 'Chapter 13' means Adjustment Of Debts Of An Individual With Regular Income. Note: The word Chapter" is simply a reference to a chapter number in the US Bankruptcy Code." Monitor Path: //Organization /Linkage /ParentOrganization /Events /LegalEvents /BankruptcyInformation /Bankruptcy Dun & Bradstreet, Inc

101 Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { RolePlayer Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { RolePlayer { RolePlayerTypeText Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { RolePlayer { RolePlayer Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of various role players involved in a Legal Event as recorded in court papers and identifies the part each one plays, e.g., the creditor, debtor, plaintiff, defendant, solicitor, liquidator, trustee. string up to 256 chars., Optional [C] Text describing the function played by this party in the event, e.g., debtor, creditor, liquidator, shareholder, court, plaintiff, defendant. string up to 240 chars., Optional [C] [M+] The name of the party involved in this event, as it was filed. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization } Events } LegalEvents } BankruptcyInformation } Bankruptcy } RolePlayer Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { ChapterConversionDetails Monitor Path: //Organization /Linkage /ParentOrganization /Events /LegalEvents /BankruptcyInformation /Bankruptcy Aggregate, Optional (Infinite) Dun & Bradstreet, Inc

102 Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { ChapterConversionDetails { ConversionDate date, Optional [C] [M+] The date when the bankruptcy was converted from one chapter to another. Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { ChapterConversionDetails { ConversionChapterNumber Monitor Path: //Organization /Linkage /ParentOrganization /Events /LegalEvents /BankruptcyInformation /Bankruptcy string up to 128 chars., Optional [C] [M+] The number that identifies the Chapter of Bankruptcy Law to which the bankruptcy was converted. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization } Events } LegalEvents } BankruptcyInformation } Bankruptcy End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization } Events } LegalEvents } BankruptcyInformation Linkage { ParentOrganization { Events { LegalEvents { BankruptcyIndicator End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization } Events } LegalEvents End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization } Events End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage Monitor Path: //Organization /Linkage /ParentOrganization /Events /LegalEvents /BankruptcyInformation /Bankruptcy boolean, Optional [C] [M] Dun & Bradstreet, Inc

103 Assessment Assessment { DNBStandardRating Assessment { DNBStandardRating { RatingReason { RatingReasonText Assessment { DNBStandardRating { RatingReason { RatingReasonText@DNBCodeValue Aggregate, Optional Records insightful and value added information on organizations, such as: - recommendations on how much credit to extend to them, - assessments of their liquidity, - concise evaluations of their performance and behavior, - predictions on the risk of conducting business with them. The predictive scores are usually calculated and assigned by D&B, but such assessments may also be recorded when assigned by third parties. Aggregate, Optional Records the most current Standard D&B Rating assigned to this organization. string up to 256 chars., Optional [C] Text that explains one of the primary reasons for assigning the rating to the organization, e.g., financial problems, bankrupt, strong net worth, strong sales performance. Attribute Possible values: 1725 [Guarantee from parent company] Dun & Bradstreet, Inc

104 Assessment { DNBStandardRating { DNBStandardRating Assessment { DNBStandardRating { RatingSummaryText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } DNBStandardRating Assessment { DNBStandardRatingHistory string up to 64 chars., Required [C] [M] Text that Indicates the estimated financial strength and composite credit appraisal assigned by the Business Reporter on a subjective basis at the time the report is written. string up to 3000 chars., Optional [C] Text that provides an explanation / interpretation of the D&B assigned rating for this company.rating overview and history of rating from the date when the company assigned with Rating first. Note:This free form text element to support current legacy data format. This field will not be used in the new Data Supply Chain where this information can map to discrete fields. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of several different Standard D&B Ratings that were previously assigned to this organization. Dun & Bradstreet, Inc

105 Assessment { DNBStandardRatingHistory { DNBStandardRating End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } DNBStandardRatingHistory Assessment { HistoryRatingText string up to 64 chars., Required [C] Text that Indicates the estimated financial strength and composite credit appraisal assigned by the Business Reporter on a subjective basis at the time the report is written. string up to 256 chars., Optional [C] [M+] Text that specifies if D&B has any information that may reflect unfavorably on this organization, e.g., clear, incomplete, management, business. Assessment { Monitor Path: //Organization /Assessment /HistoryRatingText@DNBCod evalue Attribute Dun & Bradstreet, Inc

106 Assessment { DNBViabilityRating { DNBViabilityRating Assessment { DNBViabilityRating { ViabilityScore { RiskLevelDescription string up to 4 chars., Required [C] [M] An alphanumeric value that describes D&B's proprietary analytics which compares the most predictive organization risk indicators to deliver a highly reliable assessment of the probability that an organization will go out of business within the next 12 months. The D&B Viability Rating is made up of 4 components - Overall Viability Score Portfolio Comparison Score Data Depth Indicator Company Profile string up to 256 chars., Optional [C] [M+] Text that describes the Class Score value that expresses the likelihood of risk by specifying in which risk group this organization belongs. Assessment { DNBViabilityRating { ViabilityScore { RiskLevelDescription@DNBCodeValue Monitor Path: //Organization /Assessment /DNBViabilityRating /ViabilityScore /RiskLevelDescription@DNBC odevalue Attribute Possible values: 13700; 13702; 13695; 13693; Dun & Bradstreet, Inc

107 Assessment { DNBViabilityRating { ViabilityScore { BadRate Assessment { DNBViabilityRating { ViabilityScore { ClassScoreIncidencePercentage Assessment { DNBViabilityRating { ViabilityScore { OverallBadRate decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The percentage of organizations with the same class score that can become inoperable. For example, for all organizations with class score 1 for a Viability model, it is expected that 0.2% of these organizations will become inoperable. decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The number of organizations expressed as a percentage that are assigned the same class score as the subject organization. decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The percentage of organizations that can become inoperable. Dun & Bradstreet, Inc

108 Assessment { DNBViabilityRating { PortfolioComparisonScore { ClassScore Assessment { DNBViabilityRating { PortfolioComparisonScore { RiskLevelDescription int up to 1 digits., Required [C] [M] A numeric value that denotes the probability that an organization will go out of business in the next 12 months in comparison to all organizations within the same geography. The score ranges from 0 to 9 where the range 1 to 9 reflects the probability that the organization will go out of business (1 reflects the lowest probability and 9 reflects highest probability) and the score 0 denotes that the subject is either Out Of Business or Unable To Confirm. string up to 256 chars., Optional [C] [M+] Text that describes the Class Score value that expresses the likelihood of risk by specifying in which risk group this organization belongs. Assessment { DNBViabilityRating { PortfolioComparisonScore { RiskLevelDescription@DNBCodeValue Monitor Path: //Organization /Assessment /DNBViabilityRating /PortfolioComparisonScore /RiskLevelDescription@DNBC odevalue Attribute Possible values: 13700; 13702; 13695; 13693; Dun & Bradstreet, Inc

109 Assessment { DNBViabilityRating { PortfolioComparisonScore { BadRate Assessment { DNBViabilityRating { PortfolioComparisonScore { ClassScoreIncidencePercentage Assessment { DNBViabilityRating { PortfolioComparisonScore { ModelSegmentDescription decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The percentage of organizations with the same class score that can become inoperable. For example, for all organizations with class score 1 for a Viability model, it is expected that 0.2% of these organizations will become inoperable. decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The number of organizations expressed as a percentage that are assigned the same class score as the subject organization. string up to 256 chars., Optional [C] [M+] Text that describes the classification of the organization determined by the amount and type of data available on that organization. Assessment { DNBViabilityRating { PortfolioComparisonScore { ModelSegmentDescription@DNBCodeValue Monitor Path: //Organization /Assessment /DNBViabilityRating /PortfolioComparisonScore /ModelSegmentDescription@ DNBCodeValue Attribute Dun & Bradstreet, Inc

110 Assessment { DNBViabilityRating { PortfolioComparisonScore { SegmentBadRate Assessment { DNBViabilityRating { DataDepthDetail Assessment { DNBViabilityRating { DataDepthDetail { AssessmentText Assessment { DNBViabilityRating { OrganizationProfileDetail decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The percentage of organizations within a model segment that can become inoperable. Aggregate, Optional Records D&B's proprietary analytics information that identifies the level of predictive data available with D&B to assess the organization s viability or to identify the high risk category to which the organization belongs string up to 512 chars., Required (Infinite) [C] [M] Text that describes the outcome of assessment on the level of predictive data available or the risk category to which the organization belongs. Aggregate, Optional Records D&B's proprietary analytics information that classifies the organization based on Financial data, Trade Payments, Organization Size and Years in Business. Dun & Bradstreet, Inc

111 Assessment { DNBViabilityRating { OrganizationProfileDetail { OrganizationProfileRating string up to 1 chars., Required [C] [M] Assessment { DNBViabilityRating { OrganizationProfileDetail { FinancialDataAvailableIndicator Assessment { DNBViabilityRating { OrganizationProfileDetail { TradeDataAvailabilityDetail { TradeDataAvailableIndicator An alphabet that classifies the organization based on Financial data, Trade Payments, Company Size and Years in Business. This can range from A X; e.g., 'A' describes a company with a comprehensive level data, which has been in business 5+ years, with 50+ employees or $500K+ in sales, while 'X' reflects a company with a minimal data, in business <5 years, with <10 employees or <$10K in sales. 'Y' and 'Z' reflect a Branch and Subsidiary, respectively. boolean, Optional [C] [M] When true (set to 1) this indicates that D&B has financial information on this organization. When false (set to 0) this indicates that D&B does not have financial information on this organization. boolean, Optional [C] [M] When true (set to 1) this indicates that D&B has business trading information on this organization. When false (set to 0) this indicates that D&B does not have business trading information on this organization. Dun & Bradstreet, Inc

112 Assessment { DNBViabilityRating { OrganizationProfileDetail { TradeDataAvailabilityDetail { AssessmentText Assessment { DNBViabilityRating { OrganizationProfileDetail { OrganizationSizeDetail { OrganizationSizeCategoryText Assessment { DNBViabilityRating { OrganizationProfileDetail { OrganizationSizeDetail { AssessmentText Assessment { DNBViabilityRating { OrganizationProfileDetail { YearsInBusinessDetail { YearsInBusinessCategoryText string up to 512 chars., Optional (Infinite) [C] [M] Text that describes the outcome of assessment on the level of predictive data available or the risk category to which the organization belongs. string up to 512 chars., Required [C] [M] Text denoting the broader classification of organizations assigned by D&B based on the analytical study of data available for this organization. string up to 512 chars., Optional (Infinite) [C] [M] Text that describes the outcome of assessment on the level of predictive data available or the risk category to which the organization belongs. string up to 64 chars., Required [C] [M] Text denoting the broader classification of organizations assigned by D&B based on the age of this organization. Dun & Bradstreet, Inc

113 Assessment { DNBViabilityRating { OrganizationProfileDetail { YearsInBusinessDetail { AssessmentText Assessment { CommercialCreditScore Assessment { CommercialCreditScore { ScoreDate Assessment { CommercialCreditScore { RawScore string, Optional (Infinite) [C] [M] Text that describes the outcome of assessment on the level of predictive data available or the risk category to which the organization belongs. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of the most recent risk scores that are assigned to this organization on a given date/time using a scoring model that help predict the likelihood that the organization will pay its bills in a severely delinquent manner (90+ days past due) over the next 12 months. date, Optional [C] [M] long, Optional [C] [M] A numeric value that predicts the likelihood that the risk will occur. Dun & Bradstreet, Inc

114 Assessment { CommercialCreditScore { ClassScore Assessment { CommercialCreditScore { ClassScoreDescription Assessment { CommercialCreditScore { NationalPercentile string up to 3 chars., Optional [C] [M] A one digit number from 0 to 5 based on the information in DNB file.a numeric value that succinctly expresses the likelihood of risk by specifying in which risk group this organization belongs. In other words, it specifies where this organization falls in a statistical distribution of all businesses (e.g, a bell curve, a half-normal distribution). string up to 240 chars., Optional [C] [M] Text that describes the Class Score Value that expresses the likelihood of risk by specifying in which risk group this organization belongs. decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] A number that identifies where this organization's score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the businesses in D&B's information base, but not as good as 90% of the businesses. Dun & Bradstreet, Inc

115 Assessment { CommercialCreditScore { RiskIncidencePercentage Assessment { CommercialCreditScore { ScoreCommentary { CommentaryText Assessment { CommercialCreditScore { RiskIncidenceMinimumRangeRawScore Assessment { CommercialCreditScore { RiskIncidenceMaximumRangeRawScore Assessment { CommercialCreditScore { ScoreOverrideReason { ScoreOverrideReasonText Assessment { CommercialCreditScoreNorms decimal up to 10 digits. Maximum of 5 decimal places., Optional [C] [M] A percentage that expresses the likelihood that the inferred risk (e.g., payment delinquency, discontinued operations) will occur for this organization. This percentage is determined based on which range this organization's score falls within a predetermined set of score ranges. The ranges and percentages are determined through analysis of historical events. string up to 256 chars., Optional [C] Text that explains the primary reasons for the score. string up to 16 chars., Optional [C] [M] string up to 16 chars., Optional [C] [M] string up to 256 chars., Optional [C] [M] Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of statistically determined standards, such as the average or quartile results, of the Commercial Credit Score. Dun & Bradstreet, Inc

116 Assessment { CommercialCreditScoreNorms { RiskIncidencePercentageIndustryNorm Assessment { CommercialCreditScoreNorms { RiskIncidencePercentageIndustryNorm { MedianValue Aggregate, Optional (Infinite) Records various statistically determined standards, such as the average or quartile results of the raw score, categorized by the Risk Incidence Percentage. decimal up to 19 digits. Maximum of 4 decimal places., Optional [C] [M+] The 50th percentile value for this norm type derived by ranking the set of results for all of the subjects in the defined universe from the smallest value to the largest value. A subject with a norm result below this value would be considered to be in the bottom 50% of the industry, a subject with a norm result greater than this value would be considered to be in the top 50% of the industry. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } CommercialCreditScoreNorms } RiskIncidencePercentageIndustryNorm End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } CommercialCreditScoreNorms Monitor Path: //Organization /Assessment /CommercialCreditScoreNorm s Dun & Bradstreet, Inc

117 Assessment { FinancialStressScore Assessment { FinancialStressScore { ScoreModelVersionNumber Assessment { FinancialStressScore { ScoreDate Assessment { FinancialStressScore { Assessment { FinancialStressScore { Assessment { FinancialStressScore { RawScore Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of the most recent risk scores that are assigned to this organization on a given date/time using a scoring model that help predict the likelihood that the organization will seek legal relief from creditors or cease operations without paying all creditors in full over the next 12 months. string up to 16 chars., Optional [C] date, Optional [C] [M] Attribute Attribute long, Optional [C] [M] A numeric value that predicts the likelihood that the risk will occur. Dun & Bradstreet, Inc

118 Assessment { FinancialStressScore { ClassScore Assessment { FinancialStressScore { ClassScoreDescription string up to 3 chars., Optional [C] [M] A one digit number from 0 to 5 based on the information in DNB file.a numeric value that succinctly expresses the likelihood of risk by specifying in which risk group this organization belongs. In other words, it specifies where this organization falls in a statistical distribution of all businesses (e.g, a bell curve, a half-normal distribution). string up to 240 chars., Optional [C] [M+] Text that describes the Class Score Value that expresses the likelihood of risk by specifying in which risk group this organization belongs. Monitor Path: //Organization /Assessment /FinancialStressScore /ClassScore Dun & Bradstreet, Inc

119 Assessment { FinancialStressScore { NationalPercentile Assessment { FinancialStressScore { RiskIncidencePercentage Assessment { FinancialStressScore { RiskIncidenceCount decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] A number that identifies where this organization's score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the businesses in D&B's information base, but not as good as 90% of the businesses. decimal up to 10 digits. Maximum of 5 decimal places., Optional [C] [M] A percentage that expresses the likelihood that the inferred risk (e.g., payment delinquency, discontinued operations) will occur for this organization. This percentage is determined based on which range this organization's score falls within a predetermined set of score ranges. The ranges and percentages are determined through analysis of historical events. int, Optional [C] [M] The number of organizations with the same Class Score that have experienced the risk. Dun & Bradstreet, Inc

120 Assessment { FinancialStressScore { ScoreCommentary Assessment { FinancialStressScore { ScoreCommentary { CommentaryText Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of primary reasons for the score. string up to 256 chars., Optional [C] [M+] Text that explains the primary reasons for the score. Assessment { FinancialStressScore { ScoreCommentary { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } FinancialStressScore } ScoreCommentary Assessment { FinancialStressScore { AverageNationalRiskIncidenceCount Assessment { FinancialStressScore { AverageNationalRiskIncidenceCountSizeUnitText Assessment { FinancialStressScore { AverageNationalRiskIncidencePercentage Monitor Path: //Organization /Assessment /FinancialStressScore /ScoreCommentary /CommentaryText@DNBCod evalue Attribute int, Optional [C] [M] The number of failures happened relative to the total number of failures happened of other businesses. long, Optional Text that descibes the Unit of Measure for the Average Failure Count. decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] A percentage that express the Average number of Failures happened. Dun & Bradstreet, Inc

121 Assessment { FinancialStressScore { ScoreOverrideReason { ScoreOverrideReasonText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } FinancialStressScore Assessment { FinancialStressReferenceData Assessment { FinancialStressReferenceData { RiskIncidence Assessment { FinancialStressReferenceData { RiskIncidence { ClassScore Assessment { FinancialStressReferenceData { RiskIncidence { RiskIncidenceScoreableUniverseSubjectPercentage Assessment { FinancialStressReferenceData { RiskIncidence { RiskIncidenceRelativeToOverallRiskIncidencePercentage Assessment { FinancialStressReferenceData { RiskIncidence { RiskIncidenceRelativeToOverallRiskIncidenceText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } FinancialStressReferenceData } RiskIncidence End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } FinancialStressReferenceData Assessment { FinancialConditionText Assessment { Assessment { OverallTrendText Assessment { Assessment { DNBCreditLimitRecommendation string up to 256 chars., Optional [C] [M] Aggregate, Optional Aggregate, Optional (Infinite) string up to 16 chars., Optional [C] [M] decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] decimal up to 16 digits. Maximum of 2 decimal places., Optional [C] [M] string up to 128 chars., Optional string up to 256 chars., Optional [C] Attribute string up to 256 chars., Optional [C] Attribute Aggregate, Optional Dun & Bradstreet, Inc

122 Assessment { DNBCreditLimitRecommendation { MaximumRecommendedLimitAmount Assessment { DNBCreditLimitRecommendation { END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } DNBCreditLimitRecommendation Assessment { SupplierEvaluationRiskScore Assessment { SupplierEvaluationRiskScore { RiskScore decimal, Optional [M] A monetary figure suggesting the greatest amount of credit that should be extended to this organization. This amount may be determined, as an example, by matching an organization's profile (e.g., industry, employee size, credit risk) against credit benchmarks that have been created by D&B using the same criteria. Clarification Note: The recommendation does not mean that the organization can actually pay the specified amount, or that it can't actually pay a larger amount, but instead provides an empirical recommendation based on D&B's extensive predictive modeling expertise using our large database of businesses. Attribute Aggregate, Optional (Infinite) string up to 16 chars., Optional [C] [M] Dun & Bradstreet, Inc

123 Assessment { SupplierEvaluationRiskScore { ScoreCommentary Assessment { SupplierEvaluationRiskScore { ScoreCommentary { CommentaryText Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of comments about the score of this organization string up to 256 chars., Optional [C] [M+] Text that explains the primary reasons for the score. Assessment { SupplierEvaluationRiskScore { ScoreCommentary { CommentaryText@DNBCodeValue END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } SupplierEvaluationRiskScore Assessment { EmergingMarketMediationScore Assessment { EmergingMarketMediationScore { RawScore Monitor Path: //Organization /Assessment /SupplierEvaluationRiskScore /ScoreCommentary /CommentaryText@DNBCod evalue Attribute Aggregate, Optional long, Optional [C] [M] A numeric value that predicts the likelihood that the risk will occur. Dun & Bradstreet, Inc

124 Assessment { EmergingMarketMediationScore { ClassScore string up to 3 chars., Optional [C] [M] Assessment { EmergingMarketMediationScore { ScoreCommentary Assessment { EmergingMarketMediationScore { ScoreCommentary { CommentaryText A one digit number from 0 to 5 based on the information in DNB file.a numeric value that succinctly expresses the likelihood of risk by specifying in which risk group this organization belongs. In other words, it specifies where this organization falls in a statistical distribution of all businesses (e.g, a bell curve, a half-normal distribution). Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of primary reasons for the score. string up to 256 chars., Optional [C] [M+] Text that explains the primary reasons for the score. Assessment { EmergingMarketMediationScore { ScoreCommentary { CommentaryText@DNBCodeValue Assessment { EmergingMarketMediationScore { ScoreCommentary { CommentaryText@DNBCodeTableNumber Assessment { EmergingMarketMediationScore { ScoreModelVersionNumber Monitor Path: //Organization /Assessment /EmergingMarketMediationSc ore /ScoreCommentary /CommentaryText@DNBCod evalue Attribute Attribute string up to 16 chars., Optional [C] [M] Dun & Bradstreet, Inc

125 Assessment { EmergingMarketMediationScore { ScoreDate Assessment { SupplierStabilityIndexScore Assessment { SupplierStabilityIndexScore { ClassScore Assessment { SupplierStabilityIndexScore { ScoreCommentary Assessment { SupplierStabilityIndexScore { ScoreCommentary { CommentaryText date, Optional [C] [M] Aggregate, Optional string up to 3 chars., Optional [C] [M] A one digit number from 0 to 5 based on the information in DNB file.a numeric value that succinctly expresses the likelihood of risk by specifying in which risk group this organization belongs. In other words, it specifies where this organization falls in a statistical distribution of all businesses (e.g, a bell curve, a half-normal distribution). Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of primary reasons for the score. string up to 256 chars., Optional [C] [M+] Text that explains the primary reasons for the score. Assessment { SupplierStabilityIndexScore { ScoreCommentary { CommentaryText@DNBCodeValue Monitor Path: //Organization /Assessment /SupplierStabilityIndexScore /ScoreCommentary /CommentaryText@DNBCod evalue Attribute Dun & Bradstreet, Inc

126 Assessment { SupplierStabilityIndexScore { ScoreCommentary { CommentaryText@DNBCodeTableNumber Assessment { TotalLossPredictorScore { RawScore Assessment { TotalLossPredictorScore { ClassScore Attribute long, Optional [C] [M] A numeric value that predicts the likelihood that the risk will occur. string up to 3 chars., Optional [C] [M] A numeric value from 1 to 10 that succinctly expresses the likelihood of risk by specifying in which risk group this organization belongs. In other words, it specifies where this organization falls in a statistical distribution of all businesses (e.g, a bell curve, a half-normal distribution). A value of 1 denotes lowest risk and a value of 10 denotes highest risk. Dun & Bradstreet, Inc

127 Assessment { TotalLossPredictorScore { RiskIncidencePercentage Assessment { TotalLossPredictorScore { ScoreCommentary Assessment { TotalLossPredictorScore { ScoreCommentary { CommentaryText decimal up to 10 digits. Maximum of 5 decimal places., Optional [C] [M] A percentage that expresses the likelihood that the inferred risk (e.g., payment delinquency, discontinued operations) will occur for this organization. This percentage is determined based on which range this organization's score falls within a predetermined set of score ranges. The ranges and percentages are determined through analysis of historical events. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of primary reasons for the score. string up to 256 chars., Optional [C] [M+] Text that explains the primary reasons for the score. Assessment { TotalLossPredictorScore { ScoreCommentary { CommentaryText@DNBCodeValue Monitor Path: //Organization /Assessment /TotalLossPredictorScore /ScoreCommentary /CommentaryText@DNBCod evalue Attribute Dun & Bradstreet, Inc

128 Assessment { TotalLossPredictorScore { ScoreCommentary { CommentaryText@DNBCodeTableNumber Assessment { TotalLossPredictorScore { ScoreCommentary { DisplaySequence END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } TotalLossPredictorScore } ScoreCommentary Assessment { TotalLossPredictorScore { ScoreOverrideReason Assessment { TotalLossPredictorScore { ScoreOverrideReason { ScoreOverrideReasonText Assessment { TotalLossPredictorScore { ScoreOverrideReason { ScoreOverrideReasonText@DNBCodeValue Attribute int up to 3 digits., Optional [C] [M] A number which may be used to define the order in which the reason code should be presented relative to any other occurrences of reason code where the lower the number the earlier the data is presented. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of explanations stating why the risk score replaced the originally calculated value. The override reason can be recorded as a result of a manual adjustment or system rule. string up to 256 chars., Optional [C] [M+] Monitor Path: //Organization /Assessment /TotalLossPredictorScore /ScoreOverrideReason /ScoreOverrideReasonText@ DNBCodeValue Attribute Dun & Bradstreet, Inc

129 Assessment { SupplierPerformanceScore { OverallPerformanceScore Assessment { AssessmentSummaryText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment BusinessTrading BusinessTrading { TradeDataUnavailabilityIndicator BusinessTrading { Purchaser string up to 3 chars., Required [C] [M] A numeric value that predicts the customer satisfaction towards the performance of this organization. This can range from 1 to 100 where 1 denotes lowest performance and 100 denotes highest performance. string up to 3000 chars., Optional (Infinite) [C] [M] Text that records a brief statement of the assessment. Aggregate, Optional Records references or opinions in terms of the timeliness of payment, the amounts of the transactions and the terms of sale applied to the transactions and summarized views of this data that involves the subject either as a buyer or supplier of goods or services. boolean, Optional [C] [M] Aggregate, Optional Records trade data where the subject is a purchaser of good or services. Dun & Bradstreet, Inc

130 BusinessTrading { Purchaser { CurrentPaydexScore BusinessTrading { Purchaser { CurrentPaydexScore { TwelveMonthsPaydex BusinessTrading { Purchaser { CurrentPaydexScore { TwelveMonthsPaydex { PaydexScore BusinessTrading { Purchaser { CurrentPaydexScore { TwelveMonthsPaydex { TotalPaymentExperiencesUsedCount Aggregate, Optional Records subject's current Paydex Score. A calculated element summarizing the payment habits of a subject based on trade experiences obtained from its suppliers. Aggregate, Optional(Up to 2x) An entry loop which can repeat to allow the recording of the numeric value assigned to an organization by a D&B algorithm, assessing the organization's ability to meet future obligations of a particular monetary range based on the twelve most recent months of trade experiences as of the current month, from different sources. int up to 3 digits., Required [C] [M] A calculated element summarizing the payment habits of a subject based on trade experiences obtained from its suppliers over the last 3 months. long, Optional [C] The number of payment experiences that contributed to this payment index score. As an example, the score may have been derived from 18 payment experiences from various suppliers. Dun & Bradstreet, Inc

131 BusinessTrading { Purchaser { CurrentPaydexScore { TwelveMonthsPaydex { PaymentBehaviorText BusinessTrading { Purchaser { CurrentPaydexScore { TwelveMonthsPaydex { PaymentBehaviorDaysQuantity End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } Purchaser } CurrentPaydexScore } TwelveMonthsPaydex End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } Purchaser } CurrentPaydexScore BusinessTrading { Purchaser { PaydexScoreHistory BusinessTrading { Purchaser { PaydexScoreHistory { TwelveMonthsPaydex string up to 128 chars., Optional [C] Text that describes likelihood than an organization with this value of the paydex score will pay their suppliers, e.g., before terms, beyond terms, within terms. int up to 3 digits., Optional [C] A number specifying the number of days that a subject with this value of the Paydex Score would pays its suppliers. Aggregate, Optional Records subject's historical Paydex Scores. A calculated element summarizing the payment habits of a subject based on trade experiences obtained from its suppliers. Aggregate, Optional (Infinite) An entry loop which can repeat to allow the recording of the calculated element summarizing the payment habits of a subject based on the last twelve months of trade experiences as of the paydex calculation date, from different sources. Dun & Bradstreet, Inc

132 BusinessTrading { Purchaser { PaydexScoreHistory { TwelveMonthsPaydex { PayDexScore END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } Purchaser } PaydexScoreHistory } TwelveMonthsPaydex END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } Purchaser } PaydexScoreHistory BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { SummaryPeriod int up to 3 digits., Required [C] A calculated element summarizing the payment habits of a subject based on trade experiences obtained from its suppliers over the last 3 months. DurationType, Required [C] A number specifying how many complete months (e.g., 3, 12) of payment experience data contributed to this account summary. The full summary period is through the Experience Date and therefore includes data that may extend somewhat beyond the number of months specified here. For example, if the value here is 3, meaning 3 months, and the experience date is July 5, 2008, then the summary period is from April 1st through July 4th, or in other words, the complete months of April, May, and June, plus the first four days of July. Dun & Bradstreet, Inc

133 BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { SatisfactoryPayments { ExperienceCount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { PastDueTotalCount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { SlowNegativeExperienceCount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { PastDueTotalAmount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { ExperienceCount int, Optional [C] The number of payment experiences considered satisfactory. Satisfactory indicated by SATISFACTORY" in Payment notes or indication of "ANTIC" int, Optional [C] The number of payment experiences for which there's indication of past due. int, Optional [C] The total number of payment experiences with slow pay manner and negative comments is derived from the number of slow plus the number of negative minus the number of slow/negative. decimal, Optional [C] A monetary figure specifying the total dollar amount of all the past due experiences. int, Optional [C] The number of payment experiences which the D&B Worldwide Network has recorded against the subject. Dun & Bradstreet, Inc

134 BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { HighCreditMaximumAmount decimal, Optional [C] [M+] The greatest monetary figure owed to the supplier by the subject over the period of time specified by the Summary Period. BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { AverageHighCreditAmount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { SlowExperienceCount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { UnfavorablePayments { ExperienceCount Monitor Path: //Organization /BusinessTrading /Purchaser /PurchaserDerivedData decimal, Optional [C] [M+] Monitor Path: //Organization /BusinessTrading /Purchaser /PurchaserDerivedData int, Optional [C] Records the number of trade experiences that have slow payment manner. int, Optional [C] The number of payment experiences which the D&B Worldwide Network has recorded against the subject. Dun & Bradstreet, Inc

135 BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { SlowPaymentsExistIndicator boolean, Optional [C] [M+] When true [Set to TRUE] it indicates the existence of payment experiences with slow payment manner indicated. When false [Set to FALSE] it indicates the abscence of payment experiences with slow payment manner indicated. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } Purchaser BusinessTrading { PaydexScoreNorms Monitor Path: //Organization /BusinessTrading /Purchaser /PurchaserDerivedData Aggregate, Optional Records the norm Paydex Scores for the subject's industry or country over time. Norm Paydex Scores is a numeric value that is a collective measure of how all the businesses pay their creditors, where the higher the number, the more timely the payments. For example, the median norm for businesses in the publishing industry may be 70, while the median norm for businesses in the farming industry may be 59. Dun & Bradstreet, Inc

136 BusinessTrading { PaydexScoreNorms { PaydexScoreIndustryNorms BusinessTrading { PaydexScoreNorms { PaydexScoreIndustryNorms { PaydexMedianQuartileScore Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of the norm Paydex Scores for the subject's industry over time.that is a collective measure of how all the businesses in a particular industry (on which D&B has trade) pay their creditors, where the higher the number, the more timely the payments.for example, the median norm for businesses in the publishing industry may be 70, while the median norm for businesses in the farming industry may be 59. int up to 3 digits., Optional [C] [M+] A numerical score denoting how timely payments are, statistically-speaking, at the point at which 50% of the organizations included in this industry norm have an equal or higher payment index score, while the other 50% of organizations have an equal or lower payment index score. BusinessTrading { PaydexScoreNorms { PaydexScoreIndustryNorms { PaymentBehaviourText Monitor Path: //Organization /BusinessTrading /PaydexScoreNorms string up to 256 chars., Optional [C] Dun & Bradstreet, Inc

137 BusinessTrading { PaydexScoreNorms { PaydexScoreIndustryNorms { PaymentBehaviourDaysQuantity End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } PaydexScoreNorms } PaydexScoreIndustryNorms End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } PaydexScoreNorms BusinessTrading { DisclaimerText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading integer up to 3 digits., Optional [C] string up to 720 chars., Optional [C] Dun & Bradstreet, Inc

138 PrincipalsAndManagement Records details of the Principals (e.g., President, Vice President, Directors) and Managers responsible for the business strategy, decision making and day to day running of the subjects operations. This includes names, addresses and identification numbers of the principals. Whilst a principal will usually be an individual in some countries it is legally acceptable for a registered business entity to act as a principal in another business. This excludes shareholders and similar owners who are not responsible for the management of the organization but includes proprietors and partners who, whilst owners, are also generally the principals running the business.records details of the Principals (e.g., President, Vice President, Directors) and Managers responsible for the business strategy, decision making and day to day running of the subjects operations. This includes names, addresses and identification numbers of the principals. Whilst a principal will usually be an individual in some countries it is legally acceptable for a registered business entity to act as a principal in another business. This excludes Dun & Bradstreet, Inc shareholders and similar 138 owners who are not responsible for the

139 PrincipalsAndManagement { MostSeniorPrincipal PrincipalsAndManagement { MostSeniorPrincipal { Principal Aggregate, Optional [M] Records the details of the most important principal. Aggregate, Optional [M+] Records the different names for the Principal. PrincipalsAndManagement { MostSeniorPrincipal { PrincipalsAndManagement { MostSeniorPrincipal { Principal { First PrincipalsAndManagement { MostSeniorPrincipal { Principal { Middle PrincipalsAndManagement { MostSeniorPrincipal { Principal { Last PrincipalsAndManagement { MostSeniorPrincipal { Principal { Full PrincipalsAndManagement { MostSeniorPrincipal { Principal { OrganizationPrimary Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal Attribute String up to 64 chars, Optional [C] [M+] Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal String up to 64 chars, Optional [C] [M+] Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal String up to 64 chars, Optional [C] [M+] Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal String up to 256 chars, Optional [C] [M+] Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal Aggregate Dun & Bradstreet, Inc

140 PrincipalsAndManagement { MostSeniorPrincipal { Principal { OrganizationPrimary { Organization End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } PrincipalsAndManagement } MostSeniorPrincipal } Principal } OrganizationPrimary End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } PrincipalsAndManagement } MostSeniorPrincipal } Principal PrincipalsAndManagement { MostSeniorPrincipal { Position Element [C] [M+] Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of a job that is or was held by the principal or manager using D&B standardized codes. For instance, whether the position has been described to D&B as Financial Director, Finance Director, or Director of Finance, it will be mapped to a single code described as Financial Director. Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal Dun & Bradstreet, Inc

141 PrincipalsAndManagement { MostSeniorPrincipal { Position { PositionText string up to 256 chars., Required [C] [M+] Text which denotes the job position the principal or manager holds or has held in the organization, e.g., Financial Director, Managing Director, Sales Director, Operations Manager. PrincipalsAndManagement { MostSeniorPrincipal { Position { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } PrincipalsAndManagement } MostSeniorPrincipal } Position End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } PrincipalsAndManagement } MostSeniorPrincipal End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } PrincipalsAndManagement End: OrderProductResponse } OrderProductResponseDetail } Product } Organization OrderProductResponse { OrderProductResponseDetail { Product { ArchiveDetail OrderProductResponse { OrderProductResponseDetail { Product { ArchiveDetail { PortfolioAssetID OrderProductResponse { OrderProductResponseDetail { Product { ArchiveDetail { PortfolioAssetContainerID End: OrderProductResponse } OrderProductResponseDetail } Product } ArchiveDetail OrderProductResponse { OrderProductResponseDetail { Product { CopyrightNoticeText End: OrderProductResponse } OrderProductResponseDetail } Product Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal Attribute Aggregate, Optional PortfolioAssetIDType, Required long, Optional string up to 128 chars., Optional Text that specifies the underlying claim to copyright ownership of this product. Dun & Bradstreet, Inc

142 OrderProductResponse { OrderProductResponseDetail { InquiryReferenceDetail OrderProductResponse { OrderProductResponseDetail { InquiryReferenceDetail { CustomerReferenceText OrderProductResponse { OrderProductResponseDetail { InquiryReferenceDetail { CustomerBillingEndorsementText End: OrderProductResponse } OrderProductResponseDetail } InquiryReferenceDetail End: OrderProductResponse } OrderProductResponseDetail End: OrderProductResponse Aggregate, Optional Records data that allows the customer to specify information to be linked to the request in order to support subsequent order reconciliation. string up to 240 chars., Optional(Up to 5x) A freeform reference string provided by the customer to be linked to the product in order to support subsequent order reconciliation. string at least 1 chars. up to 240 chars., Optional Text that is filled in by customer and commonly contains requesting individual or department name, or customer's own account/reference number and/or name for the case on which the product was provided.this text is a reference used during the billing process. Lists of possible values (when present) are subject to change. Additional values not presented in this documentation may be delivered in the response and should be anticipated in any implementation. Dun & Bradstreet, Inc

143 Response Codes Response Codes Successful service requests will return a CM000 response code. Otherwise, one of the D&B Direct standard response codes will be returned. This operation may return the following response codes: CM001, CM003-CM009, CM011, CM012, CM014, PD001-PD006, PD010-PD012, and SC001-SC012. Product Details Title / Overview Link Product Code Countries Small Business Company & Owner Risk Profile SBCRP US Only Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) PBR_FSS_V7.1 US Only Predictive Payment Risk - D&B Commercial Credit Score (CCS) PPR_CCS_V9 US Only D&B Rating & Trend RTNG_TRND US Only Predictive Bankruptcy & Payment Risk - Standard PBPR_STD See chart Predictive Bankruptcy & Payment Risk - Enhanced PBPR_ENH See chart Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) PGPR_EMMA D&B Supplier Evaluation Risk Rating D&B Total Loss Predictor D&B Viability Rating SER TLP VIAB_RAT See chart Country Availability Chart A chart detailing the availability of each D&B Direct product by country is included in the Samples file. This chart also provides the country codes required by this service. Data Dictionary Copies of the business element and response data field tables are included in the Samples file. Both tables include additional columns that permit filtering by specific product code. Samples (Download) Request and response samples are available for this D&B Direct web services. The samples may cover a variety of scenarios (when applicable) and are designed for use in the test environment. Assessment Product Service Extras: Samples, Data Dictionary, Country Chart (when applicable) Assessment.zip Dun & Bradstreet, Inc

144 Related Topics Related Topics {productservice}:retrieveproduct (REST) Dun & Bradstreet, Inc

145 Assessment:OrderProduct (SOAP) Assessment:OrderProduct (SOAP) This operation -- part of the Assessment Product Service -- provides access to multiple products, controlled by unique product codes. Authentication, Endpoint & WSDL D&B Direct web services require authentication, and the data environment (i.e. production, trial or sandbox) is determined by the credentials submitted with each API request. Refer to the service page for the correct version of the operation. Endpoint Request Parameters The following parameters are accepted by this operation; however, the requirements for a specific request may differ based the product being requested. Please refer to the downloadable data dictionary (filterable by product code) to determine which fields are applicable. When conducting testing in the production environment during a trial period, product requests will be limited to the local market of the customer. The default value for ArchiveProductOptOutIndicator is TRUE, indicating that the request will NOT be automatically archived. OrderProductRequest OrderProductRequest. TransactionDetail OrderProductRequest. TransactionDetail. ApplicationTransactionID Aggregate Attribute Aggregate, Optional Records information necessary to process this request. string up to 64 chars., Optional A number assigned by the calling application to uniquely identify this request. Dun & Bradstreet, Inc

146 Request Parameters OrderProductRequest. TransactionDetail. TransactionTimestamp OrderProductRequest. TransactionDetail. SubmittingOfficeID End: OrderProductRequest. TransactionDetail OrderProductRequest. OrderProductRequestDetail OrderProductRequest. OrderProductRequestDetail. InquiryDetail OrderProductRequest. OrderProductRequestDetail. InquiryDetail. DUNSNumber OrderProductRequest. OrderProductRequestDetail. InquiryDetail. CountryISOAlpha2Code End: OrderProductRequest. OrderProductRequestDetail. InquiryDetail DateTimestamp, Optional The date and time when this request was created. When the request is from an intermediary, such as a workflow manager or service bus, this is the date and time when the message was sent to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary. string up to 64 chars., Optional A number that identifies the system or the software application from where this request originated. / A number used to uniquely identfy the D&B business segment or delivery channel from where this request originated. Aggregate, Optional Records data relating to requests for a product. This may include such details as the product required, the subject about which the product should be produced, the content of the product. Aggregate, Required Records data that allows the customer to specify identifying information about the subject being inquired, e.g., the DUNS Number, the address, the telephone number. string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). string at least 2 chars. up to 2 chars., Optional The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO)identifying the country of the inquired subject. Dun & Bradstreet, Inc

147 Request Parameters OrderProductRequest. OrderProductRequestDetail. ProductSpecification OrderProductRequest. OrderProductRequestDetail. ProductSpecification. DNBProductID OrderProductRequest. OrderProductRequestDetail. ProductSpecification. CharacterSetPreferenceCode OrderProductRequest. OrderProductRequestDetail. ProductSpecification. LanguagePreferenceCode OrderProductRequest. OrderProductRequestDetail. ProductSpecification. OrderReasonCode OrderProductRequest. OrderProductRequestDetail. ProductSpecification. TradeUpIndicator Aggregate, Required Records data that allows the customer to specify the details of the requested product. This may include details such as the identifier of the product, the language in which the product needs to be rendered, the format in which the product needs to be rendered. string, Optional An alphanumeric string that uniquely identifies the product being requested. integer up to 7 digits., Optional A D&B code value denoting the set of graphic symbols (e.g., alphabet letter, pictograph) in which the product is to be rendered, e.g., Unicode. integer up to 7 digits., Optional A D&B code value that defines the language in which the customer wants this product to be rendered. integer up to 7 digits., Optional Possible values: 6332 [Credit Decision]; 6333 [Assessment of credit solvency for intended business connection]; 6334 [Assessment of credit solvency for ongoing business connection]; 6335 [Debt Collection]; 6336 [Commercial Credit Insurance]; 6337 [Insurance Contract]; 6338 [Leasing Agreement]; 6339 [Rental Agreement] boolean, Optional When true (set to 1) this denotes that the customer has requested that D&B return the data for the Headquarters when the requested organization is a Branch. When false (set to 0) this denotes that the customer has not requested that D&B return the data for the Headquarters when the requested organization is a Branch; however as this is the assumed condition there is no requirement to create this tag to represent this fact. Note: There are D&B WorldWide Network operations where the Headquarters information will be returned automatically, regardless of the customer request. Dun & Bradstreet, Inc

148 Request Parameters OrderProductRequest. OrderProductRequestDetail. ProductSpecification. ReturnOnlyInDateDataIndicator End: OrderProductRequest. OrderProductRequestDetail. ProductSpecification OrderProductRequest. OrderProductRequestDetail. ArchiveDetail OrderProductRequest. OrderProductRequestDetail. ArchiveDetail. ArchiveProductOptOutIndicator OrderProductRequest. OrderProductRequestDetail. ArchiveDetail. ExtendArchivePeriodIndicator OrderProductRequest. OrderProductRequestDetail. ArchiveDetail. PortfolioAssetContainerID End: OrderProductRequest. OrderProductRequestDetail. ArchiveDetail OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail. CustomerReferenceText boolean, Optional When true (set to 1), the product is to be supplied if and only if the data requested is classified by the data source as being in-date, i.e., the data is answered from file (AFF). When false (set to 0), the product is to be supplied even if the data requested is not classified by the data source as being in-date, i.e., the data is answered from file (AFF). When set to NULL it implies that the product is to be supplied as long as the product is deemed marketable. Aggregate, Optional boolean, Optional When true (set to 1), it indicates that the product being ordered is not to be stored. When false (set to 0), it indicates that the product being ordered is to be stored; however as this is the assumed condition there is no requirement to create this tag to represent this fact. boolean, Optional When true (set to 1), the duration to archive the data is to be extended. Note: There is an additional cost for extending the archival period of the data purchased. When false (set to 0), the duration to archive the data is not to be extended. long, Optional A number used to uniquely identify the location where this product is to be stored. Aggregate, Optional Records data that allows the customer to specify information to be linked to the request in order to support subsequent order reconciliation. string up to 240 chars., Optional(Up to 5x) A freeform reference string provided by the customer to be linked to the product in order to support subsequent order reconciliation. Dun & Bradstreet, Inc

149 Test Parameters OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail. CustomerBillingEndorsementText End: OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail End: OrderProductRequest. OrderProductRequestDetail End: OrderProductRequest string at least 1 chars. up to 240 chars., Optional Text that is filled in by customer and commonly contains requesting individual or department name, or customer's own account/reference number and/or name for the case on which the product was provided.this text is a reference used during the billing process. Test Parameters The following suggested parameters may be used for test environment requests to retrieve successful responses. Product Small Business Company & Owner Risk Profile Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) Predictive Payment Risk - D&B Commercial Credit Score (CCS) Predictive Bankruptcy & Payment Risk Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) D&B Rating & Trend D&B Supplier Evaluation Risk Rating D&B Total Loss Predictor D&B Viability Rating Test D-U-N-S Number(s) (US); (US) (US); (US) (US); (US) (US); (US); (GB); (AU); (CH) (CN); (MX) (US); (US); (RO) (US); (US) (US); (US) (US); (US) The Product Availability Lookup may also be used to identify test D-U-N-S Numbers appropriate for any unique testing scenarios required for an implementation. The following is a list of the possible data fields returned by this operation in the XML response. Please refer to individual product pages and/or the downloadable data dictionary (filterable by product code) to determine Dun & Bradstreet, Inc

150 which fields are applicable. For all codified data delivered by D&B Direct, the response package will include the decoded text value as a data element with the code value attached as an attribute. Refer to the Reference Data Service for access to the D&B standard code tables. OrderProductResponse OrderProductResponse { TransactionDetail OrderProductResponse { TransactionDetail { ApplicationTransactionID OrderProductResponse { TransactionDetail { ServiceTransactionID OrderProductResponse { TransactionDetail { TransactionTimestamp End: OrderProductResponse } TransactionDetail Aggregate Attribute Aggregate, Required Records information necessary to process a particular request. Examples of a request is the ordering of a product. string up to 64 chars., Optional A number assigned by the calling application to uniquely identify this request. string up to 64 chars., Required A number assigned by the D&B service to uniquely identify this transaction. DateTimestamp, Required The date and time when this request was submitted or the date and time when the requesting intermediary, such as a workflow manager or service bus, sent the message to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary. Dun & Bradstreet, Inc

151 OrderProductResponse { TransactionResult OrderProductResponse { TransactionResult { SeverityText OrderProductResponse { TransactionResult { ResultID OrderProductResponse { TransactionResult { ResultText OrderProductResponse { TransactionResult { ResultMessage Aggregate, Required An aggregate that can repeat multiple times to record the different outcomes of the transaction. string up to 16 chars., Required Text that records the criticality of the outcome, e.g., Information, Warning, Error, Fatal. string up to 32 chars., Required An alphanumeric string that uniquely identifies the outcome of the transaction. string up to 512 chars., Optional Text that explains the outcome of the transaction. Aggregate, Optional (Infinite) An aggregate that can repeat multiple times to record textual data that expands on the ResultID and ResultText to provide additional information to the user regarding the status of the transaction. If the status implies that there is a problem this may also provide guidance to the user on how to address it. Dun & Bradstreet, Inc

152 OrderProductResponse { TransactionResult { ResultMessage { ResultDescription End: OrderProductResponse } TransactionResult } ResultMessage End: OrderProductResponse } TransactionResult OrderProductResponse { OrderProductResponseDetail OrderProductResponse { OrderProductResponseDetail { InquiryDetail OrderProductResponse { OrderProductResponseDetail { InquiryDetail { DUNSNumber OrderProductResponse { OrderProductResponseDetail { InquiryDetail { CountryISOAlpha2Code End: OrderProductResponse } OrderProductResponseDetail } InquiryDetail OrderProductResponse { OrderProductResponseDetail { Product OrderProductResponse { OrderProductResponseDetail { Product { DNBProductID OrderProductResponse { OrderProductResponseDetail { Product { LanguageCode OrderProductResponse { OrderProductResponseDetail { Product { Organization string up to 512 chars., Required Text that describes the additional information regarding the outcome of the transaction. Aggregate, Required Aggregate, Required Element Element Possible values: Refer the Countries Applicability worksheet Aggregate, Required string up to 64 chars., Required integer up to 7 digits., Optional Aggregate, Required Records data about an organization, a legal or commercial entity established to provide products and/or services in the marketplace or to the community. Dun & Bradstreet, Inc

153 SubjectHeader SubjectHeader { DUNSNumber End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } SubjectHeader Location Aggregate, Required Records high level information about the subject such as the primary language of the subject and the primary currency in which this subject trades. When the subject is an organizantion, this may also include details such as DUNS Number. string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Aggregate, Optional Records the address details for a subject. An address is the designation of a place where a subject can be located or may be communicated with, e.g., primary address, registered address, mailing address. Dun & Bradstreet, Inc

154 Location { PrimaryAddress Location { PrimaryAddress { StreetAddressLine Aggregate, Optional (Infinite) [M] An entry loop to allow the recording of a single primary or physical address of the subject in multiple languages and/or writing scripts. For an organization this is the principal address at which the organization is located. For an individual, this is the home address. Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Monitor Path: //Organization /Location /PrimaryAddress Dun & Bradstreet, Inc

155 Location { PrimaryAddress { StreetAddressLine { LineText string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location } PrimaryAddress } StreetAddressLine Location { PrimaryAddress { PrimaryTown Monitor Path: //Organization /Location /PrimaryAddress string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Location { PrimaryAddress { CountryISOAlpha2Code Monitor Path: //Organization /Location /PrimaryAddress string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Monitor Path: //Organization /Location /PrimaryAddress Dun & Bradstreet, Inc

156 Location { PrimaryAddress { PostalCode string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Location { PrimaryAddress { TerritoryOfficial Location { PrimaryAddress { TerritoryAbbreviated Monitor Path: //Organization /Location /PrimaryAddress string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /PrimaryAddress string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location } PrimaryAddress Monitor Path: //Organization /Location /PrimaryAddress Dun & Bradstreet, Inc

157 Location { MailingAddress Location { MailingAddress { StreetAddressLine Aggregate, Optional (Infinite) [M] An entry loop which can repeat multiple times to allow the recording of address which is mainly utilized for the purpose of mail delivery. This usually includes a Post Office Box number or similar mailing details. Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

158 Location { MailingAddress { StreetAddressLine { LineText string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location } MailingAddress } StreetAddressLine Location { MailingAddress { PrimaryTown Monitor Path: //Organization /Location /MailingAddress string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Location { MailingAddress { CountryISOAlpha2Code Monitor Path: //Organization /Location /MailingAddress string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

159 Location { MailingAddress { MinorTown string up to 64 chars., Optional [C] [M+] Text recording the name of a village, town or suburb where this is not a Primary Town/City. For example, 'Booker' in Booker, High Wycombe. Location { MailingAddress { CountyOfficial Location { MailingAddress { PostalCode Monitor Path: //Organization /Location /MailingAddress string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Location { MailingAddress { TerritoryOfficial Monitor Path: //Organization /Location /MailingAddress string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

160 Location { MailingAddress { TerritoryAbbreviated string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location } MailingAddress End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Location Telecommunication Telecommunication { TelephoneNumber Monitor Path: //Organization /Location /MailingAddress Aggregate, Optional [M] Records information about the different modes of Telecommunication addresses used by a subject for external contact purposes. The modes of communication include telephone, fax, , web address. Aggregate, Optional (Infinite) [M+] An entry loop which can allow multiple Telephone contact information used for voice communication with the subject. Monitor Path: //Organization /Telecommunication Dun & Bradstreet, Inc

161 Telecommunication { TelephoneNumber { TelecommunicationNumber string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Telecommunication { TelephoneNumber { InternationalDialingCode Monitor Path: //Organization /Telecommunication string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Telecommunication } TelephoneNumber Monitor Path: //Organization /Telecommunication Dun & Bradstreet, Inc

162 Telecommunication { FacsimileNumber Aggregate, Optional (Infinite) [M+] An entry loop which can allow multiple Facsimile contact information used for data communication with the subject. Telecommunication { FacsimileNumber { TelecommunicationNumber Monitor Path: //Organization /Telecommunication string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Monitor Path: //Organization /Telecommunication Dun & Bradstreet, Inc

163 Telecommunication { FacsimileNumber { InternationalDialingCode string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Telecommunication } FacsimileNumber End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Telecommunication Events Events { PublicFilingHeader Monitor Path: //Organization /Telecommunication Aggregate, Optional Records the information about events that have either involved or affected the subject (usually an organization, but sometimes an individual who is an owner or principal of an organization). It covers legal events, significant events and financing events. Aggregate, Optional Records the information about Legal and Financing Events. Dun & Bradstreet, Inc

164 Events { PublicFilingHeader { DisclaimerText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } PublicFilingHeader Events { LegalEvents Events { LegalEvents { BankruptcyIndicator Events { LegalEvents { SuitsIndicator string up to 720 chars., Optional [C] [M] The text that intended to specify or delimit the scope of rights and obligations that may be exercised and enforced by parties in a legally-recognized relationship. In contrast to other terms for legally operative language, the term disclaimer usually implies situations that involve some level of uncertainty, waiver, or risk. Aggregate, Optional Records legal actions targeting the subject, such as criminal proceedings, protested bills, county court judgments, receiverships, bankruptcies. boolean, Optional [C] [M] boolean, Optional [C] Dun & Bradstreet, Inc

165 Events { LegalEvents { LiensIndicator Events { LegalEvents { JudgmentIndicator Events { LegalEvents { DebarmentsInformation Events { LegalEvents { DebarmentsInformation { DebarmentsSummary Events { LegalEvents { DebarmentsInformation { DebarmentsSummary { TotalFilingCount END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } LegalEvents } DebarmentsInformation } DebarmentsSummary boolean, Optional [C] When true (set to 1), it indicates that there is lien information irrespective of its status (e.g., Open, Closed) recorded in the D&B database for this subject. When false (set to 0), it indicates that there is no lien information irrespective of its status (e.g., Open, Closed) recorded in the D&B database for this subject. boolean, Optional [C] When true (set to 1), it indicates that there is judgment information irrespective of its status (e.g., Open, Closed) recorded in the D&B database for this subject. When false (set to 0), it indicates that there is no judgment information irrespective of its status (e.g., Open, Closed) recorded in the D&B database for this subject. Aggregate, Optional Aggregate, Required int, Optional [C] [M] The total number of all legal events of the type covered by this summary. Dun & Bradstreet, Inc

166 END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } LegalEvents } DebarmentsInformation End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } LegalEvents Events { FinancingEvents Events { FinancingEvents { SecuredFilingsIndicator End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } FinancingEvents Events { SignificantEvents Aggregate, Optional Records the information about the events which have occurred and directly affect the subject's finances. For example, the means by which moneys are obtained by the subject, financial securities which have been filed which affect the subject. boolean, Optional [C] [M] When true (set to 1), it indicates that open secured filings such as secured charges/mortgages pledgings or equivalent exist in the D&B database. Aggregate, Optional Records information about key events which may affect the subject. It covers such things as: natural disasters (e.g., floods, hurricane), accidents (e.g., chemical spillage), major events at the business (e.g.,change of control,business interruption, awarded contract), societal events (e.g., war, civil disturbance). Dun & Bradstreet, Inc

167 Events { SignificantEvents { SpecialEvent Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of information about a key event which may affect the subject. It covers such things as: natural disasters (e.g., floods, hurricane), accidents (e.g., chemical spillage), major events at the business (e.g.,change of control,business interruption, awarded contract), societal events (e.g., war, civil disturbance). Events { SignificantEvents { SpecialEvent { EventDetailText Events { SignificantEvents { SpecialEvent { EventDate Events { SignificantEvents { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } SignificantEvents } SpecialEvent End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events } SignificantEvents End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Events Monitor Path: //Organization /Events /SignificantEvents /SpecialEvent@DNBCodeValu e string, Optional (Infinite) [C] A textual description of filing details associated with this legal event. date, Optional [C] The date when the event took place. Attribute Dun & Bradstreet, Inc

168 Financial Aggregate, Optional Records a standardized view the financial results of a subject usually extracted from a set of accounts. This includes the financial period to which those results apply, the terms of its audited status, whether is fiscal or estimated, whether it is a group/consolidated or individual statement etc. The identifying data for the financial statement (e.g. The financial period to which it refers) and the 70 D&B global standard financial items are recorded in the 'Statement' aggregate. Additionally the full granular view of the financial statement may be recorded in the 'Financial Statement Schedule' sub-aggregation. Dun & Bradstreet, Inc

169 Financial { FinancialStatement Financial { FinancialStatement { StatementHeaderDetails Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to record information characterizing an organization's financial health, such as its operation results (over a specified period of time), the ownership equity in the business, its money management (at a point in time), and derived ratios that give insight into its profitability, solvency, liquidity, and other characteristics. The financial figures may be provided as actual or estimated figures by the subject, an outside source, or modeled by D&B. It may cover a single organization or multiple related organizations. The figures may be qualified based on the auditor's remarks. Aggregate, Optional Records high level information which either identifies the presence of a financial statement for the subject or is derived from multiple financial statements. Dun & Bradstreet, Inc

170 Financial { FinancialStatement { StatementHeaderDetails { FinancialStatementToDate Financial { FinancialStatement { StatementHeaderDetails { CurrencyISOAlpha3Code Financial { FinancialStatement { StatementHeaderDetails { UnitOfSizeText Financial { FinancialStatement { StatementHeaderDetails { UnitOfSizeText@DNBCodeValue Financial { FinancialStatement { StatementHeaderDetails { UnitOfSizeText@DNBCodeTableNumber date, Optional [C] [M] The date when the accounting period ended. If the Reliability Code denotes the figures are projected (future), then this is the date when the accounting period will end. string up to 3 chars., Optional [C] The three-letter code, published by International Organization for Standardization (ISO), identifying the type of money that is primarily used by this subject string up to 256 chars., Optional Text which identifies the unit of size in which the financial summary figures are provided, e.g., in 1,000s; in 1,000,000s. The financial figures should be populated to the record with the 000's or 000,000's omitted, e.g., If Sales are with 000's omitted then the figure of (NOT ) should be populated. Aggregate Aggregate Dun & Bradstreet, Inc

171 Financial { FinancialStatement { StatementHeaderDetails { FinancialPeriodDuration END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Financial } FinancialStatement } StatementHeaderDetails Financial { FinancialStatement { BalanceSheet Financial { FinancialStatement { BalanceSheet { Liabilities Financial { FinancialStatement { BalanceSheet { Liabilities { TotalEquityAmount END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Financial } FinancialStatement } BalanceSheet } Liabilities END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Financial } FinancialStatement } BalanceSheet DurationType, Optional [C] Records the period of the Financial Summary when this cannot be expressed using 'Summary Date' and 'Number of Months' Aggregate, Optional Summarizes an organization or individual's assets, equity and liabilities at a specific point in time. Aggregate, Optional Records the legal debts or obligations of a company that arise during the course of business operations. Liabilities are settled over time through the transfer of economic benefits including money, goods or services. FinancialAmountType, Optional [C] [M] The total value of share capital/stock originally invested by shareholders/stockholders plus any reserves which have arisen, such as retained profits, which are ploughed back into the firm. Dun & Bradstreet, Inc

172 End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Financial Organization Organization { OrganizationPrimary Aggregate, Optional Records the different names of the organization by which it is known as well as names of other organizations that have a similar name to this organization. Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of a single name by which the organization is primarily known / identified in different languages and/or writing scripts. Organization { OrganizationPrimary { Organization End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Organization } OrganizationPrimary Monitor Path: //Organization /Organization /OrganizationPrimary@ RegisteredIndicator string up to 256 chars., Required [C] Text recording a name of this organization in the specified language and/or writing script. Dun & Bradstreet, Inc

173 Organization { TradeStyle Organization { TradeStyle { Organization Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of a name which an organization trades under for commercial purposes, although its registered, legal name, used for contracts and other formal situations, may be another. string up to 256 chars., Required [C] [M+] Text recording a name of this organization in the specified language and/or writing script. Monitor Path: //Organization /Organization /TradeStyle Dun & Bradstreet, Inc

174 Organization { TradeStyle { DisplaySequence int up to 3 digits., Optional [C] [M+] A numeric value used to identify the relative importance of this Organization compared to the other Organization s for this organization that are of the same type (e.g., Trading Style). The lower the importance level number, the more important (preferred) is an Organization. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Organization } TradeStyle Organization { DoNotConfuseOrganization Monitor Path: //Organization /Organization /TradeStyle Aggregate, Optional (Infinite) [M] An entry loop which can repeat multiple times to allow the recording of such names which could be very similar to the names of the subject and are very likely to be mistakenly used as the name of the subject. Note: This list is maintained so that using wrong names for a subject could be avoided. Dun & Bradstreet, Inc

175 Organization { DoNotConfuseOrganization { Organization string up to 256 chars., Required [C] [M+] Text recording a name of this organization in the specified language and/or writing script. Organization { DoNotConfuseOrganization { DisplaySequence Monitor Path: //Organization /Organization /DoNotConfuseOrganizationN ame int up to 3 digits., Optional [C] [M+] A numeric value used to identify the relative importance of this Organization compared to the other Organization s for this organization that are of the same type (e.g., Trading Style). The lower the importance level number, the more important (preferred) is an Organization. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Organization } DoNotConfuseOrganization End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Organization OrganizationDetail Monitor Path: //Organization /Organization /DoNotConfuseOrganizationN ame Aggregate, Optional Records fundamental information about a Subject which may vary over time. Dun & Bradstreet, Inc

176 OrganizationDetail { FamilyTreeMemberRole OrganizationDetail { FamilyTreeMemberRole { FamilyTreeMemberRoleText Aggregate, Optional (Infinite) An entry loop that can repeat multiple times to allow the recording of various parts that the Subject plays as a member of an ownership structured family tree. string up to 256 chars., Optional [C] [M+] Text describing the part that the Subject plays as a member of an ownership structured family tree, e.g., a branch, division, a parent, headquarters, subsidiary, global ultimate, domestic ultimate. OrganizationDetail { FamilyTreeMemberRole { OrganizationDetail { FamilyTreeMemberRole { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } OrganizationDetail } FamilyTreeMemberRole OrganizationDetail { ControlOwnershipDate OrganizationDetail { Monitor Path: //Organization /OrganizationDetail /FamilyTreeMemberRole Attribute Attribute date, Optional [C] [M] The date when the current owners took over this business. Attribute Dun & Bradstreet, Inc

177 OrganizationDetail { OperatingStatusText string up to 256 chars., Optional [C] [M+] Text describing this organization's functional state / trading status, e.g. active, out of business, dormant. OrganizationDetail { OrganizationDetail { StandaloneOrganizationIndicator OrganizationDetail { OrganizationStartYear Monitor Path: //Organization /OrganizationDetail /OperatingStatusText@DNBC odevalue Attribute boolean, Optional [C] [M] When true (set to 1) it indicates that this organization is not a member of a legal family tree. This means it cannot play the role of a subsidiary, parent, headquarters or branch; i.e., FamilyTreeMemberRoleText cannot be present. When false (set to 0) it indicates that this organization is a member of a legal family tree. In this condition the FamilyTreeMemberRoleText must be present. integer, Optional [C] [M] The year when operations undertaken by the organization commenced. Dun & Bradstreet, Inc

178 OrganizationDetail { OutofBusinessIndicator End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } OrganizationDetail IndustryCode IndustryCode { IndustryCode boolean, Optional [C] When true (set to 1) it indicates that this organization is no longer functional / trading. When false (set to 0) it indicates that this organization is functioning / trading. Aggregate, Optional [M] Records the business activities in which an organization is actively engaged using standardized coding schemes such as European NACE and U.S. Standard Industry Classifications (SIC). Examples of business activities are: commercial printing, legal services, drug store, sheet metalwork fabricator. Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several business activities in which an organization is actively engaged using standardized coding schemes such as European NACE and U.S. Standard Industry Classifications (SIC). Monitor Path: //Organization /IndustryCode Dun & Bradstreet, Inc

179 IndustryCode { IndustryCode { IndustryCode { IndustryCode IndustryCode { IndustryCode { IndustryCodeDescription IndustryCode { IndustryCode { Attribute string up to 16 chars., Required [C] An alphanumeric value identifying a business activity based on the scheme specified by the typetext. For instance, 1611 represents the highway and street construction industry in the U.S. SIC (Standard Industrial Classification) system. Clarification Note: These are generally external codes created by an external authoritative body, like the U.S. Office of Management and Budget (OMB), but D&B may have created extensions to more precisely define an activity, as in the case of the SIC 2+2 (the last 4 digits of an 8-digit SIC). IndustryCodeDescriptionType up to 256 chars., Optional (Infinite) [C] Text that describes the business activity based on the scheme specified by the attribute typetext. E.g., 'highway and street construction' is the description of industry code 1611 in the U.S. SIC (Standard Industrial Classification) system. Attribute Dun & Bradstreet, Inc

180 IndustryCode { IndustryCode { IndustryCode { IndustryCode { DisplaySequence End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } IndustryCode } IndustryCode End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } IndustryCode ActivitiesAndOperations ActivitiesAndOperations { LineOfBusinessDetails Attribute int up to 3 digits., Optional [C] A number which may be used to define the order in which this industry code should be presented relative to other industry codes of the same type where the lower the number the earlier the data is presented. Aggregate, Optional Records the description of operations continued by a business including market information such as the number of customers, agency details and import/export details. Aggregate, Optional (Infinite) [M] An entry loop which can repeat multiple times to allow the recording of several different descriptions of operations continued by a business in different languages. Dun & Bradstreet, Inc

181 ActivitiesAndOperations { LineOfBusinessDetails { LineOfBusinessDescription string up to 3000 chars., Optional [C] [M+] Records the textual description of operations continued by a business. ActivitiesAndOperations { LineOfBusinessDetails { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } ActivitiesAndOperations } LineOfBusinessDetails End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } ActivitiesAndOperations EmployeeFigures Monitor Path: //Organization /ActivitiesAndOperations /LineOfBusinessDetails Attribute Aggregate, Optional Records information about the number of people engaged by an organization to perform its business operations.several different Employee Figures for a subject could be recorded, e.g., consolidated, individual entity, headquarters only. A further breakdown of employee figures is recorded based on employment basis (e.g., full time, part time, contract) and/or employee category (e.g., clerical, management, marketing, sales, blue collar). Dun & Bradstreet, Inc

182 EmployeeFigures { HeadquartersLocationEmployeeDetails EmployeeFigures { HeadquartersLocationEmployeeDetails { TotalEmployeeQuantity End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } EmployeeFigures } HeadquartersLocationEmployeeDetails Aggregate, Optional Records current employee data of only the Headquarters location. The employees who are engaged in the operations of the organization and are located at the headquarters location (i.e. the organization has branch locations). Therefore, this employee figure excludes all persons located at branch locations and all persons employed by any subsidiaries. An Headquarters Only" figure therefore refers to a subset of the "Individual" employees and can never be applied to an which is classified by D&B as a "branch" location." long, Optional [C] [M] A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations. Dun & Bradstreet, Inc

183 EmployeeFigures { ConsolidatedEmployeeDetails EmployeeFigures { ConsolidatedEmployeeDetails { TotalEmployeeQuantity End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } EmployeeFigures } ConsolidatedEmployeeDetails End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } EmployeeFigures Aggregate, Optional Records current employee data which includes all employees who are engaged in the operations of the legal entity (including employees located at branch locations) as well as all employees who are engaged in the operations of every direct descendant in its family tree (based on controlling interest). I.e. Subsidiaries. Note: An organization which is classified by D&B as a branch" location cannot have an "Consolidated" employee figure." long, Optional [C] [M] A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations. Dun & Bradstreet, Inc

184 Linkage Linkage { ParentOrganization Linkage { ParentOrganization { DUNSNumber Aggregate, Optional Records the relationship between the subject and the next subject UP in the family tree. E.g. Its Parent, HQ, Joint Parent or shareholder. Also records names, addresses and registration numbers for the related subject. This data topic may also be used to record the details of the relationship between the subject and the business founder; however if a simple textual reference to the business founder is all that is required then the 'Started By' element in 'Subject Details' should be used Aggregate, Optional Records information about the organization which owns more than 50% of the subject and the organization at the very top of the legal family. string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] [M] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Dun & Bradstreet, Inc

185 Linkage { ParentOrganization { Events Linkage { ParentOrganization { Events { LegalEvents Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { FilingTypeText Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { Aggregate, Optional Records the information about that different events against the subject, e.g., legal event, financial event, significant event. Aggregate, Optional Records legal actions targeting the subject, such as criminal proceedings, protested bills, county court judgments, receiverships, bankruptcies. Aggregate, Optional Records the details and the summarized views about the legally declared inability of the subject to pay its creditors. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of details on the subject's legal declaration on it's inability to pay its creditors. string up to 256 chars., Optional [C] Text that describes the type of event which has been registered or recorded against the subject. Attribute Dun & Bradstreet, Inc

186 Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { FilingDate date, Optional [C] [M+] The date when the event took place. Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { FilingChapterNumber Monitor Path: //Organization /Linkage /ParentOrganization /Events /LegalEvents /BankruptcyInformation /Bankruptcy Attribute Attribute string, Optional [C] [M+] The number that identifies the Chapter of Bankruptcy Law under which the legal proceeding was filed for declaring the subject's inability to pay its creditors. For example, in the US 'Chapter 7' means Liquidation, 'Chapter 13' means Adjustment Of Debts Of An Individual With Regular Income. Note: The word Chapter" is simply a reference to a chapter number in the US Bankruptcy Code." Monitor Path: //Organization /Linkage /ParentOrganization /Events /LegalEvents /BankruptcyInformation /Bankruptcy Dun & Bradstreet, Inc

187 Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { RolePlayer Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { RolePlayer { RolePlayerTypeText Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { RolePlayer { RolePlayer Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of various role players involved in a Legal Event as recorded in court papers and identifies the part each one plays, e.g., the creditor, debtor, plaintiff, defendant, solicitor, liquidator, trustee. string up to 256 chars., Optional [C] Text describing the function played by this party in the event, e.g., debtor, creditor, liquidator, shareholder, court, plaintiff, defendant. string up to 240 chars., Optional [C] [M+] The name of the party involved in this event, as it was filed. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization } Events } LegalEvents } BankruptcyInformation } Bankruptcy } RolePlayer Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { ChapterConversionDetails Monitor Path: //Organization /Linkage /ParentOrganization /Events /LegalEvents /BankruptcyInformation /Bankruptcy Aggregate, Optional (Infinite) Dun & Bradstreet, Inc

188 Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { ChapterConversionDetails { ConversionDate date, Optional [C] [M+] The date when the bankruptcy was converted from one chapter to another. Linkage { ParentOrganization { Events { LegalEvents { BankruptcyInformation { Bankruptcy { ChapterConversionDetails { ConversionChapterNumber Monitor Path: //Organization /Linkage /ParentOrganization /Events /LegalEvents /BankruptcyInformation /Bankruptcy string up to 128 chars., Optional [C] [M+] The number that identifies the Chapter of Bankruptcy Law to which the bankruptcy was converted. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization } Events } LegalEvents } BankruptcyInformation } Bankruptcy End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization } Events } LegalEvents } BankruptcyInformation Linkage { ParentOrganization { Events { LegalEvents { BankruptcyIndicator End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization } Events } LegalEvents End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization } Events End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage } ParentOrganization End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Linkage Monitor Path: //Organization /Linkage /ParentOrganization /Events /LegalEvents /BankruptcyInformation /Bankruptcy boolean, Optional [C] [M] Dun & Bradstreet, Inc

189 Assessment Assessment { DNBStandardRating Assessment { DNBStandardRating { RatingReason { RatingReasonText Assessment { DNBStandardRating { RatingReason { RatingReasonText@DNBCodeValue Aggregate, Optional Records insightful and value added information on organizations, such as: - recommendations on how much credit to extend to them, - assessments of their liquidity, - concise evaluations of their performance and behavior, - predictions on the risk of conducting business with them. The predictive scores are usually calculated and assigned by D&B, but such assessments may also be recorded when assigned by third parties. Aggregate, Optional Records the most current Standard D&B Rating assigned to this organization. string up to 256 chars., Optional [C] Text that explains one of the primary reasons for assigning the rating to the organization, e.g., financial problems, bankrupt, strong net worth, strong sales performance. Attribute Possible values: 1725 [Guarantee from parent company] Dun & Bradstreet, Inc

190 Assessment { DNBStandardRating { DNBStandardRating Assessment { DNBStandardRating { RatingSummaryText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } DNBStandardRating Assessment { DNBStandardRatingHistory string up to 64 chars., Required [C] [M] Text that Indicates the estimated financial strength and composite credit appraisal assigned by the Business Reporter on a subjective basis at the time the report is written. string up to 3000 chars., Optional [C] Text that provides an explanation / interpretation of the D&B assigned rating for this company.rating overview and history of rating from the date when the company assigned with Rating first. Note:This free form text element to support current legacy data format. This field will not be used in the new Data Supply Chain where this information can map to discrete fields. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of several different Standard D&B Ratings that were previously assigned to this organization. Dun & Bradstreet, Inc

191 Assessment { DNBStandardRatingHistory { DNBStandardRating End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } DNBStandardRatingHistory Assessment { HistoryRatingText string up to 64 chars., Required [C] Text that Indicates the estimated financial strength and composite credit appraisal assigned by the Business Reporter on a subjective basis at the time the report is written. string up to 256 chars., Optional [C] [M+] Text that specifies if D&B has any information that may reflect unfavorably on this organization, e.g., clear, incomplete, management, business. Assessment { Monitor Path: //Organization /Assessment /HistoryRatingText@DNBCod evalue Attribute Dun & Bradstreet, Inc

192 Assessment { DNBViabilityRating { DNBViabilityRating Assessment { DNBViabilityRating { ViabilityScore { RiskLevelDescription string up to 4 chars., Required [C] [M] An alphanumeric value that describes D&B's proprietary analytics which compares the most predictive organization risk indicators to deliver a highly reliable assessment of the probability that an organization will go out of business within the next 12 months. The D&B Viability Rating is made up of 4 components - Overall Viability Score Portfolio Comparison Score Data Depth Indicator Company Profile string up to 256 chars., Optional [C] [M+] Text that describes the Class Score value that expresses the likelihood of risk by specifying in which risk group this organization belongs. Assessment { DNBViabilityRating { ViabilityScore { RiskLevelDescription@DNBCodeValue Monitor Path: //Organization /Assessment /DNBViabilityRating /ViabilityScore /RiskLevelDescription@DNBC odevalue Attribute Possible values: 13700; 13702; 13695; 13693; Dun & Bradstreet, Inc

193 Assessment { DNBViabilityRating { ViabilityScore { BadRate Assessment { DNBViabilityRating { ViabilityScore { ClassScoreIncidencePercentage Assessment { DNBViabilityRating { ViabilityScore { OverallBadRate decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The percentage of organizations with the same class score that can become inoperable. For example, for all organizations with class score 1 for a Viability model, it is expected that 0.2% of these organizations will become inoperable. decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The number of organizations expressed as a percentage that are assigned the same class score as the subject organization. decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The percentage of organizations that can become inoperable. Dun & Bradstreet, Inc

194 Assessment { DNBViabilityRating { PortfolioComparisonScore { ClassScore Assessment { DNBViabilityRating { PortfolioComparisonScore { RiskLevelDescription int up to 1 digits., Required [C] [M] A numeric value that denotes the probability that an organization will go out of business in the next 12 months in comparison to all organizations within the same geography. The score ranges from 0 to 9 where the range 1 to 9 reflects the probability that the organization will go out of business (1 reflects the lowest probability and 9 reflects highest probability) and the score 0 denotes that the subject is either Out Of Business or Unable To Confirm. string up to 256 chars., Optional [C] [M+] Text that describes the Class Score value that expresses the likelihood of risk by specifying in which risk group this organization belongs. Assessment { DNBViabilityRating { PortfolioComparisonScore { RiskLevelDescription@DNBCodeValue Monitor Path: //Organization /Assessment /DNBViabilityRating /PortfolioComparisonScore /RiskLevelDescription@DNBC odevalue Attribute Possible values: 13700; 13702; 13695; 13693; Dun & Bradstreet, Inc

195 Assessment { DNBViabilityRating { PortfolioComparisonScore { BadRate Assessment { DNBViabilityRating { PortfolioComparisonScore { ClassScoreIncidencePercentage Assessment { DNBViabilityRating { PortfolioComparisonScore { ModelSegmentDescription decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The percentage of organizations with the same class score that can become inoperable. For example, for all organizations with class score 1 for a Viability model, it is expected that 0.2% of these organizations will become inoperable. decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The number of organizations expressed as a percentage that are assigned the same class score as the subject organization. string up to 256 chars., Optional [C] [M+] Text that describes the classification of the organization determined by the amount and type of data available on that organization. Assessment { DNBViabilityRating { PortfolioComparisonScore { ModelSegmentDescription@DNBCodeValue Monitor Path: //Organization /Assessment /DNBViabilityRating /PortfolioComparisonScore /ModelSegmentDescription@ DNBCodeValue Attribute Dun & Bradstreet, Inc

196 Assessment { DNBViabilityRating { PortfolioComparisonScore { SegmentBadRate Assessment { DNBViabilityRating { DataDepthDetail Assessment { DNBViabilityRating { DataDepthDetail { AssessmentText Assessment { DNBViabilityRating { OrganizationProfileDetail decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] The percentage of organizations within a model segment that can become inoperable. Aggregate, Optional Records D&B's proprietary analytics information that identifies the level of predictive data available with D&B to assess the organization s viability or to identify the high risk category to which the organization belongs string up to 512 chars., Required (Infinite) [C] [M] Text that describes the outcome of assessment on the level of predictive data available or the risk category to which the organization belongs. Aggregate, Optional Records D&B's proprietary analytics information that classifies the organization based on Financial data, Trade Payments, Organization Size and Years in Business. Dun & Bradstreet, Inc

197 Assessment { DNBViabilityRating { OrganizationProfileDetail { OrganizationProfileRating string up to 1 chars., Required [C] [M] Assessment { DNBViabilityRating { OrganizationProfileDetail { FinancialDataAvailableIndicator Assessment { DNBViabilityRating { OrganizationProfileDetail { TradeDataAvailabilityDetail { TradeDataAvailableIndicator An alphabet that classifies the organization based on Financial data, Trade Payments, Company Size and Years in Business. This can range from A X; e.g., 'A' describes a company with a comprehensive level data, which has been in business 5+ years, with 50+ employees or $500K+ in sales, while 'X' reflects a company with a minimal data, in business <5 years, with <10 employees or <$10K in sales. 'Y' and 'Z' reflect a Branch and Subsidiary, respectively. boolean, Optional [C] [M] When true (set to 1) this indicates that D&B has financial information on this organization. When false (set to 0) this indicates that D&B does not have financial information on this organization. boolean, Optional [C] [M] When true (set to 1) this indicates that D&B has business trading information on this organization. When false (set to 0) this indicates that D&B does not have business trading information on this organization. Dun & Bradstreet, Inc

198 Assessment { DNBViabilityRating { OrganizationProfileDetail { TradeDataAvailabilityDetail { AssessmentText Assessment { DNBViabilityRating { OrganizationProfileDetail { OrganizationSizeDetail { OrganizationSizeCategoryText Assessment { DNBViabilityRating { OrganizationProfileDetail { OrganizationSizeDetail { AssessmentText Assessment { DNBViabilityRating { OrganizationProfileDetail { YearsInBusinessDetail { YearsInBusinessCategoryText string up to 512 chars., Optional (Infinite) [C] [M] Text that describes the outcome of assessment on the level of predictive data available or the risk category to which the organization belongs. string up to 512 chars., Required [C] [M] Text denoting the broader classification of organizations assigned by D&B based on the analytical study of data available for this organization. string up to 512 chars., Optional (Infinite) [C] [M] Text that describes the outcome of assessment on the level of predictive data available or the risk category to which the organization belongs. string up to 64 chars., Required [C] [M] Text denoting the broader classification of organizations assigned by D&B based on the age of this organization. Dun & Bradstreet, Inc

199 Assessment { DNBViabilityRating { OrganizationProfileDetail { YearsInBusinessDetail { AssessmentText Assessment { CommercialCreditScore Assessment { CommercialCreditScore { ScoreDate Assessment { CommercialCreditScore { RawScore string, Optional (Infinite) [C] [M] Text that describes the outcome of assessment on the level of predictive data available or the risk category to which the organization belongs. Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of the most recent risk scores that are assigned to this organization on a given date/time using a scoring model that help predict the likelihood that the organization will pay its bills in a severely delinquent manner (90+ days past due) over the next 12 months. date, Optional [C] [M] long, Optional [C] [M] A numeric value that predicts the likelihood that the risk will occur. Dun & Bradstreet, Inc

200 Assessment { CommercialCreditScore { ClassScore Assessment { CommercialCreditScore { ClassScoreDescription Assessment { CommercialCreditScore { NationalPercentile string up to 3 chars., Optional [C] [M] A one digit number from 0 to 5 based on the information in DNB file.a numeric value that succinctly expresses the likelihood of risk by specifying in which risk group this organization belongs. In other words, it specifies where this organization falls in a statistical distribution of all businesses (e.g, a bell curve, a half-normal distribution). string up to 240 chars., Optional [C] [M] Text that describes the Class Score Value that expresses the likelihood of risk by specifying in which risk group this organization belongs. decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] A number that identifies where this organization's score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the businesses in D&B's information base, but not as good as 90% of the businesses. Dun & Bradstreet, Inc

201 Assessment { CommercialCreditScore { RiskIncidencePercentage Assessment { CommercialCreditScore { ScoreCommentary { CommentaryText Assessment { CommercialCreditScore { RiskIncidenceMinimumRangeRawScore Assessment { CommercialCreditScore { RiskIncidenceMaximumRangeRawScore Assessment { CommercialCreditScore { ScoreOverrideReason { ScoreOverrideReasonText Assessment { CommercialCreditScoreNorms decimal up to 10 digits. Maximum of 5 decimal places., Optional [C] [M] A percentage that expresses the likelihood that the inferred risk (e.g., payment delinquency, discontinued operations) will occur for this organization. This percentage is determined based on which range this organization's score falls within a predetermined set of score ranges. The ranges and percentages are determined through analysis of historical events. string up to 256 chars., Optional [C] Text that explains the primary reasons for the score. string up to 16 chars., Optional [C] [M] string up to 16 chars., Optional [C] [M] string up to 256 chars., Optional [C] [M] Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of statistically determined standards, such as the average or quartile results, of the Commercial Credit Score. Dun & Bradstreet, Inc

202 Assessment { CommercialCreditScoreNorms { RiskIncidencePercentageIndustryNorm Assessment { CommercialCreditScoreNorms { RiskIncidencePercentageIndustryNorm { MedianValue Aggregate, Optional (Infinite) Records various statistically determined standards, such as the average or quartile results of the raw score, categorized by the Risk Incidence Percentage. decimal up to 19 digits. Maximum of 4 decimal places., Optional [C] [M+] The 50th percentile value for this norm type derived by ranking the set of results for all of the subjects in the defined universe from the smallest value to the largest value. A subject with a norm result below this value would be considered to be in the bottom 50% of the industry, a subject with a norm result greater than this value would be considered to be in the top 50% of the industry. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } CommercialCreditScoreNorms } RiskIncidencePercentageIndustryNorm End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } CommercialCreditScoreNorms Monitor Path: //Organization /Assessment /CommercialCreditScoreNorm s Dun & Bradstreet, Inc

203 Assessment { FinancialStressScore Assessment { FinancialStressScore { ScoreModelVersionNumber Assessment { FinancialStressScore { ScoreDate Assessment { FinancialStressScore { Assessment { FinancialStressScore { Assessment { FinancialStressScore { RawScore Aggregate, Optional (Infinite) An entry loop that repeats multiple times to allow the recording of the most recent risk scores that are assigned to this organization on a given date/time using a scoring model that help predict the likelihood that the organization will seek legal relief from creditors or cease operations without paying all creditors in full over the next 12 months. string up to 16 chars., Optional [C] date, Optional [C] [M] Attribute Attribute long, Optional [C] [M] A numeric value that predicts the likelihood that the risk will occur. Dun & Bradstreet, Inc

204 Assessment { FinancialStressScore { ClassScore Assessment { FinancialStressScore { ClassScoreDescription string up to 3 chars., Optional [C] [M] A one digit number from 0 to 5 based on the information in DNB file.a numeric value that succinctly expresses the likelihood of risk by specifying in which risk group this organization belongs. In other words, it specifies where this organization falls in a statistical distribution of all businesses (e.g, a bell curve, a half-normal distribution). string up to 240 chars., Optional [C] [M+] Text that describes the Class Score Value that expresses the likelihood of risk by specifying in which risk group this organization belongs. Monitor Path: //Organization /Assessment /FinancialStressScore /ClassScore Dun & Bradstreet, Inc

205 Assessment { FinancialStressScore { NationalPercentile Assessment { FinancialStressScore { RiskIncidencePercentage Assessment { FinancialStressScore { RiskIncidenceCount decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] A number that identifies where this organization's score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the businesses in D&B's information base, but not as good as 90% of the businesses. decimal up to 10 digits. Maximum of 5 decimal places., Optional [C] [M] A percentage that expresses the likelihood that the inferred risk (e.g., payment delinquency, discontinued operations) will occur for this organization. This percentage is determined based on which range this organization's score falls within a predetermined set of score ranges. The ranges and percentages are determined through analysis of historical events. int, Optional [C] [M] The number of organizations with the same Class Score that have experienced the risk. Dun & Bradstreet, Inc

206 Assessment { FinancialStressScore { ScoreCommentary Assessment { FinancialStressScore { ScoreCommentary { CommentaryText Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of primary reasons for the score. string up to 256 chars., Optional [C] [M+] Text that explains the primary reasons for the score. Assessment { FinancialStressScore { ScoreCommentary { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } FinancialStressScore } ScoreCommentary Assessment { FinancialStressScore { AverageNationalRiskIncidenceCount Assessment { FinancialStressScore { AverageNationalRiskIncidenceCountSizeUnitText Assessment { FinancialStressScore { AverageNationalRiskIncidencePercentage Monitor Path: //Organization /Assessment /FinancialStressScore /ScoreCommentary /CommentaryText@DNBCod evalue Attribute int, Optional [C] [M] The number of failures happened relative to the total number of failures happened of other businesses. long, Optional Text that descibes the Unit of Measure for the Average Failure Count. decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] A percentage that express the Average number of Failures happened. Dun & Bradstreet, Inc

207 Assessment { FinancialStressScore { ScoreOverrideReason { ScoreOverrideReasonText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } FinancialStressScore Assessment { FinancialStressReferenceData Assessment { FinancialStressReferenceData { RiskIncidence Assessment { FinancialStressReferenceData { RiskIncidence { ClassScore Assessment { FinancialStressReferenceData { RiskIncidence { RiskIncidenceScoreableUniverseSubjectPercentage Assessment { FinancialStressReferenceData { RiskIncidence { RiskIncidenceRelativeToOverallRiskIncidencePercentage Assessment { FinancialStressReferenceData { RiskIncidence { RiskIncidenceRelativeToOverallRiskIncidenceText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } FinancialStressReferenceData } RiskIncidence End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } FinancialStressReferenceData Assessment { FinancialConditionText Assessment { Assessment { OverallTrendText Assessment { Assessment { DNBCreditLimitRecommendation string up to 256 chars., Optional [C] [M] Aggregate, Optional Aggregate, Optional (Infinite) string up to 16 chars., Optional [C] [M] decimal up to 5 digits. Maximum of 2 decimal places., Optional [C] [M] decimal up to 16 digits. Maximum of 2 decimal places., Optional [C] [M] string up to 128 chars., Optional string up to 256 chars., Optional [C] Attribute string up to 256 chars., Optional [C] Attribute Aggregate, Optional Dun & Bradstreet, Inc

208 Assessment { DNBCreditLimitRecommendation { MaximumRecommendedLimitAmount Assessment { DNBCreditLimitRecommendation { END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } DNBCreditLimitRecommendation Assessment { SupplierEvaluationRiskScore Assessment { SupplierEvaluationRiskScore { RiskScore decimal, Optional [M] A monetary figure suggesting the greatest amount of credit that should be extended to this organization. This amount may be determined, as an example, by matching an organization's profile (e.g., industry, employee size, credit risk) against credit benchmarks that have been created by D&B using the same criteria. Clarification Note: The recommendation does not mean that the organization can actually pay the specified amount, or that it can't actually pay a larger amount, but instead provides an empirical recommendation based on D&B's extensive predictive modeling expertise using our large database of businesses. Attribute Aggregate, Optional (Infinite) string up to 16 chars., Optional [C] [M] Dun & Bradstreet, Inc

209 Assessment { SupplierEvaluationRiskScore { ScoreCommentary Assessment { SupplierEvaluationRiskScore { ScoreCommentary { CommentaryText Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of comments about the score of this organization string up to 256 chars., Optional [C] [M+] Text that explains the primary reasons for the score. Assessment { SupplierEvaluationRiskScore { ScoreCommentary { CommentaryText@DNBCodeValue END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } SupplierEvaluationRiskScore Assessment { EmergingMarketMediationScore Assessment { EmergingMarketMediationScore { RawScore Monitor Path: //Organization /Assessment /SupplierEvaluationRiskScore /ScoreCommentary /CommentaryText@DNBCod evalue Attribute Aggregate, Optional long, Optional [C] [M] A numeric value that predicts the likelihood that the risk will occur. Dun & Bradstreet, Inc

210 Assessment { EmergingMarketMediationScore { ClassScore string up to 3 chars., Optional [C] [M] Assessment { EmergingMarketMediationScore { ScoreCommentary Assessment { EmergingMarketMediationScore { ScoreCommentary { CommentaryText A one digit number from 0 to 5 based on the information in DNB file.a numeric value that succinctly expresses the likelihood of risk by specifying in which risk group this organization belongs. In other words, it specifies where this organization falls in a statistical distribution of all businesses (e.g, a bell curve, a half-normal distribution). Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of primary reasons for the score. string up to 256 chars., Optional [C] [M+] Text that explains the primary reasons for the score. Assessment { EmergingMarketMediationScore { ScoreCommentary { CommentaryText@DNBCodeValue Assessment { EmergingMarketMediationScore { ScoreCommentary { CommentaryText@DNBCodeTableNumber Assessment { EmergingMarketMediationScore { ScoreModelVersionNumber Monitor Path: //Organization /Assessment /EmergingMarketMediationSc ore /ScoreCommentary /CommentaryText@DNBCod evalue Attribute Attribute string up to 16 chars., Optional [C] [M] Dun & Bradstreet, Inc

211 Assessment { EmergingMarketMediationScore { ScoreDate Assessment { SupplierStabilityIndexScore Assessment { SupplierStabilityIndexScore { ClassScore Assessment { SupplierStabilityIndexScore { ScoreCommentary Assessment { SupplierStabilityIndexScore { ScoreCommentary { CommentaryText date, Optional [C] [M] Aggregate, Optional string up to 3 chars., Optional [C] [M] A one digit number from 0 to 5 based on the information in DNB file.a numeric value that succinctly expresses the likelihood of risk by specifying in which risk group this organization belongs. In other words, it specifies where this organization falls in a statistical distribution of all businesses (e.g, a bell curve, a half-normal distribution). Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of primary reasons for the score. string up to 256 chars., Optional [C] [M+] Text that explains the primary reasons for the score. Assessment { SupplierStabilityIndexScore { ScoreCommentary { CommentaryText@DNBCodeValue Monitor Path: //Organization /Assessment /SupplierStabilityIndexScore /ScoreCommentary /CommentaryText@DNBCod evalue Attribute Dun & Bradstreet, Inc

212 Assessment { SupplierStabilityIndexScore { ScoreCommentary { CommentaryText@DNBCodeTableNumber Assessment { TotalLossPredictorScore { RawScore Assessment { TotalLossPredictorScore { ClassScore Attribute long, Optional [C] [M] A numeric value that predicts the likelihood that the risk will occur. string up to 3 chars., Optional [C] [M] A numeric value from 1 to 10 that succinctly expresses the likelihood of risk by specifying in which risk group this organization belongs. In other words, it specifies where this organization falls in a statistical distribution of all businesses (e.g, a bell curve, a half-normal distribution). A value of 1 denotes lowest risk and a value of 10 denotes highest risk. Dun & Bradstreet, Inc

213 Assessment { TotalLossPredictorScore { RiskIncidencePercentage Assessment { TotalLossPredictorScore { ScoreCommentary Assessment { TotalLossPredictorScore { ScoreCommentary { CommentaryText decimal up to 10 digits. Maximum of 5 decimal places., Optional [C] [M] A percentage that expresses the likelihood that the inferred risk (e.g., payment delinquency, discontinued operations) will occur for this organization. This percentage is determined based on which range this organization's score falls within a predetermined set of score ranges. The ranges and percentages are determined through analysis of historical events. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of primary reasons for the score. string up to 256 chars., Optional [C] [M+] Text that explains the primary reasons for the score. Assessment { TotalLossPredictorScore { ScoreCommentary { CommentaryText@DNBCodeValue Monitor Path: //Organization /Assessment /TotalLossPredictorScore /ScoreCommentary /CommentaryText@DNBCod evalue Attribute Dun & Bradstreet, Inc

214 Assessment { TotalLossPredictorScore { ScoreCommentary { CommentaryText@DNBCodeTableNumber Assessment { TotalLossPredictorScore { ScoreCommentary { DisplaySequence END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment } TotalLossPredictorScore } ScoreCommentary Assessment { TotalLossPredictorScore { ScoreOverrideReason Assessment { TotalLossPredictorScore { ScoreOverrideReason { ScoreOverrideReasonText Assessment { TotalLossPredictorScore { ScoreOverrideReason { ScoreOverrideReasonText@DNBCodeValue Attribute int up to 3 digits., Optional [C] [M] A number which may be used to define the order in which the reason code should be presented relative to any other occurrences of reason code where the lower the number the earlier the data is presented. Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of explanations stating why the risk score replaced the originally calculated value. The override reason can be recorded as a result of a manual adjustment or system rule. string up to 256 chars., Optional [C] [M+] Monitor Path: //Organization /Assessment /TotalLossPredictorScore /ScoreOverrideReason /ScoreOverrideReasonText@ DNBCodeValue Attribute Dun & Bradstreet, Inc

215 Assessment { SupplierPerformanceScore { OverallPerformanceScore Assessment { AssessmentSummaryText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } Assessment BusinessTrading BusinessTrading { TradeDataUnavailabilityIndicator BusinessTrading { Purchaser string up to 3 chars., Required [C] [M] A numeric value that predicts the customer satisfaction towards the performance of this organization. This can range from 1 to 100 where 1 denotes lowest performance and 100 denotes highest performance. string up to 3000 chars., Optional (Infinite) [C] [M] Text that records a brief statement of the assessment. Aggregate, Optional Records references or opinions in terms of the timeliness of payment, the amounts of the transactions and the terms of sale applied to the transactions and summarized views of this data that involves the subject either as a buyer or supplier of goods or services. boolean, Optional [C] [M] Aggregate, Optional Records trade data where the subject is a purchaser of good or services. Dun & Bradstreet, Inc

216 BusinessTrading { Purchaser { CurrentPaydexScore BusinessTrading { Purchaser { CurrentPaydexScore { TwelveMonthsPaydex BusinessTrading { Purchaser { CurrentPaydexScore { TwelveMonthsPaydex { PaydexScore BusinessTrading { Purchaser { CurrentPaydexScore { TwelveMonthsPaydex { TotalPaymentExperiencesUsedCount Aggregate, Optional Records subject's current Paydex Score. A calculated element summarizing the payment habits of a subject based on trade experiences obtained from its suppliers. Aggregate, Optional(Up to 2x) An entry loop which can repeat to allow the recording of the numeric value assigned to an organization by a D&B algorithm, assessing the organization's ability to meet future obligations of a particular monetary range based on the twelve most recent months of trade experiences as of the current month, from different sources. int up to 3 digits., Required [C] [M] A calculated element summarizing the payment habits of a subject based on trade experiences obtained from its suppliers over the last 3 months. long, Optional [C] The number of payment experiences that contributed to this payment index score. As an example, the score may have been derived from 18 payment experiences from various suppliers. Dun & Bradstreet, Inc

217 BusinessTrading { Purchaser { CurrentPaydexScore { TwelveMonthsPaydex { PaymentBehaviorText BusinessTrading { Purchaser { CurrentPaydexScore { TwelveMonthsPaydex { PaymentBehaviorDaysQuantity End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } Purchaser } CurrentPaydexScore } TwelveMonthsPaydex End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } Purchaser } CurrentPaydexScore BusinessTrading { Purchaser { PaydexScoreHistory BusinessTrading { Purchaser { PaydexScoreHistory { TwelveMonthsPaydex string up to 128 chars., Optional [C] Text that describes likelihood than an organization with this value of the paydex score will pay their suppliers, e.g., before terms, beyond terms, within terms. int up to 3 digits., Optional [C] A number specifying the number of days that a subject with this value of the Paydex Score would pays its suppliers. Aggregate, Optional Records subject's historical Paydex Scores. A calculated element summarizing the payment habits of a subject based on trade experiences obtained from its suppliers. Aggregate, Optional (Infinite) An entry loop which can repeat to allow the recording of the calculated element summarizing the payment habits of a subject based on the last twelve months of trade experiences as of the paydex calculation date, from different sources. Dun & Bradstreet, Inc

218 BusinessTrading { Purchaser { PaydexScoreHistory { TwelveMonthsPaydex { PayDexScore END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } Purchaser } PaydexScoreHistory } TwelveMonthsPaydex END: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } Purchaser } PaydexScoreHistory BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { SummaryPeriod int up to 3 digits., Required [C] A calculated element summarizing the payment habits of a subject based on trade experiences obtained from its suppliers over the last 3 months. DurationType, Required [C] A number specifying how many complete months (e.g., 3, 12) of payment experience data contributed to this account summary. The full summary period is through the Experience Date and therefore includes data that may extend somewhat beyond the number of months specified here. For example, if the value here is 3, meaning 3 months, and the experience date is July 5, 2008, then the summary period is from April 1st through July 4th, or in other words, the complete months of April, May, and June, plus the first four days of July. Dun & Bradstreet, Inc

219 BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { SatisfactoryPayments { ExperienceCount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { PastDueTotalCount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { SlowNegativeExperienceCount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { PastDueTotalAmount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { ExperienceCount int, Optional [C] The number of payment experiences considered satisfactory. Satisfactory indicated by SATISFACTORY" in Payment notes or indication of "ANTIC" int, Optional [C] The number of payment experiences for which there's indication of past due. int, Optional [C] The total number of payment experiences with slow pay manner and negative comments is derived from the number of slow plus the number of negative minus the number of slow/negative. decimal, Optional [C] A monetary figure specifying the total dollar amount of all the past due experiences. int, Optional [C] The number of payment experiences which the D&B Worldwide Network has recorded against the subject. Dun & Bradstreet, Inc

220 BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { HighCreditMaximumAmount decimal, Optional [C] [M+] The greatest monetary figure owed to the supplier by the subject over the period of time specified by the Summary Period. BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { AverageHighCreditAmount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { PaymentsWithHighCredit { SlowExperienceCount BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { PaymentPeriodSummary { UnfavorablePayments { ExperienceCount Monitor Path: //Organization /BusinessTrading /Purchaser /PurchaserDerivedData decimal, Optional [C] [M+] Monitor Path: //Organization /BusinessTrading /Purchaser /PurchaserDerivedData int, Optional [C] Records the number of trade experiences that have slow payment manner. int, Optional [C] The number of payment experiences which the D&B Worldwide Network has recorded against the subject. Dun & Bradstreet, Inc

221 BusinessTrading { Purchaser { PurchaserDerivedData { TwelveMonthsDataCoveragePayments { SlowPaymentsExistIndicator boolean, Optional [C] [M+] When true [Set to TRUE] it indicates the existence of payment experiences with slow payment manner indicated. When false [Set to FALSE] it indicates the abscence of payment experiences with slow payment manner indicated. End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } Purchaser BusinessTrading { PaydexScoreNorms Monitor Path: //Organization /BusinessTrading /Purchaser /PurchaserDerivedData Aggregate, Optional Records the norm Paydex Scores for the subject's industry or country over time. Norm Paydex Scores is a numeric value that is a collective measure of how all the businesses pay their creditors, where the higher the number, the more timely the payments. For example, the median norm for businesses in the publishing industry may be 70, while the median norm for businesses in the farming industry may be 59. Dun & Bradstreet, Inc

222 BusinessTrading { PaydexScoreNorms { PaydexScoreIndustryNorms BusinessTrading { PaydexScoreNorms { PaydexScoreIndustryNorms { PaydexMedianQuartileScore Aggregate, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of the norm Paydex Scores for the subject's industry over time.that is a collective measure of how all the businesses in a particular industry (on which D&B has trade) pay their creditors, where the higher the number, the more timely the payments.for example, the median norm for businesses in the publishing industry may be 70, while the median norm for businesses in the farming industry may be 59. int up to 3 digits., Optional [C] [M+] A numerical score denoting how timely payments are, statistically-speaking, at the point at which 50% of the organizations included in this industry norm have an equal or higher payment index score, while the other 50% of organizations have an equal or lower payment index score. BusinessTrading { PaydexScoreNorms { PaydexScoreIndustryNorms { PaymentBehaviourText Monitor Path: //Organization /BusinessTrading /PaydexScoreNorms string up to 256 chars., Optional [C] Dun & Bradstreet, Inc

223 BusinessTrading { PaydexScoreNorms { PaydexScoreIndustryNorms { PaymentBehaviourDaysQuantity End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } PaydexScoreNorms } PaydexScoreIndustryNorms End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading } PaydexScoreNorms BusinessTrading { DisclaimerText End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } BusinessTrading integer up to 3 digits., Optional [C] string up to 720 chars., Optional [C] Dun & Bradstreet, Inc

224 PrincipalsAndManagement Records details of the Principals (e.g., President, Vice President, Directors) and Managers responsible for the business strategy, decision making and day to day running of the subjects operations. This includes names, addresses and identification numbers of the principals. Whilst a principal will usually be an individual in some countries it is legally acceptable for a registered business entity to act as a principal in another business. This excludes shareholders and similar owners who are not responsible for the management of the organization but includes proprietors and partners who, whilst owners, are also generally the principals running the business.records details of the Principals (e.g., President, Vice President, Directors) and Managers responsible for the business strategy, decision making and day to day running of the subjects operations. This includes names, addresses and identification numbers of the principals. Whilst a principal will usually be an individual in some countries it is legally acceptable for a registered business entity to act as a principal in another business. This excludes Dun & Bradstreet, Inc shareholders and similar 224 owners who are not responsible for the

225 PrincipalsAndManagement { MostSeniorPrincipal PrincipalsAndManagement { MostSeniorPrincipal { Principal Aggregate, Optional [M] Records the details of the most important principal. Aggregate, Optional [M+] Records the different names for the Principal. PrincipalsAndManagement { MostSeniorPrincipal { PrincipalsAndManagement { MostSeniorPrincipal { Principal { First PrincipalsAndManagement { MostSeniorPrincipal { Principal { Middle PrincipalsAndManagement { MostSeniorPrincipal { Principal { Last PrincipalsAndManagement { MostSeniorPrincipal { Principal { Full PrincipalsAndManagement { MostSeniorPrincipal { Principal { OrganizationPrimary Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal Attribute String up to 64 chars, Optional [C] [M+] Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal String up to 64 chars, Optional [C] [M+] Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal String up to 64 chars, Optional [C] [M+] Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal String up to 256 chars, Optional [C] [M+] Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal Aggregate Dun & Bradstreet, Inc

226 PrincipalsAndManagement { MostSeniorPrincipal { Principal { OrganizationPrimary { Organization End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } PrincipalsAndManagement } MostSeniorPrincipal } Principal } OrganizationPrimary End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } PrincipalsAndManagement } MostSeniorPrincipal } Principal PrincipalsAndManagement { MostSeniorPrincipal { Position Element [C] [M+] Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal Aggregate, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of a job that is or was held by the principal or manager using D&B standardized codes. For instance, whether the position has been described to D&B as Financial Director, Finance Director, or Director of Finance, it will be mapped to a single code described as Financial Director. Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal Dun & Bradstreet, Inc

227 PrincipalsAndManagement { MostSeniorPrincipal { Position { PositionText string up to 256 chars., Required [C] [M+] Text which denotes the job position the principal or manager holds or has held in the organization, e.g., Financial Director, Managing Director, Sales Director, Operations Manager. PrincipalsAndManagement { MostSeniorPrincipal { Position { End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } PrincipalsAndManagement } MostSeniorPrincipal } Position End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } PrincipalsAndManagement } MostSeniorPrincipal End: OrderProductResponse } OrderProductResponseDetail } Product } Organization } PrincipalsAndManagement End: OrderProductResponse } OrderProductResponseDetail } Product } Organization OrderProductResponse { OrderProductResponseDetail { Product { ArchiveDetail OrderProductResponse { OrderProductResponseDetail { Product { ArchiveDetail { PortfolioAssetID OrderProductResponse { OrderProductResponseDetail { Product { ArchiveDetail { PortfolioAssetContainerID End: OrderProductResponse } OrderProductResponseDetail } Product } ArchiveDetail OrderProductResponse { OrderProductResponseDetail { Product { CopyrightNoticeText End: OrderProductResponse } OrderProductResponseDetail } Product Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal Attribute Aggregate, Optional PortfolioAssetIDType, Required long, Optional string up to 128 chars., Optional Text that specifies the underlying claim to copyright ownership of this product. Dun & Bradstreet, Inc

228 OrderProductResponse { OrderProductResponseDetail { InquiryReferenceDetail OrderProductResponse { OrderProductResponseDetail { InquiryReferenceDetail { CustomerReferenceText OrderProductResponse { OrderProductResponseDetail { InquiryReferenceDetail { CustomerBillingEndorsementText End: OrderProductResponse } OrderProductResponseDetail } InquiryReferenceDetail End: OrderProductResponse } OrderProductResponseDetail End: OrderProductResponse Aggregate, Optional Records data that allows the customer to specify information to be linked to the request in order to support subsequent order reconciliation. string up to 240 chars., Optional(Up to 5x) A freeform reference string provided by the customer to be linked to the product in order to support subsequent order reconciliation. string at least 1 chars. up to 240 chars., Optional Text that is filled in by customer and commonly contains requesting individual or department name, or customer's own account/reference number and/or name for the case on which the product was provided.this text is a reference used during the billing process. Lists of possible values (when present) are subject to change. Additional values not presented in this documentation may be delivered in the response and should be anticipated in any implementation. Note: There may be additional request and/or response elements specified in the WSDL that are not applicable for D&B Direct customers. Data elements that are not listed on this page are currently unused by this operation. Dun & Bradstreet, Inc

229 Response Codes Response Codes Successful service requests will return a CM000 response code. Otherwise, one of the D&B Direct standard response codes will be returned. This operation may return the following response codes: CM001, CM003-CM009, CM011, CM012, CM014, PD001-PD006, PD010-PD012, and SC001-SC012. Product Details Title / Overview Link Product Code Countries Small Business Company & Owner Risk Profile SBCRP US Only Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) PBR_FSS_V7.1 US Only Predictive Payment Risk - D&B Commercial Credit Score (CCS) PPR_CCS_V9 US Only D&B Rating & Trend RTNG_TRND US Only Predictive Bankruptcy & Payment Risk - Standard PBPR_STD See chart Predictive Bankruptcy & Payment Risk - Enhanced PBPR_ENH See chart Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) PGPR_EMMA D&B Supplier Evaluation Risk Rating D&B Total Loss Predictor D&B Viability Rating SER TLP VIAB_RAT See chart Country Availability Chart A chart detailing the availability of each D&B Direct product by country is included in the Samples file. This chart also provides the country codes required by this service. Data Dictionary Copies of the business element and response data field tables are included in the Samples file. Both tables include additional columns that permit filtering by specific product code. Samples (Download) Request and response samples are available for this D&B Direct web services. The samples may cover a variety of scenarios (when applicable) and are designed for use in the test environment. Assessment Product Service Extras: Samples, Data Dictionary, Country Chart (when applicable) Assessment.zip Dun & Bradstreet, Inc

230 Related Topics Related Topics {productservice}:retrieveproduct (SOAP) Dun & Bradstreet, Inc

231 Authentication Process Authentication Process SOAP Authentication Before D&B Direct API services can be invoked, the credentials must be activated. Instructions and a link for activating username/password combinations will be included in an sent upon completion of the registration process. If you do not receive an , or unable to locate it, please contact the D&B support team for assistance (and specify if this a production, trial or sandbox related issue). The system will generate a unique username for accounts created after December 6, Prior to that date, the customer-supplied address was used as the username. No change is required for existing credentials. Most of the D&B Direct products and features require contractual entitlement prior to production (and trial) environment access. Please refer to the data layer entitlement page for more details. All D&B Direct API services require that a valid username and password be provided in the SOAP header with each call to an operation. The 2.0 services do not require that an API key be supplied. If the credentials are valid and the associated account is entitled to access the product or feature, the request will be processed. If the authentication process fails, an error response code will be returned. The security related response codes are prefixed with "SC." Sample Request <soapenv:envelope xmlns:soapenv=" lope/" xmlns:com=" <soapenv:header> <wsse:security soapenv:mustunderstand="0" xmlns:wsse=" cs.oasis-open.org/wss/2004/01/oasis wss-wssecurity-secext-1.0. xsd" xmlns:wsu=" ss-wssecurity-utility-1.0.xsd"> <wsse:usernametoken wsu:id="usernametoken-11"> <wsse:username>myusername</wsse:username> <wsse:password Type=" 01/oasis wss-username-token-profile-1.0#PasswordText">MyPasswo rd</wsse:password> </wsse:usernametoken> </wsse:security> </soapenv:header> <soapenv:body> <!--Request Body as per the service schema--> Dun & Bradstreet, Inc

232 Response - Invalid Credentials </soapenv:body> </soapenv:envelope> Response - Invalid Credentials <soapenv:envelope xmlns:soapenv=" lope/"> <soapenv:body> <com:matchresponse ServiceVersionNumber="4.0" xmlns:com=" /services.dnb.com/companyservicev2.0"> <TransactionDetail> <ApplicationTransactionID>Id-b118ae275255a7cf0cfb742e</Ap plicationtransactionid> <ServiceTransactionID>Id-b118ae275255a7cf0cfb742e</Servic etransactionid> <TransactionTimestamp> T15:00:31</TransactionTim estamp> </TransactionDetail> <TransactionResult> <SeverityText>Error</SeverityText> <ResultID>SC001</ResultID> <ResultText>Your user credentials are invalid. Please con tact your D&B Representative or your local Customer Service Cente r.</resulttext> </TransactionResult> </com:matchresponse> </soapenv:body> </soapenv:envelope> REST Authentication Before D&B Direct API services can be invoked, the credentials must be activated. Instructions and a link for activating username/password combinations will be included in an sent upon completion of the registration process. If you do not receive an , or unable to locate it, please contact the D&B support team for assistance (and specify if this a production, trial or sandbox related issue). The system will generate a unique username for accounts created after December 6, Prior to that date, the customer-supplied address was used as the username. No change is required for existing credentials. Most of the D&B Direct products and features require contractual entitlement prior to production (and trial) environment access. Please refer to the data layer entitlement page for more details. Dun & Bradstreet, Inc

233 Sample Request - Get New Token Implementation of D&B Direct API services using REST methodology involves obtaining an Authentication Token, that is then submitted with subsequent requests during a particular session (up to eight hours). Secure access to D&B Direct services is managed through the use of an Authentication Token, which can be obtained by sending an HTTP POST request to Authentication Service URL, passing a valid username and password in the HTTP header. The 2.0 services do not require that an API key be supplied. If the user credentials are valid, an Authentication Token (valid for eight hours) will be returned back in the Authorization tag in the HTTP header of the response. Once an Authentication Token is obtained, it should be embedded in the HTTP header of all subsequent requests. If the Authentication Token is valid and the user is entitled to access the product or feature being requested, the service will be processed and requested information returned as a JSON object. If the Authentication Token is invalid, an error code will be returned in the JSON response. Note: The D&B Direct REST implementation uses the BadgerFish approach for JSON with some minor variations. Sample Request - Get New Token POST x-dnb-user: MyUsername x-dnb-pwd: MyPassword A {version} parameter is not required when initiating a request to the Authentication service. Response - Success HTTP/ OK Date: Wed, 09 Oct :47:22 GMT Authorization: <MyToken> x-dnb-user: MyUsername x-dnb-pwd: MyPassword Response - Failed HTTP/ ERROR Date: Wed, 09 Oct :51:11 GMT Authorization: INVALID CREDENTIALS x-dnb-user: MyUsername x-dnb-pwd: MyPassword Dun & Bradstreet, Inc

234 Sample Request - Invoke Operation with Token Sample Request - Invoke Operation with Token GET Code=US&Subject=GORMAN%20MANUFACTURING&match=true&MatchTypeText=A dvanced&territory=ca Authorization: <MyToken> Response - Expired Authentication Token HTTP/ UNAUTHORIZED Date: Thu, 10 Oct :55:19 GMT Authorization: <MyToken> Content-Type: application/json Content-Encoding: gzip {"MatchResponse": { "TransactionDetail": { "ApplicationTransactionID": "REST", "ServiceTransactionID": "Id-c04bbdff5256bfd70a7b742e", "TransactionTimestamp": " T10:55:19" }, "TransactionResult": { "SeverityText": "Error", "ResultID": "SC001", "ResultText": "Your user credentials are invalid. Please contact your D&B Representative or your local Customer Service Center." } }} Dun & Bradstreet, Inc

235 Obtaining Credentials Obtaining Credentials Access to the D&B Direct web services are secured by a username and password combination. D&B will issue your organization a production username upon completion of the contract establishment process. This username will be sent to the address designated on the contract, along with instructions for setting up the password. This process will also be followed for production trial requests. D&B offers a non-billable environment (commonly referred to as the sandbox) for testing the D&B Direct web services. Developers may establish, via a self-service interface, sandbox user id and password combinations. The production credentials assigned to your organization may NOT be used in the sandbox environment to authenticate web services, and vice-versa. Before D&B Direct API services can be invoked, the credentials must be activated. Instructions and a link for activating username/password combinations will be included in an sent upon completion of the registration process. If you do not receive an , or unable to locate it, please contact the D&B support team for assistance (and specify if this a production, trial or sandbox related issue). The system will generate a unique username for accounts created after December 6, Prior to that date, the customer-supplied address was used as the username. No change is required for existing credentials. Most of the D&B Direct products and features require contractual entitlement prior to production (and trial) environment access. Please refer to the data layer entitlement page for more details. Dun & Bradstreet, Inc

236 Data Layer Entitlement Data Layer Entitlement D&B Direct 2.0 services are provisioned to customers at the data layer, which, for some of the features, might not be intuitive. This page is intended to help developers clearly understand what services and operations they are entitled to use. Customers may access the "Review Contract Summary" function in the Online Usage Tracking online resource for a list of entitled data layers. Components Requiring Entitlement Data Layer: D&B Total Loss Predictor Service: Assessment Product Service Operation: OrderProduct() - TLP Product: D&B Total Loss Predictor. Data Layer: Predictive Bankruptcy & Payment Risk Service: Assessment Product Service Operation: OrderProduct() - PBPR_STD; PBPR_ENH Product: Predictive Bankruptcy & Payment Risk - Standard; Enhanced. Data Layer: Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) 2006/2007/2010 Service: Assessment Product Service Operation: OrderProduct() - PBR_FSS_V5.0; PBR_FSS_V6.0; PBR_FSS_V7.1 Product: Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS). Data Layer: Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) Service: Assessment Product Service Operation: OrderProduct() - PGPR_EMMA Product: Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA). Data Layer: Predictive Payment Risk - D&B Commercial Credit Score (CCS) v7/v8/v9 Service: Assessment Product Service Operation: OrderProduct() - PPR_CCS_V7; PPR_CCS_V8; PPR_CCS_V9 Product: Predictive Payment Risk - D&B Commercial Credit Score (CCS). Data Layer: Small Business Company & Owner Risk Profile Service: Assessment Product Service Operation: OrderProduct() - SBCRP Product: Small Business Company & Owner Risk Profile. Dun & Bradstreet, Inc

237 Components Not Requiring Entitlement Data Layer: D&B Rating & Trend Service: Assessment Product Service Operation: OrderProduct() - RTNG_TRND Product: D&B Rating & Trend. Data Layer: D&B Supplier Evaluation Risk Rating Service: Assessment Product Service Operation: OrderProduct() - SER Product: D&B Supplier Evaluation Risk Rating. Data Layer: D&B Viability Rating Service: Assessment Product Service Operation: OrderProduct() - VIAB_RAT Product: D&B Viability Rating. Components Not Requiring Entitlement These items are available to customers who have one or more entitled data layers. Dun & Bradstreet, Inc

238 Standard Elements Standard Elements Whenever a D&B Direct data or report product request returns a single D-U-N-S Number, several business elements pertaining to that company will be included with the results. These elements include D-U-N-S Number*, Organization, Primary Address (including street, city, state, postal code, country), Mailing Address (including street, city, state, postal code, county), Telephone Number, Fax Number, Trade Styles (up to five), Family Tree Role (HQ, branch), a Standalone Organization Indicator (true/false) and the PortfolioAssetID**. All standard elements (with the exception of Family Tree Role and PortfolioAssetID) may be referenced by the Monitoring process. *The D-U-N-S Number of the organization referenced in the results. In the case of a trade up, this will be the headquarters D-U-N-S Number. **This is an identification number that can be used to retrieve a given results package at a later date from the Product Request Archive. Description XML* JSON* Country Code The two-letter country code, defined by the International Organization for Standardization (ISO) ISO scheme identifying the country of the business entity. County Text recording the name of the county in which the business is located. D-U-N-S Number The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). This DUNS Number represents the business entity. FAX Number The FAX number of the business. FAX Number International Dialing Code Mailing Address Mailing Country Code Mailing County Mailing Postal Code Mailing Territory Abbreviation Mailing Territory The FAX number international dialing code of the business. Text recording an address which is mainly utilized for the purpose of mail delivery to the business. This usually includes a Post Office Box number or similar mailing details. The two-letter country code, defined by the International Organization for Standardization (ISO) ISO scheme identifying the country which the business uses for mailing purposes. Text recording the name of the county which the business uses for mailing purposes. An identifier used by the local country Postal Authority which the business uses for mailing purposes. Text recording the shortened name of the locally governed area which forms part of a centrally governed nation which the business uses for mailing purposes. Text recording the name of the locally governed area which forms part of a centrally governed nation which the business uses for mailing purposes. Dun & Bradstreet, Inc

239 Standard Elements Description XML* JSON* Mailing Town Postal Code Primary Business Street Address Telephone Number Telephone Number International Dial Code Territory Abbreviation Territory Town Trade Style The address number, or post office box number, and street name which a business uses for mailing purposes. An identifier used by the local country Postal Authority to identify where the business is located. Text recording of a single name by which the organization is primarily known or identified. Text recording the address number, or post office box number and street name where the business is located. The telephone number of the business. The telephone number international dial code of the business. Text recording the shortened name of the locally governed area which forms part of a centrally governed nation to identify where the business is located. Text recording the name of the locally governed area which forms part of a centrally governed nation to identify where the business is located. Text recording the name of a city, town, township, village, borough, etc. where the business is located. Text recording the name which an organization trades under for commercial purposes although its registered legal name used for contracts and other formal situations may be another name. Dun & Bradstreet, Inc

240 Standard Elements (REST) Standard Elements (REST) The following data fields are included on all OrderProduct() and OrderCompanyReport() operation responses. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. OrderProductResponse { OrderProductResponseDetail { Product { Organization { SubjectHeader { DUNSNumber OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { StreetAddressLine string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Location, Optional Records the address details for a subject. An address is the designation of a place where a subject can be located or may be communicated with, e.g., primary address, registered address, mailing address. PrimaryAddressType, Optional (Infinite) [M] An entry loop to allow the recording of a single primary or physical address of the subject in multiple languages and/or writing scripts. For an organization this is the principal address at which the organization is located. For an individual, this is the home address. StreetAddressLine, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { PrimaryTown string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Monitor Path: //Organization /Location /PrimaryAddress Dun & Bradstreet, Inc

241 Standard Elements (REST) OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { CountryISOAlpha2Code string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { CountyOfficial OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { PostalCode string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /PrimaryAddress string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { TerritoryOfficial OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { TerritoryAbbreviated string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /PrimaryAddress string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { StreetAddressLine StreetAddressLine, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

242 Standard Elements (REST) OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { PrimaryTown string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { CountryISOAlpha2Code string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { CountyOfficial OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { PostalCode string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { TerritoryOfficial OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { TerritoryAbbreviated string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

243 Standard Elements (REST) OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { TelephoneNumber { TelecommunicationNumber string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Monitor Path: //Organization /Telecommunication OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { TelephoneNumber { InternationalDialingCode string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. Monitor Path: //Organization /Telecommunication OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { FacsimileNumber { TelecommunicationNumber string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Monitor Path: //Organization /Telecommunication OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { FacsimileNumber { InternationalDialingCode string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. Monitor Path: //Organization /Telecommunication OrderProductResponse { OrderProductResponseDetail { Product { Organization { Organization { OrganizationPrimary { Organization string up to 256 chars., Required [C] Text recording a name of this organization in the specified language and/or writing script. Dun & Bradstreet, Inc

244 Standard Elements (REST) OrderProductResponse { OrderProductResponseDetail { Product { Organization { Organization { TradeStyle OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationDetail { FamilyTreeMemberRole { FamilyTreeMemberRoleText OrganizationBaseType, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of a name which an organization trades under for commercial purposes, although its registered, legal name, used for contracts and other formal situations, may be another. string up to 256 chars., Optional [C] [M+] Text describing the part that the Subject plays as a member of an ownership structured family tree, e.g., a branch, division, a parent, headquarters, subsidiary, global ultimate, domestic ultimate. Possible values: Subsidiary; Branch; Division; Headquarters; Parent; Domestic Ultimate; Global Ultimate; Affiliate OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationDetail { FamilyTreeMemberRole { FamilyTreeMemberRoleText@DnbCodeValue OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationDetail { StandaloneOrganizationIndicator OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { StreetAddressLine { LineText Monitor Path: //Organization /OrganizationDetail /FamilyTreeMemberRole Element Possible values: 9159 (Subsidiary); (Branch); (Division); (Headquarters); (Parent); (Domestic Ultimate); (Global Ultimate); (Affiliate) boolean, Optional [C] [M] When true (set to 1) it indicates that this organization is not a member of a legal family tree. This means it cannot play the role of a subsidiary, parent, headquarters or branch; i.e., FamilyTreeMemberRoleText cannot be present. When false (set to 0) it indicates that this organization is a member of a legal family tree. In this condition the FamilyTreeMemberRoleText must be present. string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

245 Standard Elements (REST) OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { StreetAddressLine { LineText string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse { OrderProductResponseDetail { Product { Organization { Organization { TradeStyle { Organization string up to 256 chars., Required [C] [M+] Text recording a name of this organization in the specified language and/or writing script. Monitor Path: //Organization /Organization /TradeStyle Dun & Bradstreet, Inc

246 Standard Elements (SOAP) Standard Elements (SOAP) The following data fields are included on all OrderProduct() and OrderCompanyReport() operation responses. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath. OrderProductResponse. OrderProductResponseDetail. Product. Organization. SubjectHeader. DUNSNumber OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. StreetAddressLine string up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional [C] The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). Location, Optional Records the address details for a subject. An address is the designation of a place where a subject can be located or may be communicated with, e.g., primary address, registered address, mailing address. PrimaryAddressType, Optional (Infinite) [M] An entry loop to allow the recording of a single primary or physical address of the subject in multiple languages and/or writing scripts. For an organization this is the principal address at which the organization is located. For an individual, this is the home address. StreetAddressLine, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. PrimaryTown string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Monitor Path: //Organization /Location /PrimaryAddress Dun & Bradstreet, Inc

247 Standard Elements (SOAP) OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. CountryISOAlpha2Code string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. CountyOfficial OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. PostalCode string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /PrimaryAddress string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. TerritoryOfficial OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. TerritoryAbbreviated string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /PrimaryAddress string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. StreetAddressLine StreetAddressLine, Optional (Infinite) [M+] An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street, Street Number, Building, Estate. They are called lines because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

248 Standard Elements (SOAP) OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. PrimaryTown string up to 64 chars., Optional [C] [M+] The name of the town or city recognized by the Postal Authority for delivering mail. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. CountryISOAlpha2Code string at least 2 chars. up to 2 chars., Optional [C] [M+] The two-letter country code, defined in the ISO scheme published by International Organization for Standardization (ISO), identifying the country for this address. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. CountyOfficial OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. PostalCode string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress string up to 16 chars., Optional [C] [M+] An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT. Monitor Path: //Organization /Location /MailingAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. TerritoryOfficial OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. TerritoryAbbreviated string up to 64 chars., Optional [C] [M+] Monitor Path: //Organization /Location /MailingAddress string up to 64 chars., Optional [C] [M+] The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

249 Standard Elements (SOAP) OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. TelephoneNumber. TelecommunicationNumber string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Monitor Path: //Organization /Telecommunication OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. TelephoneNumber. InternationalDialingCode string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. Monitor Path: //Organization /Telecommunication OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. FacsimileNumber. TelecommunicationNumber string at least 1 chars. up to 50 chars., Required [C] [M+] A sequence of digits used by the subject for voice communication in a public switched telephone network. This sequence of digits includes the area code or city code. Note: This number does not include the International Dialing Code and Domestic Dialing Code. Monitor Path: //Organization /Telecommunication OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. FacsimileNumber. InternationalDialingCode string up to 7 chars., Optional [C] [M+] The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India. Monitor Path: //Organization /Telecommunication OrderProductResponse. OrderProductResponseDetail. Product. Organization. Organization. OrganizationPrimary. Organization string up to 256 chars., Required [C] Text recording a name of this organization in the specified language and/or writing script. Dun & Bradstreet, Inc

250 Standard Elements (SOAP) OrderProductResponse. OrderProductResponseDetail. Product. Organization. Organization. TradeStyle OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. FamilyTreeMemberRole. FamilyTreeMemberRoleText OrganizationBaseType, Optional (Infinite) An entry loop which can repeat multiple times to allow the recording of a name which an organization trades under for commercial purposes, although its registered, legal name, used for contracts and other formal situations, may be another. string up to 256 chars., Optional [C] [M+] Text describing the part that the Subject plays as a member of an ownership structured family tree, e.g., a branch, division, a parent, headquarters, subsidiary, global ultimate, domestic ultimate. Possible values: Subsidiary; Branch; Division; Headquarters; Parent; Domestic Ultimate; Global Ultimate; Affiliate OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. FamilyTreeMemberRole. FamilyTreeMemberRoleText@DnbCodeValue OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. StandaloneOrganizationIndicator OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. StreetAddressLine. LineText Monitor Path: //Organization /OrganizationDetail /FamilyTreeMemberRole Element Possible values: 9159 (Subsidiary); (Branch); (Division); (Headquarters); (Parent); (Domestic Ultimate); (Global Ultimate); (Affiliate) boolean, Optional [C] [M] When true (set to 1) it indicates that this organization is not a member of a legal family tree. This means it cannot play the role of a subsidiary, parent, headquarters or branch; i.e., FamilyTreeMemberRoleText cannot be present. When false (set to 0) it indicates that this organization is a member of a legal family tree. In this condition the FamilyTreeMemberRoleText must be present. string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. Monitor Path: //Organization /Location /MailingAddress Dun & Bradstreet, Inc

251 Standard Elements (SOAP) OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. StreetAddressLine. LineText string up to 240 chars., Required [C] [M+] Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name. Monitor Path: //Organization /Location /PrimaryAddress OrderProductResponse. OrderProductResponseDetail. Product. Organization. Organization. TradeStyle. Organization string up to 256 chars., Required [C] [M+] Text recording a name of this organization in the specified language and/or writing script. Monitor Path: //Organization /Organization /TradeStyle Dun & Bradstreet, Inc

252 Country Codes Country Codes Many of the D&B Direct web services expect to receive a country code for the company specified by the D-U- N-S Number being requested. This input parameter is case-sensitive and must be supplied in upper case. On some requests, this parameter is optional; however, D&B recommends that it be provided to reduce the response time of the service(s) -- including products limited to results for US companies. D&B Direct services utilize the two-letter country code as defined by the International Organization for Standardization (ISO) in their ISO specification. For a list of actual country codes supported for a specific data layer, please refer to the Country Availability tab contained in the downloadable "Extras" file for the respective Service. Code Substitutions Data for the following countries is stored under the alternate country code specified. Country ABU DHABI ADMIRALTY ISLANDS AJMAN AL AIN ASCENSION ISLAND Cocos (Keeling) Islands DUBAI FUJAIRAH MIDWAY ISLANDS RAS AL KHAIMAH SHARJAH Alternate Instructions Use the code of United Arab Emirates (AE) Use the code of Papua New Guinea (PG) Use the code of United Arab Emirates (AE) Use the code of United Arab Emirates (AE) Use the code SH (Saint Helena, Ascension and Tristan da Cunha) Use the code AU (Australia) Use the code of United Arab Emirates (AE) Use the code of United Arab Emirates (AE) Use the code of US Use the code of United Arab Emirates (AE) Use the code of United Arab Emirates (AE) SOUTH SANDWICH ISLANDS Use the code GS (South Georgia and the South Sandwich Islands) South Sudan TURKISH CYPRUS UMM-AL-QUWAIN Use the code of Sudan (SD) Use the code of Cyprus (Match is not supported) Use the code of United Arab Emirates (AE) While some territories of the United States (e.g. Puerto Rico) have been assigned ISO country codes, the information on organizations from those areas will be located under the US country code. Data Not Available Data for the following countries is not currently available through the D&B Direct 2.0 API. Dun & Bradstreet, Inc

253 Data Not Available Country Antarctica Åland Islands Saint Barthélemy Bonaire, Saint Eustatius and Saba Bouvet Island CAROLINE ISLANDS?? Cuba Curaçao Western Sahara Micronesia, Federated States of Guernsey Heard Island and McDonald Islands Isle of Man British Indian Ocean Territory Jersey ISO Code AQ AX BL BQ BV CU CW EH FM GG HM IM IO Korea, Democratic People's Republic of KP Saint Martin (French part) Mongolia Niue Pitcairn Palestinian Territory, Occupied Palau Svalbard and Jan Mayen Sint Maarten (Dutch part) French Southern Territories Wallis and Futuna Wake Island?? Mayotte JE MF MN NU PN PS PW SJ SX TF WF YT Please contact your local D&B Customer Service department/representative for more details; or to place an inquiry for a specific organization. Dun & Bradstreet, Inc

254 Response Codes Response Codes Whenever a D&B Direct web service request is unsuccessful, one of the following response codes will be returned. Code Description HTTP Status * CM000 Success 200 CM001 The given request is invalid. 400 CM002 The format of this request is invalid. 400 CM003 Missing information in the request. 400 CM004 Internal D&B system error. 500 CM005 D&B System temporarily unavailable. 503 CM006 D&B System busy. 503 CM007 Your request cannot be fulfilled for the given criteria. 404 CM008 No match found for the requested Duns number. 404 CM009 Reason Code required for Germany. 400 CM010 Partial Success. 200 CM011 Invalid Country Code provided in the request. 400 CM012 Invalid Duns number provided in the request. 400 CM013 Invalid Subject ID provided in the request. 400 CM014 Invalid Product Code provided in the request. 400 CM016 Invalid Territory provided in the request. 400 CM017 Duns number is missing in the request. 400 CM018 No candidates resulted for the given input criteria. 404 CM022 Only a Subset of request parameters were used for processing the request. 200 CM023 Duplicate record cannot be created. 400 CP001 No Match for the given input criteria. 404 CP002 No candidates resulted in the Extended Search. 404 CP003 No Match for given Telephone Number. 404 CP004 No Match for given Organization Identifier. 404 CP005 Insufficient Information to determine Fraud Score. 400 PD001 Requested product not available due to insufficient data. 404 PD002 Requested subject is promised later. Preliminary report returned. 200 PD003 Requested product not available - subject is on Stop Distribution. 404 PD004 Requested product not available due to subject information is too old. 404 Dun & Bradstreet, Inc

255 Response Codes Code Description HTTP Status * PD005 Requested Product not available. 404 PD006 Subject is foreign branch, therefore trade-up to HQ is not available. 404 PD007 Family Tree does not exist for requested subject. 404 PD008 PD009 Success. Returned truncated family tree, as family tree member count exceeds maximum limit for requested subject. Required scoring elements missing - a Commercial or Blended Small Business report is not available. You may proceed with a Principal only request. PD010 Requested Product not available as address is undeliverable. 200 PD011 Requested Product not available as address is undeliverable. 404 PD012 Requested Product not available on Self request. 404 PD013 PD014 PD015 PD016 Requested Product is not available currently. Product will be delivered to the customer at a later point of time via offline delivery channels ( /FAX/FTP etc). Requested data is not available or partially available due to data integrity errors. Trade-up to HQ is not available. Therefore delivering the data for branch organization. Requested Product is not available since the requested DUNS is transferred to a new DUNS SC001 Your user credentials are invalid. 401 SC002 Your user credentials are not eligible for this request. 401 SC003 Your user credentials have expired. 401 SC004 Your Subscriber number has expired. 401 SC005 You have reached maximum limit permitted as per the contract. 401 SC006 Transaction not processed as the permitted concurrency limit was exceeded. 401 SC007 Subscriber validation failed. 401 SC008 Your account has been locked out due to repeated attempts to login with an incorrect User ID/Password. SC009 Invalid Sign On Token in the request. 401 SC010 The User ID you provided doesn t exist in the system. n/a SC011 The User ID you provided already exist in the system n/a SC012 Request not processed as user activation key is invalid or expired. n/a 401 BC001 Partial Success. One or more records in the input file were not processed. 200 BC002 Batch request is not processed since input file is not available in the specified location. 400 Dun & Bradstreet, Inc

256 Response Codes Code Description HTTP Status * BC003 BC004 Batch request is not processed since the content of the input file is not in the expected format. Batch request is not processed since the count of the records specified in the request do not match the exact count of records in the input file. BC005 Intermediate Success 200 BC006 Batch request is not processed 400 BC007 Batch Execution in progress n/a BC008 Batch Execution not yet started n/a *This column displays the corresponding HTTP status code that will be returned for REST API calls. Dun & Bradstreet, Inc

257 Sandbox Access Sandbox Access D&B Direct provides a test environment (referred to as the sandbox) that requires a separate set of credentials. Service requests made with sandbox credentials should be issued using the same endpoints (and in the case of SOAP, using the same WSDL file). When conducting testing in the production environment during a trial period, product requests will be limited to the local market of the customer. Some D&B Direct products and features may behave differently in the sandbox environment. Any limitations or restrictions will be specified on the operation page for each interface. Static Responses Some operations currently return a static set of results, regardless of the request parameters, in the test environment. Test Parameter Values The following suggested parameters may be used for test environment requests to retrieve successful responses. Product Small Business Company & Owner Risk Profile Predictive Bankruptcy Risk - D&B Financial Stress Score (FSS) Predictive Payment Risk - D&B Commercial Credit Score (CCS) Predictive Bankruptcy & Payment Risk Predictive Global Payment Risk - D&B Emerging Market Mediation Alert Score (EMMA) D&B Rating & Trend D&B Supplier Evaluation Risk Rating D&B Total Loss Predictor D&B Viability Rating Test D-U-N-S Number(s) (US); (US) (US); (US) (US); (US) (US); (US); (GB); (AU); (CH) (CN); (MX) (US); (US); (RO) (US); (US) (US); (US) (US); (US) The Product Availability Lookup may also be used to identify test D-U-N-S Numbers appropriate for any unique testing scenarios required for an implementation. Dun & Bradstreet, Inc

258 {data products}:retrieveproduct (REST) {data products}:retrieveproduct (REST) This operation -- included in all data and report product services (listed below)-- provides access to the product request archive. Assets may also be retrieved by using the Portfolio:RetrievePortfolioAsset (REST) operation. Service Request Response * Assessment Product Service RetrieveProduct() same as OrderProduct() *The response data field names will be prefixed with "RetrieveProductResponse.RetrieveProductResponseDetail" instead of "OrderProductResponse.OrderProductResponseDetail". Request Parameters The following parameters are accepted by this operation; however, the requirements for a specific request may differ based the product being requested. ApplicationTransactionID string up to 64 chars., Optional TransactionTimestamp A number assigned by the calling application to uniquely identify this request. DateTimestamp, Optional The date and time when this request was created. When the request is from an intermediary, such as a workflow manager or service bus, this is the date and time when the message was sent to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary. Dun & Bradstreet, Inc

259 Response Data Fields SubmittingOfficeID {assetid} string up to 64 chars., Optional A number that identifies the system or the software application from where this request originated. / A number used to uniquely identfy the D&B business segment or delivery channel from where this request originated. long, Required Response Data Fields Refer to the respective OrderProduct operation for each service. For example, a request from Assessment:RetrieveProduct() will return the same response as Assessment:OrderProduct(). The response items, however, will be prefixed with "RetrieveProductResponse.RetrieveProductResponseDetail" instead of "OrderProductResponse.OrderProductResponseDetail". Response Codes Successful service requests will return a CM000 response code. Otherwise, one of the D&B Direct standard response codes will be returned. This operation may return the following response codes: CM001, CM002, CM003, CM004, CM005, CM006, PT001, and SC001-SC009. Operation-specific supplemental response code explanations: PT001 No Portfolio asset not found for given portfolio asset identifier or investigation tracking ID or asset removed from archive. SOAP Interface This operation is also available using the SOAP architecture. Refer to {data products}:retrieveproduct (SOAP) for details. Dun & Bradstreet, Inc

260 {data products}:retrieveproduct (SOAP) {data products}:retrieveproduct (SOAP) This operation -- included in all data and report product services (listed below)-- provides access to the product request archive. Assets may also be retrieved by using the Portfolio:RetrievePortfolioAsset (REST) operation. Service Request Response * Assessment Product Service RetrieveProduct() same as OrderProduct() *The response data field names will be prefixed with "RetrieveProductResponse.RetrieveProductResponseDetail" instead of "OrderProductResponse.OrderProductResponseDetail". Request Parameters The following parameters are accepted by this operation; however, the requirements for a specific request may differ based the product being requested. RetrieveProductRequest Aggregate RetrieveProductRequest@ServiceVersionNumber Attribute RetrieveProductRequest. TransactionDetail Aggregate, Optional Records information necessary to process this request. RetrieveProductRequest. TransactionDetail. ApplicationTransactionID RetrieveProductRequest. TransactionDetail. TransactionTimestamp RetrieveProductRequest. TransactionDetail. SubmittingOfficeID END: RetrieveProductRequest. TransactionDetail string up to 64 chars., Optional A number assigned by the calling application to uniquely identify this request. DateTimestamp, Optional The date and time when this request was created. When the request is from an intermediary, such as a workflow manager or service bus, this is the date and time when the message was sent to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary. string up to 64 chars., Optional A number that identifies the system or the software application from where this request originated. / A number used to uniquely identfy the D&B business segment or delivery channel from where this request originated. Dun & Bradstreet, Inc

261 Response Data Fields RetrieveProductRequest. RetrieveProductRequestDetail RetrieveProductRequest. RetrieveProductRequestDetail. ArchiveDetail RetrieveProductRequest. RetrieveProductRequestDetail. ArchiveDetail. PortfolioAssetID END: RetrieveProductRequest. RetrieveProductRequestDetail. ArchiveDetail END: RetrieveProductRequest. RetrieveProductRequestDetail END: RetrieveProductRequest Aggregate, Required Aggregate, Required long, Required Response Data Fields Refer to the respective OrderProduct operation for each service. For example, a request from Assessment:RetrieveProduct() will return the same response as Assessment:OrderProduct(). The response items, however, will be prefixed with "RetrieveProductResponse.RetrieveProductResponseDetail" instead of "OrderProductResponse.OrderProductResponseDetail". Response Codes Successful service requests will return a CM000 response code. Otherwise, one of the D&B Direct standard response codes will be returned. This operation may return the following response codes: CM001, CM002, CM003, CM004, CM005, CM006, PT001, and SC001-SC009. Operation-specific supplemental response code explanations: PT001 No Portfolio asset not found for given portfolio asset identifier or investigation tracking ID or asset removed from archive. REST Interface This operation is also available using the REST architecture. Refer to {data products}:retrieveproduct (REST) for details. Dun & Bradstreet, Inc

262 BadgerFish (REST) BadgerFish (REST) BadgerFish is a convention for translating an XML document into a JSON object. D&B Direct JSON responses follow this convention with a few minor variations. Exception: The responses supplied by the Data Exchange Service follow the convention used by the respective business partner. Attributes will always be represented by prefixing (see Example 2) If an element is repeatable, that element will be always returned as an Array of objects in the JSON response. (see Example 7) o If a repeatable element is not repeating in a specific JSON response, even then that element will be returned as an Array having a single object. (see Example 9) Element content will be represented with $ if it has attributes (see Example 2) o Consider a scenario where an element has an attribute as per the definition, however the attribute is not returned in a specific JSON response. Even then, the element content will be represented as $ in the JSON. (see Example 4) String values will be returned within double quotes. (see Example 14) Numeric and Boolean values will not be returned within double quotes. (see Example 12 and Example 13) Examples # Scenario XML Instance JSON Instance 1 Element having no attribute 2 Element having Attribute 3 Aggregate having attribute 4 Element having Attribute as per definition, however attribute is not returned for a specific JSON instance <DUNSNumber> </DUNSNumber> "DUNSNumber": " " <FamilyTreeMemberRoleText DNBCodeValue="12773">Parent </FamilyTreeMemberRoleText> <OrganizationIdentificationNumberDetail TypeText="Federal Taxpayer Identification Number (US)" DNBCodeValue="6863"> <OrganizationIdentificationNumber>12345 </OrganizationIdentificationNumber> </OrganizationIdentificationNumberDetail> <Organization>Gorman Manufacturing Company, Inc. </Organization> "FamilyTreeMemberRoleText": { "@DNBCodeValue": 12773, "$": "Parent" } "OrganizationIdentificationNumberDetail": { "@TypeText": "Federal Taxpayer Identification Number (US)", "@DNBCodeValue": 6863, "OrganizationIdentificationNumber": "12345" } "Organization": { "$": "Gorman Manufacturing Company, Inc." } Dun & Bradstreet, Inc

263 Examples # Scenario XML Instance JSON Instance 5 Aggregate having Attribute as per definition, however attribute is not returned for a specific JSON instance 6 Non-Repeating Element <OrganizationIdentificationNumberDetail > <OrganizationIdentificationNumber>12345 </OrganizationIdentificationNumber> </OrganizationIdentificationNumberDetail> "OrganizationIdentificationNumberDetail": { "OrganizationIdentificationNumber": "12345" } <DUNSNumber> </DUNSNumber> "DUNSNumber": " " 7 Repeating Element <SalesRevenueAmount CurrencyISOAlpha3Code="USD > </SalesRevenueAmount> <SalesRevenueAmount CurrencyISOAlpha3Code="CAD > </SalesRevenueAmount> 8 Repeating Aggregate <FamilyTreeMemberRole> <FamilyTreeMemberRoleText DNBCodeValue="12773">Parent </FamilyTreeMemberRoleText> </FamilyTreeMemberRole> <FamilyTreeMemberRole> <FamilyTreeMemberRoleText DNBCodeValue="12775">Global Ultimate </FamilyTreeMemberRoleText> </FamilyTreeMemberRole> <FamilyTreeMemberRole> <FamilyTreeMemberRoleText DNBCodeValue="12774">Domestic Ultimate </FamilyTreeMemberRoleText> </FamilyTreeMemberRole> 9 Element is repeatable as per the definition. However it is not repeating in a specific JSON instance. 10 Aggregate is repeatable as per the definition. However it is not repeating in a specific JSON instance. <SalesRevenueAmount CurrencyISOAlpha3Code="USD > </SalesRevenueAmount> <FamilyTreeMemberRole> <FamilyTreeMemberRoleText DNBCodeValue="12773">Parent </FamilyTreeMemberRoleText> </FamilyTreeMemberRole> 11 Date Field <TransactionTimestamp> T11:08: :00 </TransactionTimestamp> 12 Boolean Field <StandaloneOrganizationIndicator>false </StandaloneOrganizationIndicator> "SalesRevenueAmount": [ { "@CurrencyISOAlpha3Code": "USD", "$": }, { "@CurrencyISOAlpha3Code": "CAD", "$": } ] "FamilyTreeMemberRole": [ {"FamilyTreeMemberRoleText": { "@DNBCodeValue": 12773, "$": "Parent" }}, {"FamilyTreeMemberRoleText": { "@DNBCodeValue": 12775, "$": "Global Ultimate" }}, {"FamilyTreeMemberRoleText": { "@DNBCodeValue": 12774, "$": "Domestic Ultimate" }} ] "SalesRevenueAmount": [ { "@CurrencyISOAlpha3Code": "USD", "$": }] "FamilyTreeMemberRole": [ {"FamilyTreeMemberRoleText": { "@DNBCodeValue": 12773, "$": "Parent" }} ] "TransactionTimestamp": " T11:10: :00" "StandaloneOrganizationIndicator": false Dun & Bradstreet, Inc

264 Examples # Scenario XML Instance JSON Instance 13 Numeric Field <RawScore>352</RawScore> "RawScore": String Field <LineText>492 Koller Street</LineText> "LineText": "492 Koller Street" Dun & Bradstreet, Inc

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