Banco Safra S.A. Consolidated Financial Statements At September 30, 2015 Independent Auditor's Report PricewaterhouseCoopers Independent Auditors

Transcription

1 (A free translation of the original in portuguese) Banco Safra S.A. Consolidated Financial Statements At September 30, 2015 Independent Auditor's Report PricewaterhouseCoopers Independent Auditors

2 (A free translation of the original in portuguese)

3 (A free translation of the original in portuguese)! " #! " $ "! %! %!!! & ' %! ' $ # $! " ( $ )

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

7 2 ## &'1 $"%& 2 6 # # 9 # )) )) 7 ( * ) $'%/ $"%'# ) (!"#$"%&# 0(4:"((":/ %"/$"%' #) 98 # #) 9 79#11'/2 )''/ $1/!"#$"%' 2 4'.$%/!"#$"%&$.1'/!"#$"%' # 9(44# 4) # 4) 44 ( 9 9 # ( ) 9 # K#G# #69 $"%&@%<'' $"%' # 6 # 0( ( 2 #) ) '<./ 4##-9#6-## ##) # ;9C+4;+C 43( ;+C!"#$"%&2 4 9 ( 8 9!"# $"%&# %". 7 %:, 9 4, # 3A 4#) *(G6 # ) 7 %&6 7#) 6 %:- "0 0 ( ) 9 # 6 %%/0(2 (, %" " " " 1+ 1,$( %""$ ( /6;; /;; < 9/6*, 9/6, 1#&:& 1#'&& %#$":.$: < /*; /96 3%%""$ ( 9/6** 9/** 9EC6) (9,C, 1#:.: 1#%!&,E6 6E!#!1:A"1!&: %:: 99,=?#,F, '1 %$$ F9,F, '%' &<' ="> 1$ 1*?(@ 7?7-7?;-,49 &$& '' ; "$ =( /+, /* (1) The official BIS was 12.7% at September 30, The ratio above includes as Complementary Capital (Tier I), a perpetual subordinated debt approved by the Central Bank on November 5, 2014, with retroactive effects to the date of issue (June 3, 2014). 5

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

9 8 # 76 )9## # M,#) G# ==) M, %:1$,3 44 (# ( 9 7# C4(()9 7!! #) '""#"""8$"%'#!!4) #M, 2 =2 40(4 7# # )-( # )9 ( # #2 4&"/9# = 2 #( 79C; #(%"",#43 #677 (#44(6 ( 2 C49,(4 )))) ;C: : $"%& &#1""(#) 4) 0( ##(#9#4( (# 2 # # #@%" $"%&2 6) #) 4(4 4(#) ('#&""# 6(!.#'"" 8) 4 #49#) (, E, %" $" # * E #,SF E F S, #,, 84 C # -<"" F # 4 # ) 79 4( $"%<2,# ) 9#) 4(!!#""" ,) %$- =($"%<# ) 9NM*K*K #)( 94(64 (#3 )9 ( 8 =(# (# )4 4 ( 8, 2 ) 4 9 #)9 3 8D0.A< 2 9 #((# ( #) 4 4 4( + M,#F$.#$"%& 7

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

12 !!! " #$%&'( ") ** ++,"( )% -*!*. "("%,% )" ( -. /0"$/ " -. %)( 1!! $,"("% !*. ) '$%& -,. -*. 5#/ (/ -*!. "(0,+,) -. -*. $ 0 -"6. -.!!!! **!* -!. -!. -**. -!. -!* !! ((#",(( *-,.-6. -*!. "+1," #6,, ( *-,.-. ** 7 44! : 3 7 ;9 4+" *-. 5&, *-. )" )"+ * * : !. 3 (0 *-. -!*. % +0 *-, *. $/"% *-/. * $/0 -.*-$. -!!!. -!*. -*. * ***! *!*!*! *! -!!. -*. -!!. -*.!* !*!!!!**!! * !. / $ < * = = $""%1/ /(,$,"( % = 10

13 !" "! ""!!# $%!%! & ##$ &%! ""#$""% ""#$""% &' ( )*# +)*#, - *" +*",. / +*$)#, +*$)#,!" "! "" " " &% # % % "! %!# "! "" " $! $#! % % & ##" +"$*, +"$*, +$$), +$$),! "$ "$ &' ( ##$ +##$, - #* +#*,. / +%#, +%#, 0 +*, +*,!# "!! $! " #$! "!$ % && &!! 1 11

14 BANCO SAFRA S.A. AND SUBSIDIARIES ("CONSOLIDATED SAFRA") STATEMENT OF CASH FLOWS FOR THE PERIODS ENDED SEPTEMBER 30 - NOTE 3 (b) ALL AMOUNTS IN THOUSANDS OF REAIS CONSOLIDATED NOTES CASH FLOWS FROM OPERATING ACTIVITIES ADJUSTED NET INCOME Net income for the periods Adjustments to net income: Depreciation and amortization 13(f) Allowance for loan losses 8(a-II) Foreign exchange gains (losses) on cash and cash equivalents ( ) ( ) Provision for contingent civil, labor and other liabilities 12(c-I) (40.491) Provision for tax, social security contingencies and legal obligations 12(c-II) (94.800) Adjustment to market value of trading securities, derivative financial instruments and hedge 7(c) (59.008) Trading securities 7(c) Derivative financial instruments (assets and liabilities) 7(c) (30.900) Obligations related to unrestricted repurchase agreements 7(c) ( ) (54.084) Fair value hedge 7(c) (32.462) Financial income/expenses on assets and liabilities of investment and financing ( ) Available for sale 7(a-III) ( ) Held to maturity 7(a-III) (975) (11.464) Interest payable and foreign exchange gains (losses) on debts related to marketable securities abroad 9(c-II) ( ) Interest and foreign exchange gains (losses) on subordinated debt 9(e-III) Other material events 2(a) and 13(h) Provision for current and deferred income taxes 14(a-I) ( ) Taxes paid ( ) ( ) Current ( ) ( ) Tax and social security contingent liabilities and legal obligations 12(c-II) (19.204) (24.289) CHANGES IN ASSETS AND LIABILITIES ( ) ( ) In short-term interbank investments ( ) ( ) In securities - for trading ( ) ( ) In derivative financial instruments (assets/liabilities) ( ) In Central Bank compulsory deposits ( ) In credit operations ( ) In other financial assets and liabilities Foreign exchange portfolio ( ) (54.696) Collection of taxes and similar Interbank and interdepartmental transactions (assets/liabilities) Negotiation and intermediation of amounts (assets/liabilities) (41.593) Other ( ) In other receivables ( ) In other assets (58.527) In deposits ( ) In open market funding - Own portfolio ( ) Own securities ( ) Government securities ( ) In borrowings and onlending ( ) Foreign borrowings ( ) Domestic onlending ( ) ( ) Other borrowings (50.446) (23.813) In funds from acceptance and issue of securities - Funds from financial bills, bills of credit and similar notes 9(c-II(1)) ( ) In insurance and private pension operations In other liabilities ( ) NET CASH PROVIDED BY (USED IN) OPERATING ACTIVITIES ( ) CASH FLOWS FROM INVESTING ACTIVITIES Available-for-sale securities 7(a-III) ( ) ( ) Acquisitions ( ) ( ) Sales/Redemptions Held-to-maturity securities 7(a-III) Acquisitions - (50.000) Redemptions Acquisition of property and equipment in use 15(b) (73.744) (21.382) Disposal of property and equipment in use 15(b) Investment in intangible assets 15(b) (12.880) (19.500) NET CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES ( ) ( ) CASH FLOWS FROM FINANCING ACTIVITIES Liabilities for marketable securities abroad 9(c-II(2)) ( ) Funding Redemptions ( ) ( ) Subordinated debt - Additions 9(e-III) Interest on capital paid ( ) - NET CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES ( ) INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS ( ) Cash and cash equivalents at the beginning of the period Foreign exchange gains/losses on cash and cash equivalents Cash and cash equivalents at the end of the period INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS ( ) The accompanying notes are an integral part of these financial statements. 12

15 ! "#$ %%&! " " $% " & '" & & *+# %%& # (!) $% " & *" % ### *+#,-./01$2-32#+$!%' # +" &!,%'"- - #!!-" #. &- # $% # 4-"/5$/333 %))%)'( ( ' " / /5"/5$/ $3 %)%!! 2-26$2#,"/5$/333 %)%!! -##5 %!!%&! (! "%& # 0 1 -!2"- 1,.& # $% # /*/#30#-26$2#!)%' # 3!" # 2-26$2#782-3+/-290/+2/57-#/5 '%'( 2-26$2#70/+2/5 %%(! )" 4 % " %'()%)'( # # (%('% # # (%' # # # # %'%! %&'%) %&'%) &'%) # ( % )' &!%( %)!%' # #,% "-& &"% 5 : ;</#$53//4. 00$#/#7 #='&'>7 13

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

17 < ("$ >>? " ")!$ -$ -$ $! " $ %!# " &"" " $&""! " $ )"<& -@ )""=B "&"""!)"!60 &"$$ $ )"= $" $"! $ " --@ $"&B " ("' $)')07@$)"<& )9+> &"" " "&""! $!!!!"&!B *! " "!!("!! $" " I -! " "!!!@ $" $" I <! "" "!"# &"J" K("!!" )" & $!! " $")" & $!!! $ - $ (" &" $ $! %"!! "!" " $! 9 $ - &" " # ) )+ ) / $! 9!$K"! B (!B = = (" " "&! " $ (" A$!$ " &"" = = " $ $!# $ $ #!! $ &" =I L@@$ B &"""""" " $ (" $ (" " $ $ & " $ $$ $ ("$ &!"!! " &"" ")+) /. $"!% $"! "!"! " "!" $ " " = $! $ )+) !"!!" B 9 "! D ""!! " % $ $ &""!!# $ " I )"&"!@""!" $ $ &" "! %!# = )!: A$("@"!!#$ " (" $ " =$ ""$ "!"! "" #) $$! % $ &"!!# $ " 9 $ $ (" $"! $! $ # $ $"$!$9!$&"""!"!! " $ " $!!&" " $ " $"$ "$ &! $$ $!$!&" " )9+ > 5122/7 " " $! " " $$$ $ 15

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

20 < "' '!$",(" " " 0N7N 4NA$ -'9 -",( $"" $ "B A $ % ;' ((C! " " K % ( " $ " $ $ ">@9:10/0@$ $$-$ $!"" * & < " -!$ ",( $ " A % $ % (" $ "& $ ((C ;' ---@ -$ $ - $$ $$@ " =!#" " "";') 3/210/3!# $ "!#!" $$ = ) $$!#$ "!!" D" > $!# &" -$ %! $.':(!#" $ $!,O )P!.':( '!!%! ("!$ $!!! $! " "("' $)')13D' )!,)! )9+> )+), /0 &B )! D "! $ &" % & $ $ " " ")!!# " $ &" "! $ " & #L& &"" "" #"! $" "!!!!# '!B!! &"" "& & = "!"$ $ "!# " -"& "! $ " #!"!! = ""!"! $ " #! "!! $&"% $ " $ " " "("!" *! 9!$"$! "! &"" &""" I&"!#!" &" "" *! &""" $" =,!! & "!! "! % ("$!= A$" ("A!!! $" (% (% " &!&" " %"! ""! -$% /300N -$% "! /000N *+ /300N@1000N -! '! $'- *+ 043N ) >)*<-+ *+ 500N (%- 300N *,&/7/46/0410/3$ ") $ $/3N 10N " & 6/10/3 /17/10/8 < $ //10/6 " /3N " $ " " %& " /3N87/10/310N $ $ 10/3("!#""3N "! %@+/5@ - &" $ $&""!" "%! % " " *+ +@ A 6N " I *+ +@ "@$!$'-)*<-+" /43N 24N (%!#"$$%&"" $!# = 18

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

22 $ "! 9 D-D!B 0;A(.8( 8,.0.-? =.8 0;A-. -,.0.-?78,. 90;A-. 0;A-.@ ;/.5?05, ;0?/6B,-74;/./-, %%$# * % + %#%$ #% %%# $% $% %#% %$% 7/ / / /5/ /17 /62830 < ," D+/ /71/ ' /11/6/5 727/ /1/8/ / " /83/61 38/8 @ / / $= @ ' $ <! 7253/3 76/ 1258/ / " @ 1355.) @ 2720/.$ /6//4 /0/184 /7 @0/2012-(D8;(,02-,-74;/./-, % %$ *% + % %$ ( %# % %# %#% %% 1/ //320/ /43/ @ 2//63 / //0235 //320/2 6022// 3086/08 ' /0 / / / ) 8/2 @ 1780/.) * /1066 @ 1803/! 1/3/3 634 > /3381 / ' $ / // /0 37/62// /62/53/ // D$ "!D / //24 24/ /52043/ -2?(.8(90.4;/.5,-74;/./-, *+ ( ( ( ( ( ( ( ' @ ;-?/.;/,A&??/./ :067-&8.-*0+ ( *% #+ *% #+ ( *% #+ ( ( ( ;4?-6./020?C4,.9-6.,&-,824./86%$$&8.-*-+ ( *%$ + *%$ + ( *%#+ *+ ( ( %%# * # %#$+ %%$ #% %#%# % %## %% %#%$ %#%$ * %+ %#%$ %$# % #% %% %%$# (! 70701/ / /00274/0 /35/0 / / / L@@$ /

23 --D' " B -,.;/7.-? 46?,B40;06.--/6B 41C-7..8?-=8,/.,(.-7<6/702;-,-;@-, ;-=4;7<0,- 41C-7..8!;0E/2/06 D8;/6,4;067-06? 0B;--9-6.,& -6.;02 B40;06.--, :6=8;.D82/8 8.- *1+!06A =;8@/?-? * =;/@0.-=-6,/86 8=-;0./86,& *1+ $ D+( / /4/7/2/4 / / / /74/2553 / / < /512/ 26/530 / /03051 / /5/1 10/5/ / / /5/ ' 10/ / ) 52// / 8/ / 16448/ / D$ /52043/ ) 3/064 ( ' /256 ( %% #%%$# %%$ %$ % #%$% %%$ %#%$ %% %$#% % %%# %% %#%$ /16875/8 / / /34/52 5/ / / /1 *+ ($.&" "< ) GD.'(" #. < * /5 "$ $ &!A$>?70/ *+ >! $ $%"!"$>?/761537>? /5 #"! "$>?//7522>?/ /5 +/1@- "$>?27747>? /5 1/

24 ---D)"!! ! <-1-B/66/6B8D.<-=-;/8? %%$ % $% % ## %$ @ =" " >$ / / /3365/ ( &! @ ' //545 - $ 271//5 2214/ @ ' < "! A$! $"! D+/4@- )"! " D+/4@-- ( &! / @ ' D+/4@-- % %$ %% ( % / 077/10/3 "@ +(+@! "$>?1/17101 "$" $!"$ = " = 10/3&"!" $%>?6766!" )+) /. $ (" $")!$ ""&!$AB $ %$ ""!"! $ &!"" "&! $"!!"!D+2 B! % "!D+6I $ D!" &" $"! $$$#" % "! %"! $ (" &""!" " %@ "! (" $ &"" $!$$&":>:> &" 66N!" " (" "9 >)$$ $"!"@!%&""$&" $( >)$$ $"%)$$$$ &""$$""!""$ $!$& &" $! 11

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

26 ,1590.4;/.5 0;A(.8( 90;A-. =.8 -,.0.-?78,. 0?C4,.9-6. #?05,?05, < 2600/ / /6/ / Q<*:' 7/22/ //40/ / /321,! /43// 74238/ /450/ / / /12 @ 8.02,,-.,0. %$% $$%$ % %$$ $$% $#%$ #%$ %% 8.02,,-.,0. %%$ $$% %% %$$% % %$ 9846.,1590.4;/.5 0;A(.8( -,.0.-? 78,. 90;A-. 0?C4, ;A-.@024-=.8?05, ;89.8 0;A-.@024- < / /404 /03544/ 6166/2 /06178 /3304 /884/87 9Q<*:' / // ,! /74248/ / 8714/ /2 - / /0/7 / / /2776 / ' 7/32 @ 8.022/01/2/./-,0. *#%# %#+ * %#+ *#%$% + *% % + *%%+ *%% + *$%%$ /01/2/./-,0. *$%$%+ *%#+ *$%%$ + *% %#+ *%## %#+ *%##%+ 15

27 &$B / 9846.,1590.4;/.5 =.8?05, /@-;012-8;:0;?( %% $%# % %% # $%$#,! /78 1/220 / " =./86=;-9/49, *+ $%$ % % %$ %% % % #%$$%#,! / /4 4/0765 / /4 / <! / / 7/858/ " 24/7238 7/ /17/3311 3/2870/4 4/ " / /08 -% /4675/ 3/1/ /88 7/101 / <! 234/711 7/1627/2 / /02/2 3555/323 /48/ / ;:0;? %% ( ( %% %$$% / / / :0= *+ /15630/0 / /340 /8/3/348 - / /13017 /668/ <! / / /31 10/6/ " 3051/ / /47433 /15556 *" /68// /71146 /15630/0 / /340 %%# / 7/50/68 / <! // /3657 / / ;-, % % % % % %$ % % $%%$$,! / /2716 1/ //4475/0 727//11 / /5 ) /0 1/ // / / /55771 " 7134/303 1/8144// /83// /1-7//46741 /410025/ /054 5/ / / /11815 <! /003/88 / @ ;-?/.?-;/@0./@-,& %$$%$ %%$ ( #%% %# % 0. $$%%$ % %# % %$ %% $ %% 0. % %$ #$%$$#% $%#%$ %% *+ -"$>?31/6/251>? /5 %$ 13

28 1 (! 870./86!F! /6067/02 /6,./.4./86, -B02-6././-, / / )(-' 17,797,711 21,086,017 40,289,406 19,168,043 98,341,177 18,827,838 9Q<*:' - 94,228, ,446-94,584, ,356,453 * - 6,220, ,220,493 2,698, $%$ $%$ %% %#% %#% %% $ %% $%%$ % %#$ %% %#$% # %% ---@ ) $ $ $ "!" " $ ""&! "&" $B ;06,D-;;-?;/,A, *+ *%#%$+ *%% + ) &&"! B / /@-?;/,A, *+ %% % % ) &&"! B 9 7/336/ %6-.8D;-7-/@-?-G=8,4;- %$ %# *+ ( "$.!" " " +$ & " =! /3!)9+>5/6710/7 14

29 .$$ A$B 9$.8.8! <-1-B/66/6B8D.<-=-;/8?(0;A(.8(90;A-.0?C4,.9-6. *%+ * % + (! $ /2 *! "! $ /7234 < "! /78/0 5/54 *" /67338 / @-9-6.,H * % + %# @ *" DD-7.,86/6789- *$% + % (! $ * *! "! $ ' A$@)9+>5122D+7 9 $ < "! /660 *" 1320/ *$%$+ %..<--6?8D.<-=-;/8?(0;A(.8(90;A-.0?C4,.9-6. *%+ *%+ (! /0233/ $ *+ 6/ /2 *! "! $D / ' A$@)9+>5122D+7 9 $ *+ < "!D /74 *" 30/075 /54518 *+ A$ $>?88364D+2@-/!"' A$)9+>

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

32 & & B /,A2-@-2,! &!. ' = /5/05// / / /247 /714/4 / / <! / / / / //6624/2 >!! @ /888 /6/6277 > / / /48 60/114!%"! 23/ / /5/060 /081/ /63/ /0//058 / *!+.< / /// / // $, / / /3/ / // $ 82/86/ / /78/1 108/4 / / /0/, /7/1 /5/3 31/ /7324 / / 8.02.;06,07./86,:/.<7;-?/. 7<0;07.-;/,./7,0. %%# $%%$ %#% %#%$ %# $% $ % $%$ %$ %$% $ %#% /4378 /6//86 /40553 /121// / /52/80/ + 1 5/ / /4642 / / //7/28 31/ $$& /60 508/4 /05/ /74 871/02 / / 4563 /6//6 58/ / / & / / //5 7/224/ 115/50 8/262 //484/ : *%#+ *$% + * %$+ *%+ *%$$+ *%+ *$%#+ *#%+ *%$+ *%% + *%% ;06,07./86,:/.<7;-?/. 7<0;07.-;/,./7,0. %###%# %$% # %#%# %% % % $%$ % $%$ %#% /23531 / / /52/80/ / /5/ /0/ // / / $$& / / / / / 1/60/ 716/1 / & / / : *%#$+ *#%#+ *$ %+ *%$$+ *%+ * %#+ *#% + *%$+ *$%$+ *%% + / '.,,D ""$$ "/5 1 +,,D $$ "/5 70

33 & " B -@ &" "$$$& = B ;-?/.=8;.D82/8 /6/ :067-;-34/;-? 0,.?4-8.=0,.? =-7/D/7-6-; &!. ' = 6/ / 1/ <! / / / /680/ >!! / / > /6/ 433/ /7 /005/!%"! /0// / *!+.< /1 4455//4 / / $, / / //2233. $ 17/ / , 7/272 /704/30 / /774/ 3748 /8216 *" / %# %$# %%$ %$% $ *$#$% + * %+ *%##% %$% %%$ %#% *#%$+ *$%+ *%% + --@ )"!"$$$& = B : *67;-0,-+I -@-;,02 ;/.-(8DD,8D 8,, : &!. ' = <! / /680/ >!! / /0/ > /005/!%"! / /334/ *!+.<-+9 / / $, /7/ //2233. $ //8673 3/207 2/4/ , /1858 // /8216 *" // / 8.029/6/ :067-;-34/;-?&8.-*7(+ *%$%+ *$%+ #%$$ *%##%+ >! ("! >?217073>?5716/ /5 &""&$>?517071>?1228//067010/5 (" " $>?140787>?/81/0710/5 7/

34 &" $ B %# %$# %$% ' B < $/370 3/ < $7/ < $4/60 /66504 /3/460 < $6// / < $/8/743 /483/7 1168/7 %%$ %%$ 'D;/5 /46084 /01168 <!B < $0/70 67/ < $7/40 531/0// < $4/60 545/ /428 < $6// / 2/0/234 < $/8/ / /36 * 743 /868121/ / %$% $ %#% (" $ " $ >? 2/3/75 >? /5 $ "60$>?3/3218>? /5 &" ' B > / / / / )$$ /08042/1 / < /52420 *" / / /64/ L! / %$% $ %#%! ) B 0//0"!$ 8/4/ //"30"!$ 8432/43 2/ //00"!$ 3/6/ ;B-,.74,.89-;, %% $%$% *" $ %$% $ %#% " ) $$$ *$! &B "! / 1 /8266/73 /3/55013 /8124/48 /58// / / / ) / < L $ *+ // /014/1/ %$# %$ %% ) $B ;60 // //6/5306 < $6/ * 743 / *+ ("$"& "! >?/15516>?/ /5 D+7 2 /0 *+ ("!! $$!>?/45387>?//106110/5 D+/7 *+ > $! " #" "! $!60 71

35 %! <8;..-;9 86B.-; <8;..-;9 86B.-; ?,D;8974,.89-;, %% %%#$ %#%$ %$%$ #%%$ %#%#. * /4//033 4/32457 *$!D& // /47527/5 /72713/ / /8/83034 < $ $ / / /// / / <%$ * / / /685 / ) *+ // / / /2363 /8/ ?,D;8990;A-. %#%$ %#% %#% %$%# #%%$ %% / /7755 / / //3/ /11332/ ($ / / / /541//2 //1330 /325442, $ / / !8;;8:/6B,06?862-6?/6B % % % #$% % % % $% %$%#$ % % 8.02D46?/6B % % %$% %% #% $%$ #%#%$ $%% *$! * /7/ 5/8/6/13 ) *# / ! / B-?0,,-., $$%% $ % % *+ -$&""$ *+ - *+ > $@+2@-/ *+ > $ *+ -& *#+ > &" D+/ ,1590.4;/.5 8,.0.-?90.4;/.5 =.8?05, @ 3/8028 @ /4/7831 / / /20 45/ /11332/ / / / 52/4/ /6537/ /0 8/ %% %%# %%# %%$# %% % $% %%$ %$% %#% %$ $% % $% *+ *"$>?31814/>?8/ /5 *+ L!!! $"5R= 10/5D+2 77

36 *$! 9846.,1590.4;/.5 =.8?05, *& / /03/03 718/1484 /323226/ / *& /47527/5 /8/83034 D+( / /730//80 ; D+( D,(+D+3 /474307/ /74607/ #% % $ % $%$ % %#$ %$$% #%% %$ %# %$ %# %% #%% *+ A$>?80824/ >? /5 D+2@- < $ -@ & 9846.,1590.4;/.5 =.8?05, < $ $ / 844/8/0 /// /12708/ < / /2 / /514642/! 2585/8 /40842/ !! 1070/ /6063/ / //// L /033/ /637 ) ///683 66/ / / , $ 7256/ / >?800000@080810/1@<%/013N DL!D+2 / /7 >?700000@ @<%/023N )L<530000D0712/1/110/5D<%/3N/83N /810/03 /810/ ;?2/520@/110/0//10/1D<%50N30N DL!D+2 *+*+ /5157 /45/72 / /54 /65173 ;?10000D10/11005D' G63N / ;?71660D/110/00810//D<%/43N73N *+ 1031/ //0/67 62 /708// %$% %$%$$ %% %% %#%# % % %% %#%$ %#%# *+ - >?5807 >? /5 D+7$ *+ L!!! $"5R= 10/5 75

37 9$ / < $ $.8..<-1-B/66/6B8D.<-=-;/8? %$% <! >$ /108// <--6?8D.<-=-;/8? %% ## 1, $.8.8..<-1-B/66/6B8D.<-=-;/8? %$$% % %$ <!%"! 574/ <! /14/ /15/243 >$ /7238/ /7311/ /05167 $ / - D+6 /085/6 //4302 : A$D+ 1320/3 /8144..<--6?8D.<-=-;/8? %$%# %$%$# &!! 9846.,1590.4;/.5 =.8?05, <! &! *+ / // / //507.$! /7/0885 /220/ / 42102/ / +( /527/5 70, /77583/ 1,281,619 < / ,280,821 *" / / % % % % % #$% % % % % %# $%# %$%$ %$%## % % *+ )!$ % 73

38 - & -74;/./-,I;0.-,!06A?-=8,/.7-;./D/70.-,&!&/04N).- *+ $%$$ $%$# /6067/021/22,& %##%$# ).- //03N//5N $786N448N 2013 $557N823N ?/49.-;968.-,&-?B-&8.-$*?+ %%$ / / *+ %$$% # % $$% *+ *"$>?/543>?/ /5 " *+ ( &""@ = $ -- &" $ -74;/./-, -;=-.402 # 8.02 )+ / // /615 /2204/ 1535/ / /737 M" // /2706 M" $ /55/ / /261 / @ /2/85 / / @ /2/85 / / % % %#% #% % %# % %$ % $%# %$$% # $%$$ % % # % % % %# %$ % ( % $$% --- 9$.8.8..<-1-B/66/6B8D.<-=-;/8? %% % % <!%"! ///4200 /10350 <! /16/ *" /16/ /2-1788// /728/5 $ / D / : A$"! D+2 3/ /..<--6?8D.<-=-;/8? %$$% # % $$% 74

39 <"$. 5004/ *$! 353/ *& /3/7/44 / *& /086/02 23//8/ / / < $ /476/28 < $ $ D+6@--/ /31142/, $ D+6@--1 /085/6 //4302 D+6@ / <%@$ / *%#%##$+ *#%#%+! 9!!" &"C$ HT> $ T-$, $!$!!!$=&B 9! / / <$" 50/ /7/55 )% /80707 ) D+/ / /.58DD46?, $% #%$# $%# %$ *+ "! $! $ $!>?604/13/>?3/ /5 $ $! >? >? 3806/ /5 $! >?/38655>?/32/ /5 D+/8 (" $$!$$ "= ""!> $ >?5/1648>?/ /5 D+/7 M""$ $ " $>?58827/>? /5 D+/8 72

40 % > $ > 7588/ ' $$ / D+/0@ *"! $ / ) 2444 /257 > " D+/0@-- / = >$$ &8.- #%$ $%$ -' $$ / & ' < $0/70 /680 /4/1 < $7/ < $4/ < $6//80 4/ 5/ < $/8/ /06 * <! /32/2 /4244 < $0/ < $7/ / < $4// < $/8/ / * > / 8.02 %#$ % ) /155 /1/6 1 )"!!".8.8..<-1-B/66/6B8D.<-=-;/8? #% % S M $$ / /4/080 > 1 /40235 /3/573 S : 12/ /53 S - $$ /7..<--6?8D.<-=-;/8? % #%$ /." $$>?5784>? /5 $$>?8/4/>?30/ /5 1..':(>?20//3>?45/ /5 -- > 6-0;6-? 4.,.06?/6B -,-;@-D8;! =;-9/49 720/9, *+ 720/9, ;-,-;@-..<-1-B/66/6B8D.<-=-;/8? $ # # )"!" /468 4/ 11 / /150..<--6?8D.<-=-;/8? % % / /5!$>?8808>? /5 78

41 <!!" #%$% %% %#% % % > "! $D. 2/125 28/26 ' /54.) ) /32428 < / / " ' $ / + 3// (,(+ /1/312/ <(,<( ( ++(+ / U$D<-.-) / *" 28/0 776.<-;,-74;/./-,&8.-$*0+ #% % UD,("> 10/5/1 /34/52 +( D+( /60002 /35236 *" //503 /788 U$D.':(! $ / /@012-,D;89;-/6,4;067-8=-;0./86,&8.-*0+ *+ % $ #% ;-?/.;/B<.,&6,4;067-=;-9/49;-7-/@012- #% $%$ 8.02 #%#% #$ %% *+ - 10/3 " $ "& ; ' $$ > " $ >? 5611 >? /5 - $ 70" & &B (" D+/0@-/ ( &" $ 11/2 /84/ ( &" $ /7888 /0317 )$$" /1/ #%$% %% - (" / / /88647 ; $$ / >! $ /24/1 150/6.':(! $ / > /70 > $! /3541 /482/ /3541 /482/ > > %'.> 1 /75 /212 /177 / % %$ %%# %$% #% %### % %# 76

42 1 )! <!!" D+/0 4/ (" $% #% 7 )"!"$"$.8.8..<-1-B/66/6B8D.<-=-;/8? %%## %$% ) /57/ >$ 13640/ /25 /44 < $ )"! /177 40/..<--6?8D.<-=-;/8? %%# %$% 5 > $ )!')),=(,( (" ", =(,( /3 "! " (" " "$>?/3541 >?/482/067010/5 -$ $ -$ $ $ /4837 -$$ $ $% $ $% $ / 6455/ //0013 ' $$$ /5203/ /70327 )$% / !%D+/8 /1/65 110/2 > 22/ *" $% / 7544 /76/ )! D+/1@- ) -$ $$!$ *+ -"$".':(! $ *+ -$ $ D+/8 #% #$ % 50

43 !,,-., /01/2/./-,,,-., /01/2/./-, <!%"! D+// / / /3806/0 +! $ D+// / $ / /6087 / *" /88/ *!$ 3602 //335 >&" " L!$ > D+ '! /0710 @ ) 82/ %$ % % %# %#% % %$ <!%"!,,-., /01/2/./-,,,-., /01/2/./-, <!%"! "!$ 9 '!%"! //4/ / / / <!%"! - $ //83506 //83506 *" 5121/3 5121/3 /55384 /55384 >!%"!9+ <!%"!!$9 85/61/ /14/881 / /470 - $ 50/140 50/140 /02237/ *" /644 11/ %% %$ %$ %#$%# %#% 8;-/B6G7<06B-B0/6, #% #%$# +! $ % %.!$ * / //2821 )" $! $ *+ /758/3 /00788 <$$!$ /21 /47145! ##% %$ )!$ * /2/727 )" $! $ *+ 857/ <$$!$ 18087/ /7738/ 18 *+ > $ %"! C ) : )E$, 5/

44 !! & ' )! - 10/5,! $ 9 = " < > (% ) $!>?56883! $" )'9< $ D" $ ("%& C10/5" $ <' *" > D +/7 " $ -$ *" *! -$D+/7! '! (" =&B -@)& )& $$$ $!! $ $ $&"$! ("& &" $&" $ &"!$ &"" "&! $"!" $ $$ &" $ $ & (" $&$""!" $ &"/1$"!"!"$ $&" $("! = $"$&! " ""$" (" &! " " & =! " $ & &" " $!$!!# & --@, $ (" $!!" $"!!! $ (" $ &" " (" & " & =! "$& &""$!$!!# " A! &"""" $ "& ("! ("! $"" A"$"A("$ " "83N"$"! $ ---@*"! = : )$<<): -:@(%! (" $ $!& $ % (" =&" " " $! " $ $"("!#"$! 51

45 ("!#" "!& &B - ) ".8.8 /@/2 018;.<-; <-1-B/66/6B8D.<-=-;/8? % %# %$ %$$ % 9 A$)"! / )"!"' >-$ / > 6113/ / > /4087 '$ /047/5 87/ <--6?8D.<-=-;/8?0. *+ %#$ $% $%## #$% %..<--6?8D.<-=-;/8?0. *+ % #% % % * / ,B40;06.--?0. $% % ( #%$ * ////74 *+ /7/ ,B40;06.--?0. %### %$ ( #%#$ *+ > " % *+ -10/3! *"!%D+/7" 10/5*"!$D+/7!,! ' %D+/7 *"! -$ $ D+/0 *+ +/7 *+ +/7 *+ +2@ /3 " $ "! &!# >?/2167 >? /5 ("! 57

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

47 %! *". / !! /8 (%!!! *+ /70788 /15781 ) D+/1@- /17734 ////74 (% /256/ *" %#% % *+ '$%!!! +/1@-- *" D & 9$ "$ (" $ " "!("&!"&""!!" B.8.8..<-1-B/66/6B8D.<-=-;/8? % $% > /23/88 " 1823/ 2661/ ) D+/4 > $$ <--6?8D.<-=-;/8? % %$$ '!D /3750 ' 77/8/3 7/37/7, /// /3 *" %%# # %# > $! 5/1648 /61447! 10/55 /8157 ) 4376/ D+8" /45387 //1061 ) <!%"! /6/01 *" /7181 /8/ ;-@-64-,D;89.<-=-;D8;9067-8D,-;@/7-, $$% $% ) 284/ )"!.*)( /5 '!! 74/ *" / ;-@-64-,D;89106AD--, % % 8.02 % # % ' % >$ "! / ' "! /86778 / (.8.02 *%%+ * %+,!D+/1@- / $ $ / 41(.8.02 *$%#+ * $%# *% %+ *%%+ 53

48 $ % < 1/032 /8387 >D+/ /3 '! !$$ ( / <$ /4 1632/ $ $ # // *" /71// *%#+ *%+! *"!$ -10/5 %!$!>?//0211D+/1@ --!$!>?>?74851D+/1@- " *"!% - 10/3 " %! $! >?30233 D +/1@--! $! >? D +/1@- $ $! >? 13/3 D+1 54

49 ' &$% % -D>$% % ;8D/.1-D8;-/ G06?,87/02786.;/14./86 %% %# % )"!$% D ;906-6.*0??/./86,+?-?47./86, #%$ % <!%"!! $ /36203 //78/3 +@%@%$ //1. %!#"!# " G06?,87/02786.;/14./86D8;.<-=-;/8? % *%$$+ --D &%% '-)*<-+ /58742 /27183 % %-'(; /83 *" /0665 7/ *%$+ *%$+. % -@*! $% B. 67;-0,- -02/E0./86??/./86%6-. *+.. '! /67274 ) /76 // ///, /2 //536/ (% / *" // ,, / 3/ /3/60 A$! 6/25 /4745/ *" 2018/ 2018/ *" 32/76 4/34/ / ?-D-;;-?.0G0,,-.,D8;.-9=8;0;5?/DD-;-67-, %$ #%$ *#% #+ $% %% #$ $%# (% & 7856/ 1377/ /134 D+/4@- / / / 8.02?-D-;;-?.0G0,,-.,(8.-*0+ # % $%# *%#+ $% %%$ %# 52

50 *+ -" "= 10/5!#"%! $$ & 9$$ =,, %!!#!"&! %! $ &""!" D+1 ("%$! $" " 10/5&!#&"" &$" $! $"! $" ("! $&"" ")9+> /3"!# % $ " 50N$>?362201>?// /5 $ " %! $"!"$$$,, = "%!! &"" 10/5"$>?/06810 %! $"!,, " $ >?582881("!# % " $ 3N" >?122//1 --@. %B % /26311 /22826 *" /3250 / &8.-*7+ %# %# ---@% # % $ $% %% -D-;;-?.0G0,,-., ;8@/,/86D8;?-D-;;-? 0G06?,87/02.0G-,06?786.;/14./86, -9=8;0;5 786.;/14./8628,, -.?-D-;;-?.0G-, -02/E0./865-0;?/DD-;-67-, 70;;5D8;:0;?, / /82325 /345 /840/0 10/ /// /45 / /28 10/2 7468/ / /2 10/ /37 /4504/ /1802 /3/135 10/6 412/ / //3634 / / % % % %%$ /63141 %%# ;-,-6.@024- **+ %#%$ #% %$% *% #+ %% $ / < A$ ").- A &% ("" #. (% " $" 4)9+> & %@$" ("%! "&&B -$% /21463 /22176 (% 6/14/ 4/348 ' /63141 /60554 (%!!!@+/1@-- 3/ $% #%# 58

51 ! & ? ;8=-;.506? ? 8,.?-=;-7/0./86I 098;./E0./86-34/=9-6.% 6-. 8,.?-=;-7/0./86I 098;./E0./86 56 ;8=-;.506? -34/=9-6.% 6-. ;8=-;.506?-34/=9-6. % # *%$$+ % % *%$+ % < =$ 630/ / / -(!=$ /50 /4/80 )! /0037 ( $ /// /527/3 /088/ *" / / B/12-0,,-.,@& $%$ *$%#+ %$ #%$#$ *%+ %# )"! # ;8=-;.506?-34/= B/12-0,,-.,! <-1-B/66/6B8D.<-=-;/8? % %$ % #%$$ = 4746/ 1/781 / @ <!%"! / $ #% /2340 /3446 /3207 1/558! <--6?8D.<-=-;/8? % % %$ %# " (" /3147/ /5 " &" &""245/2218/ /5 $$" /5 " " $ # -"% " K9!"C 1710/3" ")$K" & " /00000$$ " -& " "$ "!"" ")$"! $2218/0557$$" 2218$$" $ " 2208 " "!!/3574" -"% " K9!"C/10/3 & "$>?78810&""43! " &" &""77 $$" 71 " ""!" /372/" -&" "$A " " & " $$"$>?7102" "$>? ; D+/7 >?156$ -"% " K9!"$ 7010/3 & "$>?4/118&""/08! " &" &""35 $$" 35 " ""!" /3147" -&" "$A " " & " "$>?>?40423 =$D+/3 $ >?337$

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