Driver Australia Three

Transcription

1 Deal Name: Driver Australia Three Issuer: Perpetual Corporate Trust Limited (ABN ) of Level 18, 123 Pitt Street, Sydney NSW 2000 Australia in its capacity as trustee of the Driver Australia Three Trust. Originator of the Receivables: Seller of the Receivables: Servicer name: Reporting Entity: Volkswagen Financial Services Australia Pty Ltd Volkswagen Financial Services Australia Pty Ltd Volkswagen Financial Services Australia Pty Ltd Volkswagen Financial Services Australia Pty Ltd ABS Operations (Physical Address) Level 1, 24 Muir Road, Chullora NSW 2190 (Postal Address) Locked Bag 4002 Chullora NSW 2190 Contact: Phone: Fax: ABSOperations.Australia@vwfs.com.au Corporate Service Provider: Perpetual Corporate Trust Limited (ABN ) of Level 18, 123 Pitt Street, Sydney NSW 2000 Australia in its personal capacity. Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

2 Page Table of 1 Cover 2 3 Reporting Details 4 Parties Overview 5 Transaction Events I 6 Transaction Events II 7 Transaction Events III 8 Information regarding the Notes I 9 Information regarding the Notes II 10 Credit Enhancement 11 Swap Fixing / Waterfall 12 CRD Retention / Retention of Net Economic Interest 13 Amortisation Profile I 14 Amortisation Profile II 15 Run Out Schedule I 17 Run Out Schedule II 18 I 20 II 21 Arrears 23 Net Salvage Loss 24 Net Salvage After Recoveries 25 Pool Data I 27 Pool Data II 28 Pool Data III 30 Pool Data IV 32 Pool Data V 34 Pool Data VI 35 Pool Data VII 39 Pool Data VIII 41 Hardship Extensions 42 Engine Type 44 Contract Level Data Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

3 Reporting Details Deal Overview Pool Cut Date Scheduled Date of Clean-Up-Call Legal Maturity Date Issue Date Period No.: Reporting frequency: Next Payment Date: 31/03/2016 Publication Date: 03/2020 Payment Date: 21/05/2024 Reporting Date: 28/04/2016 Asset Collection Period: 30 Interest Accrual Period Monthly Note Payment Period: 21/11/2018 Days accrued: 16/10/2018 (16th of each month) 22/10/2018 (21st of each month) 30/09/2018 from 01/09/2018 until 30/09/2018 from 21/09/2018 until 22/10/2018 from 21/09/2018 until 22/10/ Vehicle Type at Pool Cut Receivables Balance New 13, % 509,532, AUD 88.85% Used 2, % 63,934, AUD 11.15% Total 15, % 573,467, AUD % Credit Type at Pool Cut Receivables Balance Hire Purchase % 2,513, AUD 0.44% Chattel Mortgage 9, % 370,787, AUD 64.66% Consumer Loan 6, % 200,166, AUD 34.90% Total 15, % 573,467, AUD % Volkswagen Financial Services Australia ABS Operations Australia

4 Parties Overview Lead Managers: Australia and New Zealand Banking Group Limited Security Trustee: P.T. Limited (ABN ) (ABN ) ANZ Tower Level Pitt Street 123 Pitt Street Sydney, NSW 2000 Sydney NSW 2000 Australia Australia The Hongkong and Shanghai Banking Corporation Limited, Sydney Branch (ABN ) Level 10, HSBC Centre 580 George Street Sydney, NSW 2000 Australia Trustee: Perpetual Corporate Trust Limited Trust Manager: Perpetual Nominees Limited (ABN ) (ABN ) of Level 18, 123 Pitt Street, of Level 18, 123 Pitt Street, Sydney NSW 2000 Australia Sydney NSW 2000 Australia in its capacity as trustee of the Driver Australia Three in its capacity as the trust manager Trust. for the Driver Australia Three Trust Sub Trust Manager: Volkswagen Financial Services Australia Pty Limited Account Bank: Australia and New Zealand Banking Group Limited (ABN ) (ABN ) Level 1, 24 Muir Road, ANZ Tower Chullora, NSW Pitt Street Sydney, NSW 2000 Australia Clearing Systems: Austraclear Limited Swap Counterparty: Australia and New Zealand Banking Group Limited Grosvenor Street. (ABN ) Sydney, NSW 2000 ANZ Tower 242 Pitt Street Sydney, NSW 2000 Australia Servicer: Volkswagen Financial Services Australia Pty Limited Rating Agencies: Fitch Ratings (ABN ) Attn.: Australia Surveillance Level 1, 24 Muir Road, Level 15, 77 King Street Chullora, NSW 2190 Sydney, NSW Australia phone: australia.surveillance@fitchratings.com Standard & Poor's Attn.: Structured Finance Surveillance Level 45, 120 Collins Street Melbourne, VIC 3000 Australia mel_sfsurveillance@standardandpoors.com Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

5 Transaction Events (I) Clean-Up Call Condition Current Min % 10.00% The Clean-Up-Call Condition is expected to be reached in 03/2020. Clean-Up Call VWFS Australia will have the right at its option to exercise a Clean-Up Call and to repurchase all (but not only some) of the Purchased Receivables from the Issuer at any time when the then outstanding Aggregate is less than ten (10) per cent. of the Aggregate Cut-off Date and, assuming the Transaction Documents are given full effect, all payment obligations under the Notes, including principal and accrued interest, will thereby be fulfilled in accordance with the Order of Priority (the Clean-up Call Conditions). Repurchase of Receivables contracts % of % of Receivables Balance Interest Compensation Payment Re-Purchase Price Current Period % - AUD 0.00% Previous Periods % - AUD 0.00% Total % - AUD 0.00% If a repurchase of receivables occurred, it would only result from non-eligibility as of the respective Pool Cut Date (which has been discovered at a later stage), a Legitimate Repudiation of a Receivables Contract, a Reloaded Contract or a Flat-Cancelled Contract. Transaction Party Replacements Capacity of Transaction Party Date of Replacement Reason for Replacement Replaced Party Replaced by Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

6 Transaction Events (II) Credit Enhancement Increase Conditions Level 1a Credit Enhancement Increase Condition - Cumulative Net Losses do not amount to 0.4% for any Payment Date prior to or during Apr 2017 Level 1b Credit Enhancement Increase Condition - Cumulative Net Losses do not amount to 0.8% for any Payment Date from May 2017 but prior to or during Apr 2018 Level 1c Credit Enhancement Increase Condition - Cumulative Net Losses do not amount to 1.2% for any Payment Date after Apr 2018 Level 2 Credit Enhancement Increase Condition - Cumulative Net Losses do not amount to 1.8% for any Payment Date NO NO NO NO Net losses Net Salvage Loss registered in current Period Cumulative Net Salvage Loss incl. current Period Cumulative Net Salvage Loss as of the End of the Monthly Period Balance as of Pool Cut Date Cumulative Net Loss as percentage of at Pool Cut Net Loss Amount 163, AUD 2,178, AUD 2,178, AUD 573,467, AUD % in % Cumulative Net Loss as percent of at Poolcut 2.00% 1.80% 1.60% 1.40% 1.20% 1.00% 0.80% 0.60% 0.40% Cumulative Net Loss Ratio Level 1a/b/c Level % 0.00% Payment Date Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

7 Transaction Events (III) Account Bank: Australia and New Zealand Banking Group Limited Long Term Fitch Short Term Outlook Long Term2 S&P Short Term3 Outlook4 Current Rating * AA- F1+ Stable AA- A-1+ Negative Minimum required Rating (if no short term Rating available, the higher long term rating is applicable) A F1 - A A-1 - or A F1 - A+ - If the Account Bank ceases to have the Account Bank Required Rating it shall, at its own cost, (i) transfer the accounts to an Eligible Collateral Bank, or (ii) provide a guarantee from an Eligible Guarantor, or If none of the measures is taken within a given timespan, the Issuer may enter into new banking arrangements at its own initiative with another Account Bank. (Please refer to the Prospectus for a complete description of the mechanism) Required Rating: Fulfilled Swap Counterparty Australia and New Zealand Banking Group Limited Long Term Fitch Short Term Outlook Long Term2 S&P Short Term3 Outlook4 Current Rating * AA- F1+ Stable AA- A-1+ Negative Minimum required Rating - Class A and Class B A F1 - A A-1 - or A F1 >A - - If the Swap Bank falls below the above mentioned Minimum Rating (Level I) it shall provide Eligible Credit Support by means of Cash or certain types of Prime Debt Obligations If the Swap Bank ceases to have the even lower Rating as an Eligible Swap Counterparty (Level II) it shall, at its own cost, (i) transfer all rights and obligations under the Swap Agreement to another Eligible Swap Partner or (ii) provide a guarantee from an Eligible Guarantor. If none of the measures is taken within a given timespan, the Issuer may enter into new arrangements at its own initiative with another Swap Bank. Required Rating: Fulfilled (Please refer to the Prospectus for a complete description of the mechanism) Servicer Volkswagen Financial Services Australia Pty Ltd If the Monthly Remittance Condition is satisfied, VWFS Australia, as the Servicer, is required to pay collections of the Purchased Receivables (including proceeds from the disposition of any Financed Objects) received by it during each Monthly Period into the Distribution Account in a single deposit no later than the Payment Date for that Monthly Period. If the Monthly Remittance Condition is not met, the Servicer must remit collections received by it in respect of the Purchased Receivables in accordance with the procedure outlined in detail in "ADMINISTRATION OF THE PURCHASED RECEIVABLES UNDER THE SERVICING AGREEMENT - Commingling". Monthly Remittance Condition: Not fulfilled Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

8 Information regarding the Notes I Rating at Issue Date Class A Class B S&P AAA (sf) AA- (sf) Fitch AAAsf AA-sf Current Rating Class A Class B S&P AAA (sf) AA+ (sf) Fitch AAAsf AAAsf Information on Notes Class A Class B Legal maturity date 21/05/ /05/2024 Scheduled Clean Up Call Mar 2020 Mar 2020 ISIN: AU3FN AU3FN Common Code: Nominal Amount 100, AUD 100, AUD Information on Interest Class A Class B Spread/ Margin 170 bps 265 bps Index Rate 1-Month-BBSW 1-Month-BBSW Fixed/Floating floating floating Current Coupon 1-Month-BBSW Month-BBSW Day Count Convention actual/365 actual/365 Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

9 Information regarding the Notes II Monthly Period: Payment Date: Interest Accrual Period (from/until) Days accrued Index Rate Base Interest Rate: Day Count Convention 09/ /10/2018 from 21/09/2018 until 22/10/ Month-BBSW % actual/365 Interest Payments Class A Class B Total Interest Amount of the Reporting Period 408, AUD 56, AUD Paid Interest 408, AUD 56, AUD Unpaid Interest Class A Class B Unpaid Interest in the Reporting Period Cumulative unpaid Interest Note Balance Class A Class B Note Balance as of Poolcut 500,000, AUD 31,000, AUD Note Balance as of the Beginning of the Period 135,596, AUD 14,659, AUD Redemption Amount per Class 7,435, AUD 803, AUD Class Balance as of the End of the Period 128,161, AUD 13,855, AUD Payments to Investors per note Class A Class B Interest Per Note AUD AUD Principal Repayment by note 1, AUD 2, AUD Notes 5, Note Factor Overcollateralisation Class A Class B Initial OC at Poolcut % % Current OC % % Target OC % % Subordinated Loan - Spalte1 Balance as of the Beginning of the Period 24,550, AUD Redemption 1,702, AUD Balance as of the End of the Period 22,848, AUD Collateral Loan Balance as of the Beginning of the Period 12,616, AUD Redemption - AUD Balance as of the End of the Period 12,616, AUD Issuer Subordinated Notes Balance as of the Beginning of the Period 61, AUD Issue/(Redemption) - AUD Balance as of the End of the Period 61, AUD Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

10 Credit Enhancement Credit Enhancement as of Poolcut Date % of Aggregate Value Class B Note 5.41% 31,000, AUD Subordinated Loan 6.41% 36,733, AUD Overcollateralisation via Collateral Loan 1.00% 5,734, AUD Cash Collateral Account 1.20% 6,881, AUD Cash Collateral Account (CCA) Value in % of as of Poolcut Date Initial Balance at Poolcut 6,881, AUD 1.20% Initial Targeted Balance at Poolcut 6,881, AUD 1.20% Current Targeted Balance 6,881, AUD 1.20% Balance as of the Beginning of the Period 6,881, AUD 1.20% Payment from CCA - AUD 0.00% Payment to CCA - AUD 0.00% Balance as of the End of the Period 6,881, AUD 1.20% Calculation of Credit Enhancement Initially, Driver Australia Three's Credit Enhancement consists of the respective Note Issue in comparison to the as of Poolcut, minus any Senior Debt Issuance. This 'Overcollateralisation' (i.e. Credit Enhancement excluding the Cash Collateral Account) is specific for each Note Series and increases with its seniority. Subsequently, the 'Overcollateralisation' is calculated (as an Overcollateralisation ) on a monthly basis, all on end of month figures. Considering the seniority of the respective Note Series, redemption is made until a Target Overcollateralisation has been reached. All remaining funds will be used to perform payments in the more junior positions of the Order of Priority. The Target OC percentages for each Note Class are determined subject to 3 items: - They will increase in 2 steps in case the Cumulative Net Loss Ratio exceeds a certain level and Credit Enhancement Increase Condition is met. - They will increase to 100% if the Aggregate falls below 10.00% of the Aggregate at Cut-Off Date (without a Clean-Up Call being exercised). - A Foreclosure Event causes the transaction to switch into sequential payment mode, in which case the OC s will not determine the maximum redemption amount and may be exceeded. In addition, there is the 'General Cash Reserve', in the form of a Cash Collateral Account, which is in principle to the benefit of all Tranches over the entire lifetime of the transaction. Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

11 Swap Fixing / Waterfall Amortising Interest Rate Swap Class A Class B Initial Principal 500,000, AUD 31,000, AUD Underlying Principal for Reporting Period 135,596, AUD 14,659, AUD Paying Leg Fixed Interest Rate Fixed Interest Rate Receiving Leg Floating Interest Rate Floating Interest Rate Net Swap Payments - Net Swap Receipts 20, AUD 2, AUD Available Distribution Amount Calculation Payment to waterfall position Remaining Amount 1) i) Available Collections Amount from 10,740, AUD 10,740, AUD 1) ii) Available Collections - Interest on Trust Account 27, AUD 10,768, AUD 2) Drawings From Cash Collateral Account - AUD 10,768, AUD 3) i) Net Swap Receipts - Class A - AUD 10,768, AUD 3) ii) Net Swap Receipts - Class B - AUD 10,768, AUD 4) Damages and Indemnity Payments to Issuer - AUD 10,768, AUD 5) Other Reimbursement Amounts - AUD 10,768, AUD Remaining Rounding Amount (M-1) AUD 10,768, AUD Waterfall Payment to waterfall position Remaining Amount Available Distribution Amount - AUD 10,768, AUD 1) Trust Beneficiary $1 (1.00 AUD) 10,768, AUD 2) Taxes - AUD 10,768, AUD 3) Trust Fees & Expenses and Servicer Fees (182, AUD) 10,585, AUD 4. a) Net Swap Payments - Class A Notes (20, AUD) 10,565, AUD 4. b) Net Swap Payments - Class B Notes (2, AUD) 10,563, AUD 5. a) Interest accrued in prev. month - Class A (408, AUD) 10,154, AUD 5. b) Interest Shortfalls from prior months - Class A - AUD 10,154, AUD 6. a) Interest accrued in prev. month - Class B (56, AUD) 10,098, AUD 6. b) Interest Shortfalls from prior months - Class B - AUD 10,098, AUD 7) Payment to Cash Collateral Account - AUD 10,098, AUD 8) Principal Payment - Class A (7,435, AUD) 2,663, AUD 9) Principal Payment - Class B (803, AUD) 1,859, AUD Remaining Rounding Amount (Current Period) (39.78 AUD) 1,859, AUD 10) Penalties, Costs, Expenses, Damages, Losses or Liabilities - AUD 1,859, AUD 11) Other Payment to Swap Counterparties - AUD 1,859, AUD 12) Subordinated Loan Accrued and Unpaid Interest (157, AUD) 1,702, AUD 13) Subordinated Loan Principal (1,702, AUD) - AUD 14) Collateral Loan Accrued and Unpaid Interest 15) Collateral Loan Principal 16) Issuer Subordinated Notes Repayment to VWFSA 17) Final Service Fee to VWFSA Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

12 CRD Retention / Retention of Net Economic Interest Retention Amount at Poolcut Type of Asset Nominal Balance Nominal Balance Portfolio sold to SPV 15, % 644,514, AUD 92.99% Retention of VWFSA 1, % 48,550, AUD 7.01% Total 16, % 693,065, AUD % Retention Amounts - Spalte1 Minimum Retention 34,653, AUD 5.00% Actual Retention 48,550, AUD 7.01% Retention Amount End of Reporting Period Type of Asset Nominal Balance Nominal Balance Portfolio sold to SPV 8, % 184,005, AUD 93.17% Retention of VWFSA % 13,481, AUD 6.83% Total 8, % 197,487, AUD % Retention Amounts Minimum Retention 9,684, AUD 5.00% Actual Retention 13,481, AUD 6.83% In its capacity as originator and original lender, VWFSA complies with the retention requirements of a material net economic interest in accordance with 122a CRD. By adhering to option c) of the direction, VWFSA will keep the exposures designated for retention on its balance sheet on an ongoing basis. The latest end of month level of retention will be published on a monthly basis within the Investor Report. Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

13 Amortisation Profile I Note Class Class A Class B WAL At Closing: 1.75 yrs Current: 0.26 yrs At Closing: 2.65 yrs Current: 0.45 yrs Payment Date Actual Note Balance Forecasted Note Actual Note Forecasted Note Balance Balance2 Balance2 Poolcut 500,000, AUD - AUD 31,000, AUD - AUD 05/ ,525, AUD - AUD 31,000, AUD - AUD 06/ ,254, AUD - AUD 31,000, AUD - AUD 07/ ,628, AUD - AUD 31,000, AUD - AUD 08/ ,354, AUD - AUD 31,000, AUD - AUD 09/ ,879, AUD - AUD 31,000, AUD - AUD 10/ ,760, AUD - AUD 31,000, AUD - AUD 11/ ,833, AUD - AUD 31,000, AUD - AUD 12/ ,153, AUD - AUD 31,000, AUD - AUD 01/ ,596, AUD - AUD 31,000, AUD - AUD 02/ ,091, AUD - AUD 31,000, AUD - AUD 03/ ,565, AUD - AUD 31,000, AUD - AUD 04/ ,837, AUD - AUD 31,000, AUD - AUD 05/ ,023, AUD - AUD 31,000, AUD - AUD 06/ ,702, AUD - AUD 31,000, AUD - AUD 07/ ,247, AUD - AUD 31,000, AUD - AUD 08/ ,152, AUD - AUD 31,000, AUD - AUD 09/ ,945, AUD - AUD 31,000, AUD - AUD 10/ ,972, AUD - AUD 31,000, AUD - AUD 11/ ,204, AUD - AUD 29,327, AUD - AUD 12/ ,491, AUD - AUD 25,639, AUD - AUD 01/ ,790, AUD - AUD 22,314, AUD - AUD 02/ ,158, AUD - AUD 21,206, AUD - AUD 03/ ,597, AUD - AUD 20,172, AUD - AUD 04/ ,434, AUD - AUD 19,182, AUD - AUD 05/ ,366, AUD - AUD 18,201, AUD - AUD 06/ ,991, AUD - AUD 17,296, AUD - AUD 07/ ,017, AUD - AUD 16,326, AUD - AUD 08/ ,212, AUD - AUD 15,482, AUD - AUD 09/ ,596, AUD - AUD 14,659, AUD - AUD 10/ ,161, AUD - AUD 13,855, AUD - AUD 11/ ,649, AUD - 13,151, AUD 12/ ,506, AUD - 12,487, AUD 01/ ,560, AUD - 11,844, AUD 02/ ,475, AUD - 11,186, AUD 03/ ,949, AUD - 10,589, AUD 04/ ,520, AUD - 10,002, AUD 05/ ,320, AUD - 9,440, AUD 06/ ,997, AUD - 8,864, AUD 07/ ,236, AUD - 8,241, AUD 08/ ,465, AUD - 7,725, AUD 09/ ,681, AUD - 7,208, AUD 10/ ,203, AUD - 6,724, AUD 11/ ,487, AUD - 6,214, AUD 12/ ,306, AUD - 5,762, AUD 01/ ,095, AUD - 5,307, AUD 02/ ,518, AUD - 4,704, AUD 03/ AUD - - AUD + Based on the following assumptions: CPR of 10%, Net Losses of 0% and Clean Up Call at 10% of the original outstanding discounted receivables balance Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

14 Amortisation Profile II Amortisation Profile Class A-Notes Balance in AUD 600,000,000 Actual Amort. A-Notes Expected Amort. A-Notes 500,000, ,000,000 Assuming a Clean-Up Call at 10% of the initial Receivables Balance, annual prepayments of 10% and 0% Net Losses. 300,000, ,000, ,000,000 0 Payment Date Balance in AUD 35,000,000 Amortisation Profile Class B-Notes Actual Amort. B-Notes Expected Amort. B-Notes 30,000,000 25,000,000 Assuming a Clean-Up Call at 10% of the initial Receivables Balance, annual prepayments of 10% and 0% Net Losses. 20,000,000 15,000,000 10,000,000 5,000,000 0 Payment Date Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

15 Run Out Schedule I End of Collection Period Interest Principal Nominal Instalments arrears 57, AUD 716, AUD 774, AUD 10/ , AUD 6,633, AUD 7,374, AUD 11/ , AUD 6,985, AUD 7,711, AUD 12/ , AUD 6,849, AUD 7,550, AUD 01/ , AUD 7,175, AUD 7,848, AUD 02/ , AUD 6,525, AUD 7,167, AUD 03/ , AUD 6,514, AUD 7,128, AUD 04/ , AUD 6,309, AUD 6,895, AUD 05/ , AUD 6,610, AUD 7,167, AUD 06/ , AUD 7,377, AUD 7,905, AUD 07/ , AUD 6,055, AUD 6,551, AUD 08/ , AUD 6,190, AUD 6,659, AUD 09/ , AUD 5,848, AUD 6,290, AUD 10/ , AUD 6,319, AUD 6,734, AUD 11/ , AUD 5,621, AUD 6,008, AUD 12/ , AUD 5,773, AUD 6,136, AUD 01/ , AUD 8,005, AUD 8,342, AUD 02/ , AUD 6,281, AUD 6,582, AUD 03/ , AUD 6,122, AUD 6,395, AUD 04/ , AUD 5,408, AUD 5,654, AUD 05/ , AUD 5,959, AUD 6,181, AUD 06/ , AUD 6,187, AUD 6,382, AUD 07/ , AUD 4,949, AUD 5,117, AUD 08/ , AUD 5,298, AUD 5,444, AUD 09/ , AUD 5,765, AUD 5,887, AUD 10/ , AUD 4,706, AUD 4,802, AUD 11/ , AUD 4,596, AUD 4,672, AUD 12/ , AUD 4,645, AUD 4,701, AUD 01/ , AUD 4,300, AUD 4,334, AUD 02/ , AUD 275, AUD 291, AUD 03/ , AUD 241, AUD 255, AUD 04/ , AUD 224, AUD 237, AUD 05/ , AUD 205, AUD 217, AUD 06/ , AUD 213, AUD 224, AUD 07/ , AUD 190, AUD 200, AUD 08/2021 9, AUD 184, AUD 193, AUD 09/2021 8, AUD 182, AUD 191, AUD 10/2021 7, AUD 180, AUD 188, AUD 11/2021 6, AUD 174, AUD 181, AUD 12/2021 6, AUD 173, AUD 179, AUD 01/2022 5, AUD 165, AUD 170, AUD 02/2022 4, AUD 154, AUD 158, AUD 03/2022 3, AUD 138, AUD 141, AUD 04/2022 3, AUD 142, AUD 145, AUD 05/2022 2, AUD 114, AUD 117, AUD 06/2022 2, AUD 107, AUD 110, AUD 07/2022 1, AUD 92, AUD 94, AUD 08/2022 1, AUD 84, AUD 85, AUD 09/ AUD 69, AUD 70, AUD 10/ AUD 54, AUD 55, AUD Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

16 11/ AUD 43, AUD 43, AUD 12/ AUD 28, AUD 28, AUD 01/ AUD 12, AUD 12, AUD 02/ AUD 1, AUD 1, AUD 03/ AUD 1, AUD 1, AUD 04/ AUD Total 10,814, AUD 173,191, AUD 184,005, AUD Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

17 Poolcut 05/ / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / /2023 Publication Date: 16/10/2018 Run Out Schedule II Balance in AUD 600,000, ,000,000 Expected Amortisation of the Asset-Portfolio The expected Portfolio amortisation is solely based on the scheduled payments according to rental plan, no assumptions on prepayments or defaults are made. 400,000, ,000, ,000, ,000,000 Reporting Period 0 Expected Asset-Portfolio Actual Asset-Portfolio Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

18 I - Overview as of Poolcut Date Product Type Hire Purchase Chattel Mortgage Consumer Loan Contract Status Development Normal 15, ,467, AUD 115 2,513, AUD 9, ,787, AUD 6, ,166, AUD In Advance In Arrears Paid out/matured Early Payout Gross Salvage Net Salvage Total 15, ,467, AUD 115 2,513, AUD 9, ,787, AUD 6, ,166, AUD Contract Status Development Normal 7, ,574, AUD , AUD 4, ,518, AUD 3,203 54,908, AUD In Advance 355 6,472, AUD 2 34, AUD 147 3,307, AUD 206 3,130, AUD In Arrears 318 7,644, AUD 1 37, AUD 205 4,928, AUD 112 2,678, AUD Paid out/matured 1,770 - AUD 58 - AUD 1,063 - AUD AUD Early Payout 4,979 - AUD 40 - AUD 2,839 - AUD 2,100 - AUD Gross Salvage , AUD - - AUD , AUD 6 140, AUD Net Salvage 94 1,983, AUD 2 1, AUD 65 1,475, AUD , AUD Total 15, ,221, AUD , AUD 9, ,636, AUD 6,303 61,362, AUD Contract Status Development as of Previous Month as of Current Reporting Period Product Type Hire Purchase Chattel Mortgage Consumer Loan Hire Purchase Product Type Chattel Mortgage Consumer Loan Normal 7, ,809, AUD , AUD 4, ,677, AUD 3,102 51,985, AUD In Advance 344 5,942, AUD 2 33, AUD 148 3,087, AUD 194 2,821, AUD In Arrears 320 8,015, AUD 1 15, AUD 215 5,535, AUD 104 2,464, AUD Paid out/matured 1,851 - AUD 58 - AUD 1,101 - AUD AUD Early Payout 5,174 - AUD 40 - AUD 2,956 - AUD 2,178 - AUD Gross Salvage , AUD 1 15, AUD , AUD 3 93, AUD Net Salvage 102 2,145, AUD 2 1, AUD 70 1,583, AUD , AUD Total 15, ,336, AUD , AUD 9, ,199, AUD 6,303 57,925, AUD Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

19 I - Overview Contract Status Development Normal 15, ,467, AUD In Advance - - AUD In Arrears - - AUD Paid out/matured - - AUD Early Payout - - AUD Gross Salvage - - AUD Net Salvage - - AUD Total 15, ,467, AUD Contract Status Development Normal 7, ,574, AUD In Advance 355 6,472, AUD In Arrears 318 7,644, AUD Paid out/matured 1,770 - AUD Early Payout 4,979 - AUD Gross Salvage , AUD Net Salvage 94 1,983, AUD Total 15, ,221, AUD as of Current Reporting Period Contract Status Development as of Poolcut Date as of Previous Month Normal 7, ,809, AUD In Advance 344 5,942, AUD In Arrears 320 8,015, AUD Paid out/matured 1,851 - AUD Early Payout 5,174 - AUD Gross Salvage , AUD Net Salvage 102 2,145, AUD Total 15, ,336, AUD Balloon Type of Car Balloon No Balloon New Vehicle Used Vehicle 6, ,554, AUD 8, ,912, AUD 13, ,532, AUD 2,394 63,934, AUD 6, ,554, AUD 8, ,912, AUD 13, ,532, AUD 2,394 63,934, AUD 3, ,666, AUD 4,306 56,907, AUD 7, ,626, AUD ,948, AUD 139 3,714, AUD 216 2,758, AUD 287 5,668, AUD , AUD 169 5,244, AUD 149 2,399, AUD 248 6,548, AUD 70 1,095, AUD AUD 1,199 - AUD 1,382 - AUD AUD 2,271 - AUD 2,708 - AUD 4,072 - AUD AUD , AUD , AUD , AUD 4 57, AUD 45 1,200, AUD , AUD 62 1,421, AUD , AUD 6, ,201, AUD 8,637 63,020, AUD 13, ,754, AUD 2,394 16,467, AUD Balloon Type of Car Balloon No Balloon New Vehicle Used Vehicle Balloon Type of Car Balloon No Balloon New Vehicle Used Vehicle 3, ,870, AUD 4,159 52,938, AUD 6, ,714, AUD ,094, AUD 133 3,339, AUD 211 2,603, AUD 278 5,153, AUD , AUD 177 5,800, AUD 143 2,214, AUD 260 7,100, AUD , AUD AUD 1,253 - AUD 1,451 - AUD AUD 2,363 - AUD 2,811 - AUD 4,240 - AUD AUD 7 251, AUD 8 172, AUD 8 282, AUD 7 141, AUD 50 1,308, AUD , AUD 70 1,583, AUD , AUD 6, ,570, AUD 8,637 58,765, AUD 13, ,834, AUD 2,394 15,501, AUD Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

20 II - Collections Collections This Reporting Month by Status Change in Contract Collections Statuses From Last Month This Month Normal (270) 7,689 6,305, AUD In Advance (11) , AUD In Arrears , AUD Paid out/matured 81 1, , AUD Early Payout 195 5,174 3,381, AUD Gross Salvage (5) 15 14, AUD Net Salvage , AUD Total - 15,495 10,740, AUD Total Development of Pool within Reporting Period Active Collection Variations Nominal Balance Beginning of Period 8,652 15, ,026, AUD Scheduled Collections For Active This Period 7,597, AUD 7,597, AUD Collections Variations From Normal This Period 64, AUD Collection Variations From Paying Out Early This Period 2,889, AUD Collection Variations From Paying Out/Maturing This Period 147, AUD Collection Variations from in Advance This Period 262, AUD Collection Variations from Contract In Arrears This Period (336, AUD) Collection Variations from Going Into Gross Salvage This Period AUD Collection Variations from Going Into Net Salvage This Period 82, AUD Other Variations From Scheduled Collections This Period - AUD Instalment Collection Variations 3,109, AUD 3,109, AUD Contract Fees Collected This Period Interest Compensation Collections This Period Non Instalment Collection Variations Actual Collections For Active This Period 47, AUD (14, AUD) 32, AUD 10,740, AUD Paid Out Early This Month 195 Paid Out/Matured This Month 81 Into Net Salvage This Month 8 Repurchased - - Less Recoveries After Net Salvage (20, AUD) Reduced Nominal Balance Due to Unpaid Rental At Net Salvage 169, AUD Reduced Nominal Balance Due to Unpaid Rental At Early Payout 142, AUD Reduced Nominal Balance Due to Other 22, AUD End of Period 8,368 15, ,005, AUD Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

21 Arrears Days in Arrears (%) (%) 2 Publication Date: 16/10/ Product Type Hire Purchase Chattel Mortgage Consumer Loan 2 4 > 0 <= % 5,620, AUD 3.25% 1 15, AUD 152 3,773, AUD 82 1,831, AUD > 30 <= % 1,357, AUD 0.78% - - AUD 36 1,026, AUD , AUD > 60 <= % 493, AUD 0.28% - - AUD , AUD 5 147, AUD > 90 <= % 290, AUD 0.17% - - AUD 6 144, AUD 5 145, AUD > 120 <= % 117, AUD 0.07% - - AUD 5 117, AUD - - AUD > 150 <= % 86, AUD 0.05% - - AUD 3 64, AUD 2 22, AUD > 180 <= % 56, AUD 0.03% - - AUD - - AUD 2 56, AUD > 210 <= % 168, AUD 0.10% - - AUD 3 168, AUD - - AUD > 240 <= % 140, AUD 0.08% - - AUD 5 140, AUD - - AUD > 270 <= % 28, AUD 0.02% - - AUD 1 28, AUD - - AUD > 300 <= % 40, AUD 0.02% - - AUD 2 40, AUD - - AUD > 330 <= % - AUD 0.00% - - AUD - - AUD - - AUD > % - AUD 0.00% - - AUD - - AUD - - AUD Total % 8,400, AUD 4.85% 1 15, AUD 226 5,850, AUD 106 2,534, AUD Arrears - Total 25,000, AUD 20,000, AUD 15,000, AUD 10,000, AUD 5,000, AUD - AUD Period > 0 <= 30 Days Arrears > 30 <= 60 Days Arrears > 60 <= 90 Days Arrears > 90 <= 120 Days Arrears > 120 <= 150 Days Arrears > 150 <= 180 Days Arrears > 180 <= 210 Days Arrears > 210 <= 240 Days Arrears > 240 <= 270 Days Arrears > 270 <= 300 Days Arrears > 300 <= 330 Days Arrears > 330 <= 360 Days Arrears > 360 Days Arrears Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

22 Arrears Days in Arrears (%) (%) > 0 <= % 5,620, AUD 3.25% > 30 <= % 1,357, AUD 0.78% > 60 <= % 493, AUD 0.28% > 90 <= % 290, AUD 0.17% > 120 <= % 117, AUD 0.07% > 150 <= % 86, AUD 0.05% > 180 <= % 56, AUD 0.03% > 210 <= % 168, AUD 0.10% > 240 <= % 140, AUD 0.08% > 270 <= % 28, AUD 0.02% > 300 <= % 40, AUD 0.02% > 330 <= % - AUD 0.00% > % - AUD 0.00% Total % 8,400, AUD 4.85% Balloon Balloon No Balloon New 8 10 Vehicle Status Publication Date: 16/10/ ,985, AUD 109 1,634, AUD 190 4,958, AUD , AUD , AUD , AUD 34 1,093, AUD , AUD , AUD 8 146, AUD , AUD 2 18, AUD 9 268, AUD 2 21, AUD , AUD 1 22, AUD 2 64, AUD 3 52, AUD 5 117, AUD - - AUD 2 29, AUD 3 57, AUD 4 85, AUD 1 1, AUD 1 37, AUD 1 19, AUD 1 37, AUD 1 19, AUD 2 162, AUD 1 5, AUD 2 162, AUD 1 5, AUD 3 108, AUD 2 31, AUD 4 136, AUD 1 4, AUD 1 28, AUD - - AUD 1 28, AUD - - AUD 1 21, AUD 1 18, AUD 1 21, AUD 1 18, AUD 183 6,036, AUD 150 2,363, AUD 268 7,383, AUD 65 1,016, AUD Used Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

23 Net Salvage Loss Net Salvage Loss This Period Product Type Type of Car Net Salvage Loss Hire Purchase New - - AUD Used - - AUD Total Hire Purchase - - AUD Chattel Mortgage New 5 109, AUD Used - - AUD Total Chattel Mortgage 5 109, AUD Consumer Loan New 3 54, AUD Used - - AUD Total Consumer Loan 3 54, AUD Total 8 163, AUD Cumulative Net Salvage Loss as of the End of the Monthly Period 2,178, AUD at Poolcut 573,467, AUD Cumulative Net Loss Ratio % Per Period Cumulative Net Salvage Loss Monthly Period Net Salvage Loss 2 Net Salvage Loss 04/ AUD - - AUD 05/ AUD - - AUD 06/ AUD - - AUD 07/ AUD - - AUD 08/ AUD - - AUD 09/ , AUD 2 26, AUD 10/ , AUD 5 160, AUD 11/ AUD 5 160, AUD 12/ , AUD 7 188, AUD 01/ , AUD , AUD 02/ , AUD , AUD 03/ AUD , AUD 04/ , AUD , AUD 05/ , AUD , AUD 06/ , AUD , AUD 07/ , AUD , AUD 08/ , AUD , AUD 09/ , AUD , AUD 10/ , AUD , AUD 11/ , AUD 46 1,029, AUD 12/ , AUD 48 1,073, AUD 01/ , AUD 57 1,323, AUD 02/ , AUD 64 1,456, AUD 03/ , AUD 69 1,575, AUD 04/ , AUD 80 1,784, AUD 05/ AUD 80 1,784, AUD 06/ , AUD 82 1,787, AUD 07/ , AUD 88 1,938, AUD 08/ , AUD 94 2,014, AUD 09/ , AUD 102 2,178, AUD 10/ AUD - - AUD 11/ AUD - - AUD 12/ AUD - - AUD 01/ AUD - - AUD 02/ AUD - - AUD 03/ AUD - - AUD 04/ AUD - - AUD 05/ AUD - - AUD 06/ AUD - - AUD 07/ AUD - - AUD 08/ AUD - - AUD 09/ AUD - - AUD 10/ AUD - - AUD 11/ AUD - - AUD 12/ AUD - - AUD 01/ AUD - - AUD 02/ AUD - - AUD Total 102 2,178, AUD Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

24 Net Salvage After Recoveries Net Salvaged Product Type Vehicle Status Gross Salvage Loss Net Salvage Loss Recoveries After Net Salvage Net Salvage Loss After Recoveries Hire Purchase New AUD AUD AUD AUD Used AUD AUD AUD AUD Total Hire Purchase 2 1, AUD 1, AUD AUD AUD Chattel Mortgage New 49 2,046, AUD 1,227, AUD 109, AUD 1,117, AUD Used , AUD 386, AUD 53, AUD 332, AUD Total Chattel Mortgage 70 2,618, AUD 1,613, AUD 163, AUD 1,449, AUD Consumer Loan New , AUD 378, AUD 7, AUD 371, AUD Used , AUD 184, AUD 2, AUD 181, AUD Total Consumer Loan 30 1,000, AUD 563, AUD 10, AUD 553, AUD - AUD Total 102 3,620, AUD 2,178, AUD 174, AUD 2,003, AUD Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

25 Pool Data I Down Payments Down Payment of of Balance Down Payment/ Purchase Price in % Product Type Hire Purchase Chattel Mortgage Consumer Loan No Down Payment 2, % 60,238, AUD 34.78% 0.00% , AUD 1,734 42,984, AUD ,110, AUD , % 79,976, AUD 46.18% 9.36% 3 57, AUD 2,304 50,287, AUD 1,843 29,631, AUD 10, , % 20,531, AUD 11.85% 27.15% 1 8, AUD ,757, AUD 449 6,765, AUD 20, % 6,998, AUD 4.04% 38.72% - - AUD 204 4,556, AUD 155 2,442, AUD 30, % 2,178, AUD 1.26% 46.39% - - AUD 55 1,386, AUD , AUD 40, , % 1,701, AUD 0.98% 48.89% - - AUD 32 1,199, AUD , AUD 50, , % 696, AUD 0.40% 55.77% - - AUD , AUD 7 69, AUD 60, , % 251, AUD 0.15% 51.59% - - AUD 6 251, AUD - - AUD 70, , % 110, AUD 0.06% 65.82% - - AUD 4 60, AUD 1 50, AUD 80, , % 35, AUD 0.02% 77.95% - - AUD 1 32, AUD 1 3, AUD 90, , % 263, AUD 0.15% 55.67% - - AUD 5 263, AUD - - AUD 100, , % - AUD 0.00% 0.00% - - AUD - - AUD - - AUD 110, , % - AUD 0.00% 0.00% - - AUD - - AUD - - AUD 120, , % 54, AUD 0.03% 57.89% - - AUD 1 54, AUD - - AUD 130, , % - AUD 0.00% 0.00% - - AUD - - AUD - - AUD 140, , % 69, AUD 0.04% 75.88% - - AUD 1 69, AUD - - AUD > 150, % 85, AUD 0.05% 50.00% - - AUD 1 85, AUD - - AUD Total 8, % 173,191, AUD % 12.82% , AUD 4, ,615, AUD 3,403 57,365, AUD Statistics Down Payments Minimum Down Payment Maximum Down Payment Weighted Average Down Payment (Customers that made a Down Payment) Weighted Average Down Payment - AUD 200, AUD 9, AUD 6, AUD Type of Payment Type of Payment of of Balance Product Type Hire Purchase Chattel Mortgage Consumer Loan Direct Debit 8, % 168,678, AUD 97.39% ,590 4, ,203,094 3,326 56,265,952 Other % 4,512, AUD 2.61% ,412, ,099,666 Total 8, % 173,191, AUD % , AUD 4, ,615, AUD 3,403 57,365, AUD Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

26 Pool Data I Down Payments Down Payment of of Balance Down Payment/ Purchase Price in % No Down Payment 2, % 60,238, AUD 34.78% 0.00% , % 79,976, AUD 46.18% 9.36% 10, , % 20,531, AUD 11.85% 27.15% 20, % 6,998, AUD 4.04% 38.72% 30, % 2,178, AUD 1.26% 46.39% 40, , % 1,701, AUD 0.98% 48.89% 50, , % 696, AUD 0.40% 55.77% 60, , % 251, AUD 0.15% 51.59% 70, , % 110, AUD 0.06% 65.82% 80, , % 35, AUD 0.02% 77.95% 90, , % 263, AUD 0.15% 55.67% 100, , % - AUD 0.00% 0.00% 110, , % - AUD 0.00% 0.00% 120, , % 54, AUD 0.03% 57.89% 130, , % - AUD 0.00% 0.00% 140, , % 69, AUD 0.04% 75.88% > 150, % 85, AUD 0.05% 50.00% Total 8, % 173,191, AUD % 12.82% Balloon Balloon No Balloon New Vehicle Status 1,427 43,170, AUD 1,184 17,068, AUD 2,260 54,673, AUD 351 5,564, AUD 1,776 50,528, AUD 2,374 29,448, AUD 3,574 72,482, AUD 576 7,494, AUD ,250, AUD 600 7,280, AUD ,255, AUD 79 1,275, AUD 131 4,481, AUD 228 2,516, AUD 345 6,675, AUD , AUD 33 1,365, AUD , AUD 108 2,110, AUD 5 67, AUD 24 1,313, AUD , AUD 55 1,701, AUD - - AUD , AUD , AUD , AUD 1 97, AUD 2 125, AUD 4 126, AUD 5 188, AUD 1 62, AUD 1 25, AUD 4 85, AUD 5 110, AUD - - AUD 1 32, AUD 1 3, AUD 2 35, AUD - - AUD 3 257, AUD 2 5, AUD 5 263, AUD - - AUD 1 54, AUD - - AUD - - AUD 1 54, AUD 1 69, AUD - - AUD 1 69, AUD - - AUD 1 85, AUD - - AUD 1 85, AUD - - AUD 3, ,261, AUD 4,521 57,929, AUD 7, ,251, AUD 1,028 14,939, AUD Used Statistics Down Payments Minimum Down Payment Maximum Down Payment Weighted Average Down Payment (Customers that made a Down Payment) Weighted Average Down Payment - AUD 200, AUD 9, AUD 6, AUD Type of Payment Type of Payment of of Balance Direct Debit 8, % 168,678, AUD 97.39% Other % 4,512, AUD 2.61% Total 8, % 173,191, AUD % Balloon Balloon No Balloon New Vehicle Status 3, ,869,221 4,426 56,809,414 7, ,294, ,384, ,392, ,119, ,956, ,421 3, ,261, AUD 4,521 57,929, AUD 7, ,251, AUD 1,028 14,939, AUD Used Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

27 Pool Data II Distribution of and Vehicles per Borrower Per Borrower Customers Customers of of Balance 1 8, % 8, % 179,443, AUD 96.73% % % 4,775, AUD 2.57% % % 698, AUD 0.38% % % 448, AUD 0.24% % % - AUD 0.00% % % 116, AUD 0.06% > % % 26, AUD 0.01% Total 8, % 8, % 185,509, AUD % Top 20 Borrower Ranking Overall Balance 1 235, AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % , AUD % 1 2,958, AUD % 28 Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au

28 Pool Data III Distribution by Distribution by of Balance Product Type Hire Purchase Chattel Mortgage Consumer Loan , % 12,556, AUD 7.25% 6 14, AUD 1,009 5,882, AUD 1,141 6,659, AUD 10, , % 40,149, AUD 23.18% 4 57, AUD 1,474 22,029, AUD 1,233 18,063, AUD 20, , % 44,335, AUD 25.60% 3 70, AUD 1,202 29,690, AUD ,574, AUD 30, % 31,409, AUD 18.14% 2 67, AUD ,531, AUD 259 8,811, AUD 40, , % 17,032, AUD 9.83% - - AUD ,931, AUD 93 4,101, AUD 50, , % 9,582, AUD 5.53% - - AUD 140 7,574, AUD 37 2,007, AUD 60, , % 6,462, AUD 3.73% - - AUD 76 4,912, AUD 24 1,550, AUD 70, , % 3,827, AUD 2.21% - - AUD 42 3,148, AUD 9 678, AUD 80, , % 2,303, AUD 1.33% - - AUD 24 2,046, AUD 3 256, AUD 90, , % 1,605, AUD 0.93% - - AUD 16 1,514, AUD 1 90, AUD 100, , % 1,136, AUD 0.66% - - AUD 7 717, AUD 4 418, AUD 110, , % 688, AUD 0.40% - - AUD 6 688, AUD - - AUD 120, , % 121, AUD 0.07% - - AUD 1 121, AUD - - AUD 130, , % 272, AUD 0.16% - - AUD 2 272, AUD - - AUD 140, , % 290, AUD 0.17% - - AUD 2 290, AUD - - AUD > 150, % 1,417, AUD 0.82% - - AUD 7 1,263, AUD 1 154, AUD Total 8, % 173,191, AUD % , AUD 4, ,615, AUD 3,403 57,365, AUD Statistics Minimum Maximum Average - AUD 235, AUD 20, AUD Distribution by Original Balance Distribution by Original Balance of Balance Hire Purchase Product Type Chattel Mortgage Consumer Loan % 38, AUD 0.02% - - AUD 4 8, AUD 10 29, AUD 10, % 4,168, AUD 2.41% 4 5, AUD 244 1,524, AUD 454 2,638, AUD 20, , % 16,864, AUD 9.74% 3 24, AUD 743 7,375, AUD 949 9,464, AUD 30, , % 24,686, AUD 14.25% 1 12, AUD ,715, AUD ,958, AUD 40, , , % 29,546, AUD 17.06% 4 75, AUD ,156, AUD ,313, AUD 50, , , % 28,479, AUD 16.44% 1 24, AUD ,735, AUD 343 8,720, AUD 60, , % 20,896, AUD 12.07% 1 34, AUD ,179, AUD 195 5,682, AUD 70, , % 14,057, AUD 8.12% 1 32, AUD ,352, AUD 109 3,672, AUD 80, , % 8,627, AUD 4.98% - - AUD 166 6,915, AUD 44 1,711, AUD 90, , % 7,384, AUD 4.26% - - AUD 123 6,091, AUD 24 1,293, AUD 100, , % 5,260, AUD 3.04% - - AUD 80 4,281, AUD , AUD 110, , % 3,002, AUD 1.73% - - AUD 41 2,506, AUD 8 495, AUD 120, , % 2,144, AUD 1.24% - - AUD 24 1,594, AUD 7 550, AUD 130, , % 1,624, AUD 0.94% - - AUD 20 1,457, AUD 2 167, AUD 140, , % 1,125, AUD 0.65% - - AUD , AUD 4 383, AUD > 150, % 5,283, AUD 3.05% - - AUD 47 4,979, AUD 3 304, AUD Total 8, % 173,191, AUD % , AUD 4, ,615, AUD 3,403 57,365, AUD Statistics Minimum Original Balance Maximum Original Balance Weighted Average Original (by ODRB) 5, AUD 390, AUD 62, AUD Volkswagen Financial Services Australia ABS Operations Australia absoperations.australia@vwfs.com.au