TABLE : 2A.1 CATEGORISATION OF BENEFICIARIES

Transcription

1 TABLE : 2A.1 CATEGORISATION OF BENEFICIARIES SEX LITERACY LITERAC Male Female Literate Illiterate Primary & above Mat & ab North Bihar Central Bihar Jharkhand Total Table : 2A.2 SIZE OF THE FAMILY AND SOCIAL CLASSIFICATION SIZE OF THE FAMILY S Category SC ST OBCs North Bihar Central Bihar Jharkhand Total

2 Table : 2A.3 FAMILY INCOME BELOW POVERTY LINE : upto North Bihar Central Bihar Jharkhand Total Table : 2A.4 BENEFICIARY'S INDEBTENESS NON INSTITUTIONAL BORROWING Yes No Acquiring asset under the scheme Acquiring raw material under the scheme Mai u th North Bihar Central Bihar Jharkhand Total Table : 2A.5 BENEFICIARY'S INDEBTEDNESS AMOUNT OF OUTSTANDING D Upto North Bihar Central Bihar Jharkhand Total

3 Table : 2A.6 SELECTION OF BENEFICIARY SELECTION OF BENEFICIARY THROUGH Gram Sabha/ Gram Panchayat V.L.W./Block officials Bank officials Middle Man North Bihar Central Bihar Jharkhand Total Table : 2A.7 SELECTION OF BENEFICIARY Mandays Wast Block office Bank office Other o North Bihar Central Bihar Jharkhand Total

4 Table : 2A.8 EXPENSES TO MITIGATE THE LOAN EXPENSES BY BENEFICIARY ON VISIT TO : Block office/bank/other offices/markets North Bihar Central Bihar Jharkhand Total Table : 2A.9 SECTORAL DISTRIBUTION OF ASSETS PRIMARY SECTOR S Agriculture Irrigation Milch animal Animal Husbandry excluding primary Milch animal Total North Bihar Central Bihar Jharkhand Total Ha c Table : 2A.10 PROCUREMENT AND STATUS OF THE ASSET ASSET C Procured Not Procured Not required due to only need of working capital Adequ North Bihar Central Bihar Jharkhand Total

5 Table : 2A.10a PROCUREMENT AND STATUS OF THE ASSET ASSET ACCORDING TO BENEFICIARY CHOICE QUALITY OF THE ASS Yes No N.A. Good Average Poor North Bihar Central Bihar Jharkhand Total Table : 2A.11 BANK WISE DISTRIBUTION OF LOAN Zone Commercial Bank Regional Rural Bank Others North Bihar Central Bihar Jharkhand Total

6 Table : 2A.12 LOAN REPAYMENT SCHEDULE MODE OF REPAYMENT NUMBER OF INSTALMENT Monthly Quarterly Biannual Annual North Bihar Central Bihar Jharkhand Total Table : 2A.12b LOAN REPAYMENT SCHEDULE Income generated from given assets Disposal of old assets HOW W old saving Borrow friends/ North Bihar Central Bihar Jharkhand Total

7 Table : 2A.12b LOAN REPAYMENT SCHEDULE Income generated from given assets Disposal of old assets HOW W old saving Borrow friends/ North Bihar Central Bihar Jharkhand Total Table : 2A.13 OVERDUES Zone Beneficiaries not in over dues North Bihar Central Bihar Jharkhand Total Table : 2A.14 REASONS FOR OVERDUES Zone Asset perished Delay in Income generation from the scheme Inadequate income for regular payment m North Bihar Central Bihar Jharkhand Total

8 Table : 2A.15 CURRENT STATUS OF ASSETS Zone Intact No intact If not inta Not purchased Sold Fully perishe North Bihar Central Bihar Jharkhand Total Table : 2A.15a REASONS FOR NOT INTACT Zone Unexpected contigency/ personal natural calamities Not enough Income was generated Maintenance was costly D North Bihar Central Bihar Jharkhand Total Table : 2A.16 INSURANCE Zone Beneficiary awareness about the insurance for IRDP Asset of Beneficia Yes No Insured Not insu North Bihar Central Bihar Jharkhand Total

9 Table : 2A.17 TRAINING BENEFICIARY RECEIVED ANY TRAINING Yes No Not required NATURE OF TRAIN Formal TRYSEM DWCRA Any other North Bihar Central Bihar Jharkhand Total I Table : 2A.18 LINKAGE AND AFTER CARE ADEQUACY OF EXISTING INFRASTRUCTURE FACILITIES Availability of input Marketing of output/ services Availability of repair/maintenance service/other care Yes No Yes No Yes No North Bihar Central Bihar Jharkhand Total

10 Table : 2A.19 INCOME FROM THE ASSETS/SCHEME North Bihar Central Bihar Jharkhand Total Table : 2A.20 GENERAL OBSERVATIONS OBSTACLES FACED IN GETTING IRDP LOAN TYPES OF OB Yes No Procedural delay & payment of speed money Ob b North Bihar Central Bihar Jharkhand Total

11 Table : 2A.21 POLICY RECOMMENDATIONS Zone Beneficiary's Recommendations : Selection/ Curb on speed loan money and through procedural credit camp simplification Interest should be charged deducting the subsidy amount Strict law and orde North Bihar Central Bihar South Bihar