Identity Theft & Fraud Protection
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- Milton Burns
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1 Identity Theft & Fraud Protection E N R O L L M E N T
2 IDENTITY THEFT Data breaches top the list for likely causes of identity theft. In 2015, 169 million records were exposed from data breaches. From these breaches, cybercriminals collect addresses, usernames, and passwords to try on other websites in efforts to steal identities. 2
3 IDENTITY THEFT *Javelin Strategy & Research Identity Fraud Report out of 3 identity fraud victims also received a data breach notification letter. Prominent data breaches and records exposed: MySpace 360 million Sony 77 million US. Voter Records 154 million Tumblr 65 million LinkedIn 117 million Anthem/Excellus Blue Cross Blue Shield/Premera Blue Cross 100 million The Home Depot 56 million Twitter 33 million Experian/T-Mobile 15 million Data stolen in breaches can be found for sale online in batches as low as $25. 3
4 HOW IDENTITY THEFT AFFECTS YOU Why Employees Need Identity Theft Protection: A new identity is stolen every 2 seconds Victims spend an average of $9,650 and 330 hours restoring their identity Victims are emotionally distressed 36% of the time. 12% of victims have arrest warrants in their name 4
5 AWARD-WINNING PROTECTION Service Description ID Watchdog provides award-winning identity theft protection and resolution services. ID Watchdog provides peace of mind for people by helping them control, manage, and protect their personal information affordably and securely. A Leader in Detection, Prevention, and Resolution Best Technology Innovator for Employee Benefits 5
6 WHY ID WATCHDOG? ID Watchdog Provides COMPLETE Identity Protection Proactive Credit & Identity Protection Advanced Identity Tools Dedicated Resolution Advocates do all the work on your behalf, includes pre-existing conditions $1 Million Expense Reimbursement Insurance How ID Watchdog keeps you protected: PREVENT We look deeper into the data to better protect our subscribers. PINPOINT We pinpoint activity changes sooner and resolve problems quicker. PROTECT Our focus on innovation better protects employees from emerging threats. 6
7 PROACTIVE CREDIT SERVICES Proactive Credit Services Include: Credit Monitoring Credit Report & Score (Platinum Plan) Credit Score Tracker Credit Score Simulator Rapid Credit Alerts Credit Freeze with Credential Storage Fraud Alert Assistance and Reminders 7
8 COMPREHENSIVE IDENTITY MONITORING Identity Monitoring Services Include: Public Records Monitoring National Change of Address Monitoring Payday Loan Monitoring Enhanced Non-Credit Loan Monitoring Internet Black Market Monitoring High-Risk Transaction Monitoring 8
9 ADVANCED IDENTITY TOOLS Identity Tools Include: Solicitation Reduction Lost Wallet Vault & Replacement Social Network Alerts Sex Offender Reporting & Notifications National Provider Identifier (NPI) Alerts Detect Pre-Existing Conditions 9
10 CUSTOMER CARE CENTER Customer Care Center Offers: Fully Managed Resolution Services $1M Expense Reimbursement Insurance 100% Resolution Guarantee Real-Time Language Support 24/7 Customer Care Call Center 10
11 ONLINE DASHBOARD From ID Watchdog s Online Dashboard, you can: View credit reports and scores Create fraud alerts Access your lost wallet vault Review and manage alerts 11
12 ALERTS & MONTHLY STATUS REPORTS If we detect suspicious activity related to your identity, we will immediately notify you by: Sending you a RED alert . Sending you a text message. Sending another alert /letter at the end of the month in which the activity was detected. Our Customer Care Center is available 24/7 if you need assistance. If the activity is suspicious, we ll discuss our plan to fix it for you. Every month, you ll receive a GREEN /letter if we haven t detected any changes or activity related to your identity. 12
13 Thank You facebook.com/idwatchdog1 twitter.com/id_watchdog blog.idwatchdog.com 13
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