Corporate and Banking Perspective on Mobile Technology: Reaching out. Sahil Mungar 9 June 2011

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1 Corporate and Banking Perspective on Mobile Technology: Reaching out to Students Sahil Mungar 9 June 2011

2 How can the Corporate and Banking experience using Mobile Internet be used to improve Mobile Education for the Youth?

3 Let s take this approach Mobile Devices, Trends and Analysis Social Networking behavior in SA Mobile Banking What is the landscape, and devices we focus on? Youth behaviourin Social Media and the mobile link How do people bank on a cellphone and some stats Corporate elearning Solutions Who does it and how? Mobile Learning for Youths Bringing it all together

4 R Mobile Expenditure related to age R R 3 R 30 R R 36 R 3 R 16 R R R R R 5 R 18 R 27 R 174 R 4 R 19 R 19 R 104 R 8 R 17 R 27 R 143 R 6 R 15 R 26 R 170 R 257 R 31 R 210 Content/Music Data/Internet SMS/MMS Voice R - Total R226 R146 R193 R215 R330 R259 Younger consumers are also more likely to spend a greater percentage of spend on non-voice services, particularly data services. Adapted from Arthur Goldstruck, Mobility, 2011

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6 Current vs. Future Mobile Devices Current usage % (main phone) Future usage % n=1203 Brand Momentum (future / current) Nokia (U=45, R=52) 0.95 Samsung (U=10, R=14) 0.42 LG Blackberry 4 24 (U=29, R=20) 6.10 Motorola Sony-Ericsson HTC iphone (Apple) 1 3 (U=5, R=1) 4.74 Other Blackberry and iphone handsets have the greatest status appeal. 24% of the current market claims that their next handset will be a BlackBerry. These are Internet Phones, designed to be dependent on an Internet Connection Arthur Goldstruck, Mobility, 2011 Feature Phones Smartphones Internet Phones Speed/Power Graphics Browser Capability

7 Generation Next s Coolest Brand BlackBerry was voted the Coolest Brand Overall (21.1%) and Coolest Cellphone (64.6%) in the Sunday Times Generation Next 2011 Brand Survey RIM has stated that South Africa is their fastestgrowing BlackBerry market in the world Craig Fleischer, Regional Director SA (RIM), The BlackBerry smartphoneis a social tool and a lifestyle device that keeps them in touch with everything that matters to them Sunday Times Generation Next 2011 Brand Survey The power of like-a-nomics, Generation Next Names BlackBerry South Africa s Coolest Brand, Smartphones in South Africa,

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9 Youth Mobile and Internet Usage in SA Course Group Pages Expert Reviews from Academia Class Chat Groups Ads to mlearning Platforms Top visited mobi-sites in SA in 2010 were: facebook.com google.com wikipedia.org mxit.com my.opera.com yahoo.com zamob.com getjar.com reference.com answers.com Indicate Student / Youth Usage World Wide Worx, 2010, The Mobile Internet in South Africa 2010

10 Corporate FacebookActivity in SA Corporate FB Pages Woolworths SA Vodacom Baba & Kleuter Pick n Pay HP SA Computing BMW etc Non-Corporate FB Pages Springboks Gareth Cliff DJ Fresh Captain Morgan Doritos Destiny Connect SA Sports Illustrated YOU Magazine Debonairs Pizza etc Banking, Education???

11 FNB Cellphone Banking FNB has 42% (3-million) share of SA Cellphone Banking market Popular transactions: Prepaid Products Cash Withdrawals Once-off Payments ewallet 72% of customers aged between Most users earn less than R100,000 per year 13-million monthly transactions worth R1,7bn

12 Youth Banking Banking Needs Channels User Considerations Corporate Objectives Prepaid Cellphone Banking Cost Next generation customers Balance Enquiries ATMs Ease of Access Attractiveness of Offer Mobile Money (ewallet) Online Banking Popularity Competitive Advantage Payments Future Sales Cash Withdrawals

13 Corporate elearning Strategy Educate Distributed Workforce Educate Customers Logistical Efficiencies Trial and Error Configurations User Testing Content Review and Management Content Course suitability for self study Copywriting for digital Usability Content Structure Site Structure Lack of Human Interaction

14 Learning Management Systems Moodle Open Source moodle.org Blackboard Proprietory

15 Registered moodle sites: Moodle

16 Blackboard LMS Online Blackboard Learn Blackboard Collaborate Blackboard Connect Blackboard Transact Mobile Blackboard Mobile Learn Blackboard Mobile Central

17 Mobile Learning Solution Yoza.mobi ShuttleworthFoundation project Launched Aug 2010, Cost $77,240 Readership: >60,000 novels to date Comments: >40,000 to date Mxitis also integrated for extra engagement

18 Mobile Considerations in a Corporate World Which phones do we cater for Feature Phones are currently common Smartphones(especially Blackberry) will be popular capable of richer content How much does it cost the user Mobisite are not bandwidth intensive Data charges to be cheaper in future User is cost sensitive and aware!! How is data being used Social Networking Search Research Entertainment Why do corporatesand banks see this as an opportunity Sales Education Transactions Efficiencies how does this translate to the educational space?

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