Online Homeownership Application Instructions

Transcription

1 Online Homeownership Application Instructions Step-by-step instructions on how to complete the online homeownership application. Once you log onto the web page with the password provided from Habitat staff, you will see page 1. If you d like to save and resume your application at any time, check the Save my progress and resume later box. Be sure to read the front page before beginning the application. When you check that box, you will see this prompt to enter in your and create a password. It is recommended that you use a password you can remember and write it down somewhere. We are unable to look up your password on our end, but we can reset your password if you can t remember what it is.

2 Page 2 is where the main applicant will fill out their information. Be sure to fill out all required fields, which are marked with a red asterisk. Make sure you pay attention to the formats for birthdates and social security numbers.

3 Once you have everything on this page complete, click on Next Page to continue. If you want to save and resume your application at any time, click on Save my progress and resume later at the bottom of the page. If you miss anything that is required, you will see an error message and the field(s) that you need to fill out before continuing with the application.

4 If you have a co-applicant, such as a spouse, partner, family member, etc. that you want on the deed, Page 3 is where you will enter in their contact information. All of the fields that were required on Page 2 for the Applicant are the same required fields for the Co-Applicant.

5 For any additional household members, fill out the information on Page 4. To add more than one person, click on Add Additional Household Members below the box, highlighted in green. A new Additional Household Members field will appear below the original one.

6 Current Living Situation is asking for information about your current housing situation. Need for Housing is where you want to describe your primary reasons for wanting to apply for a Habitat house. You are required to select the date of the orientation you attended. All applicants are required to attend an orientation before applying to the program.

7 If any of these questions are true, an additional field will appear asking you for the date. Any source of income must be listed on this page. If there are additional sources, click on Add Additional Income and a second field will appear below the initial field.

8 Depending on what type of income you receive, additional fields may pop up for you to fill out. Debts is where you want to list any monthly bills such as car payments, credit card payments, student loans, etc. Assets is where you want to list any bank accounts. Under Asset Name, list whether it s a Checking or Savings account. Company Name is where you want to list what bank or credit union it s through. Value is where you will list how much is in that account. To add additional debts or assets, click Add additional debts/assets and another field will appear under the original one.

9 Applicants are required to provide two personal references. Habitat staff will send out a form for the references to fill out and return to us. These references are not allowed to be family members. This question about criminal history applies to anyone living in the household over the age of 18. Habitat staff will run background checks on everyone 18 and older.

10 These three questions are required for all Applicants and Co-Applicants (if applicable). This page allows you to upload all financial assessment documents. Everything that is on this page is required to turn in. If you wish to turn in these documents in person rather than uploading, you are responsible for making any copies. All financial assessment documents are due by the application deadline, regardless of which medium you decide to use.

11 If you wish to turn in physical copies of your financial documents rather than uploading them, click on Next Page. There is a fee of $25 per applicant, which allows us to pull your credit report. On Page 12, you will be prompted to enter in your credit card information. If there is only one Applicant, you will see $25 under Total Amount on this page. If you have a Co-Applicant, it will be $50.

12 Before you can submit your form, you will need to check the box below and follow the prompt, which verifies that your application is not spam. After this information is filled out, click on Submit to review your application. When you are at this step, review all information that you have reported to make sure what you are submitting is accurate.

13 Under Your Signature, check the box to electronically sign the application, verifying that everything you are reporting is accurate. Be sure to read the prompt before signing. Once everything is filled out, click Confirm to submit your completed application. Once you submit your application, you cannot make any edits to your application. If you have any information you need to correct, click on Make a correction to fix any errors before you submit the application.