ONLINE BANKING GUIDE

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1 ONLIN NKING GUI

2 GTTING STRT ank anytime, anywhere with our 24/7 service. It s simple. ll you need is a personal computer and access to the internet. Online ccount ccess GTTING STRT (ONT ) One-Time Security ode Tell us where to reach you We need to call or send a text message to complete this process. text message can only be delivered if one of the numbers on record listed below is a mobile device that accepts text messages. Personal anking Small usiness anking ommercial Online Phone: Text message: XXX-XXX-1234 Send a text message to a mobile phone on record. Note: Standard text message rates apply. Please contact your wireless carrier for details. G ontinue ancel Username: LOGIN dditional uthentication Steps: 1. If idelity ank has a phone number for you on file, you can verify your identity by selecting ontinue with security code. 2. separate window will appear. hoose to either be called by the phone number on record with idelity ank or to receive a text message with a one-time security code. 3. lick ontinue. G Register 1. Go to 2. Select your location. How to register for Online anking: 1. Under Online ccount ccess, located on the right hand of your screen, select Register, which will direct you to the Online anking registration page. 2. ill in all the needed information to confirm your identity and to create login information. 3. Select ontinue enrollment after each section. 4. onfirm the information you have entered and select ontinue to finish your Online anking registration. 5. You will receive a confirmation within the next business day of completing your registration. How to Log in: 1. nter your Username 2. lick the LOGIN button. Note: If you are logging in on a recognized device, you will be prompted to enter your password on the next screen. If you are logging in from an unrecognized device, you may have to complete some additional authentication steps. See these steps on the right. If you have chosen the Phone option, do the following: 1. hoose the phone number you have on file with idelity ank. 2. lick ontinue. 3. The next screen will give you a one-time security code. 4. You will receive a phone call from an automated system. You will be prompted to either say or type in the one-time security code given to you on screen. 5. lick the Phone call completed button. 6. The next screen will prompt you to enter your password. 7. lick the Sign on button. If you have chosen the Text message option, do the following: 1. hoose the phone number you have on file with idelity ank. 2. lick ontinue. 2. You will receive a text message containing your one-time security code. 3. The next screen will prompt you to enter your security code. 4. lick Submit. 5. The next screen will prompt you to enter your password. 6. lick the Sign on button.

3 OUNTS OVRVIW The ccounts Overview screen provides a quick snapshot of all your enrolled accounts with all the options on how to manage them. ccounts Transfers ill Payment dministration ustomer Service ccounts Overview OUNTS: View an overview of your accounts See recent account activity ownload account transactions View an account summary View and print an account statement TRNSRS: Transfer funds to another account Schedule a recurring transfer Review transfer history Manage transfer accounts Welcome USTOMR, the last time you signed on was 7/31/2017 at 11:05 M astern Standard Time. Your last failed sign on was 7/31/2017 at 10:31 M astern Standard Time. New messages: 0 Hide or show accounts eposit ccounts ccount Name hecking Savings Number vailable alance * urrent alance s Of ate , /31/ , /31/17 Overdraft Privelege Limit lick the column links to display your accounts in ascending or descending order. *Your available balance may include your discretionary Overdraft Privelege limit. How o I... ILL PYMNT Make automatic or scheduled bill payments View payment records or more detailed instructions, look for the How o I... link. MK TRNSR You can easily move funds between your checking and savings accounts and make payments on your personal loans. Transfer from: Transfer to: mount: $ 0.00 escription (optional): requency: Once, now Select a different frequency to set up a repeating transfer. ontinue 1. Under the Transfers tab click Make a transfer. 2. lick on either Internal transfer or xternal transfer. 3. rom the drop down menu, choose the account you would like the money transfered from. 4. rom the next drop down menu, choose the account you would like the money transfered to. 5. nter the amount. 6. You may enter a description that will appear on your account history. This is optional. If you choose not to, the following will appear as the description: Internet Transfer to XXXX. Note: XXXX represents the last four digits in the account number. 7. hoose the transfer frequency from the next drop down menu. You have several options, from choosing a one-time transfer to scheduling an annual transfer. 8. lick ontinue. 9. Verify your transfer information and click Submit transfer.

4 ILL PYMNT Tell us who to pay, when to pay and make changes up to the last minute. We ll do the rest. 1. lick the ill Payment tab. 2. If you are not already enrolled in ill Payment, click on Yes, nroll Me. If you are currently enrolled, you will be taken directly to the ill Pay landing page. dd a Person or usiness to Pay dd a Popular Payee in Your rea redit ards ank of merica redit ards apital One redit ards hase redit ard itibank redit ards iscover redit ards Kohl s Utilities T&T - S T&T Mobility T&T U-verse Westar nergy Verizon Wireless ox ommunications nter ny Person or usiness nter full name to ensure a better match xamples: Your cable company, your mobile phone provider, your credit cards, your sister, your gardener. None How to Set-Up ctive Payees: ancel 1. lick the link. 2. separate window will appear. Select a popular payee in your area or enter any business of your choice. 3. If it is a recognized ill Payment business, enter your account number with this business. If it is a business ill Payment does not recognize, you will need to enter your account number and the address of this business. 4. lick onfirm. 5. You have successfully added a payee. Select either dd another payee or Pay this payee to return to the main payment screen. dd a Person or usiness to Pay Name: Nickname: ccount number: ddress line 1: ddress line 2: Zip: ity: State: Phone: ategory: If applicable Hide account number Optional Optional Questions about Online anking? ontact ustomer Service at dd lose onfirm L Pay to Gas Payment Phone ompany Phone ompany oming ue View: Household Last Scheduled ind a payee $ mount Send On Note Memo 08/25/17 eliver by: 08/31 (heck) Pay it faster? 08/25/17 eliver by: 08/31 Options Water ill 08/25/17 Pay to: Pay from: ategory: Memo: Organize by: ue in Water ill dd a note View: Household Gas Payment ind a payee mount: eliver by: 08/31 Total: Pay from: ccount, Send on: 08/25/17 elivery by: 08/31/1 (heck) Need to pay it faster? lear onfirm all payments How to Make Multiple Payments: 1. Select the tab. 2. nter the amount you would like to pay each business G and select a date for payment. H 3. lick the onfirm all payments button. I How to Make ments: 1. Select the tab. J 2. Select a payee. K 3. Select the account you want to pay from L, a date for the payment M and enter the amount. N 4. lick the Make payment button. O Phone ompany Water ill K Phone ompany, Set auto-pay at regular intervals Pay from Memo: mount: $ requency: Start on: ontinue payments: P uto-pay Options Monthly MM//YY Until modify or cancel Until fter J Phone ompany Need to pay it gaster? Set up auto-pay dd reminder View payment history Modify elete Hide MM//YY payments R S T U M N Q lear $ G Make payment O How to Set-Up uto Pay: 1. Select Set up auto-pay from the drop down menu next to each payee. P 2. Select the ccount you want to pay from. Q 3. nter an mount. R 4. hoose a payment requency. S 5. hoose a Start on date. T 6. hoose an option for ontinuing payments. U 7. lick the Save auto-pay option button. V H I on t save auto-pay option Save auto-pay option V

5 ONLIN STTMNTS Your account statements are available in a.p format. View and print your online statements with dobe Reader or other compatible software. ccounts Transfers ill Payment dministration Online Statements? ccount - Please Select - Go vailable Statements Under the ccounts tab click ccount statement. 2. Under the ccount drop down menu select an account. 3. lick the Go button. 4. The vailable statements will appear below. 5. lick on any available statement date. 6. You will then be prompted to open or save your statement.p. 7. lick the OK button. Questions about Online anking? ontact ustomer Service at L0695

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