UIDAI, RO Guwahati. Application & Authentication Division Unique Identification Authority of India New Delhi

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1 UIDAI, RO Guwahati Application & Authentication Division Unique Identification Authority of India New Delhi 1

2 What is Aadhaar? A Unique 12 digit number issued to resident of India It uses demographics (Name, DOB, Gender, Address, ( and Mobile No optional), Biometrics of Resident to achieve uniqueness(10 fingerprints,2 Iris and Photograph) It is the largest biometric database in the world. It is a identity platform where identity of the resident can be verified online, anytime and anywhere. 2

3 Features of Aadhaar Random 12-digit Number No Intelligence, No Profiling Only a Number No Smart Cards Uniqueness Ensured through biometric attributes All Residents Not a proof of Citizenship. No Rights, Entitlements Security and Privacy of Information maintained Ubiquitous Online Authentication From no ID to Online ID 3

4 4 demographics + biometrics = 1 unique Aadhaar number Name Photo Address Gender Date of birth Optional: Mobile Both iris 10 fingerprints 1 person 1 number Basic demographic data and biometrics stored Standardized identity attributes No duplicates(1:n check) UID = Minimal demographic data collected 4 4

5 Enrollment Scenario in N.E. States State Projected Population 2015 Enrolment % of Enrolment vs Population Aadhaar Generated % of Aadhaar Generated vs Population UIDAI STATES Tripura 38,82,999 38,76, % 34,92, % Sikkim 6,42,776 6,18, % 5,74, % RGI STATES Manipur 28,78,911 17,70, % 14,87, % Nagaland 20,94,963 11,33, % 9,92, % Arunachal Pradesh 14,62,443 6,68, % 5,98, % Mizoram 11,54,010 4,74, % 4,10, % Assam 3,29,68,997 4,98, % 6,26, % Meghalaya 31,35,150 39, % 54, % 5

6 Aadhaar Vision To empower residents of India with a Unique Identity and a Digital Platform to authenticate anytime, anywhere 6

7 Authentication (Online verification) Authentication is on-line verification of a person s identity anywhere in the country by various means (Biometric Fingerprint and Iris, demographic, and One Time Password to registered mobile phone or id) 7

8 Need for Aadhaar Authentication Identity verification at Ration Shop, LPG Distributor, Bank, MNREGA worker, Pensioner etc. Ensure easy integration with service delivery applications through platform architecture Highly secure platform to ensure data privacy 8

9 Major Aadhaar Enabled Applications DOP : Dis of Pension DOP : Dis of MGNREGA wages AePDS AeBAS : Centre + States Pahal - LPG Income Tax: e- filing Jeevan Pramaan Passport Seva Kendra Banks, PMJDY and BCs DBT, Pension, Scholarships esign 9

10 10 Success Story of Aadhaar Integration in Tripura

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12 Pilot in Mandai Block, Tripura Old age Pension schemes under CDPO, Mandai was chosen for implementation of Direct Benefit Transfer. TGB was signed as sub-aua via lead bank UBI as AUA (Authentication User Agency). TGB was the 1 st rural bank in the country to have participated in DBT. NPCI is the ASA (Authentication Service Agency) which is directly connected to UIDAI. 12

13 13 Steps taken before implementing DBT in Mandai Block Prior to implementation of Aadhaar enabled Direct Benefit Transfer (DBT) to the beneficiaries the district administration had taken a special initiative to open Bank Accounts to all the Households to eliminate the Cash Payments. Regional Office, UIDAI, Guwahati had conducted sensitization workshops at District level, Block level & Panchayat level. During the workshops, the detailed process for implementing DBT through Aadhaar Payment Bridge and the roles & responsibilities of the officials were briefed The UIDAI RO Guwahati had organized 24 authentication Camps in coordination with the district administration where the finger print of 10,180 beneficiaries were authenticated. During authentication exercise, lot of discrepancies were detected in the database like names misspelt, wrong details entered etc. After incorporating the correct details in the database, it was decided to launch payment system through online Aadhaar authentication in Mandai block.

14 Achievements For field trial, two panchayats namely, Borakha and Patni village was chosen. Finally on 18 th December,2012, the BC (Business Correspondent) of Tripura Grameen Bank could make almost 100% payments to the beneficiaries in Borakha Panchayat office. In , total 2,25,220 transactions involving an amount of Rs. 12,25,16,046 & in total 1910 transactions involving an amount of Rs. 38,19,104 routed through Direct Benefit Transfer under MGNREGA, IAY, NSAP, JSY In every month, AEPS camp is conducted in every panchayats of Mandai Block where beneficiaries receive their payments after giving biometric authentication. After successful implementation of AEPS in Mandai block, field trial of more AEPS camps are conducted in other districts of Tripura to implement BC model. 14

15 Functions of Micro-ATM A micro ATM is a biometric authentication enabled hand-held device (also known as a Point of Transaction [PoT] terminal) which serves as the doorstep banking system. Micro- ATM can perform all types of transactions including deposits and Cash transfers. It works on GSM and GPRS with any mobile service provider's SIM. So how does AEPS work? The beneficiary bearing a UID number (say Ram) approaches a business correspondent (BC) with the request to withdraw cash. A Business Correspondent (BC) is an approved Bank Agent providing basic banking service using a Micro ATM. The business correspondent feeds Ram s UID number, fingerprints and amount into the micro-atm. After successful biometric authentication, the amount will be given to the beneficiary by the BC official along with a transaction slip.

16 Advantages of AEPS Ease of payments at the doorstep instead of travelling long distances. Minimized queuing leading to operational efficiencies at Banks. Accurate and fast transaction/s. Eliminating middlemen. Interoperable system ensures that customer is not tied to one bank s BC.

17 Authentication Devices Diverse Usages Rugged POS Terminals MicroATM, PDS Single Function Optimized Multi Function Capable Versatile

18 Social Inclusion Drive

19 Aadhaar Enabled Payment System

20 Pictures of AEPS Camp, Tripura

21 Pictures of AEPS Camp

22 Pictures of AEPS/ BFD Camp

23 BDO, Mandai receives award from Honourable Prime Minister of India

24 Thank You