Advances in NFC & Mobile Payments Trials and Technology

Size: px
Start display at page:

Download "Advances in NFC & Mobile Payments Trials and Technology"

Transcription

1 Smart Card Alliance 2006 Annual Conference Advances in NFC & Mobile Payments Trials and Technology Mohammad Khan President, ViVOtech October 3, 2006 T H E L Y D I A N R O U N D T A B L E

2 ViVOtech We enable the third generation of electronic payments contactless card payments quickly expanding to mobiles We provide market leading systems and software Contactless POS payment systems Server software to manage payments, coupons and loyalty mwallet and OTA servers software We have a market lead Have shipped close to 200,000 contactless readers. Leading share. Installed in 18 countries Participation in majority of NFC trials High profile investors including DFJ & Nokia

3 Contactless Market is Here and Now US 17 Million Cards Issued - 35,000 Merchant Locations International: 3 Million Cards Issued - 10,000 Merchant Locations

4 NFC Applications in Payments Phone Payment/ Coupons at Physical Store Secured Consumer to Consumer Payments Applications Benefits Consumers Convenience - A Single Solution for POS, OTA, Online, Transit & P2P Payments Personal Savings & Rewards Merchants Transit Ticket/ Payment NFC Will Enable: Stronger Customer Loyalty Customized One-on-One Services OTA ecoupon / mpromotion In-Store Smart Posters Mobile Carriers & Issuers Secure Payment of online purchases Increased Revenue Stronger Differentiation Stronger Customer Retention OTA Banking Services

5 Major Carriers and Banks Are Initiating NFC Trials NFC Trials Announced: China France Germany Malaysia USA

6 ViVOtech Provides A Complete Technology Solution for 3rd Generation Payment Ecosystem ViVOplatform OTA and Management Software Contactactless/NFC POS System mwallet Software Card Software

7 Atlanta NFC Trial 150 Season Ticket Holders Payment Contactless credit card payments Smart posters Video Clips Ringtones Team News Positive Test Results Exceeded expectations

8 Visa Wave NFC Trial in Malaysia 100 User NFC mobile phone payment pilot in Kuala Lumpur NFC enabled Nokia mobile phones with Visa Wave enabled readers Participated by Maxis, MayBank, Nokia, Philips, Visa, and ViVOtech ViVOtech provided ViVOwallet software & ViVOpay 5000 contactless readers

9 NFC Forum Developments Membership & Participation 92 Member Companies from 21 Countries 37 New Members in 2006 (so far!) 50% increase to 150+ participants at NFC Forum-Helsinki Standards Progress Compliance with ISO and ECMA contactless card standards Announced first four specifications on Aug, Available free of charge: NFC Data Exchange Format (NDEF) Technical Specification NFC Record Type Definition (RTD) Technical Specification NFC Text RTD Technical Specification NFC URI RTD Technical Specification Market Communication Progress NFC Target, Sub, & Compliance Mark Created; Trade Marking In-Progress Interoperability Ease of Use Reliability Four NFC Sponsored Events and Three Endorsed Events in 4Q06 All New Website: 30% of Yearly Handset Adoption Projected in 2011 (450M units/yr)

10 Mobey & Mobile Payment Forums Mobey Forum Formed in 2000 to accelerate User-Friendly Mobile Financial Services 28 Members Generated multiple documents including: Mobey Forum Security Element Technical Analysis (Executive Summary) Mobile Payment Forum Formed in 2001 to create a framework for the deployment of simple, secure and interoperable m-payments. 26 Members Generated white papers including a current draft version of: Mobile Proximity Payment Issues and Recommendations. Mobile Payment Configuration and Maintenance, June 12, 2006

11 Smart Card Alliance 2006 Annual Conference Thank You! Mohammad Khan President & Founder, ViVOtech October T H E L Y D I A N R O U N D T A B L E

Mobile Payments Building the NFC Ecosystem

Mobile Payments Building the NFC Ecosystem Mobile Payments Smart Card Alliance / NFC Forum Joint Workshop Building the NFC Ecosystem 2010 Smart Card Alliance Annual Conference Peter Preuss Nokia Chairman, NFC Forum Marketing Committee Cooperation

More information

Mobile Payment Trials in Public Transport. Card Tech Secure Tech 2009

Mobile Payment Trials in Public Transport. Card Tech Secure Tech 2009 Mobile Payment Trials in Public Transport Card Tech Secure Tech 2009 Transit and Mobile Technology Mobile Phones offer the potential to serve in many fare system roles: An internet access device A portable

More information

GSM Association (GSMA) Mobile Ticketing Initiative

GSM Association (GSMA) Mobile Ticketing Initiative GSM Association (GSMA) Mobile Ticketing Initiative Sue Monahan Director - GSMA NA Clif Campbell Lead Member of Technical Staff AT&T April 2010 Content GSM World Today GSMA Overview GSMA M-Ticketing Initiative

More information

Mobile NFC Services Opportunities & Challenges. NGUYEN Anh Ton VNTelecom Conference 31/10/2010

Mobile NFC Services Opportunities & Challenges. NGUYEN Anh Ton VNTelecom Conference 31/10/2010 Mobile NFC Services Opportunities & Challenges NGUYEN Anh Ton VNTelecom Conference 31/10/2010 Agenda 1. Introduction 2. Mobile NFC Overview 3. NFC Ecosystem Key Findings 4. Main NFC challenges 5. What

More information

The Role of TSM. TSM Functions. Guy Berg President Collis America May 6, 2009

The Role of TSM. TSM Functions. Guy Berg President Collis America May 6, 2009 The Role of TSM TSM Functions Guy Berg President Collis America 651 925 5410 berg@collisamerica.com May 6, 2009 1 TSM Trusted Service Manager Not a New Concept Many exist today Personalization Service

More information

SEPA goes Mobile Dr. Marijke De Soete ETSI Security Workshop January 2011 Sophia Antipolis, France

SEPA goes Mobile Dr. Marijke De Soete ETSI Security Workshop January 2011 Sophia Antipolis, France www.europeanpaymentscouncil.eu SEPA goes Mobile Dr. Marijke De Soete ETSI Security Workshop 2011 19-20 January 2011 Sophia Antipolis, France Global mobile subscribers (millions) Mobile phone: some statistics

More information

Secure Over-The-Air Services in NFC Ecosystems

Secure Over-The-Air Services in NFC Ecosystems Secure Over-The-Air Services in NFC Ecosystems Sirpa Nordlund Venyon Hagenberg March 20th, 2007 Contents of the presentation 1. Building up NFC ecosystem 2. Trusted third party and value proposition 3.

More information

Forging the Link Between Global Interoperability and New Business Opportunities

Forging the Link Between Global Interoperability and New Business Opportunities Forging the Link Between Global Interoperability and New Business Opportunities Debbie Arnold Director, NFC Forum WIMA USA November 30, 2011 Marketplace Situation 2 NFC Forum Google Hits Awareness of NFCIncreasing

More information

NEAR FIELD COMMUNICATION - THE FUTURE TECHNOLOGY FOR AN INTERACTIVE WORLD

NEAR FIELD COMMUNICATION - THE FUTURE TECHNOLOGY FOR AN INTERACTIVE WORLD Int. J. Engg. Res. & Sci. & Tech. 2013 Jignesh Patel and Badal Kothari, 2013 Research Paper ISSN 2319-5991 www.ijerst.com Vol. 2, No. 2, May 2013 2013 IJERST. All Rights Reserved NEAR FIELD COMMUNICATION

More information

A Look at the US Banking Industry

A Look at the US Banking Industry A Look at the US Banking Industry 5 Years Ago 20,000 Financial Institutions (2002) Paper check clearings totaled over 42 billion checks for more than $39 trillion dollars ACH Volume approached 9 billion

More information

The NFC Forum NFC Technology for Developers

The NFC Forum NFC Technology for Developers The NFC Forum NFC Technology for Developers 7 October 2008 Audio Tips All audio comes through your computer Use your computer mixer to adjust master volume Use Webcast reader audio slide top center of

More information

Near Field Communication and the NFC Forum: The Keys to Truly Interoperable Communications

Near Field Communication and the NFC Forum: The Keys to Truly Interoperable Communications The Keys to Truly Interoperable Communications ABSTRACT This white paper highlights the capabilities of Near Field Communication (NFC) and its potential to enhance our everyday lives. It shows how NFC

More information

Smart Card meets Connectivity New Opportunities in Mobile Business with NFC Technology. Smart Card Alliance2005 Fall Annual Conference Martin Bührlen

Smart Card meets Connectivity New Opportunities in Mobile Business with NFC Technology. Smart Card Alliance2005 Fall Annual Conference Martin Bührlen Smart Card meets Connectivity New Opportunities in Mobile Business with NFC Technology Smart Card Alliance2005 Fall Annual Conference Martin Bührlen Agenda NFC Technology Use Cases Implications for the

More information

State of US Mobile Payments (NFC)

State of US Mobile Payments (NFC) State of US Mobile Payments (NFC) (NFC State of the Industry Panel) Chandra Srivastava Business Leader, Visa SCA Mobile & NFC Council 2013 Payments Summit February 6, 2013 Draft - For Discussion Only 1

More information

NFC Forum News Conference. June 5, 2006

NFC Forum News Conference. June 5, 2006 NFC Forum News Conference June 5, 2006 The NFC Forum: Who We Are and Where We Are Going Christophe Duverne, NFC Forum Chairman Philips Semiconductors Today s Agenda Introduction to the NFC Forum Christophe

More information

2009 Fare Collection Workshop

2009 Fare Collection Workshop 2009 Fare Collection Workshop Emerging Technologies Near Field Communications and Credit Card Based Transit Payment Scott Rodda Booz Allen Hamilton March 16, 2009 GROWTH AND RENEWAL Emerging standards

More information

Will Mobile Phones Replace Cards?

Will Mobile Phones Replace Cards? Will Mobile Phones Replace Cards? Bastian Knoppers, Senior Vice President Card Personalization and Fulfillment, FIS Soren Bested, Managing Director Monitise Americas Kevin Morrison, Senior Vice President

More information

NFC Service Launch in Hong Kong. Alex Kun SVP, Product Development and Management Wireless Business

NFC Service Launch in Hong Kong. Alex Kun SVP, Product Development and Management Wireless Business NFC Service Launch in Hong Kong Alex Kun SVP, Product Development and Management Wireless Business 25-06-2013 Latest Contactless Development Landscape Octopus in Hong Kong 21 million cards issued Acceptance

More information

Mobile Payment & Retail Project. Maura Turolla, Telecom Italia - Innovazione

Mobile Payment & Retail Project. Maura Turolla, Telecom Italia - Innovazione Mobile Payment & Retail Project Maura Turolla, Telecom Italia - Innovazione The Mobile Wallet: Many services, many providers src: Core wallet Tech, Specificationl, GSMA, 2013 The mobile wallet is a software

More information

MIFARE4MOBILE: the road TO NFC MASS ADOPTION. NFC WORLD CONGRESS Sophia Antipolis, 2011

MIFARE4MOBILE: the road TO NFC MASS ADOPTION. NFC WORLD CONGRESS Sophia Antipolis, 2011 MIFARE4MOBILE: the road TO NFC MASS ADOPTION NFC WORLD CONGRESS Sophia Antipolis, 2011 Creating a Mobile-nfc Ecosystem Challenges to Mobile NFC s success: technical and business complexity, interoperability,

More information

Smart Cards in Mobile Payment / NFC

Smart Cards in Mobile Payment / NFC Smart Cards in Mobile Payment / NFC Welcome Rori Ferensic Director of Education and Professional Development, ETA The Smart Card Payments Application Series September 25, 2008 Introductions Randy Vanderhoof

More information

Natural Security Alliance

Natural Security Alliance Natural Security Alliance Business model and pilot projects ITU 14 & 15 October 2014 Philippe'Batard' Batard&&&Partners' Summary Natural Security Alliance: an initiative from retailers and banks The solution

More information

NFC Technology Overview Jonathan Main MasterCard Worldwide Chairman, Technical Committee

NFC Technology Overview Jonathan Main MasterCard Worldwide Chairman, Technical Committee NFC Technology Overview Jonathan Main MasterCard Worldwide Chairman, Technical Committee September 2009 Agenda Review of Use Cases Architecture Overview Relationship to Other Standards Status of NFC Forum

More information

Mobile Prepaid: The Future is Now. Mary Carol Harris Visa Europe

Mobile Prepaid: The Future is Now. Mary Carol Harris Visa Europe Mobile Prepaid: The Future is Now Mary Carol Harris Mobile in context 4.8 billion 3.5 billion 1000 every minute Youth have never known life without a phone Payment via mobile phone discussed spontaneously

More information

White Paper Near Field Communication

White Paper Near Field Communication White Paper Near Field Communication Contents About Near Field Communication page 2 Applications of NFC page 3 What is required for NFC to succeed? page 5 Nokia s role in NFC page 6 About Nokia page 7

More information

The Innovation Connection: How NFC is Driving New Global Opportunities. Koichi Tagawa Sony Chairman, NFC Forum

The Innovation Connection: How NFC is Driving New Global Opportunities. Koichi Tagawa Sony Chairman, NFC Forum The Innovation Connection: How NFC is Driving New Global Opportunities Koichi Tagawa Sony Chairman, NFC Forum NFC World Congress September 19, 2011 Marketplace Situation 2 Global Market Developments Business

More information

Mobile Security / Mobile Payments

Mobile Security / Mobile Payments Mobile Security / Mobile Payments Leslie K. Lambert CISSP, CISM, CISA, CRISC, CIPP/US, CIPP/G VP, Chief Information Security Officer Juniper Networks Professional Techniques - Session T23 MOBILE SECURITY

More information

Mobile Banking and Payments Emerging Trends and Opportunities

Mobile Banking and Payments Emerging Trends and Opportunities Mobile Banking and Payments Emerging Trends and Opportunities VIDEO 2 Introductions Barry O Connell Banking and Payments Strategy Barry focuses on customer, product and channel strategy for banks and payments

More information

NFC in Japan and NFC Forum

NFC in Japan and NFC Forum NFC in Japan and NFC Forum Koichi Tagawa Sony Chairman, NFC Forum Meetup at NFC Solutions Summit 2012.05.23 What is NFC? 2 NFC is Uniquely Powerful 3 NFC - How Does it Work? Three Mandatory Communication

More information

Business Models in Mobile NFC Services

Business Models in Mobile NFC Services + Business Models in Mobile NFC Services Network-Approach to Service Development and Commercialization Per Andersson, Riikka Murto, Christopher Rosenqvist 19.10.2012 + Small project at Wireless@KTH, 2

More information

Mobile Banking in Europe and potentials for MNOs

Mobile Banking in Europe and potentials for MNOs Mobile Banking in Europe and potentials for MNOs CME Sharing Initiative Authors: Sylvain Chevallier, Olivier Darondel and Christophe Gandillot 29.06.2017 Mobile Payment/Transfer are the most common services,

More information

Smart Card Alliance Update. Update to the Interagency Advisor Board (IAB) June 27, 2012

Smart Card Alliance Update. Update to the Interagency Advisor Board (IAB) June 27, 2012 Smart Card Alliance Update Update to the Interagency Advisor Board (IAB) June 27, 2012 Industry s Access Control Payments (NEW) Mobile & NFC Identity Industry s Healthcare Transportation Access Control

More information

Vodafone Group Plc Mobile Money Webinar. 5 March 2013

Vodafone Group Plc Mobile Money Webinar. 5 March 2013 Vodafone Group Plc Mobile Money Webinar 5 March 2013 1 Disclaimer Vodafone, the Vodafone logo, M-Pesa, the M-Pesa logo, Vodafone SmartPass and Vodafone Wallet are trade marks of the Vodafone Group. Other

More information

MOBILE WALLET TECHNOLOGIES: GLOBAL MARKETS. IFT070A April Priyanka Patel Project Analyst ISBN:

MOBILE WALLET TECHNOLOGIES: GLOBAL MARKETS. IFT070A April Priyanka Patel Project Analyst ISBN: MOBILE WALLET TECHNOLOGIES: GLOBAL MARKETS IFT070A April 2013 Priyanka Patel Project Analyst ISBN: 1-56965-176-0 BCC Research 49 Walnut Park, Building 2 Wellesley, MA 02481 866-285-7215, 781-489-7301 www.bccresearch.com

More information

Emerging Risks in Emerging Payments

Emerging Risks in Emerging Payments CTIA- The Wireless Association Presentation for Federal Reserve Bank Emerging Risks in Emerging Payments November, 15, 2010 Atlanta, GA Kate Kingberger Director, Wireless Internet Development CTIA- The

More information

When Worlds Collide Payments meet mobile Osman Inegol, Mobile Business Unit

When Worlds Collide Payments meet mobile Osman Inegol, Mobile Business Unit When Worlds Collide Payments meet mobile Osman Inegol, Mobile Business Unit Croatia, Israel, Romania and Turkey Zadar 17 September 2013 Agenda 1 What does Visa Europe do? 2 What is Visa Europe s vision

More information

Smart Card Alliance Payments and Transportation Councils Summit

Smart Card Alliance Payments and Transportation Councils Summit Smart Card Alliance Payments and Transportation Councils Summit Spencer White Director, Mobile Financial Services AT&T Mobility & Consumer Services February 26, 2009 (c) 2007 AT&T Intellectual Property.

More information

Enabling Mobile NFC CTST 2008

Enabling Mobile NFC CTST 2008 CTST 2008 Presented by Patrick Waters 15 May 2008 GROUP R&D - Enablers AGENDA Developing a Mobile NFC platform Turning NFC into Reality Re-inventing the SIM to Enable Trusted Services 2 1 Developing a

More information

Andrew Griffin Member of Mobile Wallet Taskforce, Mobey Forum

Andrew Griffin Member of Mobile Wallet Taskforce, Mobey Forum Andrew Griffin Member of Mobile Wallet Taskforce, Mobey Forum andrew.griffin@monitise.com Director of Market Intelligence, Monitise Future Payments 2013, May 15-16, London. Global, bank-led cross-industry

More information

Fundamentals of Near Field Communication (NFC) Tvrtko Barbarić NXP Semiconductors

Fundamentals of Near Field Communication (NFC) Tvrtko Barbarić NXP Semiconductors Fundamentals of Near Field Communication (NFC) Tvrtko Barbarić NXP Semiconductors Automotive Identification Wireless Infrastructure Lighting Industrial Mobile Consumer Computing Global player with local

More information

Putting NFC Forum Specifications to Work

Putting NFC Forum Specifications to Work Putting NFC Forum Specifications to Work 16 March 2011 Moderator Ruth Cassidy PR Director NFC Forum ruth.cassidy@nfc-forum.org 2 Audio Tips Audio may come through your computer or you may call in Use your

More information

Natural Security Alliance

Natural Security Alliance Natural Security Alliance Biometrics Based Projects: How to Build Trust in biometrics projects? October 7-8, 2014 Barcelona Summary! 3 Key questions 1/ How to succeed biometrics based deployment project?

More information

Session 2: Understanding the payment ecosystem and the issues Visa Europe

Session 2: Understanding the payment ecosystem and the issues Visa Europe Session 2: Understanding the payment ecosystem and the issues Visa Europe Agnes Revel Martineau VP, Head of Product Specifications, Standards and Industry Liaison ETSI 01st, July, 2014 Agenda You said

More information

FINGERPRINT CARDS Q OCTOBER 26, 2018

FINGERPRINT CARDS Q OCTOBER 26, 2018 FINGERPRINT CARDS Q3 2018 OCTOBER 26, 2018 Q3 2018 Summary Revenues Revenues: SEK 431 (841) M, a 49% decrease yearover-year Margins & profitability Gross profit: SEK 115 M (277) M Gross Margin: 27% (33)

More information

UK CONSUMERS WANT NFC ON THEIR MOBILES O2 Wallet trial reveals 78% want to use contactless services on their mobile phone

UK CONSUMERS WANT NFC ON THEIR MOBILES O2 Wallet trial reveals 78% want to use contactless services on their mobile phone press release 2nd September 2008 UK CONSUMERS WANT NFC ON THEIR MOBILES O2 Wallet trial reveals 78% want to use contactless services on their mobile phone The prospect of using your mobile phone to make

More information

Digital Wallets In Depth What are they? How do they work? And where do credit unions fit in?

Digital Wallets In Depth What are they? How do they work? And where do credit unions fit in? Digital Wallets In Depth What are they? How do they work? And where do credit unions fit in? 1 Today s Presenters CAROLINEWILLARD Executive Vice President, Marketing & Strategy AMANDASMITH Senior Manager,

More information

- Lessons Learnt in Asia. Dr. Jack C. Pan Watchdata Technologies

- Lessons Learnt in Asia. Dr. Jack C. Pan Watchdata Technologies Mobile Proximity Payment - Lessons Learnt in Asia 1 Dr. Jack C. Pan Watchdata Technologies About Watchdata Established in 1994 Top 5 smart card vendor worldwide TimeCOS - First COS developed in China Headquarter

More information

Mobile Financial Services: An Approach To AML/CTF For Mobile Money Transfer

Mobile Financial Services: An Approach To AML/CTF For Mobile Money Transfer Mobile Financial Services: An Approach To AML/CTF For Mobile Money Transfer World Bank Workshop June 2008 Bangkok Mike Rodin Associate General Counsel The Western Union Company 1 The Western Union Company

More information

NFC Service Roaming. NFC Services and Innovation Group NTT DOCOMO, INC. June, 2013

NFC Service Roaming. NFC Services and Innovation Group NTT DOCOMO, INC. June, 2013 NFC Service Roaming NFC Services and Innovation Group NTT DOCOMO, INC. June, 2013 Global NFC Trend Mobile NFC Commercial Deployments Worldwide Global Growth of Mobile NFC Markets Enabled by Standardization

More information

M-Payments in Asia Pacific

M-Payments in Asia Pacific M-Payments in Asia Pacific Presentation to LIRNE Asia Changi Village Hotel Singapore 10-14 th June 2008 Dr John Ure Director TRPC Associate Professor and Director Telecommunications Research Project University

More information

Market Research & Competitive Intelligence

Market Research & Competitive Intelligence Market Research & Competitive Intelligence Mobile Payments November 2012 Background Mobile Payments - Rising Steadily Over Past Years Main Growth Engine: Rise of the Smartphone Customers became more engaged

More information

NFC Application Ecosystems: Introduction, Peer-to-Peer, NFC Tags/Posters and Product Label Applications

NFC Application Ecosystems: Introduction, Peer-to-Peer, NFC Tags/Posters and Product Label Applications NFC Application Ecosystems: Introduction, Peer-to-Peer, NFC Tags/Posters and Product Label Applications Smart Card Alliance Mobile & NFC Council Webinar September 27, 2012 Introductions Brent Bowen, INSIDE

More information

Security on NFC-Enabled Platforms

Security on NFC-Enabled Platforms Security on NFC-Enabled Platforms Building Trust in the New Mobile Applications Ecosystem Whitepaper www.infineon.com/nfc Content A New Stage in the Evolution of Personal Mobility 4-7 The Need for Hardware-based

More information

Mobile Payments. NRF ARTS Mobile Blueprint Panel. Smart Card Alliance / NFC Forum Joint Workshop

Mobile Payments. NRF ARTS Mobile Blueprint Panel. Smart Card Alliance / NFC Forum Joint Workshop Mobile Payments Smart Card Alliance / NFC Forum Joint Workshop NRF ARTS Mobile Blueprint Panel Richard Mader Executive Director, ARTS Cathy Medich Smart Card Alliance 2010 Smart Card Alliance Annual Conference

More information

PRESENTED BY CARRIER BILLING MARKET SPECIAL HUNGARY MOBILE MARKET HUNGARY SMARTPHONES VS. MASS MARKET HANDSETS m 41.8% 58.

PRESENTED BY CARRIER BILLING MARKET SPECIAL HUNGARY MOBILE MARKET HUNGARY SMARTPHONES VS. MASS MARKET HANDSETS m 41.8% 58. PRESENTED BY CARRIER BILLING MARKET SPECIAL HUNGARY MOBILE MARKET HUNGARY SMARTPHONES VS. MASS MARKET HANDSETS 10.79m HANDSETS 41.8% 58.2% Juniper Research & DIMOCO White Paper: The Future of Carrier Billing

More information

Payments and mobile devices merge to offer speed, ease and a big wow

Payments and mobile devices merge to offer speed, ease and a big wow Payments and mobile devices merge to offer speed, ease and a big wow F inally, Randy and Rosie Atkinson are speaking the same language. And texting it, too. Although almost four decades separate them,

More information

Smart Cards. Tim Hogan, Practice Director, Unisys

Smart Cards. Tim Hogan, Practice Director, Unisys Smart Cards Tim Hogan, Practice Director, Unisys Unisys Technology Forum 2007 18/05/2007 Page 1 Agenda What Defines a Smart Card Types of Smart Cards What benefit do they give A trip to the Tip Privacy

More information

FINGERPRINT CARDS Q FEBRUARY 9, 2018

FINGERPRINT CARDS Q FEBRUARY 9, 2018 FINGERPRINT CARDS Q4 2017 FEBRUARY 9, 2018 Q4 2017 Summary Revenues Revenues: SEK 615 (1,619) M, a 62% decrease yearover-year Margins & profitability Gross profit*: SEK 130 (715) M Gross Margin: 21% (44)

More information

A Mobile Enabler for Merchants

A Mobile Enabler for Merchants A Mobile Enabler for Merchants Overview for July 17, 2013 We Are In The Mobile Moment Statistics do not lie The world s population is 7.1 billion people Globally, there are over 6.7 billion active mobile

More information

Global Prepaid Card Market with Focus on The United States ( ) April 2016

Global Prepaid Card Market with Focus on The United States ( ) April 2016 Global Prepaid Card Market with Focus on The United States (2016-2020) April 2016 Global Prepaid Card Market Report Scope of the Report The report titled Global Prepaid Card Market with Focus on The United

More information

Payeeton Solution Platform

Payeeton Solution Platform Payeeton Solution Platform Bridging your mobile life Macronix 旺宏電子集團子公司 Index About MXIC About Mxtran Payeeton Introduction P.2 Corporate Introduction Mxtran Inc. The Origin of Brand - Macronix About Macronix

More information

Smart Tokens: Tags, smart phones and everything in between. Dr Gerhard Hancke Information Security Group

Smart Tokens: Tags, smart phones and everything in between. Dr Gerhard Hancke Information Security Group Smart Tokens: Tags, smart phones and everything in between Dr Gerhard Hancke Information Security Group 29.02.2012 Royal Holloway (RHUL) Royal Holloway founded in 1879 by Victorian entrepreneur Thomas

More information

Mobile Banking: Boldly Go WNOHGB

Mobile Banking: Boldly Go WNOHGB Mobile Banking: Boldly Go WNOHGB Regional & Community Bankers Conference October 16, 2008 Mike Stewart, Assistant Vice President Business Development & Customer Services 1 Discussion Topics Some Definitions

More information

Paula Hunter NFC Solutions Summit June 3-4 Austin, TX. NFC & The Growth of Connected Consumer Electronics Devices

Paula Hunter NFC Solutions Summit June 3-4 Austin, TX. NFC & The Growth of Connected Consumer Electronics Devices Paula Hunter NFC Solutions Summit June 3-4 Austin, TX NFC & The Growth of Connected Consumer Electronics Devices Agenda Internet of Things Global Market Situation Convergence - IOT and NFC NFC Forum Update

More information

Visa paywave Implementation Overview and European Pilot Operating Principles Member Letter: VE 08/08 Type: General 16 April 2008

Visa paywave Implementation Overview and European Pilot Operating Principles Member Letter: VE 08/08 Type: General 16 April 2008 Principal and Group Members Centre Manager Senior Visa Officer Marketing Staff Visa paywave Implementation Overview and European Pilot Operating Principles Member Letter: VE 08/08 Type: General 16 April

More information

M-payments surging ahead: distinct opportunities in developed and emerging markets

M-payments surging ahead: distinct opportunities in developed and emerging markets M-payments surging ahead: distinct opportunities in developed and emerging markets Mr. Karim Taga Managing Director Austria taga.karim@adlittle.com Arthur D. Little Austria GmbH Schottengasse 1 A-1010

More information

Webinar Tokenization 101

Webinar Tokenization 101 Webinar Tokenization 101 René M. Pelegero Retail Payments Global Consulting Group L.L.C December 15 th, 2014 Webinar Overview A description of tokenization and how the technology is being employed in the

More information

Mobile/NFC Security Fundamentals. Secure Elements 101. Smart Card Alliance Webinar March 28, 2013

Mobile/NFC Security Fundamentals. Secure Elements 101. Smart Card Alliance Webinar March 28, 2013 Mobile/NFC Security Fundamentals Secure Elements 101 Smart Card Alliance Webinar March 28, 2013 Introductions Brent Bowen, INSIDE Secure Chair, Mobile & NFC Council, Smart Card Alliance Mobile & NFC Council

More information

NFC embedded microsd smart Card - Mobile ticketing opportunities in Transit

NFC embedded microsd smart Card - Mobile ticketing opportunities in Transit NFC embedded microsd smart Card - Mobile ticketing opportunities in Transit July 2017 By: www.smk-logomotion.com Introduction Presentation is describing NFC enabled microsd smart card (LGM Card) Technical

More information

March verifone.co.uk. Payment Talk VERIFONE IN EUROPE. Tap into contactless

March verifone.co.uk. Payment Talk VERIFONE IN EUROPE. Tap into contactless verifone.co.uk March 2017 Payment Talk Tap into contactless VERIFONE IN EUROPE 2 Tap into contactless March 2017 2 Europe s Tap and go society Digitisation has had a lasting impact on customer expectations

More information

MOBILE BANKING AND PAYMENTS

MOBILE BANKING AND PAYMENTS Index Table of Contents Table of Contents... i List of Figures... v Executive summary...1 1 Premium SMS and other text or voice based payments...3 1.1 Introduction...3 1.1.1 Setting up a premium SMS payment

More information

MOBILE WALLETS. The Future of Cash. Whitepaper.

MOBILE WALLETS. The Future of Cash. Whitepaper. MOBILE WALLETS The Future of Cash Whitepaper www.juniperresearch.com 1 1.1 Introduction With the arrival of Apple Pay, interest in mobile wallets has been rekindled. In developed markets, an array of stakeholders,

More information

Monday, April 4, 1:30 2:30 Room 19AB

Monday, April 4, 1:30 2:30 Room 19AB The Case for Mobile Payments in the U.S. Marianne Crowe Vice President, Federal Reserve Bank of Boston Steve Mott Principal, BetterBuyDesign Richard R. Oliver Executive Vice President, Federal Reserve

More information

M-Banking and M-Payments in Asia Pacific

M-Banking and M-Payments in Asia Pacific M-Banking and M-Payments in Asia Pacific Presentation to the IFC Jakarta, Indonesia 20 th August 2008 John Ure Director TRPC Pte Ltd (Singapore) Associate Professor and Director Telecommunications Research

More information

Visa Inc Investor Day. Technology at Visa. Rajat Taneja EVP, Technology and Operations

Visa Inc Investor Day. Technology at Visa. Rajat Taneja EVP, Technology and Operations Visa Inc. 2017 Investor Day Technology at Visa Rajat Taneja EVP, Technology and Operations Key Takeaways Technology is a vital pillar of Visa s business The Visa network is engineered to provide unmatched

More information

MDES to support converged wallets CEESCA 2015 Dubrovnik

MDES to support converged wallets CEESCA 2015 Dubrovnik László Szetnics, MasterCard Europe 30 September 2015 MDES to support converged wallets CEESCA 2015 Dubrovnik From the basics to the latest P2P Digitization MCBP NFC HCE PAN MasterPass Token DSRP MDES MDEXpress

More information

Contents. Preface. Acknowledgments. xxiii. List of Acronyms i xxv

Contents. Preface. Acknowledgments. xxiii. List of Acronyms i xxv Preface xv Acknowledgments. xxiii List of Acronyms i xxv 1 Executive Summary 1 1.1 Towards NFC Era 2 1.1.1 Ubiquitous Computing 2 1.1.2 Mobile Phones 3 1.1.3 Technological Motivation of NFC 4 1.1.4 Wireless

More information

How Mobile is Reshaping Payments

How Mobile is Reshaping Payments How Mobile is Reshaping Payments Smart Card Alliance Payments Summit April 7, 2016 Marianne Crowe Vice President, Payment Strategies Federal Reserve Bank of Boston Disclaimer: The views expressed in this

More information

NFC Forum Specifications to Build Solutions and Ensure the Global Interoperability of NFC. John Hillan Qualcomm (UK) Ltd. Chair, Technical Committee

NFC Forum Specifications to Build Solutions and Ensure the Global Interoperability of NFC. John Hillan Qualcomm (UK) Ltd. Chair, Technical Committee NFC Forum Specifications to Build Solutions and Ensure the Global Interoperability of NFC John Hillan Qualcomm (UK) Ltd. Chair, Technical Committee 28th September, 2012 NFC Forum Mission and Goals The

More information

Smart Card Management Innovation - Shinhan Card Case Study

Smart Card Management Innovation - Shinhan Card Case Study Smart Card Management Innovation - Shinhan Card Case Study May, 07. 2009 Gyung Eun Choi, gechoi@kr.ibm.com Advisory Software Engineer IBM KSSL(Korea Software Solutions Lab.) Contents IBM CoreSCMS KSSL

More information

Drivers and Trends in Mobile Payments. MMT APAC Manila, Philippines Lance Blockley 18 January 2011

Drivers and Trends in Mobile Payments. MMT APAC Manila, Philippines Lance Blockley 18 January 2011 Drivers and Trends in Mobile Payments MMT APAC Manila, Philippines Lance Blockley 18 January 2011 Mobile payments covers a number of different types of transaction Mobile Proximity Payments Mobile Money

More information

GOOGLE WALLET. Hardik Mangukiya ABSTRACT INDIA

GOOGLE WALLET. Hardik Mangukiya ABSTRACT INDIA GOOGLE WALLET Hardik Mangukiya INDIA ABSTRACT Over the past few thousand years of evolution, the way we pay has changed shapes and materials. It has gone from gold to coins, paper money to plastic cards

More information

A SURVEY ON NEAR FIELD COMMUNICATION IN MOBILE PHONES & PDAS

A SURVEY ON NEAR FIELD COMMUNICATION IN MOBILE PHONES & PDAS Technical report, IDE1062, Sept 2010 A SURVEY ON NEAR FIELD COMMUNICATION IN MOBILE PHONES & PDAS Master s Thesis in Computer Systems Engineering IMHONTU, EROMON EMMANUEL & KUMAH, YAW OWUSU School of Information

More information

mbank s mobile payments journey Joanna Erdman Director, Card Business Development

mbank s mobile payments journey Joanna Erdman Director, Card Business Development mbank s mobile payments journey Joanna Erdman Director, Card Business Development The agenda of the journey 2 The agenda of the journey 3 Will 2015 be the next Year of Mobile Payments? This year we can

More information

Catalysts for Convergence The 10 th Annual Conference Smart Card Alliance

Catalysts for Convergence The 10 th Annual Conference Smart Card Alliance Catalysts for Convergence The 10 th Annual Conference Smart Card Alliance Paul Beverly, SchlumbergerSema Randy Vanderhoof, Smart Card Alliance October 7, 2002 Paul Beverly Chairman, Smart Card Alliance

More information

TECHNICAL STANDARDS ASSESSMENT REPORT

TECHNICAL STANDARDS ASSESSMENT REPORT TECHNICAL STANDARDS ASSESSMENT REPORT 7/28/2018 Version 2.0, M. Ficken 1 Table of Contents 1 Table of Contents... 2 2 Scope... 3 2.1 ATMIA Next Gen Blueprint... 3 3 ASSESSMENT... 4 3.1 BIGGER PICTURE...

More information

16.68m GREECE CARRIER BILLING MARKET SPECIAL 42.6% 57.4% HANDSETS MOBILE MARKET GREECE SMARTPHONES VS. MASS MARKET HANDSETS PRESENTED BY

16.68m GREECE CARRIER BILLING MARKET SPECIAL 42.6% 57.4% HANDSETS MOBILE MARKET GREECE SMARTPHONES VS. MASS MARKET HANDSETS PRESENTED BY PRESENTED BY CARRIER BILLING MARKET SPECIAL GREECE MOBILE MARKET GREECE SMARTPHONES VS. MASS MARKET HANDSETS 16.68m HANDSETS 42.6% 57.4% Juniper Research & DIMOCO White Paper: The Future of Carrier Billing

More information

Smartcards, smartphones - and other payment methods. Senior Advisor Bent Bentsen at ATC 2008, Future SIM workshop Oslo, June 23, 2008

Smartcards, smartphones - and other payment methods. Senior Advisor Bent Bentsen at ATC 2008, Future SIM workshop Oslo, June 23, 2008 Smartcards, smartphones - and other payment methods Senior Advisor Bent Bentsen at ATC 2008, Future SIM workshop Oslo, June 23, 2008 DnB NOR - Norway's leading financial services group More than 2.1 million

More information

19 th Year of Publication. A monthly publication from South Indian Bank.

19 th Year of Publication. A monthly publication from South Indian Bank. To kindle interest in economic affairs... To empower the student community... Open YAccess www.sib.co.in ho2099@sib.co.in A monthly publication from South Indian Bank 19 th Year of Publication SIB STUDENTS

More information

Paula Okunieff Xerox Services, Sr. Solution Architect Boston, Massachusetts

Paula Okunieff Xerox Services, Sr. Solution Architect Boston, Massachusetts International Standards Initiatives Five Projects to Address Public Transport Payment Technologies Paula Okunieff Xerox Services, Sr. Solution Architect Boston, Massachusetts A. Chan, D. Matta, K. Olyai,

More information

Apple Pay - Frequently Asked Questions

Apple Pay - Frequently Asked Questions Apple Pay - Frequently Asked Questions What is Apple Pay? Apple Pay is a payments feature integrated into the Wallet app on your ios device that lets you add your Century Bank (CB) MasterCard Debit Card

More information

Die Zukunft des M-Payment The future of m-payment NFC. Andreas Johne. Düsseldorf, 25. Januar 2008

Die Zukunft des M-Payment The future of m-payment NFC. Andreas Johne. Düsseldorf, 25. Januar 2008 Die Zukunft des M-Payment Düsseldorf, 25. Januar 2008 Andreas Johne Agenda Brief company presentation M-payment with Near Field Communication Success stories with Page 2 Giesecke & Devrient From Printing

More information

NFC in the PC environment

NFC in the PC environment NFC in the PC environment Kurt Schmid March 2007 1 ITG within ASSA ABLOY A multi-national group Some 30,000 employees HQ: Stockholm, Sweden Global Technologies Group Entrance System Group Americas EMEA

More information

Secure Elements 101. Sree Swaminathan Director Product Development, First Data

Secure Elements 101. Sree Swaminathan Director Product Development, First Data Secure Elements 101 Sree Swaminathan Director Product Development, First Data Secure Elements Secure Element is a tamper resistant Smart Card chip that facilitates the secure storage and transaction of

More information

Mobile Commerce and Mobile Payments

Mobile Commerce and Mobile Payments Mobile Commerce and Mobile Payments J. Dax Hansen, Perkins Coie LLP Jofelyn A. Ceballos, Sprint Nextel Corporation June 25, 2010 18569419.ppt Mobile Commerce Business Models Bill-to-Mobile Mobile Banking

More information

The Open Application Platform for Secure Elements.

The Open Application Platform for Secure Elements. The Open Application Platform for Secure Elements. Java Card enables secure elements, such as smart cards and other tamper-resistant security chips, to host applications, called applets, which employ Java

More information

X-ChargeTM. X-Charge Integration. Programmer Guide. Getting Started Guide

X-ChargeTM. X-Charge Integration. Programmer Guide. Getting Started Guide X-ChargeTM Getting Started Guide X-Charge Integration Programmer Guide X-Charge TM Getting Started Guide X-Charge Integration 02/12/2009 Programmer Guide Copyright 2000-2009 by CAM Commerce Solutions,

More information

Near Field Communication: IoT with NFC. Dominik Gruntz Fachhochschule Nordwestschweiz Institut für Mobile und Verteilte Systeme

Near Field Communication: IoT with NFC. Dominik Gruntz Fachhochschule Nordwestschweiz Institut für Mobile und Verteilte Systeme Near Field Communication: IoT with NFC Dominik Gruntz Institut für Mobile und Verteilte Systeme NFC Experience at FHNW 2005/06 First NFC demonstrator (with Siemens CX70 Emoty) NFC was included in a removable

More information

ACM1252U-Y3. USB NFC Reader Module with Detachable Antenna Board

ACM1252U-Y3. USB NFC Reader Module with Detachable Antenna Board ACM1252U-Y3 USB NFC Reader Module with Detachable Antenna Board Units 4108 4110, 41 st Floor, Manhattan Place 23 Wang Tai Road, Kowloon Bay, HK Tel: +852-27967873 Fax: +852-27961286 info@acs.com.hk www.acs.com.hk

More information

Evolving Wireless Services to the Future

Evolving Wireless Services to the Future Evolving Wireless Services to the Future Dr. Mark Epstein Senior Vice President, Development 3G and LTE Will Drive Mobile Broadband Into the Next Decade Sources: Strategy Analytics, July 2007; Informa,

More information