MoneyClick TM Internet Banking New Version User Manual. Karnataka Bank Ltd. MoneyClick User Manual. Index

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1 Karnataka Bank Ltd MoneyClick User Manual Index S N Menu Option Page Num 1 Login Dash Board,Widgets Beneficiary Management Transactions and its details (Retail) Transactions and its details (Corporate) Online Deposit Account Opening Bulk Transaction Uploading Kindly contact Banks customer care or Visit your Base Branch for any issues or write to ccc@ktkbank.com Karnataka Bank Ltd 1

2 1. Login: Dear Customer, welcome to our new Money Click Application (Internet Banking) Enter your User ID (Customer ID for Retail Internet Banking User / Corporate ID. [dot]user ID for Corporate User) and Captcha Image value is shown in the login page and Click on the Login button. Karnataka Bank Ltd 2

3 Please go through the terms and condition and then Click on 'Agree' to proceed. Select Image from the below image list and enter the phrase (welcome message you wish to see) and Click on the 'Update' button to save the security settings. Karnataka Bank Ltd 3

4 You have to change the login and transaction password. MoneyClick TM Internet Banking New Version User Manual Karnataka Bank Ltd 4

5 2. Dash Board, Widgets: You are directed to Home Screen of Internet Banking. Experience Single Screen Banking by adding widgets from dashboard as shown below, this allows to do Quick Transaction, Account Summary View, Transaction details, etc. Step-I Click on Add Widgets link. Karnataka Bank Ltd 5

6 Step-II Select the widget you want to see in your home screen. And clicking on the 'Add' button all the widgets selected will be shown in the single page (Dashboard). Karnataka Bank Ltd 6

7 3.Beneficiary Management : Manage Beneficiary Limit: Please go to Transactions: Beneficiary Management > Manage Maximum Beneficiary Limit and click on the link shown in the image. Enter the beneficiary limit as shown in the below screen and click on 'Continue' button to proceed the next step of beneficiary limit set process. Karnataka Bank Ltd 7

8 Beneficiary Limit Confirmation screen appears below. In that screen enter the One Time Password (OTP) in that appropriate place and click on 'Submit' button. Confirmation for 'Beneficiary limits Set' appears as below. User can now proceed to add Beneficiary. Karnataka Bank Ltd 8

9 To add new Beneficiary: Please go to Transactions: Beneficiary Management >Add/Modify/Delete Beneficiary > Add Beneficiary and click on the link shown in the image. Enter all the mandatory fields indicates in the below screen and click on 'Continue' Button to proceed the next step of beneficiary addition. Karnataka Bank Ltd 9

10 Verify the beneficiary details and enter the One Time Password message received from bank to your registered mobile number and Click on the ' Confirm Details' to save the beneficiary. Beneficiary ID will be activated after 4 hours of cooling period. Karnataka Bank Ltd 10

11 To Add Other Bank Beneficiary: Please go to Transactions: Beneficiary Management >Add/Modify/Delete Beneficiary > Add Beneficiary and click on the link shown in the image. Enter all the mandatory fields indicates in the below screen and click on 'Continue'Button to proceed the next step of other bank beneficiary addition. Karnataka Bank Ltd 11

12 Verify the beneficiary details and enter the One Time Password message received from bank to your registered mobile number and Click on the ' Confirm Details' to save the beneficiary. Karnataka Bank Ltd 12

13 Beneficiary ID will be activated after 4 hours of cooling period. View already added Beneficiary: Please go to Transactions: Beneficiary Management > Add/Modify/Delete Beneficiary >View Beneficiary Details and click on the link shown in the image 1 and 2. Karnataka Bank Ltd 13

14 Image: 1 Image: 2 Karnataka Bank Ltd 14

15 4. Transactions and its details (Retail): Funds Transfer to Other Bank Account: Please go to Transactions: Funds Transfer > RTGS/NEFT and click on the link shown in the image. Enter all the mandatory fields indicated below and click on 'Continue' button to proceed next step of funds transfer. Karnataka Bank Ltd 15

16 1. Continue - Click on continue button to proceed the next step of funds transfer 2. Add New Entry-To add multiple transaction entries in single authentication 3. Save- Save transaction now and complete it later. 4. Save As Template Save this as template and next time you can initiate transaction directly by selecting 'initiate from template'. Karnataka Bank Ltd 16

17 After clicking on the continue button Payment Confirmation screen will appear. In that Screen enter the transaction & One Time Password in that appropriate place and click on 'Confirm payment 'button. Karnataka Bank Ltd 17

18 On completion of transaction Cyber Receipt appears as below.user can download the same from below 'Download Details As' field in various formats. Funds Transfer to Credit Card: Please go to Transactions: Funds Transfer > Credit Card Payment and click on the link shown in the image. Karnataka Bank Ltd 18

19 Enter all the mandatory fields indicated below and click on 'Continue 'button to proceed next step of funds transfer. 1. Continue - Click on continue button to proceed the next step of funds transfer 2. Add New Entry-To add multiple transaction entries in single authentication 3. Save- Save transaction now and complete it later. 4. Save As Template Save this as template and next time you can initiate transaction directly by selecting 'initiate from template'. Karnataka Bank Ltd 19

20 After clicking on the continue button Payment Confirmation screen will appear. In that screen enter the transaction & One Time Password in that appropriate place and click on 'Confirm payment 'button. On completion of transaction Cyber Receipt appears as below.user can download the same from below 'Download Details As' field in various format. Karnataka Bank Ltd 20

21 Funds Transfer to Third Party Account: MoneyClick TM Internet Banking New Version User Manual Please go to Transactions: Funds Transfer > Within Bank Transfer > Funds Transfer to Third Party Account and click on the link shown in the image. Karnataka Bank Ltd 21

22 Enter all the mandatory fields indicated below and click on 'Continue' button to proceed next step of funds transfer. 1. Continue - Click on continue button to proceed the next step of funds transfer 2. Add New Entry-To add multiple transaction entries in single authentication 3. Save- Save transaction now and complete it later. 4. Save As Template Save this as template and next time you can initiate transaction directly by selecting 'initiate from template'. Karnataka Bank Ltd 22

23 After clicking on the continue button Payment Confirmation screen will appear. In that screen enter the transaction & One Time Password in that appropriate place and click on 'Confirm payment' button. On completion of transaction Cyber Receipt appears as below.user can download the same from below 'Download Details As' field in various formats. Karnataka Bank Ltd 23

24 Immediate Payment-IMPS-24x7 MoneyClick TM Internet Banking New Version User Manual Please go to Transactions: Funds Transfer > Immediate Payment -IMPS-24X7 and click on the link shown in the image. Enter all the mandatory fields indicated below and click on 'Continue' button to proceed next step of funds transfer. 1. Continue - Click on continue button to proceed the next step of funds transfer 2. Add New Entry-To add multiple transaction entries in single authentication 3. Save- Save transaction now and complete it later. 4. Save As Template Save this as template and next time you can initiate transaction directly by selecting 'initiate from template'. Karnataka Bank Ltd 24

25 After clicking on the continue button Payment Confirmation screen will appear. In that screen enter the transaction & One Time Password in that appropriate place and click on 'Confirm payment' button. Karnataka Bank Ltd 25

26 On completion of transaction Cyber Receipt appears as below.user can download the same from below 'Download Details As' field in various format. Karnataka Bank Ltd 26

27 Funds Transfer to Temple Charity Account: MoneyClick TM Internet Banking New Version User Manual Please go to Transactions: Funds Transfer > e-hundi and click on the link shown in the image. Enter all the mandatory fields indicated below and click on 'Continue' button to proceed next step of funds transfer. 1. Continue - Click on continue button to proceed the next step of funds transfer 2. Add New Entry-To add multiple transaction entries in single authentication 3. Save- Save transaction now and complete it later. 4. Save As Template Save this as template and next time you can initiate transaction directly by selecting 'initiate from template'. Karnataka Bank Ltd 27

28 Karnataka Bank Ltd 28 MoneyClick TM Internet Banking New Version User Manual

29 After clicking on the continue button Payment Confirmation screen will appear. In that screen enter the transaction & One Time Password in that appropriate place and click on 'Confirm payment' button. On completion of transaction Cyber Receipt appears as below.user can download the same from below 'Download Details As' field in various formats. Karnataka Bank Ltd 29

30 5. Transactions (Corporate Users) Funds Transfer to Third Party Account: (Maker Part) MoneyClick TM Internet Banking New Version User Manual Please go to Transactions: Funds Transfer > Within Bank Transfer > Funds Transfer To Third Party Account and click on the link shown in the image. Enter all the mandatory fields indicated below and click on 'Continue' button to proceed next step of funds transfer. Karnataka Bank Ltd 30

31 1. Continue - Click on continue button to proceed the next step of funds transfer 2. Add New Entry-To add multiple transaction entries in single authentication 3. Save- Save transaction now and complete it later. 4. Save As Template Save this as template and next time you can initiate transaction directly by selecting 'initiate from template'. After clicking on the Continue button Payment Confirmation screen will appear. In that screen maker(initiator) can select the checker(approver) from select Approver 'Look up ' button and enter the transaction & One Time Password in that appropriate place and click on 'Confirm payment' button. Karnataka Bank Ltd 31

32 On completion of transaction initiate process Cyber Receipt appears as below. Karnataka Bank Ltd 32

33 Funds Transfer to Third Party Account: (Checker Part) MoneyClick TM Internet Banking New Version User Manual Please go to Transactions: View Payments > View Approval Queue and click on the link shown in the image. On completion of transaction initiate process Cyber Receipt appears as below. Karnataka Bank Ltd 33

34 Funds Transfer to Other Bank Account: (Checker Part) MoneyClick TM Internet Banking New Version User Manual Please go to Transactions: View Payments > View Approval Queue and click on the link shown in the image. Enter all the mandatory fields indicated below and click on 'Continue' button to proceed next step of funds transfer. Karnataka Bank Ltd 34

35 1. Continue - Click on continue button to proceed the next step of funds transfer 2. Add New Entry-To add multiple transaction entries in single authentication 3. Save- Save transaction now and complete it later. 4. Save As Template Save this as template and next time you can initiate transaction directly by selecting 'initiate from template' After clicking on the Continue button Payment Confirmation screen will appear. In that screen maker (Initiator) can select the checker (Approver) from select Approver 'Look up 'button and enter the transaction & One Time Password in that appropriate place and click on 'Confirm payment' button. Karnataka Bank Ltd 35

36 Karnataka Bank Ltd 36 MoneyClick TM Internet Banking New Version User Manual

37 On completion of transaction initiate process Cyber Receipt appears as below. Karnataka Bank Ltd 37

38 Funds Transfer to Other Bank Account: (Checker Part) Please go to Transactions: View Payments > View Approval Queue and click on the link shown in the image. After clicking on the View Approval Queue Pending for approval screen will appear. In that screen select which transaction to be verified and click on 'Approve link under Action drop down arrow. Karnataka Bank Ltd 38

39 After clicking on the Approve link Payment Confirmation screen will appear. In that Screen enter the transaction & One Time Password in that appropriate place and click on 'Approve' button. Karnataka Bank Ltd 39

40 On completion of transaction Cyber Receipt appears as below.user can download the same from below 'Download Details As' field in various formats. Karnataka Bank Ltd 40

41 6. Online Deposit Account Opening MoneyClick TM Internet Banking New Version User Manual To open Deposit a/c online, please go to Accounts: Account Inquiry-> Deposit Accounts-> My deposit Accounts and click the link shown in the image. Click here for Online Deposit a/c opening OR General Services-> Service Request -> New Request -> Deposit accounts as shown below Karnataka Bank Ltd 41

42 Fill in details Amt of Deposit, Duration, Scheme Code (Recurring, Fixed Deposit, and ACC On maturity), Nominee; Principal maturity (redemption option) and press submit online. Karnataka Bank Ltd 42

43 Once you click Submit Online, please cross check the input details and enter OTP, Transaction password in below screen. Karnataka Bank Ltd 43

44 Deposit successfully opened. Deposit Receipt can be taken from branch. You can download Acknowledgement by clicking 'OK' button as shown below. Karnataka Bank Ltd 44

45 7 Bulk Transaction uploading Note: 1 FOR THE FIRST TIME IMPLEMENTION OF THE FILE UPLOAD, KINDLY CONTACT CUSTOMER CARE CENTER /BASE BRANCH. 2 KINDLY INITIATE BULK UPLOAD WITH ONE/TWO DEBITS FOR CONFIRMATION OF THE FILE FORMAT Salary File Upload (Maker Part): Please go to Transactions: File Upload >Upload a File and click on the link shown in the image. Karnataka Bank Ltd 45

46 Click on ' Salary Payments ' to proceed. MoneyClick TM Internet Banking New Version User Manual Karnataka Bank Ltd 46

47 Enter all the mandatory fields indicated below and click on 'Continue' button to proceed next step of upload process. Karnataka Bank Ltd 47

48 After clicking on the Continue button Payment Confirmation screen will appear. In that screen maker(initiator) can select the checker(approver) from select Approver 'Look up ' button and enter the transaction & One Time Password in that appropriate place and click on 'Submit' button. Karnataka Bank Ltd 48

49 On completion of salary file upload process confirmation screen appears as below. Karnataka Bank Ltd 49

50 Salary File Upload (Checker Part): MoneyClick TM Internet Banking New Version User Manual Please go to Transactions: File Upload > Approve /Reject Uploaded Files and click on the link shown in the image. After clicking on the Approve /Reject Uploaded Files Pending files for approval screen will appear. In that screen select which salary file to be verified and click on 'Approve ' link under Action drop down arrow. Karnataka Bank Ltd 50

51 Karnataka Bank Ltd 51 MoneyClick TM Internet Banking New Version User Manual

52 After clicking on the Approve link Preview Confirmation screen will appear. In that screen enter the transaction & One Time Password in that appropriate place and click on 'Approve' button. Karnataka Bank Ltd 52

53 On completion of salary file upload process summary screen appears as below. Karnataka Bank Ltd 53

54 View Uploaded File Details: Please go to Transactions: File Upload >View Upload File Details and click on the link shown in the image. Image 1: Karnataka Bank Ltd 54

55 Image 2: Salary File Upload Status 1. Authorized File uploaded successfully. 2. Waiting for further approval Partially file uploaded (Pending for other Users). 3. Dispatch Failed Transaction failed. 4. Dispatched Transaction Successfully Completed. Karnataka Bank Ltd 55

56 File Upload Format for Within the Bank : MoneyClick TM Internet Banking New Version User Manual BENEFICIARY ACCOUNT NUMBER KBL BRANCH_ID INR EMP_NAME PARTICULARS CR AMOUNT; Field 1-16 Digits Account Number. Field 3 - Bank ID (KBL). Field 4-3 Digits Branch ID. Field 5 - Currency Code (INR). Field 6 - Name of the Employee. Field 9 - Transaction Particulars. Field 11- Transaction Type (CR-Credit). Field 57- Transaction Amount. File Upload Format for Other Bank : BENEFICIARY ACCOUNT NUMBER RT + IFS CODE FIRST 4 DIGITS IFS CODE LAST 6DIGITS INR nft2 FF1 FF2 PARTICULARS IFS CODE CR AMOUNT; Field 1 - Other Bank Beneficiary Account Number. Field 3 - Bank ID (RT + First 4 Digits of IFSC Code). Field 4 - Last 6 Digits of IFSC Code. Field 5 - Currency Code (INR). Field 6 - Default Value (nft2). Field 7 - Default Value (FF1). Field 8 - Default Value (FF2). Field 9 - Transaction Particulars. Field 10 Bank Branch IFSC Code (11 Digits IFSC Code). Field 11 - Transaction Type (CR-Credit). Field 57 - Transaction Amount. Karnataka Bank Ltd 56

57 Salary File Upload Format : (Convert Excel to Txt File Format) Step 1: Step 2: Karnataka Bank Ltd 57

58 Step 3: Step 4: Karnataka Bank Ltd 58

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