Your Quick Reference Guide to Regions itreasury GETTING STARTED

Transcription

1 Your Quick Reference Guide to Regions itreasury GETTING STARTED

2 Contents 2 SECTION 1 Welcome 3 Before you begin SECTION 2 Administrative Overview 4 Customer setup Set up check services Set up payments and reporting Manage user access Set up and use the Dashboard Give users access to the Dashboard SECTION 3 Account Transfer (Books) and Stops Overview 7 Create a transfer Stop payments SECTION 4 9 View your account balance Information Run a report Search for transactions Export report results Export BAI2 data Request special reports Perform a transaction inquiry Positive pay import SECTION 5 Wires 14 Initiate single wires Review and approve wires Release wires View reports on wire activity Initiate batch wires Wire status and descriptions SECTION 6 ACH Payment Processing 17 Add a database Edit database entries Approve database changes Create batches Check totals Run reports Release batches Unrelease batches Import data Import NACHA files Retrieve a NACHA file to an ACH batch list ACH status and descriptions

3 WELCOME SECTION 1 Welcome to Regions itreasury Your complete online cash management solution Together, Regions and AmSouth will be stronger than ever, ready to bring your company an even more powerful suite of online cash management services through the new Regions itreasury. Regions itreasury will help you do more than just manage your working capital online. It will help you maximize it. That s because itreasury builds upon all the features and benefits of InterAct. It continues to provide access to a comprehensive array of account management services such as Balance, ACH Origination, wire transfers, Account-to-Account transfers and stop payments. Plus, it gives you access to a number of new benefits, including: Viewing of real-time account activity Instant access to frequently viewed information via an enhanced Dashboard reporting feature An expanded array of quick-select special reports itreasury is designed to fit your distinct needs, with a modular design that lets you select the specific features and reports you need right now. As your needs change or grow, you can easily add other features. This Quick Reference Guide provides information to help you begin to learn how to use itreasury. Instructions are provided for many core functions. Further details and information can be found online at tms_itreasury.rf, including a comprehensive User Guide. For additional assistance, please call Commercial Client Services at , Monday Friday, 7: a.m. to 5: p.m. CT. BEFORE YOU BEGIN Be sure to read the letter that accompanies this Quick Reference Guide. It contains very important information about your company s use of itreasury and provides you with the Organization ID and User ID that your corporate administrator will need to access itreasury. You will also need your Password, which will be sent to you in a separate letter. ONLINE HELP If you need help on any itreasury screen or would like an overview of the information, click the button at the bottom of the screen. You can navigate from one help topic to another by clicking on the appropriate hyperlinks. 3

4 ADMINISTRATIVE OVERVIEW SECTION 2 IN THIS SECTION, LEARN HOW TO: Add new users Customize individual account access for each user Set up payments and reporting Manage user access Set up and use the Dashboard Customize Dashboard access for each user Check Payments and Services Dashboard Inquiry/Stop Payment Role User Administration > Entitlements > User: Add Positive Pay Balance Inquiry Administration Entitlements Organization ID* Last Name* CUSTOMER1 User ID * First Name * Positive Pay Formats Audit Submit Reset Administrative Overview Change Password DMP Lockbox Application Remote Deposit Image Statement on Demand Premium Lockbox Exit From the Message Board or Dashboard you will be able to access the Service Menu Tabs and the Service Menus. You will only see the services you have requested. Once you click on a Service Menu, the Feature Menu for that service will appear. By holding your cursor over a Feature Menu, you will be able to access the drop-down list of selections for that feature. Note: If you have a full array of itreasury services, your Service Menu tabs will be Check Services and Payments and. If you do not have Check Services, your tabs will be Administration and Payments and. CUSTOMER SETUP 1. From the Check Services tab, click Administration. Then click Entitlements. 2. From the Feature Menu at the top, select User and then Add. 3. Enter the appropriate information in the fields shown. 4. Click Submit. SPECIFY WHICH ACCOUNTS USERS CAN ACCESS FOR EACH SERVICE SET UP CHECK SERVICES 1. Click Submit and Assign Check Services Accounts. 2. Select the accounts and services the User can access. To set up Dashboard and grant user access to the Dashboard, see pages 5 and Click Submit. 4

5 TOP Check Payments and Services Dashboard Inquiry/Stop Payment Positive Pay Balance Inquiry Administration Entitlements Positive Pay Formats Audit Change Password DMP Lockbox Application Remote Deposit Image Statement on Demand Premium Lockbox Exit User Profile - CELSON User Profile ACH Services Cash Management Services Wire Services Accounts User Profile Global Functions User Profile User ID: CELSON Operator ID 1: Operator ID 2: TOP Global Functions Edit Customer Settings View Company List Edit Account Settings View Audit Report Return to User Ad Save Reset SET UP PAYMENTS AND REPORTING 1. Click Set up Payments and at the bottom of the User Entitlements screen. 2. Complete each tab for each service to provide User access and settings. Click Save at the bottom of each screen. Note: Please refer to the comprehensive itreasury User Guide for complete setup instructions for ACH Services, Cash Management, and Wire Services. This Guide is located on Regions.com at tms_itreasury.rf. 3. On the User s Account screen, select the accounts the User can access for each Payments and service. 4. Click Return to User Admin. MANAGE USER ACCESS As the Corporate Administrator, you can: View a user s entitlements Approve users Change a user password Terminate a user s session Clear or unlock a locked user Block user access Change your password Run and view audit reports to see what actions users have taken on the system SET UP AND USE THE DASHBOARD Messages and account information appear on the Dashboard each time the user logs on to the system or clicks Dashboard on the Service Menu. Key features include: Dashboard Messages. The messages that appear on your Dashboard depend on the cash management services to which you have access. The messages may tell you about actions that you need to take, details about cut-off times or other important notices from Regions. Some messages may include links to additional information or have status icons to reflect message importance. Viewing Account Balances. The Account Balances section of the Dashboard gives you instant access to account information and quick access to Account Activity. Up to 1 accounts can appear on your Dashboard. Click the Account Number hyperlink to open the Account Activity screen. The Account Activity screen allows you to view current day and search for previous day Account Activity. 5

6 ADMINISTRATIVE OVERVIEW (CONTINUED) SECTION 2 Linking from Dashboard to Information. The Dashboard provides a link directly to the Information service. The link makes it easier for you to view current day information from the Dashboard, and then quickly go into Information for previous day information and other reports. The link only appears if you have access to Information. Check Services Payments and Role User Dashboard Inquiry/Stop Payment Positive Pay Administration > Entitlements > User: Edit % Wild card search Balance Inquiry Administration Entitlements Positive Pay Formats Audit Organization ID Last Name Status Description CUSTOMER1 ALL User ID First Name Change Password DMP Lockbox Application Search Reset Remote Deposit Image Statement on Demand Premium Lockbox Exit Organization ID * User ID * Last Name * First Name * Password * CUSTOMER1 CELSON Customer Test ******** Confirm Password * ******** Activation Date 7/18/27 Deactivation Date Status Description Locked Set up Role Set up User View Approve Add Edit View Clear Approve Password Maintenance Positive Pay Formats Audit Dashboard Check Import Format Criteria Balances Transaction Inquiry Add Action Account Activity Account Activity Edit Transaction Current Available Paid Checks View Configure Deposit Tickets Deposited Items Stop Payments Stop Payments Single Stop Range Stop Approvals Monitor Stop Payments User Totals Positive Pay Exceptions Balance Inquiry Deposit Balances DMP Lockbox Application Remote Deposit View Account Balances Pay Return Issue Maintenance Add Issues/Voids Change Status Monitor Exceptions Issues Image Statement on Demand Premium Lockbox Payments and Submit Submit & Assign Check Services Accounts Reset Set up Payments and 6 GIVE USERS ACCESS TO THE DASHBOARD 1. From the Check Services tab, click Administration and then click Entitlements. 2. From the Feature Menu, select User and then Edit. 3. Enter the appropriate user information in the fields provided or click Search for a list of users. 4. Assign user entitlements by checking the services appropriate for the user. In the Balance Inquiry field Deposit Balances and Account Balances are checked by default, but may be unchecked for a user if you desire. 5. Under the service setting Check, select Transaction: Account Activity. 6. Under the service setting Dashboard, select Balances. 7. To display accounts on the Dashboard you must give the user access to the accounts and account services. You can select up to 1 accounts to appear on the Dashboard. 8. Select the Balance Inquiry option for each account. 9. Select the Dashboard option for each account 1. Click Submit.

7 ACCOUNT TRANSFER (BOOKS) AND STOPS OVERVIEW SECTION 3 IN THIS SECTION, LEARN HOW TO: Create a transfer between accounts Place, cancel and monitor stop payments Image Lockbox Login Account Transfer (Books) and Stops Overview ACCOUNT TRANSFER You can use the Transfer Service to move funds between Regions accounts. You have the ability to: Retain account transfer instructions for future use Run a Summary Report to view and print key information about the account transfer CREATE A TRANSFER 1. Under Payments and, click Account Transfers. 2. Select the debit account in the From Account column. 3. Select the credit account in the To Account column. 4. Enter the transfer amount in the Amount column. 5. Enter a comment that describes the transfer in the Comment column. 6. To keep these transfers for future use, click the Retain check box. The next time you open the Make Transfer screen, the From Account, To Account, Amount, and Comment fields will already be entered. 7. To release an entry, select the check box next to the entry and click Transfer. The system prompts you with a message asking if you are sure you want to send the transfer(s) you selected. 8. Click OK to send the transfer(s). A confirmation appears beneath the screen title indicating that a transfer was successfully released. If your system is set up so that one user creates a transfer and a second user releases the transfer, then transfers must be released for processing by clicking Release on the View Transfer screen. 9. Click the View Transfer menu link to open the View Transfer screen. The View Transfer screen lists all of your transfers. Transfers that need to be released will have a status of Entered. 7

8 ACCOUNT TRANSFER (BOOKS) AND STOPS OVERVIEW (CONTINUED) SECTION 3 STOP PAYMENTS You can use the Stop Payment function to place or cancel a stop payment request against one or more checks or a range of checks, if applicable. PLACE OR CANCEL A STOP PAYMENT REQUEST Use the Place or Cancel Stop Payment feature to make stop payment requests on checks that have not yet been paid or cancel stop payment requests that you have made. Your system options will include Single Stop and Range Stop. 1. From the Service Menu tab, click Check Services. 2. Click Inquiry/Stop Payment on the Feature Menu. Click on Stop Payments. 3. Choose Single Stop or Range Stop. 4. The fields are as follows: Account Number: Choose the account from the drop-down menu. Serial Number: Enter a single serial number if you are using Single Stop Payment. To use a Range Stop, enter the From Serial Number and To Serial Number if you are entering Stop Payment instructions for a series of checks. The stop payment action will be taken against all of the checks within the range. Amount: Enter the amount of the check. Payee: Enter the payee name. The Payee Name field appears on the Check Monitor Search results screen and can be used when searching for Stop Payment items. Issue Date: The date the check was issued. Date format: mm/dd/yyyy. 5. Click the Action drop-down list and select the action you want to take. 6. Click the Reason drop-down list and select the reason for placing or canceling the stop payment. 7. Click Submit to send the stop payment request to the processing system. After you submit the request, a message appears displaying the Trace ID number. 8. From the Feature Menu, click Monitor to open the Monitor screen and review the status of the Place or Cancel Stop Payment request. MONITOR STOP PAYMENT STATUS Use the Monitor screen to check the status of Stop Payment requests. 1. On the Feature Menu, click Monitor then Stop Payments to view the Monitor screen. 2. Enter the search criteria. 3. Click Search. The results appear below the Monitor search screen. 4. Review the results screen to follow the progress of a stop payment request or to make decisions about other actions you may want to take. 8

9 REPORTING SECTION 4 IN THIS SECTION, LEARN HOW TO: View your account balance Run a report Search for transactions Export report results Export BAI2 data Request special reports Make transaction inquiries Positive pay import Check Check Services Payments and Dashboard Inquiry/Stop Payment Positiver Pay Balance Inquiry Administration DMP Lockbox Application Remote Deposit Image Statement on Demand Premium Lockbox Exit I Deposit Balances I Balance Inquiry > Deposit Balances > Account Balances Success Account Number* ABA Test Co 1-3 of 3 Account Number : ABA Test Co Date/Time : 2:1:37 PM CT on 7/27/27 Balance Type Balance Amount Current Available -$ Opening Ledger $. Total Float $. 1-3 Submit Reset VIEW YOUR ACCOUNT BALANCE With itreasury, you can access your most up-to-date account balances. Simply use Balance Inquiry to view Current Available, Current Ledger and Account Balances. 1. Click Check Services, and then click Balance Inquiry. 2. From the Feature Menu, click Deposit Balances and then select Account Balances. 3. Select an account from the Account Number drop-down list. If the number of accounts exceeds the drop-down box limits, you must click the Account Lookup button next to the drop-down box to view a list of all accounts. 4. Click Submit. The results screen for the account you select appears. 9

10 REPORTING (CONTINUED) SECTION 4 Check Payments and Services Message Board ACH Payments Wire Transfers Wire Activity Setup Maintenance Exit I Information I Transaction Search I BAI2 Export I Special Reports Report Selection Report Name Report Description ACH Report ACH Report Balance Report Balance Report Check Paid Check Paid Report Credit Report Credit Report Debits Report Debits Report Deposited Items Returned Deposited Items Returned Deposits Deposits Report Incoming Wire Report Incoming Wire Credit/Debit Report Incoming/Outgoing Wire Incoming/Outgoing Wire Report Outgoing Wire Rpt Outgoing Wire Credit/Debit Report Statement Report Statement Report Transaction Detail Report Transaction Detail Report ACH Concentration Report ACH Concentration Report ACH Report ACH Report Cash Position Opening Balances Updated by current day activity Check Paid Check Paid Report Credit Report Credit Report Report Summary and Detail Report Debits Report Debits Report Deposits Deposits Report Incoming Wire Report Incoming Wire Credit/Debit Report Incoming/Outgoing Wire Incoming/Outgoing Wire Report Outgoing Wire Report Outgoing Wire Credit/Debit Report Image Lockbox Login Report Type Image Lockbox Login Check Payments and Information Transaction Search BAI2 Export Special Reports Services I I I I Report Selection: Criteria Selection BAI2 Export Message Board Export was Started for IR Summary Report. Please press the refresh button to view results of the export. This process may take several minutes depending on the report. criteri i entered. Account Transfers ACH Payments Trasaction Detail Report Wire Transfers From Date: 7/26/27 To Date: Wire Activity Account Display Sort: Account Name Setup Transaction Sort: Date/Amount Maintenance Show Detail Report View: Summary Transaction List Exit Select Acounts ABA Number Account Number Account Name Account Type All Accounts Testing account Unspecified Demo SR Unspecified H l Di l E t R t T ti S h INFORMATION REPORTING Use Information to view detailed information on all your transaction activity. The Information module allows you to: Run reports on previous and current day activity Search for individual transactions or ranges of transactions with the Transaction Search feature Export reports or search results in fixed, delimited, or Quicken (QFX) format for use in desktop applications Export BAI2 formatted data RUN A REPORT 1. Under Payments and, click. 2. Select the report you want by clicking the hyperlink in the Report Name column. The Criteria Selection screen appears. 3. Enter data in the appropriate fields for the report results you want. 4. In the Criteria Selection screen, select Summary or Transaction List. Please note the default is Summary. 5. Select the check box next to the appropriate account(s). If you are generating a Statement Report for a single account, you can enter a value in the Unreported Credits and Unreported Debits fields. The values appear in the report and are calculated alongside the debit and credit transaction details. 6. Click Display to view the report. 1

11 SEARCH FOR TRANSACTIONS 1. Click on the left menu and then Transaction Search on the Feature Menu. 2. Select the transaction type and enter the date. 3. Select the appropriate account number from the drop-down box. 4. Enter the appropriate data for the from and to amount search you want. 5. Click the Transaction Search button and the Transaction Criteria screen appears. 6. Click Close to close the report window or Print to send the report to a printer. EXPORT REPORT RESULTS 1. Do one of the following to export Report or Transaction Search results. To export Report results: Click and then Information. Select a Report from the Report selection screen. Enter report criteria on the Criteria Selection screen, and then click Export. To export Transaction Search results: Click and then Transaction Search. Enter search criteria on the Transaction Search screen, and then click Export. 2. On the Export screen, select export options. You can select the Include Column Headers check box to add the headings for each column in the report, for example Date or Amount as a row in the export file. Tip: Including column headers makes it easier to differentiate columns in the export file. 3. Click Export Report. The following prompt appears beneath the screen title: Export was started for <name of report>. Please click the Refresh button to view results of the export. This process may take several minutes depending on the report criteria entered. 4. Click Refresh. A new message hyperlink appears: Export file created. Click here to download or view the file. 5. Click on the message hyperlink to view the export file in your browser. Use your browser File/Save As option to save the export data to a file. 6. To exit the report view and return to another reporting screen, select an option from the Feature Menu. Once you have saved the file, you can use the Import feature of your spreadsheet or accounting program to upload the data into that program. EXPORT BAI2 DATA 1. Click and then BAI2 Export. 2. Select or from the drop-down list. 3. On the BAI2 Export screen enter the date range, select the appropriate accounts, and click Export Report. A message appears, indicating export was started. 4. Click Reload or Refresh. A hyperlink message appears, indicating that the export file was created. 5. Click the message hyperlink to view or save the exported file. REQUEST SPECIAL REPORTS 1. From the Service Menu, select. 2. From the Feature Menu, select Special Reports. (continued) 11

12 REPORTING (CONTINUED) SECTION From the Account drop-down list, select the account for which you want to view the report. Note: The Account field may be blank, depending on the type of report. If the Account field is blank, the special report does not provide information about accounts. 4. From the Date/Time drop-down list, select the report date. Note: If the report is loaded multiple times on the same date, duplicate dates appear in the Date field. 5. Click the Report Name hyperlink. The report will display in a separate window. 6. Click Close to close the report window or Print to send the report to a printer. 7. To export the report, click Export and then click Save this file to disk and select where to save the file. Note: To open the saved file, right-click on the file and select Open With, then select a file type. Recommended: Microsoft Word or Notepad. TRANSACTION INQUIRY Transaction Inquiry allows you to search for a variety of transaction types based on the account types and other factors. Depending on these factors, you may be able to use the Transaction Inquiry feature to search for: Account activity Paid checks Checks that have Stop Payment instructions Issued checks and voided checks Deposit tickets and deposited items Based on the type of Transaction Inquiry you perform, you may be able to hyperlink from the results screen to a scanned image of a check or deposit item or go directly to the Stop Payment screen. PERFORM A TRANSACTION INQUIRY 1. From the Service Menu, click Check Services and then Inquiry/Stop Payment. 2. Then, from the Feature Menu, select Inquiry and continue to enter the information and criteria requested onscreen. 3. Select an option from the Inquiry screen. Enter the information and click Submit for search results. Please note the following search parameters: Deposit Items are searchable in 1-day increments; Paid Items and Deposit Items return 1 items at a time; Paid Items also require a serial number to locate a check item. POSITIVE PAY The Positive Pay module helps mitigate check fraud by examining questionable checks online and then determining whether each check should be paid or returned. How it works You report your check issue activity by importing check information originating from your check payment system or by manually entering issue information. Regions matches this information against checks presented for payment. If there is a discrepancy, the check appears on the Exceptions screen list. Review any discrepancies and view a check image. After assessing the discrepancies between your check and what was presented, you can decide if you want to pay the check or have it returned. Please refer to the comprehensive itreasury User Guide for detailed instructions. This Guide is located on Regions.com at tms_itreasury.rf.

13 POSITIVE PAY IMPORT When you create an import file from a spreadsheet or accounting package, it must be saved as a comma-delimited file type. For ease of use, we recommend comma-delimited over fixed-width files if supported by the system that provides your data. Delimited files contain data separated by commas, tabs, or periods which define the break between individual fields. The import format defines each field by assigning a specific field order. For example, if Account Number is the second field in the import file, you would assign it a field number of 2. An example of a delimited file type with the fields: ABA Number ( ), Account Number ( ), Serial Number (123), Issue Amount ( ), Issue Date (8/13/27), Payee Name (John Doe), and Check Memo (payroll) appears as: , , 123, , 8/13/27, John Doe, payroll If you cannot produce a delimited file, then the fixed-width format may be used as an alternative. To create an import format for a delimited file 1. From the Service Menu, click Administration and then click Positive Pay Formats. 2. From the Feature Menu, select Import Format and then Add. The Import Format: Add screen appears. 3. The Delimited Format Type will appear selected as a default. 4. Enter a Format Name and Description. These two fields allow a maximum of 5 alphanumeric characters. 5. Enter an Activation Date. Date format is mm/dd/yyyy. 6. Select a Transaction Type. 7. Click Continue. Please see the comprehensive itreasury User Guide for fixed-width import file instructions. This Guide is located on regions.com at tms_itreasury.rf. 13

14 WIRES SECTION 5 IN THIS SECTION, LEARN HOW TO: Initiate single wires Review and approve wires Release wires View reports on wire activity Initiate batch wires Check Payments and Services Message Board Account Transfers ACH Payments Wire Transfers Wire Activity Setup Maintenance Exit Transaction List Add Single Wire: Single Wire Batch Wire Wire Repair Wire History Add Wire Non Repetitive Fed Amount: Currency: USD ValueDate: 7/27/27 Debit Account Number: Testing account Receiving Bank ID: Receiving Bank Name: Receiving Bank Address: Beneficiary Bank ID: Beneficiary Bank Name: Beneficiary Bank Address: Beneficiary Account: Beneficiary Name: ABA Lookup Screen - Microsoft Internet Explorer ABA Number ABA Number Name PIN: Begins With Image Lockbox Login FEDERAL RESERVE BANK OF BOSTON S TATE STREET BOSTON FEDERAL HOME LOAN BANK MELLON TRUST OF NEW ENGLAND ONEUNITED BANK INVESTORS BANK & TRUST CO. OK Cancel Beneficiary Address: Reference for Beneficiary: OBI: BBI: Requesting Party Account#: Requesting Party Name: Requesting Party Address: Wires Revision: 4.3 Queue Reset INITIATE SINGLE WIRES 1. Click Wire Transfers and then Single Wire. 2. Select the appropriate wire application. 3. Enter wire information. Non-repetitive: Enter wire information (click for description of each field). You can select an account from the dropdown list. Note: When entering Non-Repetitive Fed wires, the ABA Table Lookup can assist in finding the Receiving Bank ID (ABA Number) and Receiving Bank Name. Host semi-repetitive: Enter repetitive number or select from drop-down list. Semi-repetitive: Enter the Template ID or select a Template ID from the drop-down list. To view data in a template, click Detail. 4. When data entry is complete, click the Queue button. 5. After queuing wires, review them by clicking Transaction List on the Feature Menu. REVIEW AND APPROVE WIRES 1. Once wires have been queued, review them from the Transaction List screen prior to approving wires or releasing them to Regions for processing. 2. View information on wires or batches by clicking Amount for the batch or wire. 3. (Optional) If wire information is correct, click the Approve or Approve 2 button (depending on your level of approval). 14

15 Image Lockbox Login Check Payments and Services Message Board Account Transfers ACH Payments Wire Transfers Wire Activity Setup Maintenance Exit Transaction List Wire Transaction List Single Wire Batch Wire Wire Repair Wire History Non-executed Fed Wires exist If you are sending currency in US Dollars, the cut-off is 4: p.m. CST. All other currency has a cut-off o Exchange rates were updated on :52:35 AM CT s s s s s s s s Wire # Status Application Line ID Value Date Batch No. Item Count Customer Account No. Amount Bene Name Host Ref.No. Payment Net ENTERED NEF 7/27/ $1. John Doe User Authentication - Microsoft Internet Explorer i TOP Approve Release Revise Delete Refresh Detail Report Totals Report Summa USER ID: PASSCODE: PIN: OK Cancel RELEASE WIRES 1. Select the check box next to the wire or batch, and then click Release. 2. For security purposes, a User Authentication box will appear. 3. For User ID, enter the Organization ID and itreasury User ID provided to you by Regions, separated by an underscore _. For example: Organization ID = User ID = JDoe Enter = _JDoe 4. When prompted for PIN and Passcode, enter the unique security token PIN you established for yourself, followed by the six digit number displayed on your token. Use no spaces or commas between the PIN and Passcode. For example, if your unique PIN is jane and the current display on the token is , enter jane When prompted for your Wire PIN, enter the personal identification code provided to you by Regions Money Transfer Department. 6. Click OK. The status will change to Pending Release. 7. Refresh your browser, and verify that the status changes to Processed. VIEW REPORTS ON WIRE ACTIVITY From the Wire Activity Screen found on the Service Menu, you can: Use Wire Transaction Search to search for a specific wire transaction. Go to the Wire Activity Report screen to view Wire Activity. Use the New Wire Activity Report to view new, previously unviewed Wire Activity. Please refer to the Viewing Reports on Wire Activity section of the comprehensive itreasury User Guide, which may be found on Regions.com at corporate_banking/tms_itreasury.rf. 15

16 WIRES (CONTINUED) SECTION 5 INITIATE BATCH WIRES This function allows you to initiate multiple wires from existing templates, batch them together and release them simultaneously. 1. Click Wire Transfers, and then Batch Wire. 2. Click Add on the Batch List screen. 3. Select the appropriate application (type of wire). The Batch Summary screen appears. 4. Enter the Value Date (settlement date) for the batch in the Value Date field. 5. Click Add at the bottom to add wires to the batch. For all Repetitive Fed and Semi- Repetitive wires, add each wire on a separate line on the Batch Summary screen. Click Save at any time to save wires. For Host Semi-Repetitive or Non- Repetitive wires, click Add to open a Detail screen to add detail. Click Save at any time to save wires. 6. Use the following tips to make data entry easier: For help on each field, click the button. To view template data (to be sure you selected the correct template), click the Detail button (if available). To view all fields for each wire in a batch, use the First, Previous, Next, and Last buttons on the Detail screen. Repeat until you have entered all of your wire transfers. You can make up to 5 entries per batch. 7. For international foreign currency wires, use the drop-down list to select the threecharacter currency code. 8. Review the wires from the Batch Summary screen. If wires for this batch are complete, click the Batch List button. The Batch List screen appears. 9. To queue the completed batch of wires to the Transaction List screen, click the check box next to the appropriate batch(es), and then click the Queue button. A confirmation message appears. Note: Wires may require additional approvals before you can release them. WIRE STATUS AND DESCRIPTIONS Entered: Approved: Approved 2: Pending Release: Released: Acknowledged: Processed: Rejected: Initial status when wire is created. First approval completed. Note: This only displays if your company requires first-level approvals. Second approval completed. Note: This only displays if your company requires second-level approvals. Wire is in queue to be processed by Regions wire processing system. Wire sent to Regions wire processing system. Regions wire processing system sent acknowledgement. Payment Network Reference Number received. Wire has been completely processed. Wire has been rejected. 16

17 ACH PAYMENT PROCESSING SECTION 6 IN THIS SECTION, LEARN HOW TO: Add a database Edit database entries Approve database changes Create batches Check totals Run reports Release batches Unrelease batches Import data Import NACHA files Retrieve a NACHA file to an ACH batch list ACH Payment Processing Check Services Payment and Message Board Account Transfers ACH Payments Wire Transfers Wire Activity Setup Maintenance Exit Image Lockbox Log ACH Database List ACH Batch List ACH Validator Database List Use the Database List to manage ACH-related information and create batches of ACH transactions you release to the bank. You can select up to 5 Databases at one time when you create batches. * 2 A B C D E F G H JKMNOP R STU V W X Z AII Select an action Apply selected Multi-select or Clear: Status Name Company Application Frequency * Vender Test TMS-WEB Demo Vendor Payments Active None *-1 Delete Add Modify Database Create Batch Import Import Report Export ACH PAYMENTS Use ACH to make a wide variety of payment types. Each data entry screen is specifically designed for a different kind of payment. Payment types, also called applications, include: Direct deposit of payroll Cash concentration and disbursement Consumer debits and credits ADD A DATABASE 1. Under Payments and on the Service Menu tab, click ACH Payments. The Database List screen appears. 2. Click Add. 3. Select the appropriate company from the Company drop-down list. Select the appropriate application (type of payment) from the Application drop-down list. 4. Enter a Database Name, such as Hourly Payroll. 5. Click Save to return to the Add Database screen. 6. Click Save to save the new database. The Database Summary confirmation appears. 7. Click Add to add an entry for the database. A Database Detail screen appears. 8. Enter required fields. 9. When you are finished entering data, click Save. 1. Repeat steps 6-8 for each entry you wish to add to your database. EDIT DATABASE ENTRIES 1. From the Database List screen, click the hyperlink for the appropriate database. The Database Summary screen appears. 2. Edit the Amount field if necessary. Edit detail information by clicking on each entry s hyperlink. Click Save to save changes made. 3. Verify the Database Total displayed on the screen. 4. Depending on how your ACH service is set up, you may need to Approve database entry changes. 17

18 ACH PAYMENT PROCESSING (CONTINUED) APPROVE DATABASE CHANGES 1. On the Database List, select the check box next to the database with a status of Pending Approval. 2. Click Modify Database. 3. On the Modify Database screen, click Approve. Check Services Payments and Message Board Account Transfers ACH Payments Wire Transfers Wire Activity Setup Maintenance Exit CREATE BATCHES 1. Once amounts are up-to-date, return to the Database List screen by clicking Database List on the Screen Title. 2. From the Database List screen, select the check box next to the appropriate database, and then Create Batch. The Create Batch screen appears. 3. Enter the date you want transactions to settle in the Effective Date box. The effective date is the date transactions settle at the Federal Reserve. Leave the Transaction Options setting to the All default. 4. Click OK. Batches appear on the Batch List screen. You may have to click Refresh to see the new batches. Follow any prompts that appear on the screen. CHECK TOTALS 1. Click ACH Payments, then ACH Batch List. 2. View your created batch s totals in the Total Credit and/or Total Debit columns. 3. Click for information about each column of data displayed. RUN REPORTS 1. From the Batch List screen, select the check box next to one or more batches. 2. Click Batch Report. 3. Select Sort Order by ID or by Name. 4. Select whether you want to see information on the batches in Descending order. 5. Click Display button, and report results appear in a new window. ACH Database List ACH Batch List ACH Validator Batch List Select all Entered batches from list Co App Effective Date Seq. Database Name Status Total Credits # Credits Total Debits # Debits # Prenotes Date & Time File ID TD1 JMT Processing times are 1:, 12:45, 3:45, & 5: CENTRAL. Batches released after 5: PM will be processed the next banking day. DBT 7/3/27 PAY 7/25/27 TD1 DAC 7/25/27 TD1 EFX 7/23/27 TD1 ALX 7/23/27 TD1 ALX 7/23/27 TD1 PAY 7/12/27 TD1 ALX 7/12/27 GAS PAY 7/12/27 TD1 ALX 7/11/27 JMT VLD 9/14/25 TD1 PAY 7/11/ UFCTEST3 TEST PAYROLL 2 Entered Entered $. $62,69.18 $1. 1 $. User Authentication - Microsoft Internet Explorer Test Payroll for Training USER ID: PASSCODE: OK Cancel Entered $2. 2 $. RELEASE BATCHES 1. Click ACH Payments, and then ACH Batch List. The Batch List screen appears. 2. Select the check box next to the batch you want to release, and then click Release. 3. For security purposes, a User Authentication box will appear. Enter the following: For User ID, enter the Organization ID and itreasury User ID provided to you by Regions, separated by an underscore _. For example: Organization ID = User ID = JDoe Enter = _JDoe If prompted for PIN and Passcode, enter the unique security token PIN you created, followed by the six digit number displayed on your token. Use no spaces or commas between the PIN and Passcode. For example, if your unique PIN is jane and the current display on the token is , enter jane Click OK. The status of the selected batch will change to show Released. 4. View the status area to confirm release and acceptance by Regions. Refresh your browser to update Batch status. Batch status changes from Entered to Released. The status then changes to Submitted when processing is complete Image Lockbox Login 7/27/27 14:11 7/24/27 16:37 7/24/27 9:34 7/19/27 17:16 7/19/27 17:7 7/19/27 17:4 7/11/27 15:12 7/11/27 9:57 7/11/27 9:46 7/1/27 15:19 7/1/27 15:6 7/1/27 14:56 18

19 UNRELEASE BATCHES 1. From the Batch List screen, select the check box next to the batch you wish to unrelease. 2. Click Unrelease. A confirmation appears at the top of the Batch List screen stating that the batch has been unreleased. The status for the batch changes back to Entered and the Date and Time field is updated. IMPORT DATA TO ACH DATABASE You can use the Data Import function to import files created with an accounting package to an ACH Database. DATA IMPORT STEPS There are five basic steps to using Data Import. 1. Create an Import Format. 2. Export from your spreadsheet or accounting package choosing the Comma Delimited, Fixed Width, or NACHA option. 3. Import into the ACH database. 4. View the Import Report for the success of each entry in your incoming file. 5. (If needed) Correct exceptions, which are items that did not import correctly or items that require more detail in the database in order to create a payment file. IMPORT NACHA FILES (VALIDATOR) Use ACH Validator to import NACHA files directly into ACH batches. The ACH Validator function verifies that the NACHA format output of your accounting package is in the correct NACHA format. There are three basic steps for using Validator: 1. Create a NACHA file with your accounting package. 2. Use the Validator function to import it directly into an ACH batch. 3. Release the batch to Regions for processing. RETRIEVE A NACHA FILE TO AN ACH BATCH LIST 1. From the Service Menu tab, click Payments and. 2. Click ACH Payments on the Service Menu. 3. On the Feature Menu, click ACH Validator to view the Validator screen. 4. Specify the NACHA file you want to validate by entering the path to the file on your hard drive or network, or by clicking the Browse button. 5. From the Browse Window, select a NACHA file, and click Open. The path to the file displays in the Validator File Name/Location text box. 6. Click OK. The following message displays: Validation was successfully started for the file <filename>. 7. Click Reload (Netscape) or Refresh (Internet Explorer) on the browser toolbar to view the results of the Validator import. ACH STATUS AND DESCRIPTIONS Entered status Eligible for Release or transfer: deletion. The Entered status means the transfer has not yet been made available for processing by the system. Released status transfers: In Process: Submitted: Those that have been released for system processing, and will be. The transfer is being actively processed by the system. The transfer has been processed and sent to Regions ACH processing application. 19

20 FOR ADDITIONAL ASSISTANCE We re confident that you ll find that the new Regions itreasury can bring a wide array of key benefits to your business financial management. If you have additional questions or need personal assistance, please call Commercial Client Services at , Monday Friday, 7: a.m. to 5: p.m. CT. Except as amended by the terms and provisions set forth in this material, the terms, conditions, and provisions of your account, product, or service with us remain in effect. You may receive additional communications in separate mailings regarding the terms of particular business relationships you may have with us. In the event of a conflict between the terms of this material and the terms of such separate communications, the separate communications will control with respect to the subject matter thereof. 27 Regions Bank. Member FDIC. AmSouth Bank is a division and trade name of Regions Bank. TMQ-2