ACH Pass-Thru. IFITonline User Guide

Transcription

1 ACH Pass-Thru IFITonline User Guide

2 Table of Contents 1 Importing ACH Pass-Thru Files Standard Entry Class (SEC) Codes & Errors Error Message Types & Meanings Example Erroneous ACH Pass-Thru File Revision 6/15/2012

3 1 Importing ACH Pass-Thru Files The ACH Pass-Thru feature allows you to import and submit a fully-formatted NACHA file that has been created in outside software. This file may contain multiple batches and credits as well as debits. Under the Commercial menu, choose the ACH Pass-Thru option. From this screen you will need to click Browse to import the desired file and choose the date for the file to be processed. NOTE: The Process Date cannot be the same as the Effective Date in the file. This is an example of a fully-formatted NACHA file. You can click the Calendar icon in the Process Date field to prompt a drop-down calendar to select date. 3 Revision 6/15/2012

4 If you would like to enter a brief description, you can do so in the field presented. When finished, click Submit to submit the transaction. Once the transaction has been submitted, you will be presented with the Submit Transaction screen to review your transaction. You can choose to Approve, Draft, Cancel or Print the transaction or send Mobile Alerts by clicking the appropriate button on the toolbar. Once you have Approved, Drafted, or Cancelled the transaction, you will be taken to the Online Activity screen, which should indicate that the transaction status. If the transaction was approved, the Bank will process your ACH Pass Thru with the rest of the ACH transactions submitted for that business day. For your convenience, you will be able to review the details at any time at the Online Activity page. 2 Standard Entry Class (SEC) Codes & Errors The following Standard Entry Class (SEC) codes will be accepted in ACH Pass-Thru files: PPD - Individual CCD - Company IAT - International ACH Transaction By default, the IFITonline system will verify each file that is uploaded to ensure that all formatting requirements are met. Fatal Errors: If your ACH Pass-Thru file contains a fatal error, the uploading process will fail and the IFITonline system will immediately launch an error message stating the nature of the problem. Non-Fatal Errors: If your file contains a non-fatal error, the uploading process will be allowed to complete but you will also receive a warning regarding the potential issue. 4 Revision 6/15/2012

5 3 Error Message Types & Meanings Short Name Description AddendaLineLocation Improper location for an addenda line BatchCreditAmountInvalid Batch Credit Amount is not valid BatchDebitAmountInvalid Batch Debit Amount is not valid BatchFooterLocation Improper location for a Batch Footer line BatchHeaderLocation Improper location for a Batch Header BatchNotBalanced The Batch is not balanced Block10 The file is not in standard block 10 format EffectiveDateInvalid The effective date is not in the correct format EffectiveDateIsHoliday The effective date is a holiday EffectiveDatePast The effective date has already passed FileCreditAmountInvalid File Credit Amount is not valid. FileDebitAmountInvalid File Debit Amount is not valid. FileFooterLocation Improper location for a File Footer line FileHeaderLocation Improper location for a File Header line FileNotBalanced The File is not balanced InvalidBatchCalculation Batch count does not match actual count InvalidBatchCount Batch count was not an int InvalidCreditCalculation Credit Total does not match actual credit total InvalidDebitCalculation Debit Total does not match actual debit total InvalidEntryAddendaCalculation Entry addenda total does not match actual InvalidEntryAddendaCount Entry Addenda count is not an int InvalidFiller Filler does not contain all 9 InvalidLineStart Line is not properly located within the file InvalidServiceClassCode Invalid Service Class Code InvalidStandardEntryClass Invalid Standard Entry Class InvalidTranCode Invalid transaction code0 Line94 Line length is no 94 characters MultipleEffectiveDates More than one effective date found in file NoCR No carriage returns in file NoCRLF Continuous file NoLF No line feeds in file TransactionLineLocation Improper location for a Transaction line TxnAmountInvalid Transaction Amount is not valid. CompanyIdentificationNotFound Company identification not found in customer or subsidiary ClassCodeNotAllowed ACH class code is not allowed Is Fatal? Show User If Not Fatal? 5 Revision 6/15/2012

6 4 Example Erroneous ACH Pass-Thru File Follow the steps for Importing ACH Pass-Thru Files, until you arrive at the ACH Pass-Thru page to import an ACH file from your local directory. Click Submit. After clicking Submit, the IFITonline system automatically reviews the file for proper NACHA formatting. In this example, the ACH Pass-Thru file has several errors. For example, the Line 0 error indicates that the Company identification was not found in customer or subsidiary. As per the chart, this is a non-fatal error. So, if this was the only error, you would receive such warning, but still be allowed to process the file by clicking Submit. The error in Line 2 states that the effective date has already passed. The user would then need to make the appropriate changes to Line 2 and re-submit the ACH Pass-Thru file. If there are any fatal errors, you will not be able to submit the file for processing until the errors are corrected. 6 Revision 6/15/2012